fix: handle 'no valid cards' case for merchant network restrictions When user has NO cards accepted at a merchant (e.g., Bob at Costco with only Mastercard/Discover cards): - Return recommended_card=None with clear messaging - Add no_valid_cards=True flag - Add warning about network restrictions - Suggest optimal card to apply for - This prevents network violations by returning no recommendation instead of an invalid one

#14
MCP-1st-Birthday org
No description provided.
sammy786 changed pull request status to merged

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