credit_rating
stringclasses
25 values
revenue
float64
10.1
464k
operating_profit
float64
-71,181.7
109k
net_income
float64
-62,903
85.3k
total_assets
float64
186
804k
total_liabilities
float64
1.1
457k
total_equity
float64
136
543k
capital
float64
0.1
236k
operating_cash_flow
float64
-94,080.5
160k
interest_bearing_debt
float64
-59,540.2
251k
debt_ratio
float64
0
4.5M
ROA
float64
-0.5
0.5
ROE
float64
-3.5
2.3
asset_turnover_ratio
float64
0
10.8
interest_to_assets_ratio
float64
-12.1
5.7
interest_to_revenue_ratio
float64
-18.5
276
cash_flow_to_interest
float64
-64.3
1.65k
interest_to_cash_flow
float64
-25,696.8
155k
log_total_assets
float64
2.3
5.9
log_total_liabilities
float64
0
5.7
positive_factors
stringlengths
2
163
negative_factors
stringlengths
2
149
final_credit_rating
stringclasses
28 values
BB
6,595.2
-10.9
-28.1
5,826.3
4,715.7
1,121.2
137.7
-103.4
808.5
34.2
-0
-0
1.1
0.1
0.1
-0.1
-7.9
3.8
3.7
['์ฃผ์š” ์ž์‚ฐ์˜ ํ™œ์šฉ ๊ฐ€๋Šฅ์„ฑ', '์ผ์ • ์ˆ˜์ค€์˜ ์˜์—…ํ˜„๊ธˆ์ฐฝ์ถœ๋ ฅ ํ™•๋ณด', 'CAPEX ์ถ•์†Œ๋กœ ํˆฌ์ž ๋ถ€๋‹ด ์™„ํ™”']
['๊ณต๊ธ‰๋ง ๋ฆฌ์Šคํฌ ์ฆ๊ฐ€']
BB+
CCC+
1,614.7
-207.8
-1,038.8
2,821.3
2,179.3
451.2
429.6
-274.5
1,708.8
5.1
-0.4
-2.3
0.6
0.6
1.1
-0.2
-6.2
3.5
3.3
['์ž์‚ฐ ๋งค๊ฐ ๊ณ„ํš์— ๋”ฐ๋ฅธ ์ผ์‹œ์  ์œ ๋™์„ฑ ํ™•๋ณด', '์ฑ„๊ถŒ๋‹จ๊ณผ์˜ ๊ตฌ์กฐ์กฐ์ • ํ˜‘์˜ ์ง„ํ–‰ ์ค‘', '์ฃผ์ฑ„๊ถŒ์˜ ์ œํ•œ์  ์œ ๋™์„ฑ ์ง€์›']
['์ง€์†์ ์ธ ์˜์—…์†์‹ค ๋ˆ„์ ', '๋ถ€๋„ ๋ฐœ์ƒ ๋˜๋Š” ์ง€๊ธ‰๋ถˆ๋Šฅ ์ƒํƒœ', '์™ธ๋ถ€ ๊ฐ์‚ฌ์˜๊ฒฌ ๊ฑฐ์ ˆ ๋˜๋Š” ๋ถ€์ ์ •']
CCC+
CCC
1,730.3
-541.9
-328.6
2,692
2,192.6
576
576
-652.7
1,764
3.8
-0.1
-0.6
0.6
0.7
1
-0.4
-2.7
3.4
3.3
['์†Œ์†ก ์Šน์†Œ๋กœ ์ธํ•œ ์ž์‚ฐ ํšŒ๋ณต ๊ฐ€๋Šฅ์„ฑ ์กด์žฌ']
['๋ถ€๋„ ๋ฐœ์ƒ ๋˜๋Š” ์ง€๊ธ‰๋ถˆ๋Šฅ ์ƒํƒœ', 'ํ•ต์‹ฌ ๊ธฐ์ˆ  ๋˜๋Š” ์ธ๋ ฅ ์œ ์ถœ']
CCC-
B
3,856
-206.6
-1,073.2
4,719.5
4,105.5
1,186.6
168.7
124.9
5,415.1
24.3
-0.2
-0.9
0.8
1.1
1.4
0
43
3.7
3.6
['์ฃผ์š” ์ธ๋ ฅ ์œ ์ง€', '์ผ์‹œ์  ํ˜„๊ธˆํ๋ฆ„ ํ˜ธ์ „', '์ •๋ฆฌ๋งค๊ฐ ์ถ”์ง„์œผ๋กœ ์œ ๋™ํ™” ์ž์‚ฐ ํ™•๋ณด ์ „๋ง']
['์ œํ•œ์ ์ธ ์ž๊ธˆ์กฐ๋‹ฌ ํ™˜๊ฒฝ', '๊ณผ๋„ํ•œ ๋‹จ๊ธฐ ์ฐจ์ž…๊ธˆ ์˜์กด', '๋‚ฎ์€ ์ž๊ธฐ์ž๋ณธ๋น„์œจ']
B
AA+
153,949.4
-1,101.2
-846.1
166,203.1
66,330.3
43,599.9
0.1
-4,455.8
68,072.1
663,303.1
-0
-0
0.9
0.4
0.4
-0.1
-15.3
5.2
4.8
['๊ณ„์—ด์˜ ์ง€์›๋Šฅ๋ ฅ ๊ฐ•ํ™”', '์•ˆ์ •์ ์ธ ์ž๋ณธ์ ์ •์„ฑ', 'ํ’๋ถ€ํ•œ ํ˜„๊ธˆ์œ ๋™์„ฑ ๋ณด์œ ๋กœ ์ธํ•œ ์šฐ์ˆ˜ํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์œ ์ง€ ์ „๋ง']
['์ˆ˜์ต์„ฑ ํ•˜๋ฝ', '์ œ๋„ ๋ฐ ๊ฐ€์ •๋ณ€๊ฒฝ์— ๋Œ€ํ•œ ๋ฏผ๊ฐ๋„']
AAA-
C-
1,079.3
-311.2
-717.5
1,593.3
1,294.5
298.6
298.6
-213
2,560.3
4.3
-0.5
-2.4
0.7
1.6
2.4
-0.1
-12.1
3.2
3.1
['์ฑ„๊ถŒ๋‹จ๊ณผ์˜ ๊ตฌ์กฐ์กฐ์ • ํ˜‘์˜ ์ง„ํ–‰ ์ค‘']
['๊ณ„์—ด์‚ฌ ๊ฐ„ ์ž๊ธˆ ์ฐจ์ž… ๊ตฌ์กฐ๋กœ ๋„์‚ฐ ์ „์ด ์šฐ๋ ค', '๊ธฐ๊ด€ ์‹ ์šฉํ•œ๋„ ์ฐจ๋‹จ', '์ƒ์žฅํ์ง€ ์‚ฌ์œ  ๋ฐœ์ƒ ๋˜๋Š” ์œ„ํ—˜']
D
B-
4,240.3
314.4
37.5
3,254.4
2,456.4
944.2
0.1
49
1,003.4
24,564.3
0
0
1.3
0.3
0.2
0
20.1
3.5
3.4
['์ผ๋ถ€ ๊ณ ์ •๋น„ ์ ˆ๊ฐ ํšจ๊ณผ ๋ฐœ์ƒ']
['์šด์˜์ž๊ธˆ ํ™•๋ณด ์ง€์—ฐ', '๊ณผ๋„ํ•œ ๋‹จ๊ธฐ ์ฐจ์ž…๊ธˆ ์˜์กด', '๋‚ฎ์€ ์ž๊ธฐ์ž๋ณธ๋น„์œจ']
CCC+
B+
2,128.2
-86.1
-155.1
7,350.3
7,383.8
1,489.3
0.1
-688
1,693.9
73,837.9
-0
-0.1
0.3
0.2
0.8
-0.4
-2.5
3.9
3.9
['์•ˆ์ •์ ์ธ ์ด์ต ์ฐฝ์ถœ์„ ํ†ตํ•œ ์žฌ๋ฌด๋ถ€๋‹ด ์™„ํ™” ์ „๋ง']
['์žฅ๊ธฐ ๋ฏธ์ฐฉ๊ณต ์‚ฌ์—… ๋ฐ ๋ฏธ๋งค๊ฐ ์ž์‚ฐ์— ๋Œ€ํ•œ ๋Œ€์—ฌ ๋ถ€๋‹ด']
B+
C+
912.4
-328.7
35.6
1,537.3
1,231.8
275.7
275.7
-485.4
1,097.9
4.5
0
0.1
0.6
0.7
1.2
-0.4
-2.3
3.2
3.1
['์ฃผ์ฑ„๊ถŒ์˜ ์ œํ•œ์  ์œ ๋™์„ฑ ์ง€์›']
['ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ', '์ƒ์žฅํ์ง€ ์‚ฌ์œ  ๋ฐœ์ƒ ๋˜๋Š” ์œ„ํ—˜']
C
CC-
1,360
-492.5
153.1
1,442.1
1,215.6
256.6
226.1
-468.7
1,019.5
5.4
0.1
0.6
0.9
0.7
0.7
-0.5
-2.2
3.2
3.1
['ํšŒ์ƒ์ ˆ์ฐจ ๊ฐœ์‹œ ์Šน์ธ ๊ฒฐ์ •', '์ผํšŒ์„ฑ ์˜์—…์ด์ต ๋ฐœ์ƒ ๊ฐ€๋Šฅ์„ฑ', 'ํ•ต์‹ฌ ์ธ๋ ฅ ์ผ๋ถ€ ์œ ์ง€ ์ƒํƒœ', '์ž์‚ฐ ๋งค๊ฐ ๊ณ„ํš์— ๋”ฐ๋ฅธ ์ผ์‹œ์  ์œ ๋™์„ฑ ํ™•๋ณด']
['๊ณ„์—ด์‚ฌ ๊ฐ„ ์ž๊ธˆ ์ฐจ์ž… ๊ตฌ์กฐ๋กœ ๋„์‚ฐ ์ „์ด ์šฐ๋ ค', '๊ณ„์—ด์‚ฌ ์—ฐ์‡„ ๋ถ€์‹ค ์œ„ํ—˜ ๋…ธ์ถœ', '์‹œ์žฅ ์‹ ๋ขฐ๋„ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ ๋ฐ ๊ฑฐ๋ž˜์ฒ˜ ์ดํƒˆ', '๊ธฐ์กด ํˆฌ์ž์ž์˜ ์†์‹ค ํšŒํ”ผ๋กœ ์ž๊ธˆ ์œ ์ž… ์ฐจ๋‹จ']
CC-
A
40,272.5
-286.1
-365
42,506.9
11,632.4
27,829
8,252.6
-5,131.2
1,736.5
1.4
-0
-0
0.9
0
0
-3
-0.3
4.6
4.1
['์ฃผํƒ์‚ฌ์—… ๊ฒฝ์Ÿ๋ ฅ, ๋ณด์ˆ˜์  ์žฌ๋ฌด๊ด€๋ฆฌ๋ฅผ ํ†ตํ•ด ์‚ฌ์—… ๋ฐ ์žฌ๋ฌด ๋ฆฌ์Šคํฌ๋ฅผ ์ถ•์†Œํ•œ ์ ', 'ํˆฌ์ž์ž์‚ฐ ๊ทœ๋ชจ ํ™•๋Œ€์™€ ์ด์ต์ฐฝ์ถœ๋ ฅ ์ œ๊ณ ', '์ ๊ทน์ ์ธ ๋งˆ์ผ€ํŒ… ๋ฐ ์‹ ์ œํ’ˆ ์‹ค์  ํ˜ธ์กฐ๋กœ ์ธํ•œ ๋งค์ถœ ์„ฑ์žฅ์„ธ']
['์กฐ๋‹ฌ๋น„์šฉ ๋ฐ ๋Œ€์†๋น„์šฉ ์ฆ๊ฐ€๋กœ ์ˆ˜์ต์„ฑ ์ €ํ•˜', '์›์ž์žฌ ๊ฐ€๊ฒฉ ํ•˜ํ–ฅ ์•ˆ์ •ํ™” ๊ฐ€๋Šฅ์„ฑ', '์ง€๋ฐฐ๊ตฌ์กฐ ๋ณ€๋™ ๊ฐ€๋Šฅ์„ฑ']
A
C
1,418.1
154.3
-211.4
1,275.1
601.7
645.9
645.9
428.5
1,353.9
0.9
-0.2
-0.3
1.1
1.1
1
0.3
3.2
3.1
2.8
['๋ถ€์‹ค ์‚ฌ์—… ๋ถ€๋ฌธ ์ •๋ฆฌ ์ฐฉ์ˆ˜']
['๋Œ€๋ถ€๋ถ„์˜ ์ž์‚ฐ์ด ์œ ๋™์„ฑ ๋ถ€์กฑ์œผ๋กœ ๊ฐ€์น˜ ํ•˜๋ฝ', '์ƒ์žฅํ์ง€ ์‚ฌ์œ  ๋ฐœ์ƒ ๋˜๋Š” ์œ„ํ—˜']
C-
BB
13,427.2
-81.5
-234.4
11,625.6
5,715.2
3,991
0.1
297.5
2,474.1
57,152
-0
-0.1
1.2
0.2
0.2
0.1
8.3
4.1
3.8
['์œ ์‚ฌ ์—…์ข… ๋Œ€๋น„ ์•ˆ์ •์  ์ˆ˜์ต์„ฑ', '๋‹จ๊ธฐ ์ฐจ์ž… ๊ตฌ์กฐ ๊ฐœ์„ ', '์ฃผ์š” ์ž์‚ฐ์˜ ํ™œ์šฉ ๊ฐ€๋Šฅ์„ฑ']
['๊ธฐ์ˆ  ํˆฌ์ž ๋ถ€์กฑ', '๊ณต๊ธ‰๋ง ๋ฆฌ์Šคํฌ ์ฆ๊ฐ€']
BB+
AAA
325,517.8
8,560.2
-8,589.4
487,330.1
173,531.6
196,882.4
0.1
28,591.4
67,477.2
1,735,315.9
-0
-0
0.7
0.1
0.2
0.4
2.4
5.7
5.2
['์šฐ์ˆ˜ํ•œ ํ™•๋ณด๋Šฅ๋ ฅ๊ณผ ์ด์ต์ฐฝ์ถœ๋ ฅ', '์šฐ์ˆ˜ํ•œ ์ˆ˜์ต์„ฑ ์œ ์ง€ ์ „๋ง', '๊ถŒ ์ง€๊ธ‰๋ณด์ฆ ์ œ๊ณต', 'K-ICS๋น„์œจ์ด ์šฐ์ˆ˜ํ•œ ์ˆ˜์ค€์—์„œ ๊ด€๋ฆฌ']
[' ๊ด€๋ จ ๋ถ€์‹ค์ž์‚ฐ ์ฆ๊ฐ€', '์ˆœ์ฐจ์ž…๊ธˆ/EBITDA๊ฐ€ 5๋ฐฐ๋ฅผ ์ดˆ๊ณผํ•  ์ „๋ง', '์‹œ์žฅ ์„ฑ์žฅ์„ธ ๋‘”ํ™”๋กœ ์ˆ˜์ต์„ฑ ์ €ํ•˜']
AAA+
CCC
1,383.9
-692
-702.3
2,349.7
2,064.1
427.2
427.2
-713.3
1,417.3
4.8
-0.3
-1.6
0.6
0.6
1
-0.5
-2
3.4
3.3
['ํ•ต์‹ฌ ์ธ๋ ฅ ์ผ๋ถ€ ์œ ์ง€ ์ƒํƒœ', '์ผํšŒ์„ฑ ์˜์—…์ด์ต ๋ฐœ์ƒ ๊ฐ€๋Šฅ์„ฑ']
['๊ธฐ๊ด€ ์‹ ์šฉํ•œ๋„ ์ฐจ๋‹จ', '์ž„์ง์› ๊ธ‰์—ฌ ์ฒด๋ถˆ', '๋Œ€์ถœ ์›๋ฆฌ๊ธˆ ์ƒํ™˜ ์ง€์—ฐ ๋˜๋Š” ์—ฐ์ฒด ๋‹ค์ˆ˜ ๋ฐœ์ƒ']
CCC-
B
5,578.7
-114.2
-566.1
6,663.8
5,139.7
1,633.1
271.1
262.1
4,917.9
19
-0.1
-0.3
0.8
0.7
0.9
0.1
18.7
3.8
3.7
['์ผ์‹œ์  ํ˜„๊ธˆํ๋ฆ„ ํ˜ธ์ „']
['์‹ ์šฉ๋„ ํ•˜๋ฝ ์ง€์†', '์ œํ•œ์ ์ธ ์ž๊ธˆ์กฐ๋‹ฌ ํ™˜๊ฒฝ', '๋‚ฎ์€ ์ž๊ธฐ์ž๋ณธ๋น„์œจ']
B-
AA-
61,806.8
-1,204.6
-8,153.2
118,505.8
54,866.4
80,337.6
4,848
1,651
45,319.4
11.3
-0.1
-0.1
0.5
0.4
0.7
0
27.4
5.1
4.7
['์ƒ์žฅ๋Œ€๊ธˆ ์œ ์ž… ์‹œ ํˆฌ์ž์—ฌ๋ ฅ์ด ๋”์šฑ ๊ฐ•ํ™”๋œ๋‹ค.', '์‹œ์žฅ์ ์œ ์œจ ํ™•๋ณด๋กœ ์ˆ˜์ต์„ฑ ๊ฐœ์„  ์ „๋ง']
['๋‚ฎ์€ ์ƒ์‚ฐ์„ฑ์œผ๋กœ ์ธํ•œ ์˜์—…์ ์ž']
AA
CCC
1,770.4
-466.3
-557.9
2,461.6
2,016.8
485.1
485.1
-473.1
1,434.4
4.2
-0.2
-1.2
0.7
0.6
0.8
-0.3
-3
3.4
3.3
['์†Œ์†ก ์Šน์†Œ๋กœ ์ธํ•œ ์ž์‚ฐ ํšŒ๋ณต ๊ฐ€๋Šฅ์„ฑ ์กด์žฌ']
['๊ณ„์—ด์‚ฌ ๊ฐ„ ์ž๊ธˆ ์ฐจ์ž… ๊ตฌ์กฐ๋กœ ๋„์‚ฐ ์ „์ด ์šฐ๋ ค', '์™ธ๋ถ€ ๊ฐ์‚ฌ์˜๊ฒฌ ๊ฑฐ์ ˆ ๋˜๋Š” ๋ถ€์ ์ •', '๊ธฐ์กด ํˆฌ์ž์ž์˜ ์†์‹ค ํšŒํ”ผ๋กœ ์ž๊ธˆ ์œ ์ž… ์ฐจ๋‹จ', '์œ ๋™๋น„์œจ ๋ฐ ์ด์ž๋ณด์ƒ๋ฐฐ์œจ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ']
CCC-
C-
895.6
-447.8
-723.2
1,450.7
1,100.6
312.1
312.1
-360.3
2,596.6
3.5
-0.5
-2.3
0.6
1.8
2.9
-0.1
-7.2
3.2
3
['์ž์‚ฐ ๋งค๊ฐ ๊ณ„ํš์— ๋”ฐ๋ฅธ ์ผ์‹œ์  ์œ ๋™์„ฑ ํ™•๋ณด', 'ํ•ต์‹ฌ ์ธ๋ ฅ ์ผ๋ถ€ ์œ ์ง€ ์ƒํƒœ']
['๋Œ€๋ถ€๋ถ„์˜ ์ž์‚ฐ์ด ์œ ๋™์„ฑ ๋ถ€์กฑ์œผ๋กœ ๊ฐ€์น˜ ํ•˜๋ฝ', '์œ ๋™๋น„์œจ ๋ฐ ์ด์ž๋ณด์ƒ๋ฐฐ์œจ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ', '์™ธ๋ถ€ ๊ฐ์‚ฌ์˜๊ฒฌ ๊ฑฐ์ ˆ ๋˜๋Š” ๋ถ€์ ์ •']
D
AA+
48,281.4
2,292.7
1,920.7
71,559.2
42,694.9
56,267.9
501.6
-2,973.7
-23,062.9
85.1
0
0
0.7
-0.3
-0.5
0.1
7.8
4.9
4.6
['์ด์ต ์ฐฝ์ถœ๋ ฅ ๊ฐ•ํ™”', '๊ธ€๋กœ๋ฒŒ ๊ฒฝ์Ÿ์ง€์œ„ ์ œ๊ณ ์— ๋”ฐ๋ฅธ ํŒ๋งค์‹ค์  ์œ ์ง€ ์ „๋ง', '์ง€์›์ฃผ์ฒด์˜ ์‹ ์šฉ๋„ ์ œ๊ณ ', '์ œํ’ˆ ๊ฒฝ์Ÿ๋ ฅ ์ œ๊ณ ์— ๋”ฐ๋ฅธ ์˜์—…์ˆ˜์ต์„ฑ ๊ฐœ์„ ']
['์ˆ˜์ต์„ฑ ํ•˜๋ฐฉ ์••๋ ฅ']
AAA-
AA+
177,047.5
-109.7
-394.9
239,848.7
78,966.5
103,287.8
28,823.4
16,300.3
87,867.5
2.7
-0
-0
0.7
0.4
0.5
0.2
5.4
5.4
4.9
['์ด์ต ์ฐฝ์ถœ๋ ฅ ๊ฐ•ํ™”', '์šฐ์ˆ˜ํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์œ ์ง€ ์ „๋ง', '์˜์—…์‹ค์  ํ˜ธ์กฐ์— ๋”ฐ๋ฅธ ๊ฒฝ์ƒ์ ์ธ ์ด์ต์ฐฝ์ถœ๋ ฅ ์ œ๊ณ  ์ „๋ง', '์‚ฌ์—…์•ˆ์ •์„ฑ ๊ฐœ์„  ์ „๋ง']
['์ˆ˜์ต์„ฑ ํ•˜๋ฝ', '๊ตฌ์กฐ์ ์ธ ์˜์—…์ ์ž ๋ฐœ์ƒ', '์ง€๋ฐฐ๊ตฌ์กฐ ๋ณ€ํ™”๋กœ ์ธํ•œ ์‚ฌ์—…์•ˆ์ •์„ฑ ์•ฝํ™” ๊ฐ€๋Šฅ์„ฑ', '์‹ ์‚ฌ์—… ๊ด€๋ จ ๋น„๊ฒฝ์ƒ์  ํˆฌ์ž์†Œ์š” ์ง€์† ์˜ˆ์ƒ']
AA+
AAA
111,005.1
27,708.7
26,131.1
572,931.7
457,458.1
143,310.7
143,310.7
-3,042.9
215,745.9
3.2
0
0.2
0.2
0.4
1.9
-0
-70.9
5.8
5.7
['๋ฒ•์› ์ธ๊ฐ€ ํ™•์ •', '๊ฐ•ํ™”๋œ ์˜์—…ํ˜„๊ธˆ์ฐฝ์ถœ๋ ฅ์— ๊ธฐ๋ฐ˜ํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์œ ์ง€']
['๋ถ€์ •์ ์ธ ์˜์—…ํ™˜๊ฒฝ์œผ๋กœ ์ธํ•œ ํ˜„๊ธˆ์ฐฝ์ถœ๋ ฅ ์ €ํ•˜']
AAA+
A+
118,298.9
5,117.1
3,208.2
131,263.9
106,888
25,257.6
1,404.6
18,253.7
-1,517.5
76.1
0
0.1
0.9
-0
-0
-12
-0.1
5.1
5
['์ž์ฒด ์ˆ˜์ต๊ธฐ๋ฐ˜ ๋‹ค๋ณ€ํ™”๋ฅผ ํ†ตํ•œ ์‹ค์งˆํ˜„๊ธˆ์ฐฝ์ถœ๋ ฅ ๊ฐœ์„ ', '์žํšŒ์‚ฌ ๋ณด์œ ์ง€๋ถ„์„ ํ™œ์šฉํ•œ ์žฌ๋ฌด์œตํ†ต์„ฑ ์ œ๊ณ ', 'ํ˜„๊ธˆ์ฐฝ์ถœ๋ ฅ ์ œ๊ณ ๋กœ ์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„ ']
['์žฌ๋ฌด๋ ˆ๋ฒ„๋ฆฌ์ง€ ๋ถ€๋‹ด ์ƒ์Šน', '์˜จ๋ผ์ธ ๊ตฌ๋งค ํ™•๋Œ€', '์œ ๋™์„ฑ ๊ฐ์†Œ ๊ฐ€๋Šฅ์„ฑ']
A+
CC+
901
-450.5
-704
1,641.8
1,272.1
373.7
373.7
-629.5
1,703.7
3.4
-0.4
-1.9
0.5
1
1.9
-0.4
-2.7
3.2
3.1
['์ผํšŒ์„ฑ ์˜์—…์ด์ต ๋ฐœ์ƒ ๊ฐ€๋Šฅ์„ฑ', '์ž์‚ฐ ๋งค๊ฐ ๊ณ„ํš์— ๋”ฐ๋ฅธ ์ผ์‹œ์  ์œ ๋™์„ฑ ํ™•๋ณด']
['ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ', '์œ ๋™๋น„์œจ ๋ฐ ์ด์ž๋ณด์ƒ๋ฐฐ์œจ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ']
CC+
A
27,913.9
1,512
192.6
47,033.4
32,250.1
17,518.3
0.1
-4,213.2
4,030.7
322,500.7
0
0
0.6
0.1
0.1
-1
-1
4.7
4.5
['๊ธ€๋กœ๋ฒŒ ์˜์—…๋งˆ์ผ€ํŒ… ๊ฐ•ํ™” ๋ฐ ์ƒ์‚ฐ์„ค๋น„ ์ฆ์„ค', '์ฐจ์ž…๊ธˆ ๊ฐ์ถ•', 'ํ•ด์™ธ์‹œ์žฅ ์ˆ˜์ถœ์•ก ์ฆ๊ฐ€๋กœ ์ธํ•œ ์™ธํ˜•์„ฑ์žฅ ์ง€์†']
['์ „๋ ฅ์ˆ˜๊ธ‰ ํ™˜๊ฒฝ ๋ฐ ์ •์ฑ…๋ณ€์ˆ˜์— ๋”ฐ๋ฅธ ์˜์—…์‹ค์  ๋ณ€๋™์„ฑ', '์‹ ๊ทœ ํˆฌ์ž์— ๋”ฐ๋ฅธ ์ฐจ์ž…๊ทœ๋ชจ ์ฆ๊ฐ€', '์˜์—…์ฒ˜๋ถ„ ๋“ฑ์ด ๋ฏธ์น˜๋Š” ์˜ํ–ฅ์— ๋Œ€ํ•œ ๋ชจ๋‹ˆํ„ฐ๋ง ํ•„์š”']
A
A-
10,418.1
193
-1,983.5
37,369
31,640
9,941.8
881.3
1,088.5
22,586.7
35.9
-0.1
-0.2
0.3
0.6
2.2
0
20.7
4.6
4.5
['2025๋…„ ์ดํ›„ ์ˆ˜์ต์„ฑ ๋ฐ ์ž์‚ฐ๊ฑด์ „์„ฑ ๊ฐœ์„  ์ „๋ง', '๊ตฌ์กฐ์กฐ์ •๊ณผ ์—…ํ™ฉ ํšŒ๋ณต์œผ๋กœ ๊ฐœ์„ ๋œ ์‹ค์  ์œ ์ง€ ์ „๋ง', '์šฐ์ˆ˜ํ•œ ์˜์—…์ˆ˜์ต์„ฑ ์œ ์ง€ ์ „๋ง']
['๋†’์€ ์ด์ž๋น„์šฉ ๋ถ€๋‹ด']
A
CC-
1,307
-323.3
189.5
1,395.7
1,275
258.1
258.1
-478.6
1,308
4.9
0.1
0.7
0.9
0.9
1
-0.4
-2.7
3.1
3.1
['ํšŒ์ƒ์ ˆ์ฐจ ๊ฐœ์‹œ ์Šน์ธ ๊ฒฐ์ •', '์ผํšŒ์„ฑ ์˜์—…์ด์ต ๋ฐœ์ƒ ๊ฐ€๋Šฅ์„ฑ']
['๋Œ€๋ถ€๋ถ„์˜ ์ž์‚ฐ์ด ์œ ๋™์„ฑ ๋ถ€์กฑ์œผ๋กœ ๊ฐ€์น˜ ํ•˜๋ฝ', 'ํ•ต์‹ฌ ๊ธฐ์ˆ  ๋˜๋Š” ์ธ๋ ฅ ์œ ์ถœ', '๋ถ€๋„ ๋ฐœ์ƒ ๋˜๋Š” ์ง€๊ธ‰๋ถˆ๋Šฅ ์ƒํƒœ', '์‹ ๊ทœ ์ˆ˜์ฃผ ๊ธ‰๊ฐ ๋ฐ ์‚ฌ์—… ์ค‘๋‹จ']
C+
B-
6,536.5
327
46.2
3,589.8
2,805.6
734.4
239.9
53.7
1,486.3
11.7
0
0.1
1.8
0.4
0.2
0
27.1
3.6
3.4
['์ผ๋ถ€ ๊ณ ์ •๋น„ ์ ˆ๊ฐ ํšจ๊ณผ ๋ฐœ์ƒ', '๋ถ€์ฑ„ ๊ตฌ์กฐ ๋‹จ์ˆœํ™” ๊ฐ€๋Šฅ์„ฑ']
['๊ณผ๋„ํ•œ ๋‹จ๊ธฐ ์ฐจ์ž…๊ธˆ ์˜์กด', '์™ธ๋ถ€ ๊ฐ์‚ฌ์˜๊ฒฌ ๋น„์ ์ • ๊ฐ€๋Šฅ์„ฑ', '๋‚ฎ์€ ์ž๊ธฐ์ž๋ณธ๋น„์œจ']
CCC+
AA+
104,416.4
-1,448.2
-1,081.4
137,056.5
55,751.7
62,691.4
28,122.4
5,461.5
55,328
2
-0
-0
0.8
0.4
0.5
0.1
10.1
5.1
4.7
['๊ธ€๋กœ๋ฒŒ ์™„์„ฑ์ฐจ ์‹œ์žฅ์—์„œ ์ฐจ๊ทธ๋ฃน์˜ ์‹œ์žฅ์ง€์œ„ ๊ฐœ์„ ', 'ํ˜‘์—… ํ™•๋Œ€']
['EBITDA/๋งค์ถœ์•ก ๊ฐ์†Œ ์ „๋ง', '์ž๊ธฐ์ฃผ์‹ ์ทจ๋“์œผ๋กœ ์ธํ•œ ์žฌ๋ฌด๋ถ€๋‹ด ์ฆ๊ฐ€']
AA+
AA-
161,676.5
4,588.6
6,498.3
141,859.3
80,068
35,390.1
1,768.1
5,437.4
62,555.3
45.3
0
0.2
1.1
0.4
0.4
0.1
11.5
5.2
4.9
['์ด์ต์ฐฝ์ถœ๊ธฐ๋ฐ˜ ํ–ฅ์ƒ ์ „๋ง', '๊ณ„์—ด ์ง€์›์— ๊ธฐ๋ฐ˜ํ•œ ๋‹จ๊ธฐ ์œ ๋™์„ฑ ๋Œ€์‘ ๊ฐ€๋Šฅ ์ „๋ง']
['์ด์ต์ฐฝ์ถœ๋ ฅ ๊ฐœ์„ ์— ์ผ์ • ์‹œ์ผ ์†Œ์š” ์ „๋ง']
AA
BB+
19,835.9
3,360.4
703.9
12,814.3
1,501.2
6,265.4
83
2,331.3
6,426.9
18.1
0.1
0.1
1.5
0.5
0.3
0.4
2.8
4.1
3.2
['๊ณ ์ •๋น„ ๋ถ€๋‹ด ์™„ํ™”๋กœ ์ธํ•œ ์˜์—…์ˆ˜์ต์„ฑ ๊ฐœ์„ ']
['์ค‘๋‹จ๊ธฐ๊ฐ„ ์ €์กฐํ•œ ์ˆ˜์ต์„ฑ ๋ฐ ๋†’์€ ์žฌ๋ฌด๋ถ€๋‹ด ์ง€์†']
BB+
A+
11,528.8
1,685
587.8
238,271.5
212,976.4
61,277.4
1,752.4
-3,873.4
67,514.6
121.5
0
0
0
0.3
5.9
-0.1
-17.4
5.4
5.3
['์–‘ํ˜ธํ•œ ์ž์ฒด์‹ค์  ์œ ์ง€ ์ „๋ง', '์žํšŒ์‚ฌ ๋ณด์œ ์ง€๋ถ„์„ ํ™œ์šฉํ•œ ์žฌ๋ฌด์œตํ†ต์„ฑ ์ œ๊ณ ', '์ˆ˜์ต๊ธฐ๋ฐ˜ ํ™•๋Œ€์™€ NPL์—…๊ณ„ ๋‚ด ์ƒ์œ„๊ถŒ ์‹œ์žฅ์ง€์œ„ ์œ ์ง€', '์šฐ์ˆ˜ํ•œ ์žฌ๋ฌด๊ตฌ์กฐ ์œ ์ง€ ์ „๋ง']
['์˜์—…์ ์ž์™€ ํˆฌ์ž๋ถ€๋‹ด ์ง€์†์œผ๋กœ ์ฐจ์ž…๋ถ€๋‹ด ํ™•๋Œ€']
AA-
C-
940.1
-470
-723.1
1,521.2
1,110.7
330.1
154.5
-194.1
2,661.5
7.2
-0.5
-2.2
0.6
1.7
2.8
-0.1
-13.8
3.2
3
['์ผํšŒ์„ฑ ์˜์—…์ด์ต ๋ฐœ์ƒ ๊ฐ€๋Šฅ์„ฑ', 'ํ•ต์‹ฌ ์ธ๋ ฅ ์ผ๋ถ€ ์œ ์ง€ ์ƒํƒœ']
['์‹ ๊ทœ ์ˆ˜์ฃผ ๊ธ‰๊ฐ ๋ฐ ์‚ฌ์—… ์ค‘๋‹จ', '์ฃผ์š” ์ž์‚ฐ์˜ ๋‹ด๋ณด ์„ค์ •์œผ๋กœ ์ฒ˜๋ถ„ ์—ฌ๋ ฅ ๋ถ€์กฑ']
C-
A+
79,406.3
-5,456.7
-1,525.2
408,011.2
324,571.2
107,388.3
2,995.8
34,411.6
89,177.6
108.3
-0
-0
0.2
0.2
1.1
0.4
2.6
5.6
5.5
['์ ์ง„์ ์ธ ์ฐจ์ž…๊ธˆ ์ƒํ™˜๊ณผ ์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„  ์ „๋ง', '๋ฆฌํ…Œ์ผ ๋ฐ ๊ธฐ์—… ์˜์—… ํ™•๋Œ€ ๊ณ„ํš', '์žํšŒ์‚ฌ ๋ณด์œ ์ง€๋ถ„์„ ํ™œ์šฉํ•œ ์žฌ๋ฌด์œตํ†ต์„ฑ ์ œ๊ณ ', '์šฐ์ˆ˜ํ•œ ์›๊ฐ€๊ฒฝ์Ÿ๋ ฅ๊ณผ ์ด์ต์ฐฝ์ถœ๋ ฅ ์‹œํ˜„']
['๋Œ€๊ทœ๋ชจ ๋ฐฐ๋‹น ์ž๊ธˆ ์†Œ์š”์— ๋”ฐ๋ฅธ ์žฌ๋ฌด๊ตฌ์กฐ ์ €ํ•˜ ๊ฐ€๋Šฅ์„ฑ']
AA-
A+
315,916.1
14,301.6
11,606.3
213,415.6
58,426.7
87,317.5
0.1
40,203.1
11,885.7
584,267.4
0.1
0.1
1.5
0.1
0
3.4
0.3
5.3
4.8
['์šด๋ณธ ๋ณ€๋™ ๋ฐ ํˆฌ์ž ๋ถ€๋‹ด์—๋„ ์šฐ์ˆ˜ํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์œ ์ง€ ์ „๋ง', '์–‘ํ˜ธํ•œ ์ˆ˜์ฃผ์—ฌ๊ฑด ํ•˜์— ์ˆ˜์ฃผ์ž”๊ณ ๊ฐ€ ์–‘์ ยท์งˆ์ ์œผ๋กœ ๊ฐœ์„ ']
['์ „๊ธฐ์ฐจ ์—…ํ™ฉ ๋‘”ํ™”๋กœ ๊ณ ๊ฐ์‚ฌ ์žฌ๊ณ ์กฐ์ • ๋ฐœ์ƒ', '์›จ์ดํผ ์ˆ˜์š” ๋ฐ ํŒ๊ฐ€ ํšŒ๋ณต ']
A+
B-
1,724.8
122.7
10.3
3,174.4
2,831.7
830.9
100.8
53.2
1,272.6
28.1
0
0
0.5
0.4
0.7
0
23.5
3.5
3.5
['์ •๋ฆฌ๋งค๊ฐ ์ถ”์ง„์œผ๋กœ ์œ ๋™ํ™” ์ž์‚ฐ ํ™•๋ณด ์ „๋ง']
['์†์ต๊ตฌ์กฐ ๋ถˆ์•ˆ์ •', '๊ณผ๋„ํ•œ ๋‹จ๊ธฐ ์ฐจ์ž…๊ธˆ ์˜์กด']
CCC+
AA
106,364
-23,905.7
-42,898.9
367,074.2
141,923.7
170,375.4
16,350.3
-73,820.4
85,477.5
8.7
-0.1
-0.3
0.3
0.2
0.8
-0.9
-1.2
5.6
5.2
['์ˆ˜๊ธ‰์—ฌ๊ฑด ๊ฐœ์„ ๊ณผ ํ•จ๊ป˜ ๊ฒฌ์กฐํ•œ ์ด์ต์ฐฝ์ถœ ์ง€์†', '์ƒ์œ„๊ถŒ์˜ ์‹œ์žฅ์ง€์œ„ ํ™•๋ณด']
['์‹ค์  ๋ถ€์ง„๊ณผ ๋†’์€ ์žฌ๋ฌด๋ถ€๋‹ด์œผ๋กœ ๋ฌด๋ณด์ฆ์‚ฌ์ฑ„์˜ ์‹ ์šฉ๋„ ํ•˜ํ–ฅ์••๋ ฅ์ด ์—ฌ์ „ํžˆ ๋†’์€ ์ˆ˜์ค€์ด๋‹ค.', '์‚ฌ์—…ํฌํŠธํด๋ฆฌ์˜ค ์ถ•์†Œ']
AA
A-
21,019.7
686.2
353.6
32,065.3
17,101.5
11,803.1
466.5
-252.3
21,367.4
36.7
0
0
0.7
0.7
1
-0
-85
4.5
4.2
['ํ˜„๊ธˆํ๋ฆ„ ๊ฐœ์„ ์„ ํ†ตํ•ด ์žฌ๋ฌด๋ถ€๋‹ด ์ ์ง„์  ์™„ํ™”', '์•„์‹œ์•„๋‚˜ ์ธ์ˆ˜์— ๋”ฐ๋ฅธ ๋ถ€๋‹ด์„ ๊ฐ๋‚ดํ•  ์žฌ๋ฌด์™„์ถฉ๋ ฅ ๋ณด์œ ', '๋ถ€ํƒ€๋””์—” ๋งˆ์ง„ ๊ฐ•์„ธ', '๋ ˆ๋ฒ„๋ฆฌ์ง€๋ฐฐ์œจ ๊ฐœ์„  ๋ฐ ์šฐ์ˆ˜ํ•œ ์ˆ˜์ค€ ๊ด€๋ฆฌ ์ „๋ง']
['์œ ๋™์„ฑ ๋Œ€์‘ ๋ถ€๋‹ด ํ™•๋Œ€', '๊ณผ๋„ํ•œ ํˆฌ์ž์ง‘ํ–‰์œผ๋กœ ์ธํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์ €ํ•˜', '์ˆ˜์ต์„ฑ ์—ด์œ„ ์ง€์†']
A
AA
154,113.4
50,414
25,020.6
433,694
131,268.4
300,432.4
8,742.5
35,542.9
56,378.3
15
0.1
0.1
0.4
0.1
0.4
0.6
1.6
5.6
5.1
['์ค‘๊ตญ ์ด๊ตฌํ™˜์‹  ์ •์ฑ…, ์ฆ์„ค ๋ถ€๋‹ด ์™„ํ™” ๋“ฑ์œผ๋กœ ์—…ํ™ฉ์ด ํ„ด์–ด๋ผ์šด๋“œํ•  ์ „๋ง', 'K-ICS๋น„์œจ ์šฐ์ˆ˜ํ•œ ์ˆ˜์ค€์—์„œ ์•ˆ์ •์  ๊ด€๋ฆฌ ์ „๋ง']
['๋ถˆ๋ฆฌํ•œ ์—…ํ™ฉ๊ณผ ๊ฒฝ์Ÿ์ง€์œ„ ์•ฝํ™”๋กœ ์ธํ•œ ์˜์—…์‹ค์  ๋ถ€์ง„ ์ง€์†', '๊ณ ๊ธˆ๋ฆฌ์™€ ์‹ค๋ฌผ๊ฒฝ๊ธฐ์นจ์ฒด์— ๋”ฐ๋ฅธ ์ˆ˜์ต์„ฑ ํ•˜๋ฐฉ ์••๋ ฅ']
AA
BBB+
61,636.2
1,775.2
371.3
48,829.6
5,710.2
33,980.4
6,755.7
1,363.3
12,084.8
0.8
0
0
1.3
0.2
0.2
0.1
8.9
4.7
3.8
['์ž”๊ธˆ ํšŒ์ˆ˜์™€ ์‹ค์  ๊ฐœ์„ ์„ ํ†ตํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ๊ฐœ์„  ์ „๋ง', '์ˆ˜์ฃผ์ž”๊ณ ์˜ ์งˆ์  ๊ฐœ์„ ๊ณผ ์ƒ์‚ฐ์„ฑ ํ–ฅ์ƒ์œผ๋กœ ์ˆ˜์ต์„ฑ ์ œ๊ณ ']
['์ˆ˜์ฃผ๋ณ€๋™์„ฑ ํ™•๋Œ€ ๋“ฑ์œผ๋กœ ์ธํ•œ ์˜์—…์‹ค์  ์ €ํ•˜ ๊ฐ€๋Šฅ์„ฑ']
A-
BB+
17,565.9
-4,353.3
-3,355.4
29,362.7
18,335.8
6,046.1
105.5
307.6
11,689.9
173.8
-0.1
-0.6
0.6
0.4
0.7
0
37.9
4.5
4.3
['๊ณ ์ •๋น„ ๋ถ€๋‹ด ์™„ํ™”๋กœ ์ธํ•œ ์˜์—…์ˆ˜์ต์„ฑ ๊ฐœ์„ ', '๊ธ€๋กœ๋ฒŒ ์Šคํฐ ์ˆ˜์š” ํšŒ๋ณต์œผ๋กœ ์ธํ•œ ํŒจํ‚ค์ง• ์ˆ˜์š” ์ฆ๊ฐ€']
['์ค‘๋‹จ๊ธฐ๊ฐ„ ๋‚ฎ์€ ์ˆ˜์ต์„ฑ๊ณผ ๋†’์€ ์žฌ๋ฌด๋ถ€๋‹ด ์ง€์† ์ „๋ง', '์ €์กฐํ•œ ์˜์—…์‹ค์ ๊ณผ ๋†’์€ ์šด๋ณธ ๋ถ€๋‹ด์œผ๋กœ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์ €ํ•˜']
BB+
C+
826.3
-413.1
-141.3
1,928.9
1,611.4
480
360.8
-430.4
2,362.9
4.5
-0.1
-0.3
0.4
1.2
2.9
-0.2
-5.5
3.3
3.2
['ํ•ต์‹ฌ ์ธ๋ ฅ ์ผ๋ถ€ ์œ ์ง€ ์ƒํƒœ']
['ํ•ต์‹ฌ ๊ธฐ์ˆ  ๋˜๋Š” ์ธ๋ ฅ ์œ ์ถœ', '์ƒ์žฅํ์ง€ ์‚ฌ์œ  ๋ฐœ์ƒ ๋˜๋Š” ์œ„ํ—˜', '์™ธ๋ถ€ ๊ฐ์‚ฌ์˜๊ฒฌ ๊ฑฐ์ ˆ ๋˜๋Š” ๋ถ€์ ์ •']
C
C
1,309.1
-365.7
-593
1,775.9
1,288.2
385.9
385.9
-37.5
2,369.8
3.3
-0.3
-1.5
0.7
1.3
1.8
-0
-64.9
3.2
3.1
['์ผํšŒ์„ฑ ์˜์—…์ด์ต ๋ฐœ์ƒ ๊ฐ€๋Šฅ์„ฑ', 'ํ•ต์‹ฌ ์ธ๋ ฅ ์ผ๋ถ€ ์œ ์ง€ ์ƒํƒœ', '์ž์‚ฐ ๋งค๊ฐ ๊ณ„ํš์— ๋”ฐ๋ฅธ ์ผ์‹œ์  ์œ ๋™์„ฑ ํ™•๋ณด']
['ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ', '์ž„์ง์› ๊ธ‰์—ฌ ์ฒด๋ถˆ', '์‚ฌํšŒ์  ์‹ ๋ขฐ๋„ ํ›ผ์†์— ๋”ฐ๋ฅธ ๊ณต๊ณต ์กฐ๋‹ฌ ๋ฐฐ์ œ', '๋Œ€๊ทœ๋ชจ ๋งŒ๊ธฐ ๋„๋ž˜ ์ฑ„๋ฌด ์กด์žฌ']
C-
BB+
18,607.5
-473.1
-146.5
20,539.2
9,088.3
8,431.3
148.8
217.3
-761.2
61.1
-0
-0
0.9
-0
-0
-0.3
-3.5
4.3
4
['๊ณ ์ •๋น„ ๋ถ€๋‹ด ์™„ํ™”๋กœ ์ธํ•œ ์˜์—…์ˆ˜์ต์„ฑ ๊ฐœ์„ ']
['์ €์กฐํ•œ ์˜์—…์‹ค์ ๊ณผ ๋†’์€ ์šด๋ณธ ๋ถ€๋‹ด์œผ๋กœ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์ €ํ•˜', '์ „๋ฐฉ์‹œ์žฅ ์ˆ˜์š” ๊ฐ์†Œ ๋ฐ ์—ด์œ„ํ•œ ๊ต์„ญ๋ ฅ์œผ๋กœ ๋Œ€๊ทœ๋ชจ ์˜์—…์ ์ž ์‹œํ˜„']
BB
BB-
2,829.6
67.1
-14.4
2,174
986.9
1,125.3
18.3
89.9
654.9
54
-0
-0
1.3
0.3
0.2
0.1
7.2
3.3
3
['์ˆœ์ฐจ์ž…๊ธˆ ๊ฐ์†Œ ์ถ”์„ธ', '์ฃผ์š” ์ž์‚ฐ์˜ ํ™œ์šฉ ๊ฐ€๋Šฅ์„ฑ']
['๊ณต๊ธ‰๋ง ๋ฆฌ์Šคํฌ ์ฆ๊ฐ€', 'ํ™˜์œจ ๋ฆฌ์Šคํฌ ๋…ธ์ถœ']
BB-
AA+
193,460.3
-2,903.3
-1,636
310,949.5
59,925.4
203,699.4
0.1
7,672.4
32,746
599,254.4
-0
-0
0.6
0.1
0.2
0.2
4.3
5.5
4.8
['๋งค์šฐ ์šฐ์ˆ˜ํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ์„ ์œ ์ง€ํ•  ๊ฒƒ์œผ๋กœ ์ „๋ง๋˜๋Š” ์ ', '๊ณ ๊ฐ์ถฉ์„ฑ๋„ ๋ฐ ์‹œ๋„ˆ์ง€ ๊ฐ•ํ™”', '์ž๋ณธ์ ์ •์„ฑ ์ง€ํ‘œ ์šฐ์ˆ˜', '์šฐ์ˆ˜ํ•œ ์˜์—…์ˆ˜์ต์„ฑ ๋ฐ”ํƒ•์œผ๋กœ ํ˜„๊ธˆ์ฐฝ์ถœ๋Šฅ๋ ฅ ์œ ์ง€ ์ „๋ง']
['์ž์ฒด์ ์ธ ์ƒํ™˜๋ถ€๋‹ด ํ™•๋Œ€', '๊ฒฝ์˜๊ถŒ ๋ถ„์Ÿ์œผ๋กœ ์ธํ•œ ๋ฐฐ๋‹น์ •์ฑ… ๋ถˆํ™•์‹ค์„ฑ', '๊ฒฝ์˜๊ถŒ ๋ถ„์Ÿ์œผ๋กœ ์ธํ•œ ์ถ”๊ฐ€ ์žฌ๋ฌด๋ถ€๋‹ด ๊ฐ€๋Šฅ์„ฑ', '์ž๊ธˆ๋ถ€์กฑ ๋ฐœ์ƒ']
AA+
B-
2,598.7
101.7
18.9
3,486
3,212.6
767.5
162.1
28.4
1,848.7
19.8
0
0
0.7
0.5
0.7
0
62.8
3.5
3.5
['์ •๋ฆฌ๋งค๊ฐ ์ถ”์ง„์œผ๋กœ ์œ ๋™ํ™” ์ž์‚ฐ ํ™•๋ณด ์ „๋ง', '๋‹จ๊ธฐ ์œ ๋™์„ฑ ํ™•๋ณด ๊ฐ€๋Šฅ์„ฑ ์กด์žฌ', '๋ถ€์ฑ„ ๊ตฌ์กฐ ๋‹จ์ˆœํ™” ๊ฐ€๋Šฅ์„ฑ']
['์‹ ์šฉ๋„ ํ•˜๋ฝ ์ง€์†', '์™ธ๋ถ€ ๊ฐ์‚ฌ์˜๊ฒฌ ๋น„์ ์ • ๊ฐ€๋Šฅ์„ฑ']
B
CC+
1,021.9
-510.9
-279.4
1,666.8
1,469.7
380.4
380.4
-595.3
1,597.8
3.9
-0.2
-0.7
0.6
1
1.6
-0.4
-2.7
3.2
3.2
['ํ•ต์‹ฌ ์ธ๋ ฅ ์ผ๋ถ€ ์œ ์ง€ ์ƒํƒœ', '์‹ ๊ทœ ํˆฌ์ž์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๊ฒ€ํ†  ์ค‘', '์ž์‚ฐ ๋งค๊ฐ ๊ณ„ํš์— ๋”ฐ๋ฅธ ์ผ์‹œ์  ์œ ๋™์„ฑ ํ™•๋ณด']
['์™ธ๋ถ€ ๊ฐ์‚ฌ์˜๊ฒฌ ๊ฑฐ์ ˆ ๋˜๋Š” ๋ถ€์ ์ •', 'ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ', '์ฃผ์š” ์ž์‚ฐ์˜ ๋‹ด๋ณด ์„ค์ •์œผ๋กœ ์ฒ˜๋ถ„ ์—ฌ๋ ฅ ๋ถ€์กฑ']
CC+
CCC
1,440.4
-720.2
-771.7
2,587.7
2,054.3
444.9
444.9
-717.3
1,895.8
4.6
-0.3
-1.7
0.6
0.7
1.3
-0.4
-2.6
3.4
3.3
['์‹ ๊ทœ ํˆฌ์ž์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๊ฒ€ํ†  ์ค‘', 'ํšŒ์ƒ์ ˆ์ฐจ ๊ฐœ์‹œ ์Šน์ธ ๊ฒฐ์ •']
['๊ธฐ๊ด€ ์‹ ์šฉํ•œ๋„ ์ฐจ๋‹จ', '์‹ ๊ทœ ์ˆ˜์ฃผ ๊ธ‰๊ฐ ๋ฐ ์‚ฌ์—… ์ค‘๋‹จ', '๋Œ€๋ถ€๋ถ„์˜ ์ž์‚ฐ์ด ์œ ๋™์„ฑ ๋ถ€์กฑ์œผ๋กœ ๊ฐ€์น˜ ํ•˜๋ฝ']
CCC-
CCC+
1,907.4
11.5
-453.1
2,717.2
2,074.7
459.3
459.3
-108.3
1,940.2
4.5
-0.2
-1
0.7
0.7
1
-0.1
-18.1
3.4
3.3
['์ฃผ์ฑ„๊ถŒ์˜ ์ œํ•œ์  ์œ ๋™์„ฑ ์ง€์›']
['๋ฒ•์  ๋ถ„์Ÿ ๋‹ค์ˆ˜ ์ง„ํ–‰ ์ค‘', '์ƒ์žฅํ์ง€ ์‚ฌ์œ  ๋ฐœ์ƒ ๋˜๋Š” ์œ„ํ—˜']
CCC
B-
2,506.2
286.8
37.8
2,575.7
2,124.2
491.9
127.2
77.2
676.4
16.7
0
0.1
1
0.3
0.3
0.1
8.6
3.4
3.3
['๋ถ€์ฑ„ ๊ตฌ์กฐ ๋‹จ์ˆœํ™” ๊ฐ€๋Šฅ์„ฑ']
['๊ฑฐ๋ž˜์ฒ˜ ๋‹ค๋ณ€ํ™” ๋ฏธํก', '์šด์˜์ž๊ธˆ ํ™•๋ณด ์ง€์—ฐ']
CCC+
AA
301,382.1
51,896.5
15,345
255,467
68,544.8
71,753.1
0.1
56,646.7
6,296.6
685,448.4
0.1
0.2
1.2
0
0
9
0.1
5.4
4.8
['์ด์ต์ฐฝ์ถœ๊ธฐ๋ฐ˜ ํ™•๋Œ€ ์ „๋ง', '๊ณต๊ธ‰ ๋ถ€๋‹ด ์™„ํ™”๋ฅผ ํ†ตํ•œ ์ˆ˜๊ธ‰ ๊ฐœ์„  ๊ธฐ๋Œ€', '๋‹ค๊ฐํ™”๋œ ๋ฐœ์ „ ํฌํŠธํด๋ฆฌ์˜ค์™€ ์—ฐ๋ฃŒ ๋„์ž…๋ฐฉ์‹ ์ „ํ™˜']
['์ž์ฒด ํ˜„๊ธˆํ๋ฆ„ ์ €ํ•˜ ๊ฐ€๋Šฅ์„ฑ', '์‹ค์  ๋ถ€์ง„๊ณผ ๋†’์€ ์žฌ๋ฌด๋ถ€๋‹ด์œผ๋กœ ๋ฌด๋ณด์ฆ์‚ฌ์ฑ„์˜ ์‹ ์šฉ๋„ ํ•˜ํ–ฅ์••๋ ฅ์ด ์—ฌ์ „ํžˆ ๋†’์€ ์ˆ˜์ค€์ด๋‹ค.', '๊ธฐํ•œ์˜ ์ด์ต ์ƒ์‹ค ์‚ฌ์œ  ๋ฐœ์ƒ']
AA
A
15,150.1
-428
1,372.5
35,560.2
28,308.5
18,852.1
10,723.5
6,526.2
2,021.6
2.6
0
0.1
0.4
0.1
0.1
3.2
0.3
4.6
4.5
['ํƒ„์†Œ์„ฌ์œ  ์ƒ์‚ฐ์„ค๋น„ ์ฆ์„ค์„ ํ†ตํ•œ ๋งค์ถœ ๋ฐ ์ด์ต๊ธฐ์—ฌ๋„ ์ฆ๊ฐ€ ์ „๋ง', '์šฐ์ˆ˜ํ•œ ์˜์—…์ˆ˜์ต์„ฑ ์‹œํ˜„', '์›๊ฐ€ ์•ˆ์ •ํ™”๋กœ ์ธํ•œ ์ˆ˜์ต์„ฑ ๊ฐœ์„ ', '์‹ ๊ทœ ๊ฐœ๋ฐœ ๋ฐ ํˆฌ์ž์‚ฌ์—… ์ง„ํ–‰']
['๋น„๊ฒฝ์ƒ์  ์†์‹ค ๋ณ€๋™์„ฑ', '์ €ํšจ์œจ ์ ํฌ ํ์ ', '์‹ ํƒ๊ณ„์ •๋Œ€ ๊ทœ๋ชจ ์ถ•์†Œ ๋ฐ ์ˆ˜์ต์„ฑ ํšŒ๋ณต ์ถ”์ด์— ๋Œ€ํ•œ ๋ชจ๋‹ˆํ„ฐ๋ง ํ•„์š”', ' ๋น„์ค‘์ด ๋†’์€ ์บํ”ผํƒˆ์‚ฌ ์ „๋ฐ˜์˜ ์‹ ์šฉ๋„ ์ƒ์Šน ๊ฐ€๋Šฅ์„ฑ ์ €ํ•˜']
A
CCC-
1,387.4
-321.3
107.6
2,316.7
2,167.4
450.7
450.7
-718.5
2,342.8
4.8
0
0.2
0.6
1
1.7
-0.3
-3.3
3.4
3.3
['์ฃผ์ฑ„๊ถŒ์˜ ์ œํ•œ์  ์œ ๋™์„ฑ ์ง€์›', '์†Œ์†ก ์Šน์†Œ๋กœ ์ธํ•œ ์ž์‚ฐ ํšŒ๋ณต ๊ฐ€๋Šฅ์„ฑ ์กด์žฌ']
['์™ธ๋ถ€ ๊ฐ์‚ฌ์˜๊ฒฌ ๊ฑฐ์ ˆ ๋˜๋Š” ๋ถ€์ ์ •', '์œ ๋™๋น„์œจ ๋ฐ ์ด์ž๋ณด์ƒ๋ฐฐ์œจ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ', '๊ณ„์—ด์‚ฌ ์—ฐ์‡„ ๋ถ€์‹ค ์œ„ํ—˜ ๋…ธ์ถœ', '๊ธฐ์กด ํˆฌ์ž์ž์˜ ์†์‹ค ํšŒํ”ผ๋กœ ์ž๊ธˆ ์œ ์ž… ์ฐจ๋‹จ']
CC+
BB-
2,886
265.8
75.6
3,790.2
3,211.5
830.2
395.3
397.7
1,646.8
8.1
0
0.1
0.8
0.4
0.6
0.2
4.1
3.6
3.5
['์ฃผ์š” ๊ฑฐ๋ž˜์ฒ˜์™€์˜ ์•ˆ์ •์  ๊ด€๊ณ„', '์œ ์‚ฌ ์—…์ข… ๋Œ€๋น„ ์•ˆ์ •์  ์ˆ˜์ต์„ฑ', '์ฃผ์š” ์ž์‚ฐ์˜ ํ™œ์šฉ ๊ฐ€๋Šฅ์„ฑ']
['์ค‘์žฅ๊ธฐ ์„ฑ์žฅ์„ฑ ์ •์ฒด']
BB
B
7,381.1
-70.1
-57.3
6,719.1
3,616
2,438.5
281.5
108.9
2,992.9
12.8
-0
-0
1.1
0.4
0.4
0
27.2
3.8
3.6
['์ผ๋ถ€ ์•ˆ์ •์ ์ธ ๊ฑฐ๋ž˜์ฒ˜ ํ™•๋ณด', '์ฃผ์š” ์ธ๋ ฅ ์œ ์ง€']
['๊ฑฐ๋ž˜์ฒ˜ ๋‹ค๋ณ€ํ™” ๋ฏธํก']
B+
B
6,464.8
-220.6
-371.4
5,361
4,075.4
1,413.5
61.8
71.1
-433.3
66
-0.1
-0.3
1.2
-0.1
-0.1
-0.2
-6
3.7
3.6
['์ผ๋ถ€ ์•ˆ์ •์ ์ธ ๊ฑฐ๋ž˜์ฒ˜ ํ™•๋ณด', '๋‹จ๊ธฐ ์œ ๋™์„ฑ ํ™•๋ณด ๊ฐ€๋Šฅ์„ฑ ์กด์žฌ']
['์‹ ์šฉ๋„ ํ•˜๋ฝ ์ง€์†', '์ œํ•œ์ ์ธ ์ž๊ธˆ์กฐ๋‹ฌ ํ™˜๊ฒฝ']
B
BBB
10,881.6
260.2
-569.9
15,986.3
8,656
5,656.3
0.1
248.7
5,413.9
86,559.9
-0
-0.1
0.7
0.3
0.5
0
21.7
4.2
3.9
['์›์žฌ๋ฃŒ ์ƒ์‚ฐ์„ค๋น„ ๋‚ด์žฌํ™”๋กœ ์›๊ฐ€๊ตฌ์กฐ ๊ฐœ์„ ', '์˜์—… ์‚ฌ์ดํด ์ •์ฐฉ์œผ๋กœ ์šฐ์ˆ˜ํ•œ ์ˆ˜์ต์„ฑ๊ณผ ์žฌ๋ฌด๊ฑด์ „์„ฑ ์œ ์ง€', '์žฌ๋ฌด์•ˆ์ •์„ฑ ์œ ์ง€']
['์žฌ๋ฌด๋ ˆ๋ฒ„๋ฆฌ์ง€ ๋ถ€๋‹ด ํ™•๋Œ€', '์ˆ˜์•ก์ œ ๋ฐ ์ „๋ฌธ์˜์•ฝํ’ˆ ์‹œ์žฅ ๋‚ด ์ง€๋ฐฐ๋ ฅ ์ €ํ•˜ ๊ฐ€๋Šฅ์„ฑ', '์ค‘๊ณ ์ฐจ์‹œ์žฅ ๋‚ด ๊ฒฝ์Ÿ ์‹ฌํ™”์™€ ๋†’์€ ๊ฒฝ๊ธฐ ๋ฏผ๊ฐ๋„์— ๋”ฐ๋ฅธ ์‹œ์žฅ๋ณ€๋™์„ฑ']
BBB
A-
12,233.9
1,239.6
1,293.4
10,906.9
2,499.1
7,121.6
0.1
1,803.9
6,862.6
24,990.8
0.1
0.2
1.1
0.6
0.6
0.3
3.8
4
3.4
['์ฆ์‹œ ๋ฐ˜๋“ฑ๊ณผ ๊ฑฐ๋ž˜๋Œ€๊ธˆ ์ฆ๊ฐ€๋กœ ์ธํ•œ ์œ„ํƒ๋งค๋งค ๋ฐ ์ƒํ’ˆ ์šด์šฉ์ˆ˜์ง€ ๊ฐœ์„ ', '์‚ฌ์—…๊ฒฝ์Ÿ๋ ฅ ๊ฐ•ํ™”', '์ œํ’ˆ ์ƒ์‚ฐ๊ณต์ • ๊ฐœ์„ ']
['์ž์‚ฐ๊ฑด์ „์„ฑ ์ €ํ•˜', ' ๋ณ€๋™์„ฑ']
A
B
7,418.7
-163
266.8
3,571.7
874.3
1,937
53.4
-136.8
-425.9
16.4
0.1
0.1
2.1
-0.1
-0.1
0.3
3.1
3.6
2.9
['๋‹จ๊ธฐ ์œ ๋™์„ฑ ํ™•๋ณด ๊ฐ€๋Šฅ์„ฑ ์กด์žฌ', 'ํˆฌ์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๋ณด์œ ', '์ •๋ฆฌ๋งค๊ฐ ์ถ”์ง„์œผ๋กœ ์œ ๋™ํ™” ์ž์‚ฐ ํ™•๋ณด ์ „๋ง']
['์‹ ์šฉ๋„ ํ•˜๋ฝ ์ง€์†', '์™ธ๋ถ€ ๊ฐ์‚ฌ์˜๊ฒฌ ๋น„์ ์ • ๊ฐ€๋Šฅ์„ฑ', '๊ฑฐ๋ž˜์ฒ˜ ๋‹ค๋ณ€ํ™” ๋ฏธํก']
B
A+
88,436.4
5,301.2
2,901.4
324,407.2
260,854.3
76,533.6
2,379.6
4,006.4
69,307.7
109.6
0
0
0.3
0.2
0.8
0.1
17.3
5.5
5.4
['ํ™•๋Œ€๋œ ํ˜„๊ธˆ์ฐฝ์ถœ๋Šฅ๋ ฅ์„ ๋ฐ”ํƒ•์œผ๋กœ ์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„  ์ „๋ง', '์‚ฌ์—…์•ˆ์ •์„ฑ', '์–‘ํ˜ธํ•œ ์ด์ต์ฐฝ์ถœ๋ ฅ ์œ ์ง€ ์ „๋ง', '์šด๋ณธ ๋ณ€๋™ ๋ฐ ํˆฌ์ž ๋ถ€๋‹ด์—๋„ ์šฐ์ˆ˜ํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์œ ์ง€ ์ „๋ง']
['์ž๊ธˆ์†Œ์š”์— ๋”ฐ๋ฅธ ํ˜„๊ธˆํ๋ฆ„ ๋ณ€๋™์„ฑ ์กด์žฌ', '๊ฒฝ์Ÿ๋ ฅ ์•ฝํ™”๋กœ ์ธํ•œ ์‚ฌ์—…์•ˆ์ •์„ฑ ์ €ํ•˜', '์›๊ฐ€ ๋ถ€๋‹ด ํ™•๋Œ€ ๊ฐ€๋Šฅ์„ฑ']
AA-
CC+
1,066.9
-533.4
-654.6
1,905.3
1,172.2
705
684.4
-534.8
1,723.9
1.7
-0.3
-0.9
0.6
0.9
1.6
-0.3
-3.2
3.3
3.1
['๊ณต๊ณต๊ธฐ๊ด€ ๋‚ฉํ’ˆ ์‹ค์  ๋“ฑ์œผ๋กœ ์ผ๋ถ€ ์ˆ˜์ต์„ฑ ์œ ์ง€', '์‹ ๊ทœ ํˆฌ์ž์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๊ฒ€ํ†  ์ค‘']
['๊ธฐ์กด ํˆฌ์ž์ž์˜ ์†์‹ค ํšŒํ”ผ๋กœ ์ž๊ธˆ ์œ ์ž… ์ฐจ๋‹จ', '์‹œ์žฅ ์‹ ๋ขฐ๋„ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ ๋ฐ ๊ฑฐ๋ž˜์ฒ˜ ์ดํƒˆ']
CC+
BBB-
15,617.7
699.4
521.8
10,995.7
5,248.6
4,348.9
509.3
100.1
4,173.7
10.3
0
0.1
1.4
0.4
0.3
0
41.3
4
3.7
['์ˆ˜์›์  ์‹ค์  ๋ฐ˜์˜ ๋ณธ๊ฒฉํ™”๋กœ 2024๋…„ ๋งค์ถœ ์ฆ๊ฐ€ ์˜ˆ์ƒ', '๋ถ€ํ’ˆ ๋ถ€๋ฌธ ๋งค์ถœ ์ฆ๊ฐ€๋กœ ์ธํ•œ ์˜์—…์‹ค์  ๊ฐœ์„ ', 'PF์ต์Šคํฌ์ € ์ถ•์†Œ๋กœ ์‚ฌ์—…ํฌํŠธํด๋ฆฌ์˜ค ์œ„ํ—˜ ์™„ํ™”']
['์ „๋ฐฉ ์ˆ˜์š” ์ฆ๊ฐ€์„ธ ๋‘”ํ™”']
BBB
C-
911.2
-455.6
-737.5
1,618.5
1,228.5
434.2
434.2
-489.8
2,646.8
2.8
-0.5
-1.7
0.6
1.6
2.9
-0.2
-5.4
3.2
3.1
['ํšŒ์ƒ์ ˆ์ฐจ ๊ฐœ์‹œ ์Šน์ธ ๊ฒฐ์ •', 'ํ•ต์‹ฌ ์ธ๋ ฅ ์ผ๋ถ€ ์œ ์ง€ ์ƒํƒœ']
['๋Œ€๊ทœ๋ชจ ๋งŒ๊ธฐ ๋„๋ž˜ ์ฑ„๋ฌด ์กด์žฌ', '๊ธฐ๊ด€ ์‹ ์šฉํ•œ๋„ ์ฐจ๋‹จ', '์ž„์ง์› ๊ธ‰์—ฌ ์ฒด๋ถˆ', '๊ณ„์—ด์‚ฌ ๊ฐ„ ์ž๊ธˆ ์ฐจ์ž… ๊ตฌ์กฐ๋กœ ๋„์‚ฐ ์ „์ด ์šฐ๋ ค']
D
C+
866.9
-433.4
-223.9
1,598.5
1,216
314.2
314.2
-335.8
1,612.2
3.9
-0.1
-0.7
0.5
1
1.9
-0.2
-4.8
3.2
3.1
['๊ณต๊ณต๊ธฐ๊ด€ ๋‚ฉํ’ˆ ์‹ค์  ๋“ฑ์œผ๋กœ ์ผ๋ถ€ ์ˆ˜์ต์„ฑ ์œ ์ง€']
['ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ', '์ง€์†์ ์ธ ์˜์—…์†์‹ค ๋ˆ„์ ']
C
BB-
4,688.2
146.6
138.2
3,323.4
2,121.4
753.6
119.8
195.5
965.5
17.7
0
0.2
1.4
0.3
0.2
0.2
4.9
3.5
3.3
['์ฃผ์š” ์ž์‚ฐ์˜ ํ™œ์šฉ ๊ฐ€๋Šฅ์„ฑ', '์ˆœ์ฐจ์ž…๊ธˆ ๊ฐ์†Œ ์ถ”์„ธ']
['์šฐ๋ฐœ์ฑ„๋ฌด ์ฆ๊ฐ€', '์žฌ๋ฌด์  ์™„์ถฉ๋ ฅ ๋ถ€์กฑ', '๊ธฐ์ˆ  ํˆฌ์ž ๋ถ€์กฑ']
B+
A+
151,893.5
-2,589
-1,351.9
451,404.5
297,762.6
149,708.4
0.1
13,182.7
85,043.7
2,977,625.7
-0
-0
0.3
0.2
0.6
0.2
6.5
5.7
5.5
['๋ง๋ ˆ์ด์‹œ์•„ ๊ณต์žฅ ์ฆ์„ค ์™„๋ฃŒ๋กœ ๊ทœ๋ชจ ์ถ•์†Œ ๊ฐ€๋Šฅ์„ฑ ์กด์žฌ', '์—…๊ณ„ 2์œ„์˜ ์‹œ์žฅ์ง€์œ„ ์œ ์ง€', '๊ตญ๋‚ด ๋ฐฉ์œ„์‚ฐ์—… ๋‚ด ์œ ๋„๋ฌด๊ธฐ ๋ฐ ์ •๋ฐ€ ๋ถ„์•ผ์—์„œ ์„ ๋„์  ์‚ฌ์—…์ง€์œ„๋ฅผ ๋ณด์œ ํ•˜๊ณ  ์žˆ๋‹ค.', '์•ˆ์ •์ ์ธ ํ˜„๊ธˆ์œ ์ž… ํ™•๋ณด']
['์‹ ๋™๋ถ€๋ฌธ ์‹ค์  ๋ณ€๋™์„ฑ ์กด์žฌ', '๊ณต์ • ๋ถ€ํ•˜ ๊ฐ€์ค‘ ๋ฐ ์›๊ฐ€ ์ƒ์Šน์œผ๋กœ ์ธํ•œ ์‹ค์  ์ €ํ•˜ ๊ฐ€๋Šฅ์„ฑ']
AA-
CC
944.2
-472.1
-75.8
1,948.6
1,379.2
601.1
601.1
-748.3
1,058.8
2.3
-0
-0.1
0.5
0.5
1.1
-0.7
-1.4
3.3
3.1
['์‹ ๊ทœ ํˆฌ์ž์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๊ฒ€ํ†  ์ค‘']
['๊ณ„์—ด์‚ฌ ๊ฐ„ ์ž๊ธˆ ์ฐจ์ž… ๊ตฌ์กฐ๋กœ ๋„์‚ฐ ์ „์ด ์šฐ๋ ค', '์ง€์†์ ์ธ ์˜์—…์†์‹ค ๋ˆ„์ ']
CC-
CC+
1,048.8
-524.4
-557.4
1,785.7
960
893.2
893.2
-751.4
1,849.3
1.1
-0.3
-0.6
0.6
1
1.8
-0.4
-2.5
3.3
3
['์ฃผ์ฑ„๊ถŒ์˜ ์ œํ•œ์  ์œ ๋™์„ฑ ์ง€์›']
['์œ ๋™๋น„์œจ ๋ฐ ์ด์ž๋ณด์ƒ๋ฐฐ์œจ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ', '๊ธฐ๊ด€ ์‹ ์šฉํ•œ๋„ ์ฐจ๋‹จ']
CC
BB+
3,276.1
-1,638
-684.1
14,384.5
12,092.4
5,076.7
203.1
-260
13,980.7
59.5
-0
-0.1
0.2
1
4.3
-0
-54
4.2
4.1
['๊ณ ์ •๋น„ ๋ถ€๋‹ด ์™„ํ™”๋กœ ์ธํ•œ ์˜์—…์ˆ˜์ต์„ฑ ๊ฐœ์„ ', '๊ธ€๋กœ๋ฒŒ ์Šคํฐ ์ˆ˜์š” ํšŒ๋ณต์œผ๋กœ ์ธํ•œ ํŒจํ‚ค์ง• ์ˆ˜์š” ์ฆ๊ฐ€']
['์ „๋ฐฉ์‹œ์žฅ ์ˆ˜์š” ๊ฐ์†Œ ๋ฐ ์—ด์œ„ํ•œ ๊ต์„ญ๋ ฅ์œผ๋กœ ๋Œ€๊ทœ๋ชจ ์˜์—…์ ์ž ์‹œํ˜„', '์ค‘๋‹จ๊ธฐ๊ฐ„ ์ €์กฐํ•œ ์ˆ˜์ต์„ฑ ๋ฐ ๋†’์€ ์žฌ๋ฌด๋ถ€๋‹ด ์ง€์†', '์ €ํ•˜๋œ ์˜์—…ํ˜„๊ธˆ์ฐฝ์ถœ๋ ฅ์œผ๋กœ ์ธํ•œ ์ฐจ์ž…๋ถ€๋‹ด ํ™•๋Œ€']
BB
CC+
1,572.2
-685
-58.6
2,129.1
1,326.1
703.3
667.3
-638.5
1,845.4
2
-0
-0.1
0.7
0.9
1.2
-0.3
-2.9
3.3
3.1
['๊ณต๊ณต๊ธฐ๊ด€ ๋‚ฉํ’ˆ ์‹ค์  ๋“ฑ์œผ๋กœ ์ผ๋ถ€ ์ˆ˜์ต์„ฑ ์œ ์ง€']
['๊ณ„์—ด์‚ฌ ์—ฐ์‡„ ๋ถ€์‹ค ์œ„ํ—˜ ๋…ธ์ถœ', '์ƒ์žฅํ์ง€ ์‚ฌ์œ  ๋ฐœ์ƒ ๋˜๋Š” ์œ„ํ—˜']
CC
A-
28,942.1
279.1
-1,029.4
41,693
23,956.2
13,924.5
16.1
14.2
12,613.8
1,490.8
-0
-0.1
0.7
0.3
0.4
0
828.3
4.6
4.4
['์—ฐ๋ฃŒ ๋ฐ ์ „๋ ฅ ์‚ฌ์šฉ๋Ÿ‰ ์ ˆ๊ฐ', '์ด์ต์ฐฝ์ถœ๋ ฅ ์œ ์ง€ ์ „๋ง', '์ œํ’ˆ ๊ฐœ๋ฐœ ์ง€์†์„ ํ†ตํ•œ ๋งค์ถœ ํšŒ๋ณต', '์šฐ์ˆ˜ํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ']
['์Šฌ๋กฏ/์šด์ˆ˜๊ถŒ ์กฐ์ •์œผ๋กœ ์ธํ•œ ์‹œ๋„ˆ์ง€ ํšจ๊ณผ ๊ฐ์†Œ ๊ฐ€๋Šฅ์„ฑ', '๊ตญ๋‚ด ๋ธŒ๋žœ๋“œ ๊ฒฝ์Ÿ๋ ฅ ์•ฝํ™”', '๋‹จ๊ธฐ๊ฐ„ ๋‚ด ์œ ์˜๋ฏธํ•œ ์ˆ˜์ต์„ฑ ๊ฐœ์„ ์—ฌ๋ ฅ ์ œํ•œ']
A
C
867.1
-433.5
-673.9
1,668.2
1,381.5
411.8
411.8
-1,040.2
2,076.7
3.4
-0.4
-1.6
0.5
1.2
2.4
-0.5
-2
3.2
3.1
['๋ถ€์‹ค ์‚ฌ์—… ๋ถ€๋ฌธ ์ •๋ฆฌ ์ฐฉ์ˆ˜', 'ํ•ต์‹ฌ ์ธ๋ ฅ ์ผ๋ถ€ ์œ ์ง€ ์ƒํƒœ', '์ฑ„๊ถŒ๋‹จ๊ณผ์˜ ๊ตฌ์กฐ์กฐ์ • ํ˜‘์˜ ์ง„ํ–‰ ์ค‘']
['๋Œ€์ถœ ์›๋ฆฌ๊ธˆ ์ƒํ™˜ ์ง€์—ฐ ๋˜๋Š” ์—ฐ์ฒด ๋‹ค์ˆ˜ ๋ฐœ์ƒ', '์‹ ๊ทœ ์ˆ˜์ฃผ ๊ธ‰๊ฐ ๋ฐ ์‚ฌ์—… ์ค‘๋‹จ', '์ž„์ง์› ๊ธ‰์—ฌ ์ฒด๋ถˆ', '์™ธ๋ถ€ ๊ฐ์‚ฌ์˜๊ฒฌ ๊ฑฐ์ ˆ ๋˜๋Š” ๋ถ€์ ์ •']
C-
B+
6,248.1
476.2
91.9
2,735.9
732.3
2,039.7
868.8
222.6
1,233.5
0.8
0
0
2.3
0.5
0.2
0.2
5.5
3.4
2.9
['์•ˆ์ •์ ์ธ ์ด์ต ์ฐฝ์ถœ์„ ํ†ตํ•œ ์žฌ๋ฌด๋ถ€๋‹ด ์™„ํ™” ์ „๋ง', '์–‘ํ˜ธํ•œ ์˜์—…์‹ค์  ๋ฐ ์ž๋ณธ ํ™•์ถฉ์œผ๋กœ ์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„ ']
['์žฅ๊ธฐ ๋ฏธ์ฐฉ๊ณต ์‚ฌ์—… ๋ฐ ๋ฏธ๋งค๊ฐ ์ž์‚ฐ์— ๋Œ€ํ•œ ๋Œ€์—ฌ ๋ถ€๋‹ด']
BB-
CC+
1,113.2
-556.6
-513
1,774.8
1,423.1
380.8
380.8
-226
1,771.8
3.7
-0.3
-1.3
0.6
1
1.6
-0.1
-7.9
3.2
3.2
['์ผํšŒ์„ฑ ์˜์—…์ด์ต ๋ฐœ์ƒ ๊ฐ€๋Šฅ์„ฑ', '์ฃผ์ฑ„๊ถŒ์˜ ์ œํ•œ์  ์œ ๋™์„ฑ ์ง€์›', '์ฑ„๊ถŒ๋‹จ๊ณผ์˜ ๊ตฌ์กฐ์กฐ์ • ํ˜‘์˜ ์ง„ํ–‰ ์ค‘']
['๋Œ€์ถœ ์›๋ฆฌ๊ธˆ ์ƒํ™˜ ์ง€์—ฐ ๋˜๋Š” ์—ฐ์ฒด ๋‹ค์ˆ˜ ๋ฐœ์ƒ', 'ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ', '์™ธ๋ถ€ ๊ฐ์‚ฌ์˜๊ฒฌ ๊ฑฐ์ ˆ ๋˜๋Š” ๋ถ€์ ์ •', '์‹ ๊ทœ ์ˆ˜์ฃผ ๊ธ‰๊ฐ ๋ฐ ์‚ฌ์—… ์ค‘๋‹จ']
CC
A+
34,015.2
1,289.9
-497.9
359,974.9
275,650.9
116,958.8
2,893.4
-9,415
84,234.2
95.3
-0
-0
0.1
0.2
2.5
-0.1
-8.9
5.6
5.4
['๊ธ€๋กœ๋ฒŒ ์˜์—…๋ง ํ™•๋Œ€์— ๊ธฐ๋ฐ˜ํ•œ ์™ธํ˜• ์„ฑ์žฅ์„ธ', '๋ฆฌํ…Œ์ผ ๋ฐ ๊ธฐ์—… ์˜์—… ํ™•๋Œ€ ๊ณ„ํš', '์žฌ๋ฌด๋ถ€๋‹ด ๊ฐ์ถ•']
['IB๋ถ€๋ฌธ ์‹ค์  ๋‘”ํ™”', '์ „๋ฐฉ์‚ฐ์—…์˜ ์ˆ˜์š” ๋ถˆํ™•์‹ค์„ฑ์— ๋”ฐ๋ฅธ ์ˆ˜์š” ์œ„์ถ• ์˜ํ–ฅ', '์ „๊ธฐ์ฐจ ์—…ํ™ฉ ๋‘”ํ™”๋กœ ๊ณ ๊ฐ์‚ฌ ์žฌ๊ณ ์กฐ์ • ๋ฐœ์ƒ']
A+
CC-
1,438.5
131.4
197.1
1,504.8
1,261.1
319.2
319.2
-169.8
1,368
4
0.1
0.6
1
0.9
1
-0.1
-8.1
3.2
3.1
['์‹ ๊ทœ ํˆฌ์ž์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๊ฒ€ํ†  ์ค‘']
['์‚ฌํšŒ์  ์‹ ๋ขฐ๋„ ํ›ผ์†์— ๋”ฐ๋ฅธ ๊ณต๊ณต ์กฐ๋‹ฌ ๋ฐฐ์ œ', '์™ธ๋ถ€ ๊ฐ์‚ฌ์˜๊ฒฌ ๊ฑฐ์ ˆ ๋˜๋Š” ๋ถ€์ ์ •']
C+
BB
12,886.2
171.5
181.1
10,409.4
5,755.9
2,886
297.4
825.3
2,813.1
19.4
0
0.1
1.2
0.3
0.2
0.3
3.4
4
3.8
['์ฃผ์š” ๊ฑฐ๋ž˜์ฒ˜์™€์˜ ์•ˆ์ •์  ๊ด€๊ณ„', '์ˆœ์ฐจ์ž…๊ธˆ ๊ฐ์†Œ ์ถ”์„ธ']
['์™ธํ˜• ์„ฑ์žฅ์— ๋น„ํ•ด ๋‚ฎ์€ ์ˆ˜์ต์„ฑ', '์ค‘์žฅ๊ธฐ ์„ฑ์žฅ์„ฑ ์ •์ฒด', '์‚ฌ์—… ๋‹ค๊ฐํ™” ๋ฏธ๋น„']
BB-
B+
10,353.3
314.8
110.3
11,057.7
7,226.3
3,256.7
1,329.2
74.7
2,781
5.4
0
0
0.9
0.3
0.3
0
36.8
4
3.9
['์•ˆ์ •์ ์ธ ์ด์ต ์ฐฝ์ถœ์„ ํ†ตํ•œ ์žฌ๋ฌด๋ถ€๋‹ด ์™„ํ™” ์ „๋ง', '์–‘ํ˜ธํ•œ ์˜์—…์‹ค์  ๋ฐ ์ž๋ณธ ํ™•์ถฉ์œผ๋กœ ์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„ ']
['์žฅ๊ธฐ ๋ฏธ์ฐฉ๊ณต ์‚ฌ์—… ๋ฐ ๋ฏธ๋งค๊ฐ ์ž์‚ฐ์— ๋Œ€ํ•œ ๋Œ€์—ฌ ๋ถ€๋‹ด']
BB-
BB
3,712.3
63.6
4.8
2,826.9
2,800.2
868.1
360.2
853.4
573.1
7.8
0
0
1.3
0.2
0.2
1.5
0.7
3.5
3.4
['CAPEX ์ถ•์†Œ๋กœ ํˆฌ์ž ๋ถ€๋‹ด ์™„ํ™”', '์œ ์‚ฌ ์—…์ข… ๋Œ€๋น„ ์•ˆ์ •์  ์ˆ˜์ต์„ฑ', '์ฃผ์š” ๊ฑฐ๋ž˜์ฒ˜์™€์˜ ์•ˆ์ •์  ๊ด€๊ณ„']
['์™ธํ˜• ์„ฑ์žฅ์— ๋น„ํ•ด ๋‚ฎ์€ ์ˆ˜์ต์„ฑ']
BB+
CCC-
1,088.5
-544.3
-489.1
2,041
1,803.8
548.9
548.9
-877.5
2,287.5
3.3
-0.2
-0.9
0.5
1.1
2.1
-0.4
-2.6
3.3
3.3
['ํšŒ์ƒ์ ˆ์ฐจ ๊ฐœ์‹œ ์Šน์ธ ๊ฒฐ์ •', '์ฃผ์ฑ„๊ถŒ์˜ ์ œํ•œ์  ์œ ๋™์„ฑ ์ง€์›', '์ผํšŒ์„ฑ ์˜์—…์ด์ต ๋ฐœ์ƒ ๊ฐ€๋Šฅ์„ฑ', '์ž์‚ฐ ๋งค๊ฐ ๊ณ„ํš์— ๋”ฐ๋ฅธ ์ผ์‹œ์  ์œ ๋™์„ฑ ํ™•๋ณด']
['์‚ฌํšŒ์  ์‹ ๋ขฐ๋„ ํ›ผ์†์— ๋”ฐ๋ฅธ ๊ณต๊ณต ์กฐ๋‹ฌ ๋ฐฐ์ œ', '์ƒ์žฅํ์ง€ ์‚ฌ์œ  ๋ฐœ์ƒ ๋˜๋Š” ์œ„ํ—˜', '์ง€์†์ ์ธ ์˜์—…์†์‹ค ๋ˆ„์ ', '์œ ๋™๋น„์œจ ๋ฐ ์ด์ž๋ณด์ƒ๋ฐฐ์œจ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ']
CCC-
BB-
4,017.3
251.4
154.5
3,414.2
2,495.8
792.9
287
516.6
1,301.5
8.7
0
0.2
1.2
0.4
0.3
0.4
2.5
3.5
3.4
['์ฃผ์š” ๊ฑฐ๋ž˜์ฒ˜์™€์˜ ์•ˆ์ •์  ๊ด€๊ณ„', '์ด์ต๋ฅ  ๊ฐœ์„  ๋…ธ๋ ฅ ์ง€์†', 'CAPEX ์ถ•์†Œ๋กœ ํˆฌ์ž ๋ถ€๋‹ด ์™„ํ™”']
['๊ณต๊ธ‰๋ง ๋ฆฌ์Šคํฌ ์ฆ๊ฐ€', '์ธ๋ ฅ ์˜์กด๋„ ๋†’์€ ์‚ฌ์—… ๊ตฌ์กฐ']
BB
C+
985.8
191.9
277.8
1,401.3
1,088.9
275.7
275.7
-139.1
1,262.9
3.9
0.2
1
0.7
0.9
1.3
-0.1
-9.1
3.1
3
['์ฃผ์ฑ„๊ถŒ์˜ ์ œํ•œ์  ์œ ๋™์„ฑ ์ง€์›', '์†Œ์†ก ์Šน์†Œ๋กœ ์ธํ•œ ์ž์‚ฐ ํšŒ๋ณต ๊ฐ€๋Šฅ์„ฑ ์กด์žฌ']
['๊ธฐ์กด ํˆฌ์ž์ž์˜ ์†์‹ค ํšŒํ”ผ๋กœ ์ž๊ธˆ ์œ ์ž… ์ฐจ๋‹จ', '๋Œ€๊ทœ๋ชจ ๋งŒ๊ธฐ ๋„๋ž˜ ์ฑ„๋ฌด ์กด์žฌ']
C+
C
890.7
-176.6
-609.3
1,468.7
1,373.7
310.2
310.2
-330.4
2,034.1
4.4
-0.4
-2
0.6
1.4
2.3
-0.2
-6.2
3.2
3.1
['๊ณต๊ณต๊ธฐ๊ด€ ๋‚ฉํ’ˆ ์‹ค์  ๋“ฑ์œผ๋กœ ์ผ๋ถ€ ์ˆ˜์ต์„ฑ ์œ ์ง€', '๋ถ€์‹ค ์‚ฌ์—… ๋ถ€๋ฌธ ์ •๋ฆฌ ์ฐฉ์ˆ˜']
['ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ', 'ํ•ต์‹ฌ ๊ธฐ์ˆ  ๋˜๋Š” ์ธ๋ ฅ ์œ ์ถœ', '๋Œ€๊ทœ๋ชจ ๋งŒ๊ธฐ ๋„๋ž˜ ์ฑ„๋ฌด ์กด์žฌ']
C-
B-
4,718.5
255.6
30.9
3,141.5
1,901.6
1,220.6
295.2
47.9
453.4
6.4
0
0
1.5
0.1
0.1
0.1
9.3
3.5
3.3
['์ •๋ถ€ ๋ณด์ฆ ํ”„๋กœ์ ํŠธ ์ˆ˜์ฃผ ๊ฒฝํ—˜', '์‹ ๊ทœ ์ˆ˜์ฃผ ํ™•๋ณด์— ๋”ฐ๋ฅธ ๋งค์ถœ ์ฆ๊ฐ€ ๊ธฐ๋Œ€']
['์ œํ•œ์ ์ธ ์ž๊ธˆ์กฐ๋‹ฌ ํ™˜๊ฒฝ', '์†์ต๊ตฌ์กฐ ๋ถˆ์•ˆ์ •']
B-
B+
11,988.6
410
-37.6
7,561.7
2,491.6
4,003.1
793.8
776.3
279.8
3.1
-0
-0
1.6
0
0
2.8
0.4
3.9
3.4
['์•ˆ์ •์ ์ธ ์ด์ต ์ฐฝ์ถœ์„ ํ†ตํ•œ ์žฌ๋ฌด๋ถ€๋‹ด ์™„ํ™” ์ „๋ง', '์–‘ํ˜ธํ•œ ์˜์—…์‹ค์  ๋ฐ ์ž๋ณธ ํ™•์ถฉ์œผ๋กœ ์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„ ']
['์žฅ๊ธฐ ๋ฏธ์ฐฉ๊ณต ์‚ฌ์—… ๋ฐ ๋ฏธ๋งค๊ฐ ์ž์‚ฐ์— ๋Œ€ํ•œ ๋Œ€์—ฌ ๋ถ€๋‹ด']
BB-
CCC+
1,409.6
-82.5
-336.3
2,489.9
1,994.7
525.2
506.1
-243.4
1,817.1
3.9
-0.1
-0.6
0.6
0.7
1.3
-0.1
-7.5
3.4
3.3
['๊ณต๊ณต๊ธฐ๊ด€ ๋‚ฉํ’ˆ ์‹ค์  ๋“ฑ์œผ๋กœ ์ผ๋ถ€ ์ˆ˜์ต์„ฑ ์œ ์ง€', 'ํ•ต์‹ฌ ์ธ๋ ฅ ์ผ๋ถ€ ์œ ์ง€ ์ƒํƒœ', '์†Œ์†ก ์Šน์†Œ๋กœ ์ธํ•œ ์ž์‚ฐ ํšŒ๋ณต ๊ฐ€๋Šฅ์„ฑ ์กด์žฌ']
['์‹ ๊ทœ ์ˆ˜์ฃผ ๊ธ‰๊ฐ ๋ฐ ์‚ฌ์—… ์ค‘๋‹จ', '๊ธฐ๊ด€ ์‹ ์šฉํ•œ๋„ ์ฐจ๋‹จ', '๋ฒ•์  ๋ถ„์Ÿ ๋‹ค์ˆ˜ ์ง„ํ–‰ ์ค‘', '๋Œ€๊ทœ๋ชจ ๋งŒ๊ธฐ ๋„๋ž˜ ์ฑ„๋ฌด ์กด์žฌ']
CCC
B-
5,133.5
275.2
36.8
2,793.7
1,752.4
649.4
71.5
63.8
817.5
24.5
0
0.1
1.8
0.3
0.2
0.1
12.6
3.4
3.2
['์ •๋ถ€ ๋ณด์ฆ ํ”„๋กœ์ ํŠธ ์ˆ˜์ฃผ ๊ฒฝํ—˜', '๋‹จ๊ธฐ ์œ ๋™์„ฑ ํ™•๋ณด ๊ฐ€๋Šฅ์„ฑ ์กด์žฌ', '์ •๋ฆฌ๋งค๊ฐ ์ถ”์ง„์œผ๋กœ ์œ ๋™ํ™” ์ž์‚ฐ ํ™•๋ณด ์ „๋ง']
['์ œํ•œ์ ์ธ ์ž๊ธˆ์กฐ๋‹ฌ ํ™˜๊ฒฝ', '๊ฑฐ๋ž˜์ฒ˜ ๋‹ค๋ณ€ํ™” ๋ฏธํก']
B
A+
297,500.7
1,934.7
-1,933.6
274,773
109,845
102,001.6
697.8
7,422.3
6,653.4
157.4
-0
-0
1.1
0
0
1.1
0.9
5.4
5
['์žฌ๋ฌด์ง€ํ‘œ ๊ฐœ์„ ', '๋ฆฌํ…Œ์ผ ๋ฐ ๊ธฐ์—… ์˜์—… ํ™•๋Œ€ ๊ณ„ํš', '๊ฐœ์„ ๋œ ์‹ค์  ๋Œ€์‘๋ ฅ', ' ๋ฐ ์ง€๋ถ„ ์ทจ๋“ ๊ด€๋ จ ๋Œ€๊ทœ๋ชจ ์ž๊ธˆ์†Œ์š”์—๋„ ์–‘ํ˜ธํ•œ ์žฌ๋ฌด์•ˆ์ •์„ฑ์„ ์œ ์ง€ํ•  ์ „๋ง์ด๋‹ค.']
['์œ ๋™์„ฑ ๊ฐ์†Œ ๊ฐ€๋Šฅ์„ฑ', '๊ณต์ • ๋ถ€ํ•˜ ๊ฐ€์ค‘ ๋ฐ ์›๊ฐ€ ์ƒ์Šน์œผ๋กœ ์ธํ•œ ์‹ค์  ์ €ํ•˜ ๊ฐ€๋Šฅ์„ฑ', '์†์ต ๊ธฐ์—ฌ๋„ ๋‚ฎ์€ ์ˆ˜์ต๊ตฌ์กฐ']
AA-
A-
13,590.3
272.6
-1,388.6
34,731.5
26,914.3
10,151
1,389.8
1,205.9
18,802.8
19.4
-0
-0.1
0.4
0.5
1.4
0.1
15.6
4.5
4.4
['๊ตฌ์กฐ์กฐ์ •๊ณผ ์—…ํ™ฉ ํšŒ๋ณต์œผ๋กœ ๊ฐœ์„ ๋œ ์‹ค์  ์œ ์ง€ ์ „๋ง', '์•ˆ์ •์ ์ธ ์ˆ˜์ต๊ตฌ์กฐ']
['๋น„์šฐํ˜ธ์  ์กฐ๋‹ฌ ์—ฌ๊ฑด์— ๋”ฐ๋ฅธ ์œ ๋™์„ฑ ๊ด€๋ฆฌ ํ•„์š”', '์œ ๋™์„ฑ ์ €ํ•˜']
A-
A+
19,783.6
9,891.8
2,563.6
199,391.8
129,657.7
105,102.2
1,241.8
15,686.8
71,190.8
104.4
0
0
0.1
0.4
3.6
0.2
4.5
5.3
5.1
['์ˆ˜์ต์„ฑ ๊ฐœ์„  ์ „๋ง', '์šด์˜ํšจ์œจํ™” ๋…ธ๋ ฅ', '์‹œ์žฅ์ง€์œ„ ์ œ๊ณ ๋กœ ์ธํ•œ ์‚ฌ์—…์•ˆ์ •์„ฑ ๊ฐœ์„ ']
['๊ทธ๋ฃน์˜ ์ง€์›๊ฐ€๋Šฅ์„ฑ ์ƒ์‹ค', '์ •์ฑ…์  ๋ถˆํ™•์‹ค์„ฑ', '์žฌ๋ฌด๋ ˆ๋ฒ„๋ฆฌ์ง€ ๋ถ€๋‹ด ์ƒ์Šน']
A+
B
7,941.6
-299.2
-940
7,191.1
3,281.8
2,809.8
179.9
-59.1
735.8
18.2
-0.1
-0.3
1.1
0.1
0.1
-0.1
-12.7
3.9
3.5
['์ •๋ถ€ ๋ณด์ฆ ํ”„๋กœ์ ํŠธ ์ˆ˜์ฃผ ๊ฒฝํ—˜', 'ํˆฌ์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๋ณด์œ ', '๋ถ€์ฑ„ ๊ตฌ์กฐ ๋‹จ์ˆœํ™” ๊ฐ€๋Šฅ์„ฑ']
['๋‚ฎ์€ ์ด์ž๋ณด์ƒ๋ฐฐ์œจ']
B+
AA-
103,563.7
3,515
5,272.5
81,870
13,775.9
58,914.4
2,523.5
2,158.2
42,093.5
5.5
0.1
0.1
1.3
0.5
0.4
0.1
19.5
4.9
4.1
['์‹œ์žฅ์ ์œ ์œจ ํ™•๋ณด๋กœ ์ˆ˜์ต์„ฑ ๊ฐœ์„  ์ „๋ง', '์‹ ๊ทœ ์‚ฌ์—…์˜ ์•ˆ์ •์ ์ธ ์ˆ˜์ต์„ฑ ํ™•๋ณด']
['์ฐจ์ž…๋ถ€๋‹ด ์ƒ์Šน', 'ํ† ์ง€์‹ ํƒ ์ž๊ธˆํˆฌ์ž… ํ™•๋Œ€๋กœ ์žฌ๋ฌด๊ฑด์ „์„ฑ ์ €ํ•˜']
AA-
C
844.8
-382.1
-680.9
1,782.8
1,390.7
623.4
623.4
-1,126.9
2,457.9
2.2
-0.4
-1.1
0.5
1.4
2.9
-0.5
-2.2
3.3
3.1
['ํšŒ์ƒ์ ˆ์ฐจ ๊ฐœ์‹œ ์Šน์ธ ๊ฒฐ์ •']
['๊ณ„์—ด์‚ฌ ๊ฐ„ ์ž๊ธˆ ์ฐจ์ž… ๊ตฌ์กฐ๋กœ ๋„์‚ฐ ์ „์ด ์šฐ๋ ค', 'ํ•ต์‹ฌ ๊ธฐ์ˆ  ๋˜๋Š” ์ธ๋ ฅ ์œ ์ถœ', 'ํšŒ์ƒ ๊ณ„ํš์•ˆ ์ดํ–‰ ๋ถˆํ™•์‹ค์„ฑ', '์‚ฌํšŒ์  ์‹ ๋ขฐ๋„ ํ›ผ์†์— ๋”ฐ๋ฅธ ๊ณต๊ณต ์กฐ๋‹ฌ ๋ฐฐ์ œ']
C-
AA-
75,155.5
2,804.3
833.5
59,090.4
50,003.1
11,311.7
535.1
8,442.1
39,381.8
93.4
0
0.1
1.3
0.7
0.5
0.2
4.7
4.8
4.7
['์ž๋ณธํ™•์ถฉ์œผ๋กœ ์ธํ•œ ์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„ ', '์–‘ํ˜ธํ•œ ์‹œ์žฅํ™˜๊ฒฝ ํ•˜์— ์ „๋ ฅ์ธํ”„๋ผ๋ถ€๋ฌธ ์ค‘์‹ฌ์˜ ์˜์—…์‹ค์  ํ˜ธ์กฐ ์ „๋ง', '๋งค์ถœ์•ก ์ฆ๊ฐ€์„ธ ์ง€์† ์ „๋ง', '์™ธํ˜• ๋ฐ ์ด์ต์ฐฝ์ถœ๋ ฅ์ด ํ–ฅ์ƒ๋˜์—ˆ๋‹ค.']
['๋งค๋‹ˆ์ง€๋จผํŠธ ๋ฆฌ์Šคํฌ', 'ํ˜„๊ธˆํ๋ฆ„ ์ €ํ•˜ ๊ฐ€๋Šฅ์„ฑ', '์ˆ˜์ต์„ฑ ์ €ํ•˜์™€ ์ฐจ์ž…๊ธˆ ํ™•๋Œ€๋กœ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์—ด์œ„', 'ํ† ์ง€์‹ ํƒ ์ž๊ธˆํˆฌ์ž… ํ™•๋Œ€๋กœ ์žฌ๋ฌด๊ฑด์ „์„ฑ ์ €ํ•˜']
AA-
C
1,557.9
-29.8
-476.9
1,940.5
1,388.4
511.2
511.2
478.5
2,758
2.7
-0.2
-0.9
0.8
1.4
1.8
0.2
5.8
3.3
3.1
['์ž์‚ฐ ๋งค๊ฐ ๊ณ„ํš์— ๋”ฐ๋ฅธ ์ผ์‹œ์  ์œ ๋™์„ฑ ํ™•๋ณด', '๋ถ€์‹ค ์‚ฌ์—… ๋ถ€๋ฌธ ์ •๋ฆฌ ์ฐฉ์ˆ˜']
['์™ธ๋ถ€ ๊ฐ์‚ฌ์˜๊ฒฌ ๊ฑฐ์ ˆ ๋˜๋Š” ๋ถ€์ ์ •', '์œ ๋™๋น„์œจ ๋ฐ ์ด์ž๋ณด์ƒ๋ฐฐ์œจ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ', '์ž„์ง์› ๊ธ‰์—ฌ ์ฒด๋ถˆ', 'ํ•ต์‹ฌ ๊ธฐ์ˆ  ๋˜๋Š” ์ธ๋ ฅ ์œ ์ถœ']
C-
B
6,424.7
-356.4
-1,291.1
5,661.6
2,805.7
2,114
209.9
110.7
2,059.2
13.4
-0.2
-0.6
1.1
0.4
0.3
0.1
18.4
3.8
3.4
['์‹ ๊ทœ ์ˆ˜์ฃผ ํ™•๋ณด์— ๋”ฐ๋ฅธ ๋งค์ถœ ์ฆ๊ฐ€ ๊ธฐ๋Œ€', 'ํˆฌ์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๋ณด์œ ']
['์‹œ์žฅ ๋‚ด ๊ฒฝ์Ÿ๋ ฅ ์•ฝํ™”', '๋‚ฎ์€ ์ด์ž๋ณด์ƒ๋ฐฐ์œจ']
B
AA-
50,772.2
1,585.7
2,378.6
21,202.2
19,168
12,902.8
930.6
2,766.4
11,865.1
20.6
0.1
0.2
2.4
0.6
0.2
0.2
4.3
4.3
4.3
['๊ณต์žฅํ†ตํํ•ฉ์„ ํ†ตํ•œ ์šด์˜ํšจ์œจ์„ฑ ๊ฐœ์„ ', '์žฌ๋ฌด๊ตฌ์กฐ ๊ฐœ์„  ๊ณ„ํš', '์–‘ํ˜ธํ•œ ์ด์ต์ฐฝ์ถœ๋ ฅ ์œ ์ง€ ์ „๋ง', '์šฐ๋Ÿ‰ ๊ณ ๊ฐ์‚ฌ์™€ ์žฅ๊ธฐ๊ณต๊ธ‰ ๊ณ„์•ฝ ์ฒด๊ฒฐ']
['์ฃผ๋ ฅ ์‚ฌ์—…์˜ ์‹ค์  ๋ถ€์ง„, ํ™•๋Œ€๋œ ํˆฌ์ž ๋“ฑ์œผ๋กœ ์žฌ๋ฌด์•ˆ์ •์„ฑ ์ €ํ•˜', '์—…ํ™ฉ ๋‘”ํ™”๋กœ ์ธํ•œ ์˜์—…์‹ค์  ์ €ํ•˜']
AA
CC+
1,233.6
-616.8
-329
1,976.8
1,619.9
504.9
504.9
-351.2
2,032.7
3.2
-0.2
-0.7
0.6
1
1.6
-0.2
-5.8
3.3
3.2
['์ฑ„๊ถŒ๋‹จ๊ณผ์˜ ๊ตฌ์กฐ์กฐ์ • ํ˜‘์˜ ์ง„ํ–‰ ์ค‘', '์†Œ์†ก ์Šน์†Œ๋กœ ์ธํ•œ ์ž์‚ฐ ํšŒ๋ณต ๊ฐ€๋Šฅ์„ฑ ์กด์žฌ', '์ฃผ์ฑ„๊ถŒ์˜ ์ œํ•œ์  ์œ ๋™์„ฑ ์ง€์›']
['์ž„์ง์› ๊ธ‰์—ฌ ์ฒด๋ถˆ', '์œ ๋™๋น„์œจ ๋ฐ ์ด์ž๋ณด์ƒ๋ฐฐ์œจ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ', '๊ณ„์—ด์‚ฌ ์—ฐ์‡„ ๋ถ€์‹ค ์œ„ํ—˜ ๋…ธ์ถœ']
CC+
CC-
1,341.5
-54.4
388.9
1,484.6
1,261.8
289
69.2
-262.4
1,536.4
18.2
0.3
1.3
0.9
1
1.1
-0.2
-5.9
3.2
3.1
['์‹ ๊ทœ ํˆฌ์ž์ž ์œ ์น˜ ๊ฐ€๋Šฅ์„ฑ ๊ฒ€ํ†  ์ค‘']
['์‹œ์žฅ ์‹ ๋ขฐ๋„ ๊ธ‰๊ฒฉํ•œ ํ•˜๋ฝ ๋ฐ ๊ฑฐ๋ž˜์ฒ˜ ์ดํƒˆ', '์™ธ๋ถ€ ๊ฐ์‚ฌ์˜๊ฒฌ ๊ฑฐ์ ˆ ๋˜๋Š” ๋ถ€์ ์ •']
C+