comrademonk/india-upi-ecosystem-2018-2025

India UPI Ecosystem Dataset (2018-2025)

Dataset Summary

This dataset analyzes India's UPI transaction ecosystem by combining district-level app and usage data, official NPCI benchmark statistics, and RBI macroeconomic cash indicators.
It is a merged and enriched analytics dataset designed for market concentration studies, geographic adoption analysis, forecasting, and cash displacement research.

Data Sources

Source	What it contains	Why it was used
PhonePe Pulse	District-level UPI transactions, user registrations, and related app usage fields. Time period: Q1 2018 - Q2 2025.	Provides granular district-level coverage needed for regional adoption and inequality analysis.
NPCI UPI Ecosystem Statistics	Official monthly UPI transaction volumes and app market-share values. Time period: Jan 2022 - Jun 2025.	Serves as official benchmark and ground-truth reference for national UPI trends and app shares.
RBI DBIE	Currency in circulation and ATM transaction volumes. Time period: Q1 2019 - Q2 2025.	Adds macroeconomic cash indicators required for digital-vs-cash displacement analysis.

Data Format & Usage

The final merged dataset is stored in .parquet format for efficient loading and analytics workflows.

from datasets import load_dataset

# Load directly from Hugging Face
dataset = load_dataset("prasad-gade05/india-upi-ecosystem-2018-2025")
print(dataset)

Acknowledgements & Attribution

This dataset is derived from:

• PhonePe Pulse
• National Payments Corporation of India (NPCI)
• Reserve Bank of India (RBI DBIE)

PhonePe Pulse data is governed by the CDLA-Permissive-2.0 open data license, and this combined dataset is released under cdla-permissive-2.0.