Dataset Preview
Duplicate
The full dataset viewer is not available (click to read why). Only showing a preview of the rows.
The dataset generation failed because of a cast error
Error code:   DatasetGenerationCastError
Exception:    DatasetGenerationCastError
Message:      An error occurred while generating the dataset

All the data files must have the same columns, but at some point there are 1 new columns ({'completion'})

This happened while the json dataset builder was generating data using

hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset/gemini-2-5-pro/Auto_underwriting.json (at revision 41889beb5f4a7940cdf387e8035431823e36ccb4), [/tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/Scenario Based Questions/Auto_Underwriting.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/Scenario Based Questions/Auto_Underwriting.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/Scenario Based Questions/General_liability.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/Scenario Based Questions/General_liability.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/Scenario Based Questions/Worker_Compensation.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/Scenario Based Questions/Worker_Compensation.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/Scenario Based Questions/p_and_c (8).json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/Scenario Based Questions/p_and_c (8).json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gemini-2-5-pro/Auto_underwriting.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gemini-2-5-pro/Auto_underwriting.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gemini-2-5-pro/General_Liability_Underwriting.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gemini-2-5-pro/General_Liability_Underwriting.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gemini-2-5-pro/Property_P_C_Residential_Commercial.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gemini-2-5-pro/Property_P_C_Residential_Commercial.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gemini-2-5-pro/Workers_Compensation_Underwriting.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gemini-2-5-pro/Workers_Compensation_Underwriting.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gpt-5-1/GPT_5_1_Auto_Underwriting.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gpt-5-1/GPT_5_1_Auto_Underwriting.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gpt-5-1/GPT_5_1_General_Liability.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gpt-5-1/GPT_5_1_General_Liability.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gpt-5-1/GPT_5_1_PandC.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gpt-5-1/GPT_5_1_PandC.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gpt-5-1/GPT_5_1_Workers_Compensation.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gpt-5-1/GPT_5_1_Workers_Compensation.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gpt_4_1/GPT_4_1_Auto_Underwriting.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gpt_4_1/GPT_4_1_Auto_Underwriting.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gpt_4_1/GPT_4_1_General_Liability.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gpt_4_1/GPT_4_1_General_Liability.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gpt_4_1/GPT_4_1_PandC.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gpt_4_1/GPT_4_1_PandC.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gpt_4_1/GPT_4_1_Workers_Compensation.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gpt_4_1/GPT_4_1_Workers_Compensation.json)]

Please either edit the data files to have matching columns, or separate them into different configurations (see docs at https://hf.co/docs/hub/datasets-manual-configuration#multiple-configurations)
Traceback:    Traceback (most recent call last):
                File "/usr/local/lib/python3.12/site-packages/datasets/builder.py", line 1890, in _prepare_split_single
                  writer.write_table(table)
                File "/usr/local/lib/python3.12/site-packages/datasets/arrow_writer.py", line 760, in write_table
                  pa_table = table_cast(pa_table, self._schema)
                             ^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
                File "/usr/local/lib/python3.12/site-packages/datasets/table.py", line 2272, in table_cast
                  return cast_table_to_schema(table, schema)
                         ^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
                File "/usr/local/lib/python3.12/site-packages/datasets/table.py", line 2218, in cast_table_to_schema
                  raise CastError(
              datasets.table.CastError: Couldn't cast
              prompt: string
              completion: string
              to
              {'prompt': Value('string')}
              because column names don't match
              
              During handling of the above exception, another exception occurred:
              
              Traceback (most recent call last):
                File "/src/services/worker/src/worker/job_runners/config/parquet_and_info.py", line 1347, in compute_config_parquet_and_info_response
                  parquet_operations = convert_to_parquet(builder)
                                       ^^^^^^^^^^^^^^^^^^^^^^^^^^^
                File "/src/services/worker/src/worker/job_runners/config/parquet_and_info.py", line 980, in convert_to_parquet
                  builder.download_and_prepare(
                File "/usr/local/lib/python3.12/site-packages/datasets/builder.py", line 884, in download_and_prepare
                  self._download_and_prepare(
                File "/usr/local/lib/python3.12/site-packages/datasets/builder.py", line 947, in _download_and_prepare
                  self._prepare_split(split_generator, **prepare_split_kwargs)
                File "/usr/local/lib/python3.12/site-packages/datasets/builder.py", line 1739, in _prepare_split
                  for job_id, done, content in self._prepare_split_single(
                                               ^^^^^^^^^^^^^^^^^^^^^^^^^^^
                File "/usr/local/lib/python3.12/site-packages/datasets/builder.py", line 1892, in _prepare_split_single
                  raise DatasetGenerationCastError.from_cast_error(
              datasets.exceptions.DatasetGenerationCastError: An error occurred while generating the dataset
              
              All the data files must have the same columns, but at some point there are 1 new columns ({'completion'})
              
              This happened while the json dataset builder was generating data using
              
              hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset/gemini-2-5-pro/Auto_underwriting.json (at revision 41889beb5f4a7940cdf387e8035431823e36ccb4), [/tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/Scenario Based Questions/Auto_Underwriting.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/Scenario Based Questions/Auto_Underwriting.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/Scenario Based Questions/General_liability.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/Scenario Based Questions/General_liability.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/Scenario Based Questions/Worker_Compensation.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/Scenario Based Questions/Worker_Compensation.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/Scenario Based Questions/p_and_c (8).json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/Scenario Based Questions/p_and_c (8).json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gemini-2-5-pro/Auto_underwriting.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gemini-2-5-pro/Auto_underwriting.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gemini-2-5-pro/General_Liability_Underwriting.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gemini-2-5-pro/General_Liability_Underwriting.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gemini-2-5-pro/Property_P_C_Residential_Commercial.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gemini-2-5-pro/Property_P_C_Residential_Commercial.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gemini-2-5-pro/Workers_Compensation_Underwriting.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gemini-2-5-pro/Workers_Compensation_Underwriting.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gpt-5-1/GPT_5_1_Auto_Underwriting.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gpt-5-1/GPT_5_1_Auto_Underwriting.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gpt-5-1/GPT_5_1_General_Liability.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gpt-5-1/GPT_5_1_General_Liability.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gpt-5-1/GPT_5_1_PandC.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gpt-5-1/GPT_5_1_PandC.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gpt-5-1/GPT_5_1_Workers_Compensation.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gpt-5-1/GPT_5_1_Workers_Compensation.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gpt_4_1/GPT_4_1_Auto_Underwriting.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gpt_4_1/GPT_4_1_Auto_Underwriting.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gpt_4_1/GPT_4_1_General_Liability.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gpt_4_1/GPT_4_1_General_Liability.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gpt_4_1/GPT_4_1_PandC.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gpt_4_1/GPT_4_1_PandC.json), /tmp/hf-datasets-cache/medium/datasets/63245433785815-config-parquet-and-info-enkefalos-Enk-Insurance-E-3d1c6650/hub/datasets--enkefalos--Enk-Insurance-Eval-Benchmark-Dataset/snapshots/41889beb5f4a7940cdf387e8035431823e36ccb4/gpt_4_1/GPT_4_1_Workers_Compensation.json (origin=hf://datasets/enkefalos/Enk-Insurance-Eval-Benchmark-Dataset@41889beb5f4a7940cdf387e8035431823e36ccb4/gpt_4_1/GPT_4_1_Workers_Compensation.json)]
              
              Please either edit the data files to have matching columns, or separate them into different configurations (see docs at https://hf.co/docs/hub/datasets-manual-configuration#multiple-configurations)

Need help to make the dataset viewer work? Make sure to review how to configure the dataset viewer, and open a discussion for direct support.

prompt
string
17-year-old new driver in no-fault MI with two speeding tickets in first 6 months, parents\' vehicle (2018 Honda Civic, $15K value). Seeking $100K/$300K limits. How do you structure junior operator exclusions, set premiums, and mitigate high-risk exposure for profitability?
45-year-old daily 100-mile commuter in theft-heavy LA, 2015 Toyota Camry ($12K value), one comprehensive claim $3K past year. How do you evaluate annual mileage rating, anti-theft discounts, and price for \<60% loss ratio?
72-year-old retiree in tort TX with recent $8K at-fault rear-end (2020 Ford Escape, $20K value). Two minor violations prior. How do you assess age-related surcharges, defensive driving credits, and renewal premiums?
1965 Mustang ($45K agreed value) garaged in FL, occasional shows, owner clean record but high repair costs. How do you structure classic auto policy, mileage caps, appraisal requirements, and pricing?
Part-time Uber driver in NY (high-reg state), adding 2022 Tesla Model 3 ($35K) to personal policy, 20K rideshare miles/year. How do you handle rideshare endorsement, period-of-use coverage, and rate for commercial exposure?
19-year-old college student drives parent\'s 2021 BMW 3-Series ($28K), one at-fault fender-bender $4K. Multi-car household. How do you apply youthful driver rating, permissive use rules, and premiums for household risk?
Small biz owner in Chicago with 2019 Ford Transit van ($25K), three parking lot claims $6K total past 2 years. $500K cargo. How do you structure commercial auto, hired/non-owned add-ons, and price efficiently?
35-year-old with 2020 Harley-Davidson ($18K), one at-fault collision $5K, seasonal use in WI. Seeking PIP/uninsured limits. How do you evaluate bike rating tier, safety course credits, and profitability?
Recent DUI offender in CA (Prop 103), 2017 Chevy Silverado ($22K), first offense, SR-22 filed. How do you set DUI surcharge (3 years), interlock device discount, and structure for non-renewal risk?
2023 Mercedes GLE ($55K) in high-theft SF Bay Area, owner clean but garaged overnight. Comprehensive focus. How do you apply luxury vehicle debit, telematics tracking, and premium adjustments?
10-cab fleet in Philly, avg 2018 Toyotas ($15K each), two at-fault claims $10K avg per cab past year. How do you rate fleet experience mod, driver MVRs, and mitigate for combined ratio \<100%?
2024 Rivian R1T ($75K) in snowy CO, owner new EV driver, no claims but high battery repair cost. How do you structure EV-specific coverage, charging station perils, and dynamic pricing?
Business traveler renting 20 days/month nationwide, personal 2019 Accord ($16K). Frequent minor claims. How do you add rental reimbursement, non-owned auto extension, and rate travel exposure?
18-year-old with lifted 2016 F-150 ($24K), off-road mods, one reckless driving ticket. Seeking towing coverage. How do you apply modification surcharge, usage class, and underwriting decision?
68/70-year-olds in FL no-fault, two cars (2020 CR-V $19K, 2018 Prius $14K), one PIP claim $7K. How do you rate household discount, mature driver credits, and vision test reqs?
DoorDash operator with 5 scooters ($2K each) in dense Seattle, high theft/vandalism claims. Commercial filing. How do you structure motorcycle cargo, gig economy endorsements, and premiums?
2012 Porsche 911 ($65K) with occasional track use in track-friendly TX, clean street record. How do you separate street/track coverage, event exclusions, and price agreed value?
28-year-old in hands-free-strict NY with three cell phone violations, 2021 Honda HR-V ($21K). How do you apply violation points surcharge, telematics monitoring, and renewal guidelines?
Plumber\'s 2019 Ram 1500 ($26K), $10K tools stolen twice past 3 years. How do you add tools floater, inland marine link, and rate for business use class?
22-year-old male with 2022 Subaru WRX ($30K), one speeding + one accident. Performance tier. How do you structure youthful high-perf rating, good student discount eligibility, and exposure control?
2021 travel trailer ($35K) towed by F-350 in RV-heavy AZ, minor sway incident claim $4K. How do you cover trailer physical damage, full-timer exclusion, and pricing?
Bicycle courier in Boston, personal auto policy add-on for bike cargo, two collision claims $2K. How do you evaluate cyclist liability, delivery use, and personal lines limits?
1957 Chevy Bel Air ($50K), 2K miles/year shows only in CA. How do you require lay-up period, restoration photos, and agreed value appraisal for coverage?
Family in tort PA: Dad clean, 16yo daughter new permit on 2019 Escape ($18K). How do you assign primary driver rules, household exclusion options, and premiums?
Independent hauler 2020 Freightliner ($120K), two cargo claims $15K each interstate. How do you rate non-trucking liability, bobtail coverage, and experience mod?
2023 Prius ($28K) in parking-dense Chicago, two hit-run claims $5K total. How do you apply urban territory debit, parking discounts, and telematics?
Modified 2020 Wrangler ($32K) for off-road in rocky UT, rock chip claims history. How do you exclude off-road perils, comprehensive only, and price rugged use?
Repeat DUI in high-rate MI, 2018 Tahoe ($25K), SR-22 + IID required. How do you extend surcharge period, assign assigned risk pool, and decision criteria?
8-stretch limo fleet in Vegas, avg $40K each, passenger injury claim $20K. How do you structure livery coverage, driver background checks, and fleet rating?
2005 custom Harley ($22K), low miles but high theft risk in urban FL. How do you cover custom parts/acc, anti-theft system reqs, and lay-up pricing?
16yo in supervised NJ with parent\'s 2022 Civic ($20K), provisional license violations. How do you apply learner permit rules, monitoring app credit, and limits?
Amazon Flex driver 2017 Transit ($23K), 40K business miles/year, minor collisions. How do you convert to commercial filing, cargo limits, and gig surcharges?
2024 Audi TT ($48K), owner frequents valet parking in Miami, theft vulnerability. How do you rate nightlife territory, valet coverage, and comprehensive premium?
Enclosed trailer hauling sled ($12K) in MI, collision during tow $3K claim. How do you link to auto policy, seasonal storage, and physical damage?
15 sedans for company in Atlanta, mixed employee drivers, two at-fault $7K claims. How do you structure fleet naming, driver selection, and business auto?
1969 Camaro ($55K), street legal but drag events in drag-friendly IL. How do you exclude track use, agreed value street only, and pricing?
25yo with three texting citations in CA, 2021 Mazda3 ($19K). How do you apply major violation debit, probationary period, and telematics mandate?
Contractor trailer ($8K) with mowers on F-250 in rainy WA, sway damage claim $4K. How do you cover scheduled personal property, overload exclusions, and rate?
Leased 2023 Lamborghini Huracan ($250K), daily urban use in TX, high repair factor. How do you structure lease gap, exotic tier surcharge, and agreed value?
2019 F-150 on 200-acre farm in IA, light ag use, one rollover $9K. How do you apply farm truck classification, comp/coll options, and rural discount?
2025 equipped test car ($40K) in AV-pilot AZ, minor sensor glitch claim. How do you cover ADAS limitations, experimental use exclusion, and pricing?
20-passenger bus ($60K) for events in NV, alcohol-related assault claim $15K. How do you add assault/battery exclusion, seatbelt reqs, and livery rating?
1990 Chevy Impala ($30K) with mods in LA lowrider scene, one suspension failure. How do you evaluate aftermarket parts schedule, street rod class, and premiums?
Two 17yos sharing mom\'s 2020 Mustang ($26K) in OH, tickets history. How do you assign driver-specific ratings, household cap, and exclusion options?
2021 Mack dump ($85K), site accidents $12K avg, DOT logs. How do you rate on-hook cargo, contractor exclusions, and experience adjustment?
2024 Prius Prime ($33K), 80-mile daily in traffic-heavy NJ, fender-benders. How do you blend hybrid discount, commute debit, and UBI data?
Utility trailer with ATV ($10K) towed by SUV in off-road CO, detachment claim $5K. How do you cover enclosed trailer cargo, hitch inspection, and limits?
Recent reinstatement post-suspension in FL, 2016 Accord ($14K), priors. How do you require proof, short-term policy, and high-risk surcharge?
12 luxury valets in Miami hotels ($40K avg), malicious mischief $8K claims. How do you structure garagekeepers, valet liability, and fleet comp?
2022 KTM dual-sport ($11K), on/off-road in MT trails, collision history. How do you separate street/motocross coverage, helmet reqs, and pricing?
Recent immigrant in NY with translated foreign violations, 2022 Corolla ($20K). How do you verify intl record, probationary rating, and decision?
Driver 2019 Versa ($16K), 30K delivery miles in Philly, two at-fault $6K. How do you convert to business auto, pizza endorsement, and rate hours?
Leased 2023 Bentley Continental ($220K), clean record but luxury theft zone. How do you apply lease physical damage, exotic repair network, and premium?
Heavy-duty truck ($35K) towing 30ft boat trailer, sway incident $7K damage. How do you cover trailer interchange, weight matching, and comp/coll?
10 cars for sales team in TX, varying drivers, claims freq high. How do you use ISO business auto symbols, employee as insured, and pooling?
Custom 1932 Ford ($60K), high comp engine, occasional cruises in CA. How do you require safety equip, modified auto class, and agreed value?
40yo with five camera violations in photo-enforce AZ, 2021 Escape ($21K). How do you treat non-moving violations, photo proof, and minor debit?
Cargo van ($24K) with $5K ladders/tools stolen in OR. How do you add equipment breakdown, theft prevention, and commercial inland marine?
2022 Ferrari 488 ($280K), occasional DE events, street primary. How do you exclude track days, Ferrari program pricing, and liability limits?
2020 side-by-side UTV ($18K) on private ranch in WY, public road use. How do you classify farm ATV, off-road exclusion, and liability?
Test vehicle in AV corridor NV ($50K), software glitch minor claim. How do you cover autonomy liability shift, experimental perils, and rate?
5 mini-buses ($30K each) in regulated MA, near-miss claims. How do you structure public auto, student injury coverage, and DOT compliance?
Tuned 2021 GTI ($27K), ECU flash, autocross. How do you schedule mods, performance exclusion, and youthful rating?
2019 Odyssey ($22K) shared by three teens in VA, violations mixed. How do you cap household teens, primary driver assign, and discounts?
2022 mixer truck ($110K), overturn claims $20K. How do you rate ready-mix class, on-hook, and safety telematics?
2024 Model Y ($45K) with ADAS-involved at-fault $10K. How do you adjust for Tesla data share, autonomy disclaimer, and premium?
Trailer ($9K) with PWC, launch ramp damage claim. How do you cover watercraft trailer, corrosion exclusion, and personal auto link?
6-month lapse post-move in GA, 2020 Altima ($17K), clean prior. How do you apply continuous coverage credit denial, inspection req, and rate?
Sedan service ($42K) for VIPs in LA, paparazzi incident claim $12K. How do you add privacy liability, high limits, and special endorsements?
2023 KTM enduro ($13K), event crashes. How do you separate competition coverage, amateur status, and med pay?
Returning US expat in NJ, 3-year foreign lapse, 2023 BMW ($38K). How do you verify no-US claims, re-entry rating, and proof reqs?
Instacart van ($25K), spoilage cargo claims $4K. How do you add reefer breakdown, temp logs, and commercial rating?
2024 Cayenne Turbo ($95K), light off-road use. How do you debit off-pavement, Porsche club discount, and comp pricing?
Livestocks trailer ($15K) for show horses, accident $6K. How do you cover equine mortality link, overload, and farm policy?
8 vans for charity in NC, volunteer MVRs mixed, claims freq. How do you structure special events auto, volunteer status, and pooled limits?
Building rat rod ($40K parts), test drives only. How do you cover project vehicle, progressive coverage, and liability min?
Mom with four stop-sign cams in IL, 2022 Highlander ($29K). How do you minor vs major violation, safe driver course, and adjustment?
6 vans ($22K avg), tool theft $8K per van history. How do you bundle tools coverage, GPS tracking req, and fleet telematics discount?
2023 McLaren 720S ($300K), garaged 90%. How do you apply pleasure use, low mileage credit, and exotic agreed value?
Ag tractor ($28K) spraying roadsides in CA. How do you classify slow-moving vehicle, ag exemption, and slow speed rating?
AV fleet test vehicle ($60K) in SF pilot. How do you cover passenger liability, AV disclaimer, and data-sharing premium?
Charter bus ($80K), rollover near-miss $18K. How do you rate charter class, driver hours log, and pupil seatbelts?
Modded 2020 Outback ($24K) for rallycross events. How do you exclude competition, street mod schedule, and rating?
Stepfamily in MD with two 18yos on Odyssey ($23K), mixed records. How do you household rating, blood relation rule, and exclusions?
Paver truck ($95K), spill claims $14K. How do you cover pollution liability, temp control, and contractor auto?
2024 Tesla Cybertruck ($90K) armored. How do you rate mod surcharge, Tesla repair network, and comp/coll?
SUP trailer ($7K), salt corrosion damage. How do you cover trailer comp, wash reqs, and beach launch exclusion?
Three DUIs in 5 years TX, seeking SR-22 on $15K beater. How do you assign to residual market, IID term, and min coverage?
Armored Escalade ($120K) for exec protection NY. How do you structure HNW livery, bulletproof add, and high limits?
BMW GS adventure ($20K), long expeditions. How do you cover overland perils, breakdown service, and trip extension?
Post-divorce lapse in VA, ex-spouse on title 2021 Lexus ($27K). How do you remove named insured, ownership proof, and lapse penalty?
Refrigerated van ($21K), 25K floral miles, minor dents. How do you add cargo spoilage, delivery class, and rating?
2024 Defender ($70K), Africa trips planned. How do you exclude overseas, expedition endorsement, and pricing?
Dealer lot 50 ATVs ($500K total) in WI. How do you structure dealer open lot, theft alarms, and inventory audit?
4 vans ($18K avg) for trips in GA, teen driver claims. How do you cover non-owned follow, youth waivers, and ministry discount?
Modified sportbike ($16K), streetfighter bars. How do you schedule mods, liability only, and high-risk tier?
10+ camera tickets in DC photo zone, 2020 Camry ($17K). How do you aggregate minor violations, appeal process, and debit cap?
7 trucks ($24K avg), ladder/liab claims. How do you add drone inspection credit, height exclusion, and fleet safety?
2022 DBX ($200K) on collector plates CA. How do you verify limited drive, annual inspection, and classic pricing?
Steep vineyard tractor ($26K) in Napa, rollover risk. How do you rate ag slow vehicle, roll-bar req, and comp optional? \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ =========================================...
End of preview.

No dataset card yet

Downloads last month
40