credit_rating
stringclasses
25 values
revenue
float64
10.1
464k
operating_profit
float64
-71,181.7
109k
net_income
float64
-62,903
85.3k
total_assets
float64
186
804k
total_liabilities
float64
1.1
457k
total_equity
float64
136
543k
capital
float64
0.1
236k
operating_cash_flow
float64
-94,080.5
160k
interest_bearing_debt
float64
-59,540.2
251k
debt_ratio
float64
0
4.5M
ROA
float64
-0.5
0.5
ROE
float64
-3.5
2.3
asset_turnover_ratio
float64
0
10.8
interest_to_assets_ratio
float64
-12.1
5.7
interest_to_revenue_ratio
float64
-18.5
276
cash_flow_to_interest
float64
-64.3
1.65k
interest_to_cash_flow
float64
-25,696.8
155k
log_total_assets
float64
2.3
5.9
log_total_liabilities
float64
0
5.7
positive_factors
stringlengths
2
163
negative_factors
stringlengths
2
149
final_credit_rating
stringclasses
28 values
A
27,557.2
1,180.9
491.6
51,893.4
30,241.3
28,058.2
10,827.5
5,202.2
9,181.9
2.8
0
0
0.5
0.2
0.3
0.6
1.8
4.7
4.5
['์šฐ์ˆ˜ํ•œ ์˜์—…์ˆ˜์ต์„ฑ ์‹œํ˜„', '์‹ ์‚ฌ์—…๋ถ€๋ฌธ์˜ ์ด์ต์ฐฝ์ถœ ๋ฐ ์†์‹ค์˜ ์ฃผ์š”์ธ์ธ ํ”Œ๋žœํŠธ๋ถ€๋ฌธ์˜ ์ž”๊ณ  ๊ฐ์†Œ', '์˜์—…์ˆ˜์ต์„ฑ ํšŒ๋ณต']
['์ค‘๋Œ€์žฌํ•ด๋ฒ• ์œ„๋ฐ˜์— ๋”ฐ๋ฅธ ์˜์—…์ •์ง€ ํ–‰์ •์ฒ˜๋ถ„ ๋ถ€๋‹ด', '์ฐจ์ž…๊ธˆ ์ฆ๊ฐ€๋กœ ์ธํ•œ ์žฌ๋ฌด ๋ถ€๋‹ด']
A+
B+
8,714
155.1
-109.8
12,042.3
9,540.5
2,542
1,112.5
522.2
3,460.2
8.6
-0
-0
0.7
0.3
0.4
0.2
6.6
4.1
4
['์–‘ํ˜ธํ•œ ์˜์—…์‹ค์  ๋ฐ ์ž๋ณธ ํ™•์ถฉ์œผ๋กœ ์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„ ']
['์žฅ๊ธฐ ๋ฏธ์ฐฉ๊ณต ์‚ฌ์—… ๋ฐ ๋ฏธ๋งค๊ฐ ์ž์‚ฐ์— ๋Œ€ํ•œ ๋Œ€์—ฌ ๋ถ€๋‹ด']
B+
A-
5,358.7
952.1
758.6
20,656.8
19,453.6
5,346
745.9
813
16,252.2
26.1
0
0.1
0.3
0.8
3
0.1
20
4.3
4.3
['๋ ˆ๋ฒ„๋ฆฌ์ง€๋ฐฐ์œจ ๊ฐœ์„  ๋ฐ ์šฐ์ˆ˜ํ•œ ์ˆ˜์ค€ ๊ด€๋ฆฌ ์ „๋ง', 'MG๊ณ„์—ด ํŽธ์ž… ์ดํ›„ ์ž๊ธˆ์กฐ๋‹ฌ ์•ˆ์ •์„ฑ ๊ฐœ์„ ', '์žํšŒ์‚ฌ ์‹ ๊ทœ ์—ฐ๊ฒฐํŽธ์ž…์— ๋”ฐ๋ผ ์‚ฌ์—…๊ธฐ๋ฐ˜ ํ™•์ถฉ ๋ฐ ์‹ค์ ์•ˆ์ •์„ฑ ๊ฐœ์„  ์˜ˆ์ƒ', '์‚ฌ์—…๊ฒฝ์Ÿ๋ ฅ ๊ฐ•ํ™”']
['๊ธฐ์—… ๋ฐ ํˆฌ์ž ํ™•๋Œ€๋กœ ์ž์‚ฐํฌํŠธํด๋ฆฌ์˜ค ๋ฆฌ์Šคํฌ ์ฆ๊ฐ€', '์‹ ์ž‘ ํˆฌ์ž ์œ„์ถ•๊ณผ ๋†’์•„์ง„ ํฅํ–‰ ๋ถˆํ™•์‹ค์„ฑ', '๋‹จ๊ธฐ๊ฐ„ ๋‚ด ์œ ์˜๋ฏธํ•œ ์™ธํ˜• ์„ฑ์žฅ ๋ฐ ์ˆ˜์ต์„ฑ ๊ฐœ์„  ์–ด๋ ค์›€', '์žฌ๋ฌด์•ˆ์ •์„ฑ ์ง€ํ‘œ ์ €ํ•˜ ๋ถˆ๊ฐ€ํ”ผ']
A-
BBB+
92,391.3
3,940.1
2,425.8
133,402.6
45,997.6
65,720
4,881.6
4,308.5
20,504
9.4
0
0
0.7
0.2
0.2
0.2
4.8
5.1
4.7
['๋ฏธ์‚ฌ์šฉ ํ•œ๋„๋Œ€ ์ž”์•ก ๋ฐ ๋ณด์œ ์ž์‚ฐ ์œ ๋™ํ™” ๊ฐ€๋Šฅ์„ฑ']
[' ์‚ฌ์—… ํˆฌ์ž ๋ฐ ๊ณ„์—ด ๋‚ด ๋Œ€์—ฌ๋กœ ์žฌ๋ฌด๋ถ€๋‹ด ํ™•๋Œ€', '์ฃผ๋ ฅ ์‹œ์žฅ์˜ ์ˆ˜์š” ์œ„์ถ•์— ๋”ฐ๋ฅธ ์˜์—…์‹ค์  ์ €ํ•˜']
BBB
BBB
7,591.1
-219.8
-388.4
8,176.7
5,958.2
2,040.1
0.1
-223.7
2,246.6
59,581.7
-0
-0.2
0.9
0.3
0.3
-0.1
-10.1
3.9
3.8
['์˜์—…ํ˜„๊ธˆ์ฐฝ์ถœ๋ ฅ ํ–ฅ์ƒ์œผ๋กœ ์ธํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ๊ฐœ์„ ']
['์ถฉ๋‹น๊ธˆ ์ ๋ฆฝ ๋ถ€๋‹ด์œผ๋กœ ์ˆ˜์ต์„ฑ ๊ฐœ์„  ์ง€์—ฐ', '์™ธํ˜• ์ถ•์†Œ ๋ฐ ์ˆ˜์ต์„ฑ ์•…ํ™”', '์˜์—…์‹ค์  ๋ฐ ์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„ ์—ฌ๋ ฅ ์ œํ•œ']
BBB-
BB-
3,870.9
118.9
-102.6
3,994.7
2,764.4
1,092.8
0.1
237.5
1,346.8
27,644
-0
-0.1
1
0.3
0.3
0.2
5.6
3.6
3.4
['์œ ์‚ฌ ์—…์ข… ๋Œ€๋น„ ์•ˆ์ •์  ์ˆ˜์ต์„ฑ']
['๊ธฐ์ˆ  ํˆฌ์ž ๋ถ€์กฑ', '์›์ž์žฌ ๊ฐ€๊ฒฉ ๋ณ€๋™์„ฑ์— ๋ฏผ๊ฐ']
B+
CCC+
1,334.5
-243.3
-458.1
2,343
1,769.2
399.3
363.8
-343
1,662.2
4.9
-0.2
-1.1
0.6
0.7
1.2
-0.2
-4.9
3.4
3.2
['์‹ ๊ทœ ํˆฌ์ž์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๊ฒ€ํ†  ์ค‘', '๋ถ€์‹ค ์‚ฌ์—… ๋ถ€๋ฌธ ์ •๋ฆฌ ์ฐฉ์ˆ˜']
['์™ธ๋ถ€ ๊ฐ์‚ฌ์˜๊ฒฌ ๊ฑฐ์ ˆ ๋˜๋Š” ๋ถ€์ ์ •', '์ƒ์žฅํ์ง€ ์‚ฌ์œ  ๋ฐœ์ƒ ๋˜๋Š” ์œ„ํ—˜', '์œ ๋™๋น„์œจ ๋ฐ ์ด์ž๋ณด์ƒ๋ฐฐ์œจ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ']
CCC
A-
20,302.2
573.9
-463.7
40,471.2
34,568.3
7,455.2
643.6
511.6
14,672.9
53.7
-0
-0.1
0.5
0.4
0.7
0
28.6
4.6
4.5
['์–‘๋Œ€ ์ฃผ๋ ฅ ์‚ฌ์—…์˜ ์‚ฌ์—…์•ˆ์ •์„ฑ์„ ๊ธฐ๋ฐ˜์œผ๋กœ ์–‘ํ˜ธํ•œ ์‹ค์  ์ง€์† ์ „๋ง', '์ œํ’ˆ ์ƒ์‚ฐ๊ณต์ • ๊ฐœ์„ ', '์žฌ๋ฌด๋ถ€๋‹ด ๊ฒฝ๊ฐ๊ณผ ๊ฐœ์„ ๋œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์œ ์ง€ ์ „๋ง']
['๋ชฉ์žฌ์›๊ฐ€ ๋ฐ ๋น„์šฉ ์ƒ์Šน']
A
A
11,119.5
2,109.6
1,647.9
64,234.8
44,152.3
33,615.8
0.1
12,447.3
26,656.2
441,522.7
0
0
0.2
0.4
2.4
0.5
2.1
4.8
4.6
['์‹ ๊ทœ ์ ํฌ ํˆฌ์ž ์กฐ์ ˆ์— ๋”ฐ๋ฅธ ์žฌ๋ฌด๋ถ€๋‹ด ์™„ํ™” ์ˆ˜์ค€', '์ง๋„์ž… ๋ฐ ์„ค๋น„ ํšจ์œจ์„ฑ ๊ธฐ๋ฐ˜์˜ ์‚ฌ์—…๊ฒฝ์Ÿ๋ ฅ', '์•ˆ์ •์ ์ธ ์˜์—…ํ˜„๊ธˆํ๋ฆ„ ์ฐฝ์ถœ']
['๋ณดํ˜ธ๋ฌด์—ญ ๋ฐ ์ž๊ตญ ์ œ์กฐ์—… ๊ฐ•ํ™” ์ •์ฑ…์— ๋”ฐ๋ฅธ ๊ฒฝ์Ÿ๋ ฅ ์ €ํ•˜ ๊ฐ€๋Šฅ์„ฑ']
A+
BBB
12,425
-635
-684.2
24,205.3
16,598.5
6,406.5
1,087.9
71.9
4,535
15.3
-0
-0.1
0.5
0.2
0.4
0
62.2
4.4
4.2
['์ฃผ๋ ฅ ์ œํ’ˆ ํŒ๋งคํ˜ธ์กฐ ๋ฐ ๊ฐœ์„ ๋œ ์ด์ต์ฐฝ์ถœ๋ ฅ ์ „๋ง', '์ž๋ณธ์‹œ์žฅ ํ™œ์šฉ๋Šฅ๋ ฅ ๊ฐ•ํ™” ์ „๋ง', '์ต์Šคํฌ์ € ์ถ•์†Œ']
['๋ธŒ๋ฆฟ์ง€๋ก ์˜ ๊ณ ์ •์ดํ•˜์—ฌ์‹ ๋น„์œจ ์ƒ์Šน']
BBB+
C
882.3
-175.8
-426.9
1,263.8
994
494.6
494.6
-262.3
1,517.8
2
-0.3
-0.9
0.7
1.2
1.7
-0.2
-5.8
3.1
3
['์ž์‚ฐ ๋งค๊ฐ ๊ณ„ํš์— ๋”ฐ๋ฅธ ์ผ์‹œ์  ์œ ๋™์„ฑ ํ™•๋ณด', '์ฑ„๊ถŒ๋‹จ๊ณผ์˜ ๊ตฌ์กฐ์กฐ์ • ํ˜‘์˜ ์ง„ํ–‰ ์ค‘', 'ํ•ต์‹ฌ ์ธ๋ ฅ ์ผ๋ถ€ ์œ ์ง€ ์ƒํƒœ']
['๋Œ€๊ทœ๋ชจ ๋งŒ๊ธฐ ๋„๋ž˜ ์ฑ„๋ฌด ์กด์žฌ', '์œ ๋™๋น„์œจ ๋ฐ ์ด์ž๋ณด์ƒ๋ฐฐ์œจ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ', 'ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ']
C
C-
1,014.3
308.6
-572.2
1,266
1,049.4
241
241
-391.6
2,483.6
4.4
-0.5
-2.4
0.8
2
2.4
-0.2
-6.4
3.1
3
['์‹ ๊ทœ ํˆฌ์ž์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๊ฒ€ํ†  ์ค‘', 'ํ•ต์‹ฌ ์ธ๋ ฅ ์ผ๋ถ€ ์œ ์ง€ ์ƒํƒœ']
['์ฃผ์š” ์ž์‚ฐ์˜ ๋‹ด๋ณด ์„ค์ •์œผ๋กœ ์ฒ˜๋ถ„ ์—ฌ๋ ฅ ๋ถ€์กฑ', '์‹œ์žฅ ์‹ ๋ขฐ๋„ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ ๋ฐ ๊ฑฐ๋ž˜์ฒ˜ ์ดํƒˆ', '๋ฒ•์  ๋ถ„์Ÿ ๋‹ค์ˆ˜ ์ง„ํ–‰ ์ค‘']
D
BBB
12,971.9
441.9
-246.8
19,060.6
8,778.5
7,524.6
3,537.5
718.6
8,649.7
2.5
-0
-0
0.7
0.5
0.7
0.1
12
4.3
3.9
['๋ณด์œ ์ง€๋ถ„๊ฐ€์น˜ ์ƒ์Šน์— ๋”ฐ๋ฅธ ์žฌ๋ฌด์œตํ†ต์„ฑ ๊ฐ•ํ™”', '์˜์—…ํ˜„๊ธˆ์ฐฝ์ถœ๋ ฅ ํ–ฅ์ƒ์œผ๋กœ ์ธํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ๊ฐœ์„ ']
['๊ฒฝ๊ธฐ ์นจ์ฒด์— ๋”ฐ๋ฅธ ์ž์‚ฐ๊ฑด์ „์„ฑ ํ•˜๋ฐฉ ์••๋ ฅ', '์˜์—…์ ์ž ๊ธฐ์กฐ ์ง€์†']
BBB
B
5,043.9
-166.2
-291.2
4,830.6
3,945.2
1,185.4
207.2
-11.4
4,129.2
19
-0.1
-0.2
1
0.9
0.8
-0
-398.3
3.7
3.6
['์ผ๋ถ€ ๊ณ ์ •๋น„ ์ ˆ๊ฐ ํšจ๊ณผ ๋ฐœ์ƒ', '์ผ๋ถ€ ์•ˆ์ •์ ์ธ ๊ฑฐ๋ž˜์ฒ˜ ํ™•๋ณด']
['์ œํ•œ์ ์ธ ์ž๊ธˆ์กฐ๋‹ฌ ํ™˜๊ฒฝ', '์‹ ์šฉ๋„ ํ•˜๋ฝ ์ง€์†', '๊ณผ๋„ํ•œ ๋‹จ๊ธฐ ์ฐจ์ž…๊ธˆ ์˜์กด']
B-
CCC-
1,237
-618.5
-262.6
2,415.7
2,125.4
511.7
511.7
-868.3
2,262.5
4.2
-0.1
-0.5
0.5
0.9
1.8
-0.4
-2.6
3.4
3.3
['ํšŒ์ƒ์ ˆ์ฐจ ๊ฐœ์‹œ ์Šน์ธ ๊ฒฐ์ •']
['์‹œ์žฅ ์‹ ๋ขฐ๋„ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ ๋ฐ ๊ฑฐ๋ž˜์ฒ˜ ์ดํƒˆ', '๋ถ€๋„ ๋ฐœ์ƒ ๋˜๋Š” ์ง€๊ธ‰๋ถˆ๋Šฅ ์ƒํƒœ']
CC+
BB
10,117
483.6
495.1
7,876.2
5,333.6
1,468.3
274
638.5
2,730.7
19.5
0.1
0.3
1.3
0.3
0.3
0.2
4.3
3.9
3.7
['์ผ์ • ์ˆ˜์ค€์˜ ์˜์—…ํ˜„๊ธˆ์ฐฝ์ถœ๋ ฅ ํ™•๋ณด']
['ํ™˜์œจ ๋ฆฌ์Šคํฌ ๋…ธ์ถœ', '์ค‘์žฅ๊ธฐ ์„ฑ์žฅ์„ฑ ์ •์ฒด']
BB-
A+
140,577.6
-4,368.3
526.6
235,814.8
142,136.3
76,823.4
1,149.7
14,756
96,807.4
123.6
0
0
0.6
0.4
0.7
0.2
6.6
5.4
5.2
['๋ง๋ ˆ์ด์‹œ์•„ ๊ณต์žฅ ์ฆ์„ค ์™„๋ฃŒ๋กœ ๊ทœ๋ชจ ์ถ•์†Œ ๊ฐ€๋Šฅ์„ฑ ์กด์žฌ', '์ˆ˜์ต์„ฑ ๊ฐœ์„  ์ „๋ง']
['์šด๋ณธ ๋ณ€๋™์„ฑ, ์–‘์‚ฐ์‚ฌ์—… ํ™•๋Œ€์— ๋”ฐ๋ฅธ ๋“ฑ์œผ๋กœ ์ž๊ธˆ์†Œ์š”๊ฐ€ ์ฆ๊ฐ€ํ•  ์ˆ˜ ์žˆ๋‹ค.', '์ด์ต์ฐฝ์ถœ๋ ฅ ์•ฝํ™”']
A+
BB+
8,951.5
-2,480.8
-2,467.3
13,350
5,770.7
6,709.9
92.7
1,812.2
9,092.4
62.2
-0.2
-0.4
0.7
0.7
1
0.2
5
4.1
3.8
['๊ณ ์ •๋น„ ๋ถ€๋‹ด ์™„ํ™”๋กœ ์ธํ•œ ์˜์—…์ˆ˜์ต์„ฑ ๊ฐœ์„ ']
['์ €์กฐํ•œ ์˜์—…์‹ค์ ๊ณผ ๋†’์€ ์šด๋ณธ ๋ถ€๋‹ด์œผ๋กœ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์ €ํ•˜']
BB+
AA+
61,011.1
-2,588.3
-936.7
128,923.9
106,615.9
34,960.5
7,823.7
7,386.2
9,967.6
13.6
-0
-0
0.5
0.1
0.2
0.7
1.3
5.1
5
['์•ˆ์ •์ ์ธ ์ž๋ณธ์ ์ •์„ฑ', '์šฐ์ˆ˜ํ•œ ์‹œ์žฅ์ง€์œ„', '์šฐ์ˆ˜ํ•œ ์‚ฌ์—…๊ธฐ๋ฐ˜ ํ™•๋ณด', '๊ณ„์—ด ์ง€์›๊ฐ€๋Šฅ์„ฑ ๋ฐ˜์˜']
['์ˆ˜์ต์„ฑ ํ•˜๋ฝ ์••๋ ฅ']
AAA-
A+
125,459.3
5,376.2
3,324.5
176,866.1
47,460.9
115,790.3
1,625.9
-5,503.7
79,283.7
29.2
0
0
0.7
0.4
0.6
-0.1
-14.4
5.2
4.7
['๋ฐฉ์œ„์‚ฐ์—… ๋ถ€๋ฌธ ์ˆ˜์ถœ ํ™•๋Œ€๋ฅผ ํ†ตํ•œ ์ด์ต์ฐฝ์ถœ๋ ฅ ์ œ๊ณ ', ' ๋ฐ ์ง€๋ถ„ ์ทจ๋“ ๊ด€๋ จ ๋Œ€๊ทœ๋ชจ ์ž๊ธˆ์†Œ์š”์—๋„ ์–‘ํ˜ธํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ์„ ์œ ์ง€ํ•  ์ „๋ง์ด๋‹ค.']
['์›จ์ดํผ ์ˆ˜์š” ๋ฐ ํŒ๊ฐ€ ํšŒ๋ณต ']
AA-
AA+
102,163.5
-977.1
274.1
112,296.2
26,171.8
51,583.4
0.1
1,684.1
72,274
261,717.9
0
0
0.9
0.6
0.7
0
42.9
5.1
4.4
['์–‘ํ˜ธํ•œ ์ˆ˜๊ธ‰ ํ•˜์— ๊ฒฌ์กฐํ•œ ์˜์—…ํ˜„๊ธˆ์ฐฝ์ถœ ์ „๋ง', '๊พธ์ค€ํ•œ ์˜์—…ํ˜„๊ธˆ์ฐฝ์ถœ์— ํž˜์ž…์–ด ์šฐ์ˆ˜ํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์œ ์ง€']
['์žฌ๋ฌด์•ˆ์ •์„ฑ ์ €ํ•˜', '์‹ ์‚ฌ์—… ๊ด€๋ จ ๋น„๊ฒฝ์ƒ์  ํˆฌ์ž์†Œ์š” ์ง€์† ์˜ˆ์ƒ']
AA+
C-
1,106.4
235.9
-583.2
1,561.3
1,268.3
313.7
149.4
-81.1
2,638.6
8.5
-0.4
-1.9
0.7
1.7
2.4
-0
-32.9
3.2
3.1
['์‹ ๊ทœ ํˆฌ์ž์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๊ฒ€ํ†  ์ค‘']
['๊ณ„์—ด์‚ฌ ๊ฐ„ ์ž๊ธˆ ์ฐจ์ž… ๊ตฌ์กฐ๋กœ ๋„์‚ฐ ์ „์ด ์šฐ๋ ค', '์ฃผ์š” ์ž์‚ฐ์˜ ๋‹ด๋ณด ์„ค์ •์œผ๋กœ ์ฒ˜๋ถ„ ์—ฌ๋ ฅ ๋ถ€์กฑ']
D
CCC-
1,090.5
-545.3
-488.3
2,316
1,776.6
677.5
677.5
-993.1
2,347.7
2.6
-0.2
-0.7
0.5
1
2.2
-0.4
-2.4
3.4
3.2
['ํ•ต์‹ฌ ์ธ๋ ฅ ์ผ๋ถ€ ์œ ์ง€ ์ƒํƒœ']
['์œ ๋™๋น„์œจ ๋ฐ ์ด์ž๋ณด์ƒ๋ฐฐ์œจ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ', '๋Œ€์ถœ ์›๋ฆฌ๊ธˆ ์ƒํ™˜ ์ง€์—ฐ ๋˜๋Š” ์—ฐ์ฒด ๋‹ค์ˆ˜ ๋ฐœ์ƒ', '๋ฒ•์  ๋ถ„์Ÿ ๋‹ค์ˆ˜ ์ง„ํ–‰ ์ค‘']
CC+
BBB
14,586.5
537.3
-266.1
20,715.8
7,181.1
10,191.7
4,253.2
68.2
5,841
1.7
-0
-0
0.7
0.3
0.4
0
84.4
4.3
3.9
['์˜์—…ํ˜„๊ธˆ์ฐฝ์ถœ๋ ฅ ํ–ฅ์ƒ์œผ๋กœ ์ธํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ๊ฐœ์„ ', '์ž๋ณธ๋น„์œจ ์šฐ์ˆ˜ํ•œ ์ˆ˜์ค€ ์œ ์ง€', '์ƒ์žฅ์„ ํ†ตํ•œ ์ž๊ธˆ์ง€์› ๋ถ€๋‹ด ์™„ํ™”']
['๊ทœ์ œ ๊ฐ•ํ™”์— ๋”ฐ๋ฅธ ๋Œ€์†๋น„์šฉ ์ฆ๊ฐ€ ๋ถ€๋‹ด']
BBB+
B+
7,707.1
629.5
32.4
3,432.9
1,688
1,300.8
52.8
47.7
1,167.5
32
0
0
2.2
0.3
0.2
0
24
3.5
3.2
['์–‘ํ˜ธํ•œ ์˜์—…์‹ค์  ๋ฐ ์ž๋ณธ ํ™•์ถฉ์œผ๋กœ ์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„ ', '์•ˆ์ •์ ์ธ ์ด์ต ์ฐฝ์ถœ์„ ํ†ตํ•œ ์žฌ๋ฌด๋ถ€๋‹ด ์™„ํ™” ์ „๋ง']
['์žฅ๊ธฐ ๋ฏธ์ฐฉ๊ณต ์‚ฌ์—… ๋ฐ ๋ฏธ๋งค๊ฐ ์ž์‚ฐ์— ๋Œ€ํ•œ ๋Œ€์—ฌ ๋ถ€๋‹ด']
BB-
AAA
268,408.7
30,196.6
21,644
486,598.6
93,465.9
349,032.3
162,562.8
35,696
86,906.3
0.6
0
0.1
0.6
0.2
0.3
0.4
2.4
5.7
5
['๋ณด์ฆ์ธ ์‹ ์šฉ๋„์™€ ๋™์ผํ•œ ์‹ ์šฉ๋„ ํ‰๊ฐ€', '๊ธ€๋กœ๋ฒŒ ๊ฒฝ์Ÿ์ง€์œ„ ์ œ๊ณ ์— ๋”ฐ๋ฅธ ์šฐ์ˆ˜ํ•œ ํŒ๋งค์‹ค์  ์œ ์ง€ ์ „๋ง', '์‹ ํ•œ, ๊ตญ๋ฏผ, ์šฐ๋ฆฌ, ํ•˜๋‚˜์˜ ์ง€๊ธ‰๋ณด์ฆ ์ œ๊ณต']
['์‹œ์ค‘์˜ ์žฌ๋ฌด๊ฑด์ „์„ฑ ํ›ผ์† ๊ฐ€๋Šฅ์„ฑ', '์‚ฐ์—…ํ™˜๊ฒฝ ์ €ํ•˜๋‚˜ ๊ฒฝ์Ÿ๋ ฅ ์œ ์ง€๋ฅผ ์œ„ํ•œ ํˆฌ์ž๋ถ€๋‹ด ์ฆ๊ฐ€', '์นœํ™˜๊ฒฝ์ฐจ ํ™•์‚ฐ๊ณผ ์ž์œจ์ฃผํ–‰์ฐจ ๊ฐœ๋ฐœ๋กœ ์ธํ•œ ํˆฌ์ž๋ถ€๋‹ด ์ƒ์Šน ์ „๋ง']
AAA
CCC+
1,430.1
134.5
-52.8
2,198.9
1,761.8
414.4
414.4
-132.6
1,912.5
4.3
-0
-0.1
0.7
0.9
1.3
-0.1
-14.5
3.3
3.2
['๊ณต๊ณต๊ธฐ๊ด€ ๋‚ฉํ’ˆ ์‹ค์  ๋“ฑ์œผ๋กœ ์ผ๋ถ€ ์ˆ˜์ต์„ฑ ์œ ์ง€']
['์ž„์ง์› ๊ธ‰์—ฌ ์ฒด๋ถˆ', '๋ฒ•์  ๋ถ„์Ÿ ๋‹ค์ˆ˜ ์ง„ํ–‰ ์ค‘', '๋Œ€๋ถ€๋ถ„์˜ ์ž์‚ฐ์ด ์œ ๋™์„ฑ ๋ถ€์กฑ์œผ๋กœ ๊ฐ€์น˜ ํ•˜๋ฝ']
CCC
C+
804.4
-399.8
-142.8
1,568.8
1,309.6
322.5
322.5
-227.9
1,570.2
4.1
-0.1
-0.4
0.5
1
2
-0.1
-6.9
3.2
3.1
['์ฃผ์ฑ„๊ถŒ์˜ ์ œํ•œ์  ์œ ๋™์„ฑ ์ง€์›', 'ํ•ต์‹ฌ ์ธ๋ ฅ ์ผ๋ถ€ ์œ ์ง€ ์ƒํƒœ', '์ฑ„๊ถŒ๋‹จ๊ณผ์˜ ๊ตฌ์กฐ์กฐ์ • ํ˜‘์˜ ์ง„ํ–‰ ์ค‘']
['์ง€์†์ ์ธ ์˜์—…์†์‹ค ๋ˆ„์ ', 'ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ', '์ž„์ง์› ๊ธ‰์—ฌ ์ฒด๋ถˆ']
C+
CCC-
1,213.9
-607
-457.1
1,911.4
1,621.1
341.5
341.5
-945.8
2,204.9
4.7
-0.2
-1.3
0.6
1.2
1.8
-0.4
-2.3
3.3
3.2
['์†Œ์†ก ์Šน์†Œ๋กœ ์ธํ•œ ์ž์‚ฐ ํšŒ๋ณต ๊ฐ€๋Šฅ์„ฑ ์กด์žฌ', '์ž์‚ฐ ๋งค๊ฐ ๊ณ„ํš์— ๋”ฐ๋ฅธ ์ผ์‹œ์  ์œ ๋™์„ฑ ํ™•๋ณด', '์ฃผ์ฑ„๊ถŒ์˜ ์ œํ•œ์  ์œ ๋™์„ฑ ์ง€์›']
['๊ณ„์—ด์‚ฌ ์—ฐ์‡„ ๋ถ€์‹ค ์œ„ํ—˜ ๋…ธ์ถœ', '๊ณ„์—ด์‚ฌ ๊ฐ„ ์ž๊ธˆ ์ฐจ์ž… ๊ตฌ์กฐ๋กœ ๋„์‚ฐ ์ „์ด ์šฐ๋ ค', '๋Œ€๋ถ€๋ถ„์˜ ์ž์‚ฐ์ด ์œ ๋™์„ฑ ๋ถ€์กฑ์œผ๋กœ ๊ฐ€์น˜ ํ•˜๋ฝ', '์ง€์†์ ์ธ ์˜์—…์†์‹ค ๋ˆ„์ ']
CC+
AAA
47,956.2
11,498.4
6,508.2
159,727.8
108,889
103,154.2
103,154.2
9,961.7
53,441.8
1.1
0
0.1
0.3
0.3
1.1
0.2
5.4
5.2
5
['์šฐ์ˆ˜ํ•œ ํ™•๋ณด๋Šฅ๋ ฅ๊ณผ ์ด์ต์ฐฝ์ถœ๋ ฅ', '๊ธ€๋กœ๋ฒŒ ์™„์„ฑ์ฐจ ์‹œ์žฅ์—์„œ ์ฐจ๊ทธ๋ฃน์˜ ์‹œ์žฅ์ง€์œ„ ๊ฐœ์„ ']
['์˜์—…์ด์ต๋ฅ  ๊ฐ์†Œ']
AAA+
C-
1,072.2
-524.3
-668.8
1,522.7
1,111
302.6
302.6
-302.9
2,544.5
3.7
-0.4
-2.2
0.7
1.7
2.4
-0.1
-8.4
3.2
3
['์‹ ๊ทœ ํˆฌ์ž์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๊ฒ€ํ†  ์ค‘']
['๊ธฐ๊ด€ ์‹ ์šฉํ•œ๋„ ์ฐจ๋‹จ', '์ž„์ง์› ๊ธ‰์—ฌ ์ฒด๋ถˆ']
D
C+
808.9
-404.5
-355.9
1,720.1
1,415.9
368.9
306.3
-180
1,702.9
4.6
-0.2
-1
0.5
1
2.1
-0.1
-9.5
3.2
3.2
['๋ถ€์‹ค ์‚ฌ์—… ๋ถ€๋ฌธ ์ •๋ฆฌ ์ฐฉ์ˆ˜', '์ฑ„๊ถŒ๋‹จ๊ณผ์˜ ๊ตฌ์กฐ์กฐ์ • ํ˜‘์˜ ์ง„ํ–‰ ์ค‘']
['๊ธฐ๊ด€ ์‹ ์šฉํ•œ๋„ ์ฐจ๋‹จ', '๋Œ€๋ถ€๋ถ„์˜ ์ž์‚ฐ์ด ์œ ๋™์„ฑ ๋ถ€์กฑ์œผ๋กœ ๊ฐ€์น˜ ํ•˜๋ฝ']
C+
B-
3,901.7
302
28.5
2,935.3
2,142.9
775.3
115.9
71.1
925.1
18.5
0
0
1.3
0.3
0.2
0.1
12.8
3.5
3.3
['์ •๋ถ€ ๋ณด์ฆ ํ”„๋กœ์ ํŠธ ์ˆ˜์ฃผ ๊ฒฝํ—˜', '์ผ์‹œ์  ํ˜„๊ธˆํ๋ฆ„ ํ˜ธ์ „']
['์šด์˜์ž๊ธˆ ํ™•๋ณด ์ง€์—ฐ']
B
B+
8,810
581.8
20.4
4,777.2
2,946.5
1,130.4
0.1
496.9
2,164.2
29,465.1
0
0
1.8
0.5
0.2
0.2
4.3
3.7
3.5
['์–‘ํ˜ธํ•œ ์˜์—…์‹ค์  ๋ฐ ์ž๋ณธ ํ™•์ถฉ์œผ๋กœ ์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„ ']
['์žฅ๊ธฐ ๋ฏธ์ฐฉ๊ณต ์‚ฌ์—… ๋ฐ ๋ฏธ๋งค๊ฐ ์ž์‚ฐ์— ๋Œ€ํ•œ ๋Œ€์—ฌ ๋ถ€๋‹ด']
B+
CC+
1,486.5
-673.8
-58.6
1,932.2
1,434.3
291.7
291.7
-744.8
1,772.4
4.9
-0
-0.2
0.8
0.9
1.2
-0.4
-2.4
3.3
3.2
['์ฑ„๊ถŒ๋‹จ๊ณผ์˜ ๊ตฌ์กฐ์กฐ์ • ํ˜‘์˜ ์ง„ํ–‰ ์ค‘', '๋ถ€์‹ค ์‚ฌ์—… ๋ถ€๋ฌธ ์ •๋ฆฌ ์ฐฉ์ˆ˜', '์†Œ์†ก ์Šน์†Œ๋กœ ์ธํ•œ ์ž์‚ฐ ํšŒ๋ณต ๊ฐ€๋Šฅ์„ฑ ์กด์žฌ']
['์‹œ์žฅ ์‹ ๋ขฐ๋„ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ ๋ฐ ๊ฑฐ๋ž˜์ฒ˜ ์ดํƒˆ', '๋ฒ•์  ๋ถ„์Ÿ ๋‹ค์ˆ˜ ์ง„ํ–‰ ์ค‘', '๋Œ€๊ทœ๋ชจ ๋งŒ๊ธฐ ๋„๋ž˜ ์ฑ„๋ฌด ์กด์žฌ', '์ง€์†์ ์ธ ์˜์—…์†์‹ค ๋ˆ„์ ']
CC
A
42,954.9
5,133
3,663.1
48,321
31,731.6
15,627.4
1,860.8
5,358
7,673.8
17.1
0.1
0.2
0.9
0.2
0.2
0.7
1.4
4.7
4.5
['๋ฐฉ์‚ฐ ์ˆ˜์ถœ ํ™•๋Œ€์— ๋”ฐ๋ฅธ ์˜์—…์‹ค์  ๊ฐœ์„ ์„ธ ์ง€์†', '์žฌ๋ฌด์™„์ถฉ๋ ฅ ์ œ๊ณ  ๊ฐ€๋Šฅ์„ฑ', '์‚ฌ์—… ๋ฐ ์ œํ’ˆ ํฌํŠธํด๋ฆฌ์˜ค ๋‹ค๋ณ€ํ™”', '์ฐจ์ž…๋ถ€๋‹ด ์™„ํ™”']
['์ˆ˜๊ธ‰์—ฌ๊ฑด ์ €ํ•˜', 'ํ˜„๊ธˆํ๋ฆ„ ์ ์ž ์ง€์†', '์ ํฌ๋‹น ํ‰๊ท  ๋งค์ถœ์•ก ๋‚ฎ์Œ์œผ๋กœ ์ธํ•œ ๊ฐ€๋งน์  ์œ ์น˜ ๋ถˆ๋ฆฌํ•จ', '์žฌ๋ฌด๋ถ€๋‹ด ํ™•๋Œ€']
A
A+
90,527.3
2,748.9
629.8
160,380.3
121,636.4
56,598.4
2,024.6
38,064
-1,808.3
60.1
0
0
0.6
-0
-0
-21.1
-0
5.2
5.1
['ํ™•๋Œ€๋œ ํ˜„๊ธˆ์ฐฝ์ถœ๋Šฅ๋ ฅ์„ ๋ฐ”ํƒ•์œผ๋กœ ์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„  ์ „๋ง', '์›์žฌ๋ฃŒ ๊ฐ€๊ฒฉ ์•ˆ์ •ํ™”', '์šฐ๋ฆฌ ๋ฐฉ์นด์Šˆ๋ž‘์Šค ์ฑ„๋„ ํ™œ์šฉ ์ฆ๊ฐ€', '์–‘ํ˜ธํ•œ ์ด์ต์ฐฝ์ถœ๋ ฅ ์œ ์ง€ ์ „๋ง']
['์ •์ฑ…์  ๋ถˆํ™•์‹ค์„ฑ', '์‚ฌ๋ชจํˆฌ์žํŽ€๋“œ์˜ ์žฌ๋ฌด์  ์ง€์› ๊ธฐ๋Œ€ ์–ด๋ ค์›€']
AA-
CCC+
1,670
-199.6
-674.6
2,887.1
2,043.4
805.7
623.5
-157.5
2,015.2
3.3
-0.2
-0.8
0.6
0.7
1.2
-0.1
-12.9
3.5
3.3
['ํšŒ์ƒ์ ˆ์ฐจ ๊ฐœ์‹œ ์Šน์ธ ๊ฒฐ์ •']
['๊ณ„์—ด์‚ฌ ์—ฐ์‡„ ๋ถ€์‹ค ์œ„ํ—˜ ๋…ธ์ถœ', '์ง€์†์ ์ธ ์˜์—…์†์‹ค ๋ˆ„์ ', 'ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ']
CCC
AA+
196,925.6
1,951.7
1,485.1
234,250.6
23,529.3
166,349.5
69,585.8
17,338.7
49,950.6
0.3
0
0
0.8
0.2
0.3
0.3
2.9
5.4
4.4
['์žฌ๋ฌด์•ˆ์ •์„ฑ ์œ ์ง€ ์ „๋ง', '์šฐ์ˆ˜ํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์œ ์ง€ ์ „๋ง', '์ง€์›์ฃผ์ฒด์˜ ์‹ ์šฉ๋„ ์ œ๊ณ ']
['ํˆฌ์ž๋ถ€๋‹ด ์ƒ์Šน ์ „๋ง']
AAA-
B-
3,725.1
207
29.8
2,813
2,257
475.1
81.5
54.5
791.5
27.7
0
0.1
1.3
0.3
0.2
0.1
14.3
3.4
3.4
['๋ถ€์ฑ„ ๊ตฌ์กฐ ๋‹จ์ˆœํ™” ๊ฐ€๋Šฅ์„ฑ']
['๊ฑฐ๋ž˜์ฒ˜ ๋‹ค๋ณ€ํ™” ๋ฏธํก', '์ œํ•œ์ ์ธ ์ž๊ธˆ์กฐ๋‹ฌ ํ™˜๊ฒฝ', '์šด์˜์ž๊ธˆ ํ™•๋ณด ์ง€์—ฐ']
CCC+
CC
1,212.3
-606.2
-31.9
1,724
1,183.9
361.4
361.4
-217.1
1,386.2
3.3
-0
-0.1
0.7
0.8
1.1
-0.2
-6.4
3.2
3.1
['์‹ ๊ทœ ํˆฌ์ž์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๊ฒ€ํ†  ์ค‘']
['๋Œ€๋ถ€๋ถ„์˜ ์ž์‚ฐ์ด ์œ ๋™์„ฑ ๋ถ€์กฑ์œผ๋กœ ๊ฐ€์น˜ ํ•˜๋ฝ', '์™ธ๋ถ€ ๊ฐ์‚ฌ์˜๊ฒฌ ๊ฑฐ์ ˆ ๋˜๋Š” ๋ถ€์ ์ •', '์‚ฌํšŒ์  ์‹ ๋ขฐ๋„ ํ›ผ์†์— ๋”ฐ๋ฅธ ๊ณต๊ณต ์กฐ๋‹ฌ ๋ฐฐ์ œ']
CC-
C-
927.4
-463.7
-760.3
1,521.4
1,203.5
360.4
360.4
-109.3
2,602.2
3.3
-0.5
-2.1
0.6
1.7
2.8
-0
-24
3.2
3.1
['์ฑ„๊ถŒ๋‹จ๊ณผ์˜ ๊ตฌ์กฐ์กฐ์ • ํ˜‘์˜ ์ง„ํ–‰ ์ค‘', '์‹ ๊ทœ ํˆฌ์ž์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๊ฒ€ํ†  ์ค‘']
['์ƒ์žฅํ์ง€ ์‚ฌ์œ  ๋ฐœ์ƒ ๋˜๋Š” ์œ„ํ—˜', '์‹ ๊ทœ ์ˆ˜์ฃผ ๊ธ‰๊ฐ ๋ฐ ์‚ฌ์—… ์ค‘๋‹จ', '์œ ๋™๋น„์œจ ๋ฐ ์ด์ž๋ณด์ƒ๋ฐฐ์œจ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ', '๊ธฐ์กด ํˆฌ์ž์ž์˜ ์†์‹ค ํšŒํ”ผ๋กœ ์ž๊ธˆ ์œ ์ž… ์ฐจ๋‹จ']
D
B-
6,177.9
360.6
42.4
3,463.1
2,648.7
811.2
301.9
49.4
1,041.4
8.8
0
0.1
1.8
0.3
0.2
0
20.6
3.5
3.4
['ํˆฌ์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๋ณด์œ ']
['์ œํ•œ์ ์ธ ์ž๊ธˆ์กฐ๋‹ฌ ํ™˜๊ฒฝ', '์šด์˜์ž๊ธˆ ํ™•๋ณด ์ง€์—ฐ']
CCC+
BBB+
107,048.6
1,381
560.5
119,798.4
54,302.7
36,098.9
0.1
678.9
21,153.1
543,027.1
0
0
0.9
0.2
0.2
0
31.1
5.1
4.7
['์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„ ์„ ํ†ตํ•œ ์‹ ์šฉ๋„ ์•ˆ์ •ํ™”', '์‚ฌ์—…ํ™˜๊ฒฝ ๊ฐœ์„ ์œผ๋กœ ์ธํ•œ ์‚ฌ์—…์•ˆ์ •์„ฑ ์ œ๊ณ ', '์•ˆ์ •์ ์ธ ์‚ฌ์—…๊ธฐ๋ฐ˜ ์œ ์ง€ ์ „๋ง']
['์ˆ˜์ต์„ฑ ์ €ํ•˜ ์ถ”์„ธ ์ง€์†']
A-
CC+
945.1
-472.5
-369.8
2,282.1
1,972.2
646
609.3
-954.2
2,475.3
3.2
-0.2
-0.6
0.4
1.1
2.6
-0.4
-2.6
3.4
3.3
['ํ•ต์‹ฌ ์ธ๋ ฅ ์ผ๋ถ€ ์œ ์ง€ ์ƒํƒœ', '๋ถ€์‹ค ์‚ฌ์—… ๋ถ€๋ฌธ ์ •๋ฆฌ ์ฐฉ์ˆ˜']
['์œ ๋™๋น„์œจ ๋ฐ ์ด์ž๋ณด์ƒ๋ฐฐ์œจ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ', 'ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ']
CC+
A
21,356
1,559
1,549.9
56,427.9
41,265.5
21,367.6
7,460.5
-6,412.2
9,556.9
5.5
0
0.1
0.4
0.2
0.4
-0.7
-1.5
4.8
4.6
['๋ ˆ๋ฒ„๋ฆฌ์ง€๋ฐฐ์œจ ์šฐ์ˆ˜ํ•œ ์ˆ˜์ค€ ๊ด€๋ฆฌ ์ „๋ง', '์•ˆ์ •์ ์ธ ์‹œ์žฅ ์ ์œ ์œจ', '์šฐ์ˆ˜ํ•œ ์‹œ์žฅ์ง€์œ„ ํ™•๋ณด']
['์žฌ๋ฌด๊ตฌ์กฐ ๊ฑด์ „์„ฑ ์ €ํ•˜', '๋Œ€๋‚ด์™ธ ์‚ฌ์—…ํ™˜๊ฒฝ์— ๋”ฐ๋ฅธ ์ˆ˜์ต์„ฑ ๋ณ€๋™์„ฑ']
A+
AA
309,289.4
39,756.8
27,659.2
544,387.2
192,201.1
216,356.7
0.1
42,956.9
52,877
1,922,011.3
0.1
0.1
0.6
0.1
0.2
0.8
1.2
5.7
5.3
['์šฐ์ˆ˜ํ•œ ์˜์—…๋ ฅ ๋ฐ ๋ธŒ๋žœ๋“œ ์ด๋ฏธ์ง€ ๊ธฐ๋ฐ˜ ์‹ ๊ณ„์•ฝ ํ™•๋ณด', '์ด์ต์ฐฝ์ถœ๋ ฅ ๊ฐœ์„ ์„ธ ์ง€์† ๋ฐ ๋งค์šฐ ์šฐ์ˆ˜ํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์œ ์ง€', '๋Œ€๊ทœ๋ชจ ํˆฌ์ž์—๋„ ์šฐ์ˆ˜ํ•œ ์žฌ๋ฌด๊ตฌ์กฐ ์œ ์ง€ ์ „๋ง']
['๋น„๋ถ€๋ฌธ ํˆฌ์ž ๋ถ€๋‹ด ํ™•๋Œ€', '์‹ค์  ๋ถ€์ง„๊ณผ ๋†’์€ ์žฌ๋ฌด๋ถ€๋‹ด์œผ๋กœ ๋ฌด๋ณด์ฆ์‚ฌ์ฑ„์˜ ์‹ ์šฉ๋„ ํ•˜ํ–ฅ์••๋ ฅ์ด ์—ฌ์ „ํžˆ ๋†’์€ ์ˆ˜์ค€์ด๋‹ค.']
AA+
C+
792.3
-288.9
-133.6
1,311.5
1,022.7
214.6
214.6
-178.9
1,422.8
4.8
-0.1
-0.6
0.6
1.1
1.8
-0.1
-8
3.1
3
['์ผํšŒ์„ฑ ์˜์—…์ด์ต ๋ฐœ์ƒ ๊ฐ€๋Šฅ์„ฑ']
['ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ', '์œ ๋™๋น„์œจ ๋ฐ ์ด์ž๋ณด์ƒ๋ฐฐ์œจ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ', '๊ธฐ์กด ํˆฌ์ž์ž์˜ ์†์‹ค ํšŒํ”ผ๋กœ ์ž๊ธˆ ์œ ์ž… ์ฐจ๋‹จ']
C
CCC-
1,300.4
-650.2
-358.4
2,238.5
1,960.4
392.6
392.6
-907.3
2,196.4
5
-0.2
-0.9
0.6
1
1.7
-0.4
-2.4
3.3
3.3
['๋ถ€์‹ค ์‚ฌ์—… ๋ถ€๋ฌธ ์ •๋ฆฌ ์ฐฉ์ˆ˜', '์ฃผ์ฑ„๊ถŒ์˜ ์ œํ•œ์  ์œ ๋™์„ฑ ์ง€์›']
['์ฃผ์š” ์ž์‚ฐ์˜ ๋‹ด๋ณด ์„ค์ •์œผ๋กœ ์ฒ˜๋ถ„ ์—ฌ๋ ฅ ๋ถ€์กฑ', 'ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ']
CCC-
BBB+
61,704.1
1,628.7
479.9
105,053.5
55,622.6
41,867.5
5,129.3
367.3
30,726.9
10.8
0
0
0.6
0.3
0.5
0
83.4
5
4.7
['์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„ ', '์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„ ์„ ์œ„ํ•œ ๋ฒ ํŠธ๋‚จ ์ง€๋ถ„ ๋งค๊ฐ ๊ฒ€ํ† ', '์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„  ์ˆ˜์ค€ ๋ฐ ์‹œ์ ']
['์žฌ๋ฌด๋ถ€๋‹ด ํ™•๋Œ€', '์˜์—…์‹ค์  ์ €ํ•˜์™€ ๋Œ€์†๋น„์šฉ ์ฆ๊ฐ€๋กœ ์ˆ˜์ต์„ฑ ๋ถ€๋‹ด ํ™•๋Œ€']
A-
B-
2,800.4
108.8
15.5
2,873.4
2,346.4
587
43.5
46.5
973
53.9
0
0
1
0.3
0.3
0
20.5
3.5
3.4
['์ •๋ฆฌ๋งค๊ฐ ์ถ”์ง„์œผ๋กœ ์œ ๋™ํ™” ์ž์‚ฐ ํ™•๋ณด ์ „๋ง', '์ผ๋ถ€ ๊ณ ์ •๋น„ ์ ˆ๊ฐ ํšจ๊ณผ ๋ฐœ์ƒ']
['๋‚ฎ์€ ์ด์ž๋ณด์ƒ๋ฐฐ์œจ', '์‹œ์žฅ ๋‚ด ๊ฒฝ์Ÿ๋ ฅ ์•ฝํ™”', '๋‚ฎ์€ ์ž๊ธฐ์ž๋ณธ๋น„์œจ']
CCC+
CC-
1,404.4
345.6
491.9
1,613.6
1,467.6
300.3
300.3
-347.1
2,100
4.9
0.3
1.6
0.9
1.3
1.5
-0.2
-6.1
3.2
3.2
['์ฃผ์ฑ„๊ถŒ์˜ ์ œํ•œ์  ์œ ๋™์„ฑ ์ง€์›']
['์ƒ์žฅํ์ง€ ์‚ฌ์œ  ๋ฐœ์ƒ ๋˜๋Š” ์œ„ํ—˜', '๊ณ„์—ด์‚ฌ ๊ฐ„ ์ž๊ธˆ ์ฐจ์ž… ๊ตฌ์กฐ๋กœ ๋„์‚ฐ ์ „์ด ์šฐ๋ ค']
C+
A-
7,158.8
383.6
-956.5
13,895.9
11,711.1
2,798.9
653.8
308
18,947.7
17.9
-0.1
-0.3
0.5
1.4
2.6
0
61.3
4.1
4.1
['์ž๋ณธ๊ด€๋ฆฌ๋ฐฉ์•ˆ ์žฌ์ •๋น„ ๊ฐ€๋Šฅ์„ฑ', '์‹ ๊ทœ ํฅํ–‰ ๋“ฑ์„ ๊ธฐ๋ฐ˜์œผ๋กœ ํ•œ ์‚ฌ์—…ํฌํŠธํด๋ฆฌ์˜ค ์—ญ๋Ÿ‰ ๊ฐœ์„ ', '๋Œ€๊ทœ๋ชจ ์„ค๋น„์šฉ๋Ÿ‰ ๊ธฐ๋ฐ˜ ์šฉ๋Ÿ‰์š”๊ธˆ ์ˆ˜์ทจ']
['์ž์‚ฐ๊ฑด์ „์„ฑ ์ €ํ•˜ ์ถ”์„ธ ์ง€์†']
A
BBB-
7,339.4
126.3
87.7
4,855.6
3,210
2,371.5
277.4
53.5
2,916.9
11.6
0
0
1.5
0.6
0.4
0
53.5
3.7
3.5
['๋ถ€์‹ค ์ •๋ฆฌ๋กœ ์ž์‚ฐ๊ฑด์ „์„ฑ ๊ฐœ์„ ']
['๊ด€๋ จ๋Œ€์ถœ ๊ณ ์ •์ดํ•˜์—ฌ์‹ ๋น„์œจ ์ƒ์Šน', '์ค‘๋‹จ๊ธฐ๊ฐ„ ๋‚ด ์‹ค์ ๊ฐœ์„  ์—ฌ๋ ฅ ์ œํ•œ']
BB+
C+
828.4
-42.2
-8.5
1,413
1,096.9
290.3
215.9
-275.8
1,416.1
5.1
-0
-0
0.6
1
1.7
-0.2
-5.2
3.2
3
['ํšŒ์ƒ์ ˆ์ฐจ ๊ฐœ์‹œ ์Šน์ธ ๊ฒฐ์ •']
['๋Œ€์ถœ ์›๋ฆฌ๊ธˆ ์ƒํ™˜ ์ง€์—ฐ ๋˜๋Š” ์—ฐ์ฒด ๋‹ค์ˆ˜ ๋ฐœ์ƒ', 'ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ']
C
BB-
2,293.6
40.9
-125
790.3
230.1
495.5
0.1
269.7
-29.1
2,300.6
-0.2
-0.3
2.9
-0
-0
-9.6
-0.1
2.9
2.4
['์ˆœ์ฐจ์ž…๊ธˆ ๊ฐ์†Œ ์ถ”์„ธ', '๋‹จ๊ธฐ ์ฐจ์ž… ๊ตฌ์กฐ ๊ฐœ์„ ']
['๊ธฐ์ˆ  ํˆฌ์ž ๋ถ€์กฑ', '์žฌ๋ฌด์  ์™„์ถฉ๋ ฅ ๋ถ€์กฑ', '๊ณต๊ธ‰๋ง ๋ฆฌ์Šคํฌ ์ฆ๊ฐ€']
B+
C
830.6
-149.8
-567.5
1,209.1
789.2
700
700
348.9
1,702.3
1.1
-0.5
-0.8
0.7
1.4
2
0.2
4.9
3.1
2.9
['์‹ ๊ทœ ํˆฌ์ž์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๊ฒ€ํ†  ์ค‘']
['๋ถ€๋„ ๋ฐœ์ƒ ๋˜๋Š” ์ง€๊ธ‰๋ถˆ๋Šฅ ์ƒํƒœ', '๋ฒ•์  ๋ถ„์Ÿ ๋‹ค์ˆ˜ ์ง„ํ–‰ ์ค‘', '๋Œ€๊ทœ๋ชจ ๋งŒ๊ธฐ ๋„๋ž˜ ์ฑ„๋ฌด ์กด์žฌ']
C-
AA
141,296.7
50,627.6
75,941.4
257,817.6
92,461.9
147,479.3
0.1
-56,943.5
58,434.1
924,618.8
0.3
0.5
0.5
0.2
0.4
-1
-1
5.4
5
['๊ธฐํ•œ์ด์ต์ƒ์‹ค ๋ฐ ์กฐ๊ธฐ์ƒํ™˜ ์œ„ํ—˜์ด ํ•ด์†Œ๋˜์—ˆ๋‹ค.', '์ž์ฒด ์ž๊ธˆ์œผ๋กœ ๋Œ€์‘ ๊ฐ€๋Šฅํ•  ๊ฒƒ์œผ๋กœ ํŒ๋‹จ']
['๋น„์šฐํ˜ธ์ ์ธ ์˜์—…ํ™˜๊ฒฝ ์ „๊ฐœ๋กœ ์ธํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์ €ํ•˜ ๊ฐ€๋Šฅ์„ฑ']
AA+
C+
509.4
-254.7
-569.9
1,385
1,137.3
265
265
-441
2,103.5
4.3
-0.4
-2.2
0.4
1.5
4.1
-0.2
-4.8
3.1
3.1
['์†Œ์†ก ์Šน์†Œ๋กœ ์ธํ•œ ์ž์‚ฐ ํšŒ๋ณต ๊ฐ€๋Šฅ์„ฑ ์กด์žฌ', '์ผํšŒ์„ฑ ์˜์—…์ด์ต ๋ฐœ์ƒ ๊ฐ€๋Šฅ์„ฑ', 'ํ•ต์‹ฌ ์ธ๋ ฅ ์ผ๋ถ€ ์œ ์ง€ ์ƒํƒœ']
['์™ธ๋ถ€ ๊ฐ์‚ฌ์˜๊ฒฌ ๊ฑฐ์ ˆ ๋˜๋Š” ๋ถ€์ ์ •', 'ํ•ต์‹ฌ ๊ธฐ์ˆ  ๋˜๋Š” ์ธ๋ ฅ ์œ ์ถœ', '๋ฒ•์  ๋ถ„์Ÿ ๋‹ค์ˆ˜ ์ง„ํ–‰ ์ค‘']
C+
BBB
4,036.7
-16
-611.2
4,931.9
4,607.4
1,654.6
1,654.6
-31.5
5,251.8
2.8
-0.1
-0.4
0.8
1.1
1.3
-0
-172
3.7
3.7
['๋ฐฐ๋‹น์ˆ˜์ต๊ธฐ๋ฐ˜ ํšŒ๋ณต ์ „๋ง', '๋‹ค๊ฐํ™”๋œ ์‚ฌ์—…ํฌํŠธํด๋ฆฌ์˜ค๋กœ ์•ˆ์ •์ ์ธ ์˜์—…์‹ค์  ์œ ์ง€', '์šด๋ณธ๋ถ€๋‹ด ํ†ต์ œ']
['๊ณผ์ค‘ํ•œ ์žฌ๋ฌด๋ถ€๋‹ด']
BBB+
CC-
1,375.9
-232.6
263.4
1,416.1
1,247.7
257.9
257.9
-128
1,321.7
4.8
0.2
1
1
0.9
1
-0.1
-10.4
3.2
3.1
['์ฑ„๊ถŒ๋‹จ๊ณผ์˜ ๊ตฌ์กฐ์กฐ์ • ํ˜‘์˜ ์ง„ํ–‰ ์ค‘']
['์‹œ์žฅ ์‹ ๋ขฐ๋„ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ ๋ฐ ๊ฑฐ๋ž˜์ฒ˜ ์ดํƒˆ', '๋ถ€๋„ ๋ฐœ์ƒ ๋˜๋Š” ์ง€๊ธ‰๋ถˆ๋Šฅ ์ƒํƒœ', '๊ธฐ์กด ํˆฌ์ž์ž์˜ ์†์‹ค ํšŒํ”ผ๋กœ ์ž๊ธˆ ์œ ์ž… ์ฐจ๋‹จ']
C+
C
1,341.6
-200.9
-517.3
1,758.5
1,084.2
631.8
631.8
-734.1
1,845.4
1.7
-0.3
-0.8
0.8
1
1.4
-0.4
-2.5
3.2
3
['์‹ ๊ทœ ํˆฌ์ž์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๊ฒ€ํ†  ์ค‘']
['์‚ฌํšŒ์  ์‹ ๋ขฐ๋„ ํ›ผ์†์— ๋”ฐ๋ฅธ ๊ณต๊ณต ์กฐ๋‹ฌ ๋ฐฐ์ œ', '๊ธฐ์กด ํˆฌ์ž์ž์˜ ์†์‹ค ํšŒํ”ผ๋กœ ์ž๊ธˆ ์œ ์ž… ์ฐจ๋‹จ']
C-
AA-
66,618.4
499.7
-1,956.4
108,417
99,796.8
24,108.6
3,562.7
2,587.3
46,064.7
28
-0
-0.1
0.6
0.4
0.7
0.1
17.8
5
5
['์‹ ๊ทœ ์‹œ๋ฐ€๋Ÿฌ ์ถœ์‹œ', '๋น„์šฉ ์ ˆ๊ฐ ๋ฐ ์‚ฌ์—…์‹œ๋„ˆ์ง€๋ฅผ ํ†ตํ•œ ์†์ต ๊ฐœ์„ ', '์šฐ์ˆ˜ํ•œ ์‚ฌ์—…์•ˆ์ •์„ฑ์„ ๋ฐ”ํƒ•์œผ๋กœ ๊ฒฌ์กฐํ•œ ์ด์ต์ฐฝ์ถœ ์ „๋ง', '์šฐ์ˆ˜ํ•œ ์ž๋ณธ์™„์ถฉ๋ ฅ']
['์ด์ต์ฐฝ์ถœ๋ ฅ ๊ฐœ์„ ์— ์ผ์ • ์‹œ์ผ ์†Œ์š” ์ „๋ง', '๋‹จ๊ธฐ๊ฐ„ ๋‚ด ํ˜„ ์ˆ˜์ค€์— ๋ถ€ํ•ฉํ•˜๋Š” ์žฌ๋ฌด์•ˆ์ •์„ฑ ํšŒ๋ณต ์–ด๋ ค์›€']
AA
AA
334,937.3
80,425.9
22,221.3
542,799.4
115,479.8
328,047.8
5,652.7
144,555.7
68,582.1
20.4
0
0.1
0.6
0.1
0.2
2.1
0.5
5.7
5.1
['์šฐ์ˆ˜ํ•œ ์˜์—…ํ˜„๊ธˆ์ฐฝ์ถœ๋ ฅ์„ ํ†ตํ•œ ์•ˆ์ •์ ์ธ ์žฌ๋ฌด๊ตฌ์กฐ ์œ ์ง€', '์ค‘๊ตญ ์ด๊ตฌํ™˜์‹  ์ •์ฑ…, ์ฆ์„ค ๋ถ€๋‹ด ์™„ํ™” ๋“ฑ์œผ๋กœ ์—…ํ™ฉ์ด ํ„ด์–ด๋ผ์šด๋“œํ•  ์ „๋ง', '์ˆ˜๊ธ‰์—ฌ๊ฑด ๊ฐœ์„ ๊ณผ ํ•จ๊ป˜ ๊ฒฌ์กฐํ•œ ์ด์ต์ฐฝ์ถœ ์ง€์†', '์ค‘์žฅ๊ธฐ์ ์œผ๋กœ ์‹ ์ž‘ ์ถœ์‹œ ๋ฐ ํฅํ–‰์— ๋”ฐ๋ฅธ ์ˆ˜์ต์„ฑ ๊ฐœ์„  ๊ฐ€๋Šฅ์„ฑ']
['ํŠธ๋Ÿผํ”„ ํ–‰์ •๋ถ€์˜ ๊ด€์„ธ ๋ถ€๊ณผ ๊ฐ€๋Šฅ์„ฑ', '์žฌ๋ฌด์•ˆ์ •์„ฑ ์ง€ํ‘œ ์ €ํ•˜ ๊ฐ€๋Šฅ์„ฑ', '์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„  ์—ฌ๋ ฅ ์ œํ•œ']
AA+
CC+
1,266.9
-633.4
-311.5
2,270.8
1,542.6
766.6
378.9
-882.1
1,887.2
4.1
-0.1
-0.4
0.6
0.8
1.5
-0.5
-2.1
3.4
3.2
['์ฃผ์ฑ„๊ถŒ์˜ ์ œํ•œ์  ์œ ๋™์„ฑ ์ง€์›', '์‹ ๊ทœ ํˆฌ์ž์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๊ฒ€ํ†  ์ค‘']
['๋Œ€๊ทœ๋ชจ ๋งŒ๊ธฐ ๋„๋ž˜ ์ฑ„๋ฌด ์กด์žฌ', 'ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ']
CC+
BBB+
60,236.8
513.2
85
69,535.7
14,949.8
47,256.1
6,381.5
1,146.9
8,377.3
2.3
0
0
0.9
0.1
0.1
0.1
7.3
4.8
4.2
['์ƒ์‚ฐ ๊ณต์ •์˜ ์•ˆ์ •ํ™”๋กœ ์ธํ•œ ์ˆ˜์ต์„ฑ ๊ฐœ์„ ', '์–‘ํ˜ธํ•œ ์ด์ต์ฐฝ์ถœ๋ ฅ ์œ ์ง€ ์ „๋ง', '์‚ฌ์—…๊ธฐ๋ฐ˜ ์•ˆ์ •์  ์œ ์ง€']
['๊ฒฝ์Ÿ์‚ฌ์˜ ์„ค๋น„ ์ฆ์„ค๋กœ ์ธํ•œ ๊ณต๊ธ‰ ์ฆ๊ฐ€ ๋ฐ ์ˆ˜์š” ์œ„์ถ•']
A-
BBB+
93,647.6
2,977.2
2,340.2
134,945.3
85,277.7
29,247.3
1,332.5
1,777.9
24,620.2
64
0
0.1
0.7
0.2
0.3
0.1
13.8
5.1
4.9
['์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„  ์ˆ˜์ค€ ๋ฐ ์‹œ์ ']
['๋ฐฐ๋‹น์ˆ˜์ต๊ธฐ๋ฐ˜ ์•ฝํ™” ์ „๋ง', ' ๋ถ€๋‹ด์˜ ํ†ต์ œ ํ•„์š”']
BBB
BB+
14,219.7
-449.4
841.7
14,580.6
8,813.5
3,794.6
268.1
2,767.9
7,301.5
32.9
0.1
0.2
1
0.5
0.5
0.4
2.6
4.2
3.9
['๊ธ€๋กœ๋ฒŒ ์Šคํฐ ์ˆ˜์š” ํšŒ๋ณต์œผ๋กœ ์ธํ•œ ํŒจํ‚ค์ง• ์ˆ˜์š” ์ฆ๊ฐ€', '๊ณ ์ •๋น„ ๋ถ€๋‹ด ์™„ํ™”๋กœ ์ธํ•œ ์˜์—…์ˆ˜์ต์„ฑ ๊ฐœ์„ ']
['์ €์กฐํ•œ ์˜์—…์‹ค์ ๊ณผ ๋†’์€ ์šด๋ณธ ๋ถ€๋‹ด์œผ๋กœ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์ €ํ•˜']
BBB-
B+
15,923.7
105.3
-123.5
14,719.4
9,625.6
2,760.3
236.9
-1,112.3
2,030.5
40.6
-0
-0
1.1
0.1
0.1
-0.5
-1.8
4.2
4
['์•ˆ์ •์ ์ธ ์ด์ต ์ฐฝ์ถœ์„ ํ†ตํ•œ ์žฌ๋ฌด๋ถ€๋‹ด ์™„ํ™” ์ „๋ง', '์–‘ํ˜ธํ•œ ์˜์—…์‹ค์  ๋ฐ ์ž๋ณธ ํ™•์ถฉ์œผ๋กœ ์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„ ']
['์žฅ๊ธฐ ๋ฏธ์ฐฉ๊ณต ์‚ฌ์—… ๋ฐ ๋ฏธ๋งค๊ฐ ์ž์‚ฐ์— ๋Œ€ํ•œ ๋Œ€์—ฌ ๋ถ€๋‹ด']
BB-
CCC-
1,061.9
-530.9
-278.6
2,145.9
1,888.2
391.6
391.6
-891.2
2,480.7
4.8
-0.1
-0.7
0.5
1.2
2.3
-0.4
-2.8
3.3
3.3
['๊ณต๊ณต๊ธฐ๊ด€ ๋‚ฉํ’ˆ ์‹ค์  ๋“ฑ์œผ๋กœ ์ผ๋ถ€ ์ˆ˜์ต์„ฑ ์œ ์ง€', 'ํšŒ์ƒ์ ˆ์ฐจ ๊ฐœ์‹œ ์Šน์ธ ๊ฒฐ์ •']
['์™ธ๋ถ€ ๊ฐ์‚ฌ์˜๊ฒฌ ๊ฑฐ์ ˆ ๋˜๋Š” ๋ถ€์ ์ •', '๊ธฐ๊ด€ ์‹ ์šฉํ•œ๋„ ์ฐจ๋‹จ']
CCC-
AA+
3,831
-1,915.5
-1,002.3
113,744.9
42,880.1
119,073.2
30,880.2
104.5
17,385.1
1.4
-0
-0
0
0.2
4.5
0
164.7
5.1
4.6
['์šฐ์ˆ˜ํ•œ ํ™•๋ณด๋Šฅ๋ ฅ๊ณผ ์ด์ต์ฐฝ์ถœ๋ ฅ', '์†์‹ค ํก์ˆ˜๋ ฅ ๋ณด์œ ']
['๊ฒฝ์Ÿ๋น„์šฉ ์ƒ์Šน์œผ๋กœ ์ธํ•œ ์ˆ˜์ต์„ฑ ์ €ํ•˜ ๋ฆฌ์Šคํฌ', '์ž์ฒด์ ์ธ ์ƒํ™˜๋ถ€๋‹ด ํ™•๋Œ€']
AA+
BBB-
9,128.8
683.3
439.8
7,258
6,241.3
1,405.9
370.7
292.8
4,657.8
16.8
0.1
0.3
1.3
0.6
0.5
0.1
15.9
3.9
3.8
['๊ฐœ์„ ๋œ ์˜์—…์‹ค์ ๊ณผ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์œ ์ง€ ์ „๋ง', ' ๋“ฑ ์ž๊ธˆ์†Œ์š”์—๋„ ์–‘ํ˜ธํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ์„ ์œ ์ง€ํ•  ๊ฒƒ์œผ๋กœ ์˜ˆ์ƒ๋˜๋Š” ์ ', '๊ฒฌ์กฐํ•œ ์˜์—…ํ˜„๊ธˆ์ฐฝ์ถœ๋ ฅ์— ๊ธฐ๋ฐ˜ํ•œ ์–‘ํ˜ธํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์œ ์ง€ ์ „๋ง']
['์กฐ๋‹ฌ๋น„์šฉ๊ณผ ๋Œ€์†๋น„์šฉ ์ฆ๊ฐ€๋กœ ์ธํ•œ ์ˆ˜์ต์„ฑ ์ €ํ•˜', '์ž์‚ฐ๊ฑด์ „์„ฑ ์ €ํ•˜', '์ „๋ฐฉ ์—…ํ™ฉ ์•…ํ™”๋กœ ์ธํ•œ ๋ถ€์ง„ํ•œ ์˜์—…์‹ค์  ์ง€์†']
BBB-
BBB
9,231.6
570.9
41.5
12,165.9
5,561.7
5,745.5
3,955.1
660.8
5,868
1.4
0
0
0.8
0.5
0.6
0.1
8.9
4.1
3.7
['์ƒ์žฅ์„ ํ†ตํ•œ ์ž๊ธˆ์ง€์› ๋ถ€๋‹ด ์™„ํ™”', '์ฃผ๋ ฅ ํ’ˆ๋ชฉ๊ตฐ ์„ฑ์žฅ๊ณผ ์›๊ฐ€ํšจ์œจ์„ฑ ์ œ๊ณ ๋กœ ์ธํ•œ ์ˆ˜์ต์„ฑ ๊ฐœ์„ ', '๋น„์šฉ ํšจ์œจํ™” ์ •์ฑ… ์ถ”์ง„']
['์ˆ˜์ต์„ฑ ํ•˜๋ฝ์œผ๋กœ ์ธํ•œ ์žฌ๋ฌด๋ถ€๋‹ด ํ™•๋Œ€', '์ฐจ์ž…๊ทœ๋ชจ ๊ฐ€๋ณ€์„ฑ']
BBB+
AAA
160,796.7
668.4
1,002.6
367,384.6
164,182.6
168,990.8
0.1
-10,232.9
48,157.5
1,641,826.3
0
0
0.4
0.1
0.3
-0.2
-4.7
5.6
5.2
['์˜์—…๊ฒฝ์Ÿ๋ ฅ์„ ๋ฐ”ํƒ•์œผ๋กœ ์ด์ต์ฐฝ์ถœ๋ ฅ ๋ฐ ์•ˆ์ •์„ฑ ์ œ๊ณ ', '์˜์—…์ด์ต๋ฅ  ์ฆ๊ฐ€', 'K-ICS๋น„์œจ์ด ์šฐ์ˆ˜ํ•œ ์ˆ˜์ค€์—์„œ ๊ด€๋ฆฌ', '์‹ ํ•œ, ๊ตญ๋ฏผ, ์šฐ๋ฆฌ, ํ•˜๋‚˜์˜ ์ง€๊ธ‰๋ณด์ฆ ์ œ๊ณต']
['์™„์„ฑ์ฐจ์—…์ฒด ๊ฐ„ ๊ฒฝ์Ÿ ์‹ฌํ™”์— ๋”ฐ๋ฅธ ์ธ์„ผํ‹ฐ๋ธŒ ์ƒ์Šน์„ธ ์ง€์†', '๊ธฐํ•œ์ด์ต์ƒ์‹ค์‚ฌ์œ  ๋ฐœ์ƒ', '์ •๋ถ€์ง€์›๊ฐ€๋Šฅ์„ฑ ์•ฝํ™” ๊ฐ€๋Šฅ์„ฑ', '์‹œ์ค‘์˜ ์žฌ๋ฌด๊ฑด์ „์„ฑ ํ›ผ์† ๊ฐ€๋Šฅ์„ฑ']
AAA
AA
226,689.3
15,851.4
16,557.3
467,005.6
100,863.4
310,674.5
7,276.7
78,363.7
64,313
13.9
0
0.1
0.5
0.1
0.3
1.2
0.8
5.7
5
['์ƒ์œ„๊ถŒ์˜ ์‹œ์žฅ์ง€์œ„ ํ™•๋ณด', '์—ฐ๋ฃŒ๋„์ž… ๊ฒฝ์Ÿ๋ ฅ ๋ฐ ์†ก์ „์—ฌ๊ฑด ๊ฐœ์„  ๋ฐ”ํƒ•์œผ๋กœ ์šฐ์ˆ˜ํ•œ ๊ฒฝ์Ÿ์ง€์œ„ ์ง€์† ์ „๋ง', '์šฐ์ˆ˜ํ•œ ์˜์—…ํ˜„๊ธˆ์ฐฝ์ถœ๋ ฅ์„ ํ†ตํ•œ ์•ˆ์ •์ ์ธ ์žฌ๋ฌด๊ตฌ์กฐ ์œ ์ง€', '๋…ธํ›„ ์ •์ œ์„ค๋น„ ํ์‡„๋กœ ์ธํ•œ ์ˆ˜๊ธ‰์—ฌ๊ฑด ๊ฐœ์„  ๊ฐ€๋Šฅ์„ฑ']
['๊ณ ๊ธˆ๋ฆฌ์™€ ์‹ค๋ฌผ๊ฒฝ๊ธฐ์นจ์ฒด์— ๋”ฐ๋ฅธ ์ˆ˜์ต์„ฑ ํ•˜๋ฐฉ ์••๋ ฅ', '์ „๊ธฐ์ฐจ ๋ณด๊ธ‰ ํ™•๋Œ€์— ๋”ฐ๋ฅธ ์„ ์ˆ˜์š” ๋‘”ํ™”', '๊ณผ๊ฑฐ ํ˜ธํ™ฉ๊ธฐ ์ˆ˜์ค€์˜ ์ˆ˜์ต์„ฑ ํšŒ๋ณต ์–ด๋ ค์›€', '์™„์„ฑ์ฐจ ์‹œ์žฅ ์„ฑ์žฅ ๋‘”ํ™”']
AA
CC+
1,078.8
-539.4
-234.2
1,535.4
1,012.5
344.9
344.9
-644.3
1,564.9
2.9
-0.2
-0.7
0.7
1
1.5
-0.4
-2.4
3.2
3
['๋ถ€์‹ค ์‚ฌ์—… ๋ถ€๋ฌธ ์ •๋ฆฌ ์ฐฉ์ˆ˜']
['์ƒ์žฅํ์ง€ ์‚ฌ์œ  ๋ฐœ์ƒ ๋˜๋Š” ์œ„ํ—˜', '์‚ฌํšŒ์  ์‹ ๋ขฐ๋„ ํ›ผ์†์— ๋”ฐ๋ฅธ ๊ณต๊ณต ์กฐ๋‹ฌ ๋ฐฐ์ œ']
CC
CC+
936
-468
-234
1,697.6
1,444.3
289.2
289.2
-812.3
2,114.3
5
-0.1
-0.8
0.6
1.2
2.3
-0.4
-2.6
3.2
3.2
['์ฑ„๊ถŒ๋‹จ๊ณผ์˜ ๊ตฌ์กฐ์กฐ์ • ํ˜‘์˜ ์ง„ํ–‰ ์ค‘', 'ํšŒ์ƒ์ ˆ์ฐจ ๊ฐœ์‹œ ์Šน์ธ ๊ฒฐ์ •', '์ž์‚ฐ ๋งค๊ฐ ๊ณ„ํš์— ๋”ฐ๋ฅธ ์ผ์‹œ์  ์œ ๋™์„ฑ ํ™•๋ณด']
['๋ฒ•์  ๋ถ„์Ÿ ๋‹ค์ˆ˜ ์ง„ํ–‰ ์ค‘', '์ฃผ์š” ์ž์‚ฐ์˜ ๋‹ด๋ณด ์„ค์ •์œผ๋กœ ์ฒ˜๋ถ„ ์—ฌ๋ ฅ ๋ถ€์กฑ', 'ํ•ต์‹ฌ ๊ธฐ์ˆ  ๋˜๋Š” ์ธ๋ ฅ ์œ ์ถœ', '๋Œ€์ถœ ์›๋ฆฌ๊ธˆ ์ƒํ™˜ ์ง€์—ฐ ๋˜๋Š” ์—ฐ์ฒด ๋‹ค์ˆ˜ ๋ฐœ์ƒ']
CC
AA-
164,375
2,392.1
-2,176.9
82,250
7,885.4
35,221.2
1,434
2,087.7
39,327
5.5
-0
-0.1
2
0.5
0.2
0.1
18.8
4.9
3.9
['์‚ฌ์—…์žฅ ์ถ•์†Œ ๋ฐ ์ธ๋ ฅ๊ตฌ์กฐ์กฐ์ • ๊ณ„ํš', '๊ตญ๋‚ด ์‹œ์žฅ ๋‚ด ์„ ๋„์ ์ธ ์‹œ์žฅ์ง€์œ„๋ฅผ ํ™•๋ณดํ•˜๊ณ  ์žˆ์œผ๋ฉฐ, ์šฐ๋Ÿ‰ ๊ณ ๊ฐ์‚ฌ๋ฅผ ํ™•๋ณดํ•˜์˜€๋‹ค.']
['๋ถ€์ฑ„๋น„์œจ ๊ฐ์†Œ ํšจ๊ณผ', '์ฐจ์ž…๋ถ€๋‹ด ์ฆ๊ฐ€ ์ถ”์„ธ']
AA-
A
61,053.1
-472.7
-768
55,956.1
20,683.4
26,047.8
2,546.6
446
-426
8.1
-0
-0
1.1
-0
-0
-1
-1
4.7
4.3
['์‚ฌ์—… ๋‹ค๊ฐํ™” ์ˆ˜์ค€ ์ œ๊ณ ', '์žํšŒ์‚ฌ ๋“ฑ์„ ํ†ตํ•œ ์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„  ๊ฐ€๋Šฅ์„ฑ', '์‹œํ๋ฆฌํ‹ฐ ๋ถ€๋ฌธ์˜ ๋†’์€ ๋งค์ถœ์„ฑ์žฅ์„ธ๋ฅผ ๋ฐ”ํƒ•์œผ๋กœ ์–‘ํ˜ธํ•œ ์˜์—…์ˆ˜์ต์„ฑ ์œ ์ง€ ์ „๋ง', '๋งค์ถœ ์„ฑ์žฅ๊ณผ ์ˆ˜์ต์„ฑ ์ œ๊ณ  ์ „๋ง']
[' ๋ถ€๋‹ด ์ฆ๊ฐ€ ๊ฐ€๋Šฅ์„ฑ']
A+
BBB-
12,617.2
842.5
608.5
11,457.7
7,553.3
3,601.9
418.2
436.5
5,446.5
18.1
0.1
0.2
1.1
0.5
0.4
0.1
12.4
4.1
3.9
['๊ฒฌ์กฐํ•œ ์˜์—…ํ˜„๊ธˆ์ฐฝ์ถœ๋ ฅ์— ๊ธฐ๋ฐ˜ํ•œ ์–‘ํ˜ธํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์œ ์ง€ ์ „๋ง', 'PF์ต์Šคํฌ์ € ์ถ•์†Œ๋กœ ์‚ฌ์—…ํฌํŠธํด๋ฆฌ์˜ค ์œ„ํ—˜ ์™„ํ™”', '์ž‰์—ฌํ˜„๊ธˆ์ฐฝ์ถœ๊ณผ ์œ ํœด์ž์‚ฐ ๋งค๊ฐ์œผ๋กœ ์ธํ•œ ์ฐจ์ž…๊ธˆ ์ถ•์†Œ']
['์ „๋ฐฉ ์—…ํ™ฉ ์•…ํ™”๋กœ ์ธํ•œ ๋ถ€์ง„ํ•œ ์˜์—…์‹ค์  ์ง€์†', '์กฐ๋‹ฌ๋น„์šฉ๊ณผ ๋Œ€์†๋น„์šฉ ์ฆ๊ฐ€๋กœ ์ธํ•œ ์ˆ˜์ต์„ฑ ์ €ํ•˜', '์ž๋ณธ๊ฐ์†Œ๋กœ ๋ ˆ๋ฒ„๋ฆฌ์ง€ ๊ด€๋ฆฌ ๋ถ€๋‹ด ์ฆ๊ฐ€']
BBB-
BBB
11,824.6
472.6
198
17,884.1
10,448
5,140
0.1
-200.5
8,092.4
104,480.5
0
0
0.7
0.5
0.7
-0
-40.6
4.3
4
['์ž๋ณธ๋น„์œจ ์šฐ์ˆ˜ํ•œ ์ˆ˜์ค€ ์œ ์ง€', '๋Œ€๊ทœ๋ชจ ์ž์ฒด์‚ฌ์—… ์ค€๊ณต์— ๋”ฐ๋ฅธ ์™ธํ˜• ์„ฑ์žฅ']
['์˜์—…์‹ค์  ๋ฐ ์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„ ์—ฌ๋ ฅ ์ œํ•œ', '์ˆ˜์ฃผ์ž”๊ณ  ๊ฐ์†Œ๋กœ ๋งค์ถœ ๊ธฐ๋ฐ˜ ์ €ํ•˜', '๋‚จ์„ฑ๋ณต ๋งค์ถœ ๋ถ€์ง„๊ณผ ๋ถ€๋ฌธ ์ˆ˜์ฃผ๋Ÿ‰ ์ถ•์†Œ']
BBB-
A-
3,468.2
783.4
603.2
22,079.3
23,073.2
4,745.9
1,410.8
587.3
15,880.3
16.4
0
0.1
0.2
0.7
4.6
0
27
4.3
4.4
['์ธ๊ฑด๋น„ ๋ฐ IT๋น„์šฉ ๊ฐ์ถ• ๋…ธ๋ ฅ์— ๋”ฐ๋ฅธ ํŒ๊ด€๋น„/์˜์—…์ˆœ์ˆ˜์ต ๋น„์œจ ๊ฐœ์„ ', '์˜์—…ํ˜„๊ธˆํ๋ฆ„ ๊ฐœ์„ ๊ณผ ์ž์‚ฐ ๋งค๊ฐ์œผ๋กœ ์ฐจ์ž…๋ถ€๋‹ด ์™„ํ™”']
['ํ–ฅํ›„ ํˆฌ์ž๊ธฐ์กฐ ๋ฐ ์žฌ๋ฌด์™„์ถฉ๋ ฅ ๋ณ€๋™ ์ˆ˜์ค€ ๋ชจ๋‹ˆํ„ฐ๋ง ํ•„์š”', '์ž์‚ฐ๊ฑด์ „์„ฑ ์ €ํ•˜ ์ถ”์„ธ ์ง€์†']
A-
C+
874.1
-437
-344.7
1,694.2
1,284.1
411.5
400.6
-455.1
1,278.6
3.2
-0.2
-0.8
0.5
0.8
1.5
-0.4
-2.8
3.2
3.1
['์ฃผ์ฑ„๊ถŒ์˜ ์ œํ•œ์  ์œ ๋™์„ฑ ์ง€์›', '์ผํšŒ์„ฑ ์˜์—…์ด์ต ๋ฐœ์ƒ ๊ฐ€๋Šฅ์„ฑ']
['ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ', '์ง€์†์ ์ธ ์˜์—…์†์‹ค ๋ˆ„์ ', '์ž„์ง์› ๊ธ‰์—ฌ ์ฒด๋ถˆ']
C
AA
293,935.8
-25,352.7
-40,210.3
496,080.2
192,252.2
129,538.2
1,137.5
45,220.9
79,947.9
169
-0.1
-0.3
0.6
0.2
0.3
0.6
1.8
5.7
5.3
['์•ˆ์ •์ ์ธ ํ˜„๊ธˆ์ฐฝ์ถœ๋ ฅ๊ณผ ๋ณด์œ  ์œ ๋™์„ฑ์„ ํ†ตํ•œ ์šฐ์ˆ˜ํ•œ ์žฌ๋ฌด๊ตฌ์กฐ ์œ ์ง€ ์ „๋ง', '์‚ฌ์—…๊ฒฝ์Ÿ๋ ฅ ๊ฐ•ํ™”']
['๋ฏธ๊ตญ๊ณผ ์ค‘๊ตญ ์ค‘์‹ฌ์˜ ๋ฌด์—ญ๋ถ„์Ÿ ์‹ฌํ™” ๊ฐ€๋Šฅ์„ฑ', '์‚ฌ์—…๊ฒฝ์Ÿ๋ ฅ ์•ฝํ™”']
AA
BB
1,415.5
-183.1
-104.3
1,149.8
1,410.3
954.1
518.7
521.5
915.9
2.7
-0.1
-0.1
1.2
0.8
0.6
0.6
1.8
3.1
3.1
['์ฃผ์š” ๊ฑฐ๋ž˜์ฒ˜์™€์˜ ์•ˆ์ •์  ๊ด€๊ณ„']
['์žฌ๋ฌด์  ์™„์ถฉ๋ ฅ ๋ถ€์กฑ']
BB
A+
171,838.7
3,437.8
2,265.4
211,022.5
112,853.2
71,175
1,333.8
1,580.7
60,753
84.6
0
0
0.8
0.3
0.4
0
38.4
5.3
5.1
['์–‘์งˆ์˜ ์ˆ˜์ฃผ์ž”๊ณ  ๊ธฐ๋ฐ˜ ์‹ค์  ํ˜ธ์กฐ ์ง€์† ์˜ˆ์ƒ', '๊ฐœ์„ ๋œ ์˜์—…ํ˜„๊ธˆ์ฐฝ์ถœ๋ ฅ์„ ๊ธฐ๋ฐ˜์œผ๋กœ ์™„ํ™”๋œ ์žฌ๋ฌด๋ถ€๋‹ด ์œ ์ง€ ์ „๋ง', '์ˆ˜์ต๊ธฐ๋ฐ˜ ํ™•๋Œ€์™€ NPL์—…๊ณ„ ๋‚ด ์ƒ์œ„๊ถŒ ์‹œ์žฅ์ง€์œ„ ์œ ์ง€']
['์ „๊ธฐ์ฐจ ์—…ํ™ฉ ๋‘”ํ™”๋กœ ๊ณ ๊ฐ์‚ฌ ์žฌ๊ณ ์กฐ์ • ๋ฐœ์ƒ']
AA-
BBB+
72,252.2
-94.5
625.7
114,463.7
53,123.8
50,113.9
4,711.7
-1,311.2
13,754.7
11.3
0
0
0.6
0.1
0.2
-0.1
-10.5
5.1
4.7
['์ƒ๋ฆฌ๋Œ€ ๋“ฑ ๊ณ ๋ถ€๊ฐ€์ œํ’ˆ ์ ์œ ์œจ ํ™•๋Œ€์— ๋”ฐ๋ฅธ HL๋ถ€๋ฌธ ์‹ค์  ๊ฐœ์„ ']
[' ๊ฒฝ๊ธฐ ๋ถ€์ง„']
BBB+
BB
3,399.1
-238.4
-223.3
3,246.1
2,469.5
1,094.9
487.1
-56.7
2,592.9
5.1
-0.1
-0.2
1
0.8
0.8
-0
-46.5
3.5
3.4
['์ฃผ์š” ๊ฑฐ๋ž˜์ฒ˜์™€์˜ ์•ˆ์ •์  ๊ด€๊ณ„', '๋‹จ๊ธฐ ์ฐจ์ž… ๊ตฌ์กฐ ๊ฐœ์„ ']
['์šฐ๋ฐœ์ฑ„๋ฌด ์ฆ๊ฐ€', '์‚ฌ์—… ๋‹ค๊ฐํ™” ๋ฏธ๋น„']
BB
C-
826.1
-159.3
-495.1
1,134.4
914.5
209.9
82.9
-272.6
2,453.9
11
-0.4
-2.4
0.7
2.2
3
-0.1
-9
3.1
3
['์ž์‚ฐ ๋งค๊ฐ ๊ณ„ํš์— ๋”ฐ๋ฅธ ์ผ์‹œ์  ์œ ๋™์„ฑ ํ™•๋ณด']
['ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ', '๊ธฐ๊ด€ ์‹ ์šฉํ•œ๋„ ์ฐจ๋‹จ']
D
BBB+
92,391.3
3,940.1
2,425.8
133,402.6
45,997.6
65,720
4,881.6
4,308.5
20,504
9.4
0
0
0.7
0.2
0.2
0.2
4.8
5.1
4.7
['๋‹ค๊ฐํ™”๋œ ์‚ฌ์—…ํฌํŠธํด๋ฆฌ์˜ค๋กœ ์•ˆ์ •์ ์ธ ์˜์—…์‹ค์  ์œ ์ง€']
['๋ถ„์–‘๋ฅ  ์ถ”์ด์— ๋”ฐ๋ฅธ ์ˆ˜์ต์„ฑ ๋ฐ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์˜ํ–ฅ ๋ชจ๋‹ˆํ„ฐ๋ง ํ•„์š”']
BBB+
BB-
1,171.4
-35.6
81.7
1,842
1,479.5
638.9
25.5
-196.1
1,077.7
57.9
0
0.1
0.6
0.6
0.9
-0.2
-5.5
3.3
3.2
['์ˆœ์ฐจ์ž…๊ธˆ ๊ฐ์†Œ ์ถ”์„ธ']
['๊ธฐ์ˆ  ํˆฌ์ž ๋ถ€์กฑ']
BB-
BBB-
11,467.8
560.3
395.2
8,303.9
5,027.2
3,021.3
574.1
220.3
3,917
8.8
0
0.1
1.4
0.5
0.3
0.1
17.7
3.9
3.7
['๋ธŒ๋ฆฟ์ง€๋ก  ์ต์Šคํฌ์ € ๊ฐ์†Œ', '์ˆ˜์›์  ์‹ค์  ๋ฐ˜์˜ ๋ณธ๊ฒฉํ™”๋กœ 2024๋…„ ๋งค์ถœ ์ฆ๊ฐ€ ์˜ˆ์ƒ', '์šฐํ˜ธ์  ์‹œ์žฅํ™˜๊ฒฝ ํ•˜์— ์–‘์งˆ์˜ ์ˆ˜์ฃผ์ž”๊ณ  ํ™•๋ณด๋กœ ์‹ค์  ํ˜ธ์กฐ๊ฐ€ ์ง€์†๋  ์ „๋ง']
['๋ ˆ๋ฒ„๋ฆฌ์ง€ ๊ด€๋ฆฌ ๋ถ€๋‹ด ์ฆ๊ฐ€']
BBB
AA+
73,027.1
-2,517.4
-1,557.8
233,576.6
160,181.5
85,552.3
45,671.8
2,593.4
33,360.4
3.5
-0
-0
0.3
0.1
0.5
0.1
12.9
5.4
5.2
['์šฐ์ˆ˜ํ•œ ํ™•๋ณด๋Šฅ๋ ฅ๊ณผ ์ด์ต์ฐฝ์ถœ๋ ฅ', '์˜์—…์‹ค์  ํ˜ธ์กฐ์— ๋”ฐ๋ฅธ ๊ฒฝ์ƒ์ ์ธ ์ด์ต์ฐฝ์ถœ๋ ฅ ์ œ๊ณ  ์ „๋ง', 'ํ’๋ถ€ํ•œ ํ˜„๊ธˆ์œ ๋™์„ฑ ๋ณด์œ ๋กœ ์ธํ•œ ์šฐ์ˆ˜ํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์œ ์ง€ ์ „๋ง']
['๊ตฌ์กฐ์กฐ์ • ๋น„์šฉ์œผ๋กœ ์ธํ•œ ์ˆ˜์ต์„ฑ ๋ถ€๋‹ด', '์ž์ฒด์ ์ธ ์ƒํ™˜๋ถ€๋‹ด ํ™•๋Œ€', '์ด์ต ์ฐฝ์ถœ๋ ฅ ๊ฐ์†Œ']
AA+
C-
1,007.8
402.6
-630.4
1,359.4
1,105.5
307.9
203.4
-362.3
2,549.1
5.4
-0.5
-2
0.7
1.9
2.5
-0.1
-7.1
3.1
3
['์ฑ„๊ถŒ๋‹จ๊ณผ์˜ ๊ตฌ์กฐ์กฐ์ • ํ˜‘์˜ ์ง„ํ–‰ ์ค‘']
['๊ธฐ๊ด€ ์‹ ์šฉํ•œ๋„ ์ฐจ๋‹จ', '์ฃผ์š” ์ž์‚ฐ์˜ ๋‹ด๋ณด ์„ค์ •์œผ๋กœ ์ฒ˜๋ถ„ ์—ฌ๋ ฅ ๋ถ€์กฑ', 'ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ']
D
CCC+
1,545
-48.3
-727
2,390.3
1,566.8
467.7
467.7
-185.3
1,861
3.3
-0.3
-1.6
0.6
0.8
1.2
-0.1
-10.1
3.4
3.2
['์‹ ๊ทœ ํˆฌ์ž์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๊ฒ€ํ†  ์ค‘']
['ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ', '์œ ๋™๋น„์œจ ๋ฐ ์ด์ž๋ณด์ƒ๋ฐฐ์œจ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ']
CCC
A
53,561.1
-885.9
-158.9
59,450.6
4,863
51,048.8
0.1
10,734.7
3,985
48,630
-0
-0
0.9
0.1
0.1
2.7
0.4
4.8
3.7
['๋‹ค์–‘ํ•œ ์ œํ’ˆ๊ตฐ์— ๊ธฐ๋ฐ˜ํ•œ ์‚ฌ์—…์•ˆ์ •์„ฑ', '์ƒ์‚ฐ๋Šฅ๋ ฅ ํ™•๋Œ€์— ๊ธฐ๋ฐ˜ํ•œ ์ด์ต ์ฐฝ์ถœ๋ ฅ ์ œ๊ณ ', '์‚ฌ์—… ๋ฐ ์ œํ’ˆ ํฌํŠธํด๋ฆฌ์˜ค ๋‹ค๋ณ€ํ™”']
['ํšŒ์‚ฌ,ํšŒ์‚ฌ ๋ฐํšŒ์‚ฌ,ํšŒ์‚ฌ ๋“ฑํšŒ์‚ฌ', '์ฃผ์š” ์›์žฌ๋ฃŒ ๊ฐ€๊ฒฉ์˜ ๋†’์€ ๋ณ€๋™์„ฑ๊ณผ ํŒ์ด‰๋น„ ๋ถ€๋‹ด', '์žฌ๋ฌด๋ถ€๋‹ด ์ฆ๊ฐ€']
A
C
1,325.3
-27
-302.7
1,526.8
1,049.2
471.1
471.1
-393.4
1,621.3
2.2
-0.2
-0.6
0.9
1.1
1.2
-0.2
-4.1
3.2
3
['ํ•ต์‹ฌ ์ธ๋ ฅ ์ผ๋ถ€ ์œ ์ง€ ์ƒํƒœ', '๊ณต๊ณต๊ธฐ๊ด€ ๋‚ฉํ’ˆ ์‹ค์  ๋“ฑ์œผ๋กœ ์ผ๋ถ€ ์ˆ˜์ต์„ฑ ์œ ์ง€']
['๋ฒ•์  ๋ถ„์Ÿ ๋‹ค์ˆ˜ ์ง„ํ–‰ ์ค‘', 'ํ•ต์‹ฌ ๊ธฐ์ˆ  ๋˜๋Š” ์ธ๋ ฅ ์œ ์ถœ']
C
A+
156,013.1
3,108
4,662
217,102.5
82,607.9
123,612.5
755.7
-9,354.3
-3,258.5
109.3
0
0
0.7
-0
-0
2.9
0.3
5.3
4.9
['์ˆ˜์ต๊ธฐ๋ฐ˜ ํ™•๋Œ€์™€ NPL์—…๊ณ„ ๋‚ด ์ƒ์œ„๊ถŒ ์‹œ์žฅ์ง€์œ„ ์œ ์ง€', '์™ธํ˜• ํ™•๋Œ€์™€ ์ˆ˜์ต์„ฑ ๊ฐœ์„ ์„ธ ์ง€์† ์ „๋ง', '๋ฐฉ์œ„์‚ฐ์—… ๋ถ€๋ฌธ ์ˆ˜์ถœ ํ™•๋Œ€๋ฅผ ํ†ตํ•œ ์ด์ต์ฐฝ์ถœ๋ ฅ ์ œ๊ณ ', '์šฐ๋ฆฌ๊ทธ๋ฃน์˜ ์œ ์‚ฌ์‹œ ์ง€์›๊ฐ€๋Šฅ์„ฑ']
['์žฌ๋ฌด์ง€ํ‘œ ์•…ํ™”', '์ค‘๋‹จ๊ธฐ๊ฐ„ ๋‚ด ์˜์—…์‹ค์  ํšŒ๋ณต ๊ฐ€๋Šฅ์„ฑ ์ œํ•œ', '๊ด€์„ธ๋ถ€๋‹ด์œผ๋กœ ์ธํ•œ ์ˆ˜์ต์„ฑ ํ•˜๋ฐฉ์••๋ ฅ', '์šด๋ณธ๋ถ€๋‹ด ํ™•๋Œ€ ๋ฐ ๊ณผ๋„ํ•œ ํˆฌ์ž๋กœ ์ธํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์ €ํ•˜ ๊ฐ€๋Šฅ์„ฑ']
A+
BBB-
10,380.2
696.6
403
8,966.4
7,151.7
1,938.7
436.3
424.6
5,172.9
16.4
0
0.2
1.2
0.6
0.5
0.1
12.2
4
3.9
['๊ฐœ์„ ๋œ ์˜์—…์‹ค์ ๊ณผ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์œ ์ง€ ์ „๋ง', ' ๊ด€๋ จ ์ต์Šคํฌ์ € ์ถ•์†Œ']
['์ˆ˜์ต์„ฑ ์ €ํ•˜๋กœ ์ธํ•œ ํ˜„๊ธˆํ๋ฆ„ ์•ฝํ™”', '๋‹จ๊ธฐ๊ฐ„๋‚ด ์ˆ˜์ต์„ฑ ๊ฐœ์„  ์—ฌ๋ ฅ ์ œํ•œ', '์†์ต๊ตฌ์กฐ ๋ฏธํก๊ณผ ๋†’์€ ์žฌ๋ฌด๋ถ€๋‹ด']
BB+
B+
10,510
807.2
131.1
3,155.9
479.8
1,645.9
1,645.9
889.4
838.1
0.3
0
0.1
3.3
0.3
0.1
1.1
0.9
3.5
2.7
['์–‘ํ˜ธํ•œ ์˜์—…์‹ค์  ๋ฐ ์ž๋ณธ ํ™•์ถฉ์œผ๋กœ ์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„ ', '์•ˆ์ •์ ์ธ ์ด์ต ์ฐฝ์ถœ์„ ํ†ตํ•œ ์žฌ๋ฌด๋ถ€๋‹ด ์™„ํ™” ์ „๋ง']
['์žฅ๊ธฐ ๋ฏธ์ฐฉ๊ณต ์‚ฌ์—… ๋ฐ ๋ฏธ๋งค๊ฐ ์ž์‚ฐ์— ๋Œ€ํ•œ ๋Œ€์—ฌ ๋ถ€๋‹ด']
BB-