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Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is considered a business expense on a business trip? ### Answer: The IRS Guidance pertaining to the subject. In general the best I can say is your business expense may be deductible. But it dep...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Claiming business expenses for a business with no income ### Answer: Yes you can claim your business deductions if you are not making any income yet. But first you should decide what structure you wan...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Transferring money from One business checking to another business checking ### Answer: You should have separate files for each of the two businesses. The business that transfers money out should "wri...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Having a separate bank account for business/investing, but not a “business account?” ### Answer: Having a separate checking account for the business makes sense. It simplifies documenting your income/...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Having a separate bank account for business/investing, but not a “business account?” ### Answer: You don't specify which country you are in, so my answers are more from a best practice view than a leg...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Having a separate bank account for business/investing, but not a “business account?” ### Answer: If it makes your finances easier, why not? My wife and I had his/hers/our since before we were married....
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Having a separate bank account for business/investing, but not a “business account?” ### Answer: When I was younger I had a problem with Washington Mutual. Someone had deposited a check in to my acco...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Business Expense - Car Insurance Deductible For Accident That Occurred During a Business Trip ### Answer: As a general rule, you must choose between a mileage deduction or an actual expenses deduction...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Starting a new online business ### Answer: Most US states have rules that go something like this: You will almost certainly have to pay some registration fees, as noted above. Depending on how you or...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: “Business day” and “due date” for bills ### Answer: I don't believe Saturday is a business day either. When I deposit a check at a bank's drive-in after 4pm Friday, the receipt tells me it will credit...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: “Business day” and “due date” for bills ### Answer: You definitely have an argument for getting them to reverse the late fee, especially if it hasn't happened very often. (If you are late every month ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: “Business day” and “due date” for bills ### Answer: It's likely that your bill always shows the 24th as the due date. Their system is programmed to maintain that consistency regardless of the day of t...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: New business owner - How do taxes work for the business vs individual? ### Answer: Through your question and then clarification through the comments, it looks like you have a U.S. LLC with at least tw...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to deposit a cheque issued to an associate in my business into my business account? ### Answer: Have the check reissued to the proper payee. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to deposit a cheque issued to an associate in my business into my business account? ### Answer: Just have the associate sign the back and then deposit it. It's called a third party cheque and is ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Hobby vs. Business ### Answer: Miscellaneous income -- same category used for hobbies. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Hobby vs. Business ### Answer: You can list it as other income reported on line 21 of form 1040. In TurboTax, enter at: - Federal Taxes tab (Personal in Home & Business) - Wages & Income -“I’ll choo...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Personal checks instead of business ones ### Answer: I'll assume you are asking about a check for some kind of work or service that you provided them, that they hired your company to do. No large busi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Does U.S. tax code call for small business owners to count business purchases as personal income? ### Answer: I am going to keep things very simple and explain the common-sense reason why the accounta...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Does U.S. tax code call for small business owners to count business purchases as personal income? ### Answer: It sounds like something is getting lost in translation here. A business owner should not ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Does U.S. tax code call for small business owners to count business purchases as personal income? ### Answer: Expenses are where the catch is found. Not all expenditures are considered expenses for t...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can I register a UK business without providing a business address? ### Answer: You don't have to provide your personal home address per se. You can provide a legal address where Companies house ca...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What are 'business fundamentals'? ### Answer: From http://financial-dictionary.thefreedictionary.com/Business+Fundamentals The facts that affect a company's underlying value. Examples of business ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I send a money order from USPS as a business? ### Answer: Sure you can. You can fill in whatever you want in the From section of a money order, so your business name and address would be fine. Th...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Business Investment Loss from prior year ### Answer: You need to give specific dates! In the United States, you have three years to file an amended tax return. https://www.irs.gov/uac/Newsroom/Ten-Fac...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Income tax exemptions for small business? ### Answer: Yes, you should be able to deduct at least some of these expenses. For expense incurred before you started the business: What Are Deductible Star...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: 1 EIN doing business under multiple business names ### Answer: You're confusing a lot of things here. Company B LLC will have it's sales run under Company A LLC, and cease operating as a separate enti...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can I estimate business taxes / filing fees for a business that has $0 income? ### Answer: Is the business an S-Corp, LLC or Sole Prop? I am going to guess based on the question that it is an LLC ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can I estimate business taxes / filing fees for a business that has $0 income? ### Answer: You need to hire a tax professional and have them sort it out for you properly and advise you on how to p...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Would the purchase of a car for a business through the use of a business loan be considered a business expense? ### Answer: You don't say what country you live in. If it's the U.S., the IRS has very s...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Deducting last years (undocumented) side business loss ### Answer: You should speak to a good tax adviser. The less documentation you have the more problems IRS are going to cause you. Generally you c...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: 30% share in business ### Answer: Keep in mind a good lawyer will have the contract cover the five D's: Its really best to lay these things out ahead of time. I watched, first hand, two friends start...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: 30% share in business ### Answer: Get involved a lawyer and Accountant. Without it you may not be sure what you are getting. What exactly will 30% mean for me? It will mean exactly what gets written i...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Claiming business expense from personal credit card ### Answer: or just input it in my accounting software along with receipts, and then when I'm doing taxes this would go under the investment or lo...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Claiming business expense from personal credit card ### Answer: There is no law that requires you to have a separate bank account for your business, or to pay all expenses from a business bank account...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Applying for and receiving business credit ### Answer: I'm afraid the great myth of limited liability companies is that all such vehicles have instant access to credit. Limited liability on a company...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Applying for and receiving business credit ### Answer: Banks will usually look at 2 years worth of tax returns for issuing business credit. If those aren't available (for instance, for recently forme...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Using business check to pay at retail ### Answer: You can just buy the items personally and then submit an expense report to the company to get reimbursed. Keep all the receipts. Paying with a company...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Tax whilst starting a business in full time employment ### Answer: With a limited company, you'll have to pay yourself a salary through PAYE. With income from your other job taking you over the higher...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Do I need a business credit card? ### Answer: It can certainly help build a credit score, but remember that businesses gain credit differently from individuals. Depending on the country, there isn't ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Do I need a business credit card? ### Answer: I would try to avoid mixing business expenditure with personal expenditure so a second credit card might be a good idea. That said, I did get a business c...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Do I need a business credit card? ### Answer: I would suggest at least getting a personal card that you only use for business expenses, even if you don't opt for a business card. It makes it very cle...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Do I need a business credit card? ### Answer: I finally got one to separate my business and personal expenses. It will make accounting at the end of the year a lot easier. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I pay off my credit card balance to free up available credit? ### Answer: Is it possible to pay off my balance more than once in a payment period in order to increase the amount I can spend in a p...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I pay off my credit card balance to free up available credit? ### Answer: Banks only send your balance to credit bureaus once a month; usually a few days after your statement date. Thus, as long ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I pay off my credit card balance to free up available credit? ### Answer: Is it possible to pay off my balance more than once in a payment period in order to increase the amount I can spend in a p...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I pay off my credit card balance to free up available credit? ### Answer: The card you have is one where you had to deposit an amount equivelent to your card limit -a secured limit credit card. C...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Starting a side business slowly ### Answer: This is a great question! I've been an entrepreneur and small business owner for 20+ years and have started small businesses in 3 states that grew into nice...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is “cheque cashing” a legitimate business? ### Answer: This answer is based on my understanding of the US banking system. We have check cashing businesses here too, which are just like what you d...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is “cheque cashing” a legitimate business? ### Answer: In my experience (in the US), the main draw of check-cashing businesses (like "CheckN2Cash" is that they will hold your check for a certain p...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is “cheque cashing” a legitimate business? ### Answer: How does this get any business? You'd be surprised on how much profit these type of businesses can bring in and the number of people who cash...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is business the only way to become a millionaire? ### Answer: Not at all. The Millionaire Next Door offers a book full of anecdotes on couples that earned money and saved their way to being millionair...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is business the only way to become a millionaire? ### Answer: That's actually a pretty good way to get bankrupt quick. You can get rich quick through lottery, gambling, mere saving or investing wisely...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: 401k Transfer After Business Closure ### Answer: You should probably consult an attorney. However, if the owner was a corporation/LLC and it has been officially dissolved, you can provide an evidence ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Valuing a small business to invest in ### Answer: There is nothing fair / unfair in such deals. It is an art than a science. what kind of things should be considered, to work out what would be a fai...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Valuing a small business to invest in ### Answer: It should be pretty obvious that without knowing what sort of assets the company owns, and what sort of net earnings are being generated it's impossi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Starting a large business with a not so large income? ### Answer: There are three (or four) ways that a company can grow: (Crowdfunding is a relatively new (in mainstream businesses) alternative fina...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Starting a large business with a not so large income? ### Answer: For example, Biff Spoiles started an animation studio and production developing company to produce animations -- something in the bal...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Requirements for filing business taxes? ### Answer: While she can certainly get an LLC or EIN, it isn't necessarily required or needed. She can file as a sole-proprietor on her (or your joint) taxes ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Personal credit card for business expenses ### Answer: Early on, one might not be able to get credit for their business. For convenience, and the card perks, it makes sense to use the personal card. B...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Personal credit card for business expenses ### Answer: Do you have a separate bank account for your business? That is generally highly recommended. I have a credit card for my single-member LLC. I p...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Personal credit card for business expenses ### Answer: You should be careful about mingling your personal money and that of the business, even if it is a sole prop right now. It is a good habit to ke...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Personal credit card for business expenses ### Answer: If you are just starting out, I would say there is no disadvantage to using a personal card for business expenses. In fact, the advantage of doin...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: IRA for work and my business ### Answer: Yes, you can have both. You'll need business income to contribute to a SEP IRA though. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What are the ins/outs of writing equipment purchases off as business expenses in a home based business? ### Answer: Most items used in business have to be depreciated; you get to deduct a small fracti...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What are the ins/outs of writing equipment purchases off as business expenses in a home based business? ### Answer: First of all, Dilip's answer explains well how the business deductions generally wor...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What are the ins/outs of writing equipment purchases off as business expenses in a home based business? ### Answer: Keep this rather corny acronym in mind. Business expenses must be CORN: As other pos...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Advice on money transfer business ### Answer: As soon as I see the word "friends" along with money transfer I think scam. But ignoring that red flag.... You will have American companies reporting to t...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Borrow money to invest in a business venture with equity? ### Answer: It's clearly a risk, but is it any different than investing in your own business? Yes, it is different. If you own a business, yo...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to transfer personal auto lease to business auto lease? ### Answer: I'd approach the lender that you're getting the lease from, but be prepared for them either saying 'no' to putting the lease int...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to transfer personal auto lease to business auto lease? ### Answer: See what the contract says about transfers or subleases. A lease is a credit agreement, so the lessor may not allow transfers. ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Tutoring Business Payroll Management ### Answer: This is going to depend on the tax jurisdiction and I have no knowledge of the rules in Illinois. But I'd like to give you some direction about how to...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: As a small business owner, should I pay my taxes from my personal or business checking account? ### Answer: Payment of taxes for your personal return filed with the IRS always come from your personal ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should my husband's business pay my business? ### Answer: It depends on the finances involved, but particularly if you're not billing anything right now and may have no revenue this year, it's probabl...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should my husband's business pay my business? ### Answer: Is it worth it for me to "charge" him? I can think of two reasons why you might want to charge your husband: ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should my husband's business pay my business? ### Answer: I agree with some of the points of the other answers but why not avoid all the guesswork? I highly recommend you not charge him now. Wait unti...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should my husband's business pay my business? ### Answer: Just from my own experience (I am not an accountant): In addition to counting as 'business income' (1040 line 12 [1]) your $3000 (or whatever)...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why can't online transactions be completed outside of business hours? ### Answer: Generally, unless you're doing a wire transfer, bank transactions are processed in batches overnight. So the credit ca...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Full-time work + running small side business: Best business structure for taxes? ### Answer: You should look into an LLC. Its a fairly simple process, and the income simply flows through to your indi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Full-time work + running small side business: Best business structure for taxes? ### Answer: A tax return is a document you sign and file with the government to self-report your tax obligations. A tax...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Full-time work + running small side business: Best business structure for taxes? ### Answer: I have a very similar situation doing side IT projects. I set up an LLC for the business, created a separa...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: New vending route business, not sure how to determine taxes ### Answer: You're not paying taxes three times but you are paying three different taxes (or more). Sales tax is a business expense, just li...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: New vending route business, not sure how to determine taxes ### Answer: Actually, calculating taxes isn't that difficult. You will pay a percentage of your gross sales to state and local sales tax, a...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Finding a good small business CPA? ### Answer: Ask your colleagues! I know that sounds obvious, but just go to where people who do your sort of business hang out (or better, find some venture capital...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Finding a good small business CPA? ### Answer: Check your local better business bureau. They can tell you who is in business, who's bonded, and who has had a lot of complaints levied against them for ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Finding a good small business CPA? ### Answer: People to ask: Granted I live in a small town, but when the same guy's name comes up more than once that's who you should hire... ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Finding a good small business CPA? ### Answer: Ask for at least 10 references. Ask for 10 because it will be harder for them to refer you to ringer references like their family or friends. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Finding a good small business CPA? ### Answer: I have had better experiences with accountants in smaller towns. It seems they are used to working with small businesses and their reputation is very im...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Finding a good small business CPA? ### Answer: The first place to look for an accountant is the American Institute of Certified Public Accountants which has a directory of CPAs, accounting companies, ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Finding a good small business CPA? ### Answer: Consult your local Small Business Administration office - they may have resources that can help you find what you're looking for. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Finding a good small business CPA? ### Answer: Look for an accountant who brings not only expertise in number crunching, but consulting and business planning - a full package. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Taxable income on full-time job + business earnings ### Answer: In Australia, any income you earn is taxable despite where it came from. Using your example your taxable income is $70,000. Keep in mind...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Taxable income on full-time job + business earnings ### Answer: I'm not sure I am fully understanding the nuance of your question, but based on your answer in the comments you and your business are no...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Taxable income on full-time job + business earnings ### Answer: Possible alternative: In my case, the part-time locksmithing is a small enough portion of my I come that I just submit it as hobby incom...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What's “wrong” with taking money from your own business? ### Answer: I'm no expert on this, but I would say that, if you own the business entirely yourself, there is nothing terribly wrong with using ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What's “wrong” with taking money from your own business? ### Answer: If you are the only owner: then morally there is nothing wrong with this, as long as you make sure that everything is tracked so th...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What's “wrong” with taking money from your own business? ### Answer: It's wrong in several situations: One, the business owner counts this as a business expense, which it is not, and therefore reduce...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can a entrepreneur hire a self-employed business owner? ### Answer: Yes. I can by all means start my own company and name myself CEO. If Bill Gates wanted to hire me, I'll take the offer and still be ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can I lookup the business associated with a FEIN? ### Answer: I think much of that info is hidden behind pay-walls. Here is one site I've found. http://www.feinsearch.com/ Another that is for non...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can I lookup the business associated with a FEIN? ### Answer: In most cases you cannot do "reverse lookup" on tax id in the US. You can verify, but for that you need to have more than just the FEI...
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