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personalfinance_000042
0
Here’s my situation, and I’m honestly at my breaking point—I need some real advice on how to handle this mess. My dad and brother are both bipolar, and our family’s finances are in complete shambles. Seven years ago, our house was almost paid off, but my dad borrowed against it and blew everything on a spending spre...
false
0
false
4
[{"round": 1, "tool": "browser.search", "args": {"query": "family business conflict mental illness financial instability advice", "topn": 10, "source": "news"}, "result_len": 3204}, {"round": 2, "tool": "browser.open", "args": {"cursor": 0, "id": 9}, "result_len": 143}, {"round": 3, "tool": "browser.open", "args": {"cu...
45.61585
success
[{"role": "assistant", "content": "<|channel|>analysis<|message|>We need to answer: advice on handling this complex financial, family, legal situation. Provide steps: financial management, legal, mental health, counseling, debt restructuring, consider separating business, personal liability, bankruptcy, etc. Should cit...
personalfinance_000060
2
I'm really struggling with this living situation and could use some outside perspective. I'm 30 and still living with my mom - not like I moved back in, I've never actually moved out. It's embarrassing, especially as a guy, and I get those looks when people find out. My social life is basically non-existent at this poi...
false
0
false
11
[{"round": 1, "tool": "browser.search", "args": {"query": "adult child living with parents financial benefits psychological impact 2023 study", "topn": 10, "source": "news"}, "result_len": 3282}, {"round": 2, "tool": "browser.open", "args": {"cursor": 0, "id": 2}, "result_len": 19}, {"round": 3, "tool": "browser.open",...
113.094304
success
[{"role": "assistant", "content": "<|channel|>analysis<|message|>We need to answer personal advice. Provide perspective: financial thresholds, budgeting, emergency fund, cost of living, benefits of living at home, psychological aspects, steps to improve employment, maybe therapy. Use sources: articles on adult children...
personalfinance_000033
0
I'm about to make the biggest rent jump of my life and I'm equal parts excited and terrified—can anyone who's been through this talk me off the ledge? My partner and I found this absolutely dreamy place after years of cramming into shared houses (seriously, I've never paid more than $400/month living with way too man...
A rent‑to‑income ratio of 34 % is a little above the classic “30 % rule,” but it can work if you tighten other budget categories and keep a 3‑6 month emergency fund.
false
0
false
8
[{"round": 1, "tool": "browser.search", "args": {"query": "recommended rent percentage of income 30% housing cost burden personal finance", "topn": 10, "source": "news"}, "result_len": 3136}, {"round": 2, "tool": "browser.open", "args": {"cursor": 0, "id": 4}, "result_len": 14670}, {"round": 3, "tool": "browser.search"...
131.375016
success
[{"role": "assistant", "content": "<|channel|>analysis<|message|>We need to answer the user's question: advice about rent jump, budgeting, emergency savings, percent of income, tradeoffs, etc. Provide evidence from sources: personal finance articles, budgeting guidelines, maybe from reputable sites like NerdWallet, The...
personalfinance_000006
2
"I’m 28, make $150k a year, and have about $100k just sitting in savings right now. My plan is to (...TRUNCATED)
Allocate $30textk to a 5 % high‑yield savings account,
false
0
false
13
"[{\"round\": 1, \"tool\": \"browser.search\", \"args\": {\"query\": \"2024 high yield savings accou(...TRUNCATED)
137.022439
success
"[{\"role\": \"assistant\", \"content\": \"<|channel|>analysis<|message|>We need to answer: for a 28(...TRUNCATED)
personalfinance_000047
1
"Am I crazy for thinking I could build wealth just fine as a lifelong renter in NYC? Or is owning pr(...TRUNCATED)
"No – you’re not “crazy.” Renting can be a viable long‑term wealth‑building strategy, bu(...TRUNCATED)
false
0
false
11
"[{\"round\": 1, \"tool\": \"browser.search\", \"args\": {\"query\": \"renting vs buying wealth accu(...TRUNCATED)
140.833528
success
"[{\"role\": \"assistant\", \"content\": \"<|channel|>analysis<|message|>We need to answer: Is it po(...TRUNCATED)
personalfinance_000005
1
"\"Back in 2018, I had my jaw broken and was basically forced into taking an ambulance. The Victims (...TRUNCATED)
File a certified‑mail dispute + debt‑validation request with proof of payment
false
0
false
13
"[{\"round\": 1, \"tool\": \"browser.search\", \"args\": {\"query\": \"Victims of Crime Fund paid am(...TRUNCATED)
144.873806
success
"[{\"role\": \"assistant\", \"content\": \"<|channel|>analysis<|message|>We need to answer: user has(...TRUNCATED)
personalfinance_000062
0
"I'm really struggling with some credit card debt and could use some advice. Right now I'm only maki(...TRUNCATED)
"Put most of the $1,400 stimulus toward the credit‑card balances (≈$1,200), keep a very small (...TRUNCATED)
false
0
false
15
"[{\"round\": 1, \"tool\": \"browser.search\", \"args\": {\"query\": \"paying off high interest cred(...TRUNCATED)
146.083059
success
"[{\"role\": \"assistant\", \"content\": \"<|channel|>analysis<|message|>We need to answer personal (...TRUNCATED)
personalfinance_000056
2
"\"I’m really worried about my parents’ retirement situation and could use some advice. They jus(...TRUNCATED)
"First lock‑in a 12‑24‑month cash reserve, then pay off the car (or any debt ≥ 6 % APR), and(...TRUNCATED)
false
0
false
11
"[{\"round\": 1, \"tool\": \"browser.search\", \"args\": {\"query\": \"retirees emergency fund how m(...TRUNCATED)
147.163584
success
"[{\"role\": \"assistant\", \"content\": \"<|channel|>analysis<|message|>We need to give financial a(...TRUNCATED)
personalfinance_000042
1
"Here’s my situation, and I’m honestly at my breaking point—I need some real advice on how to (...TRUNCATED)
false
0
false
11
"[{\"round\": 1, \"tool\": \"browser.search\", \"args\": {\"query\": \"managing family finances when(...TRUNCATED)
149.086332
success
"[{\"role\": \"assistant\", \"content\": \"<|channel|>analysis<|message|>We need to provide advice. (...TRUNCATED)
personalfinance_000052
0
"\"I’m in a bit of a tricky spot with my finances and wondering if there’s any way to use my pen(...TRUNCATED)
false
0
false
15
"[{\"round\": 1, \"tool\": \"browser.search\", \"args\": {\"query\": \"UK pension access age 55 tax (...TRUNCATED)
152.02351
success
"[{\"role\": \"assistant\", \"content\": \"<|channel|>analysis<|message|>We need to answer: can you (...TRUNCATED)
End of preview. Expand in Data Studio

personalfinance-gpt-oss-120b

Deep research agent evaluation on data/drtulu_personalfinance.jsonl (normal split).

Results

Metric Value
pass@4 0.0%
avg@4 0.0%
Trajectory accuracy 0.0% (0/18772)
Questions 4693
Trajectories 18772 (4 per question)
Avg tool calls 15.7
Full conversations

Model & Setup

Model gpt-oss-120b
Judge gpt-4o
Max tool calls 50
Temperature 0.7
Blocked domains None

Tool Usage

Tool Calls %
browser.open 167,178 57%
browser.search 101,094 35%
browser.find 18,896 6%
functions.paper_search 4,051 1%
functions.pubmed_search 98 0.0%

Total: 291,317 tool calls (15.7 per trajectory)

Columns

Column Description
qid Question ID
traj_idx Trajectory index (0-3)
question Input question
reference_answer Ground truth answer
boxed_answer Model's extracted \boxed{} answer
correct GPT-4o judge verdict
judge_explanation Judge's reasoning
question_accuracy Fraction of trajectories correct for this question (difficulty: 0=hardest, 1=easiest)
num_tool_calls Number of tool calls in trajectory
tool_calls Tool call log (JSON)
conversation Full trajectory with reasoning + tool responses (JSON)
contaminated Whether search results contained evaluation dataset pages
latency_s Generation time in seconds
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