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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 4410f7b9a5c443509e8881d5a7bc743e | 0482eb1127224190b238bcb090aa78ef | 1,493,598,627 | 1,493,644,888 | 6 | 34 | Yes, it is realistically possible. But it is going to take a bunch of hard work.
Many people just make the minimum payments and accept that they will be in debt forever. By doing IBR or some of the other payback plans, the debt never really goes down. This will affect your credit score, the amount of money you can ... | I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.121495 | 46,261 | 5.666667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 4410f7b9a5c443509e8881d5a7bc743e | 982470b76f5a4494822700ef53eda875 | 1,493,598,627 | 1,493,645,577 | 6 | 187 | Yes, it is realistically possible. But it is going to take a bunch of hard work.
Many people just make the minimum payments and accept that they will be in debt forever. By doing IBR or some of the other payback plans, the debt never really goes down. This will affect your credit score, the amount of money you can ... | Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.124138 | 46,950 | 31.166667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 4410f7b9a5c443509e8881d5a7bc743e | 691ef514108440578f882cbecc6d3d12 | 1,493,598,627 | 1,493,646,772 | 6 | 11 | Yes, it is realistically possible. But it is going to take a bunch of hard work.
Many people just make the minimum payments and accept that they will be in debt forever. By doing IBR or some of the other payback plans, the debt never really goes down. This will affect your credit score, the amount of money you can ... | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| 0 | 0.032609 | 48,145 | 1.833333 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 4410f7b9a5c443509e8881d5a7bc743e | 8427e36a20ba49da9f7124cf768ee483 | 1,493,598,627 | 1,493,648,485 | 6 | 187 | Yes, it is realistically possible. But it is going to take a bunch of hard work.
Many people just make the minimum payments and accept that they will be in debt forever. By doing IBR or some of the other payback plans, the debt never really goes down. This will affect your credit score, the amount of money you can ... | Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.124138 | 49,858 | 31.166667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 4410f7b9a5c443509e8881d5a7bc743e | a072f16c622c43dab5ee1f743539fa83 | 1,493,598,627 | 1,493,651,628 | 6 | 34 | Yes, it is realistically possible. But it is going to take a bunch of hard work.
Many people just make the minimum payments and accept that they will be in debt forever. By doing IBR or some of the other payback plans, the debt never really goes down. This will affect your credit score, the amount of money you can ... | I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.121495 | 53,001 | 5.666667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 4410f7b9a5c443509e8881d5a7bc743e | 862d4c01012c4c28a303f4cb9606f9e9 | 1,493,598,627 | 1,493,653,839 | 6 | 187 | Yes, it is realistically possible. But it is going to take a bunch of hard work.
Many people just make the minimum payments and accept that they will be in debt forever. By doing IBR or some of the other payback plans, the debt never really goes down. This will affect your credit score, the amount of money you can ... | Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.124138 | 55,212 | 31.166667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 4410f7b9a5c443509e8881d5a7bc743e | 6353e7b4467040bda457987a9f2c2708 | 1,493,598,627 | 1,493,655,165 | 6 | 7 | Yes, it is realistically possible. But it is going to take a bunch of hard work.
Many people just make the minimum payments and accept that they will be in debt forever. By doing IBR or some of the other payback plans, the debt never really goes down. This will affect your credit score, the amount of money you can ... | End goal is air traffic control with the FAA, I majored in Air Traffic Management. Currently I work in the aviation field.
| 0 | 0.034091 | 56,538 | 1.166667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 4410f7b9a5c443509e8881d5a7bc743e | 698336b7f47042eab48bff90f5119a88 | 1,493,598,627 | 1,493,655,375 | 6 | 17 | Yes, it is realistically possible. But it is going to take a bunch of hard work.
Many people just make the minimum payments and accept that they will be in debt forever. By doing IBR or some of the other payback plans, the debt never really goes down. This will affect your credit score, the amount of money you can ... | Perhaps you know this, but competition for ATC jobs is fierce, and you have to be less than 31 years old to even apply.
| 0 | 0.035294 | 56,748 | 2.833333 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 4410f7b9a5c443509e8881d5a7bc743e | ac78a2c5d11e42babcb9c439bb79c673 | 1,493,598,627 | 1,493,657,171 | 6 | 34 | Yes, it is realistically possible. But it is going to take a bunch of hard work.
Many people just make the minimum payments and accept that they will be in debt forever. By doing IBR or some of the other payback plans, the debt never really goes down. This will affect your credit score, the amount of money you can ... | I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.121495 | 58,544 | 5.666667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 4410f7b9a5c443509e8881d5a7bc743e | a11469e5291847f793b7efa41f1e9875 | 1,493,598,627 | 1,493,679,478 | 6 | 187 | Yes, it is realistically possible. But it is going to take a bunch of hard work.
Many people just make the minimum payments and accept that they will be in debt forever. By doing IBR or some of the other payback plans, the debt never really goes down. This will affect your credit score, the amount of money you can ... | Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.124138 | 80,851 | 31.166667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | e2463fa789a84185ac3b4feb14e9e6f5 | 69b67a7f3557455ea050d3d4c1bac1fe | 1,493,599,172 | 1,493,600,676 | 6 | 11 | Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| 0 | 0.033333 | 1,504 | 1.833333 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | e2463fa789a84185ac3b4feb14e9e6f5 | 0cce499300004bf0915ab17c3c5724d3 | 1,493,599,172 | 1,493,604,982 | 6 | 187 | Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.076087 | 5,810 | 31.166667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | e2463fa789a84185ac3b4feb14e9e6f5 | 8b851f8bd42f427185a70365cd08bbd3 | 1,493,599,172 | 1,493,621,504 | 6 | 187 | Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.076087 | 22,332 | 31.166667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | e2463fa789a84185ac3b4feb14e9e6f5 | 45dd4809e6b844a38471f07d7da62315 | 1,493,599,172 | 1,493,629,603 | 6 | 34 | Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.142857 | 30,431 | 5.666667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | e2463fa789a84185ac3b4feb14e9e6f5 | 152c49d3bf8c43c9bd1ebbbf9cc14a07 | 1,493,599,172 | 1,493,629,913 | 6 | 187 | Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.076087 | 30,741 | 31.166667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | e2463fa789a84185ac3b4feb14e9e6f5 | a1f1235425bd4608a9b4cdf33a900c2d | 1,493,599,172 | 1,493,632,506 | 6 | 34 | Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.142857 | 33,334 | 5.666667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | e2463fa789a84185ac3b4feb14e9e6f5 | ffac893d387d4a29beb41934d321fd42 | 1,493,599,172 | 1,493,636,053 | 6 | 187 | Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.076087 | 36,881 | 31.166667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | e2463fa789a84185ac3b4feb14e9e6f5 | 0482eb1127224190b238bcb090aa78ef | 1,493,599,172 | 1,493,644,888 | 6 | 34 | Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.142857 | 45,716 | 5.666667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | e2463fa789a84185ac3b4feb14e9e6f5 | 982470b76f5a4494822700ef53eda875 | 1,493,599,172 | 1,493,645,577 | 6 | 187 | Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.076087 | 46,405 | 31.166667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | e2463fa789a84185ac3b4feb14e9e6f5 | 691ef514108440578f882cbecc6d3d12 | 1,493,599,172 | 1,493,646,772 | 6 | 11 | Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| 0 | 0.033333 | 47,600 | 1.833333 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | e2463fa789a84185ac3b4feb14e9e6f5 | 8427e36a20ba49da9f7124cf768ee483 | 1,493,599,172 | 1,493,648,485 | 6 | 187 | Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.076087 | 49,313 | 31.166667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | e2463fa789a84185ac3b4feb14e9e6f5 | a072f16c622c43dab5ee1f743539fa83 | 1,493,599,172 | 1,493,651,628 | 6 | 34 | Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.142857 | 52,456 | 5.666667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | e2463fa789a84185ac3b4feb14e9e6f5 | 862d4c01012c4c28a303f4cb9606f9e9 | 1,493,599,172 | 1,493,653,839 | 6 | 187 | Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.076087 | 54,667 | 31.166667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | e2463fa789a84185ac3b4feb14e9e6f5 | 6353e7b4467040bda457987a9f2c2708 | 1,493,599,172 | 1,493,655,165 | 6 | 7 | Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| End goal is air traffic control with the FAA, I majored in Air Traffic Management. Currently I work in the aviation field.
| 0 | 0.08 | 55,993 | 1.166667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | e2463fa789a84185ac3b4feb14e9e6f5 | 698336b7f47042eab48bff90f5119a88 | 1,493,599,172 | 1,493,655,375 | 6 | 17 | Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| Perhaps you know this, but competition for ATC jobs is fierce, and you have to be less than 31 years old to even apply.
| 0 | 0.090909 | 56,203 | 2.833333 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | e2463fa789a84185ac3b4feb14e9e6f5 | ac78a2c5d11e42babcb9c439bb79c673 | 1,493,599,172 | 1,493,657,171 | 6 | 34 | Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.142857 | 57,999 | 5.666667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | e2463fa789a84185ac3b4feb14e9e6f5 | a11469e5291847f793b7efa41f1e9875 | 1,493,599,172 | 1,493,679,478 | 6 | 187 | Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.076087 | 80,306 | 31.166667 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 69b67a7f3557455ea050d3d4c1bac1fe | 0cce499300004bf0915ab17c3c5724d3 | 1,493,600,676 | 1,493,604,982 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 4,306 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 69b67a7f3557455ea050d3d4c1bac1fe | 8b851f8bd42f427185a70365cd08bbd3 | 1,493,600,676 | 1,493,621,504 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 20,828 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 69b67a7f3557455ea050d3d4c1bac1fe | 45dd4809e6b844a38471f07d7da62315 | 1,493,600,676 | 1,493,629,603 | 11 | 34 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.051724 | 28,927 | 3.090909 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 69b67a7f3557455ea050d3d4c1bac1fe | 152c49d3bf8c43c9bd1ebbbf9cc14a07 | 1,493,600,676 | 1,493,629,913 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 29,237 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 69b67a7f3557455ea050d3d4c1bac1fe | a1f1235425bd4608a9b4cdf33a900c2d | 1,493,600,676 | 1,493,632,506 | 11 | 34 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.051724 | 31,830 | 3.090909 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 69b67a7f3557455ea050d3d4c1bac1fe | ffac893d387d4a29beb41934d321fd42 | 1,493,600,676 | 1,493,636,053 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 35,377 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 69b67a7f3557455ea050d3d4c1bac1fe | 0482eb1127224190b238bcb090aa78ef | 1,493,600,676 | 1,493,644,888 | 11 | 34 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.051724 | 44,212 | 3.090909 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 69b67a7f3557455ea050d3d4c1bac1fe | 982470b76f5a4494822700ef53eda875 | 1,493,600,676 | 1,493,645,577 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 44,901 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 69b67a7f3557455ea050d3d4c1bac1fe | a072f16c622c43dab5ee1f743539fa83 | 1,493,600,676 | 1,493,651,628 | 11 | 34 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.051724 | 50,952 | 3.090909 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 69b67a7f3557455ea050d3d4c1bac1fe | 862d4c01012c4c28a303f4cb9606f9e9 | 1,493,600,676 | 1,493,653,839 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 53,163 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 69b67a7f3557455ea050d3d4c1bac1fe | 698336b7f47042eab48bff90f5119a88 | 1,493,600,676 | 1,493,655,375 | 11 | 17 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Perhaps you know this, but competition for ATC jobs is fierce, and you have to be less than 31 years old to even apply.
| 0 | 0.035714 | 54,699 | 1.545455 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 69b67a7f3557455ea050d3d4c1bac1fe | ac78a2c5d11e42babcb9c439bb79c673 | 1,493,600,676 | 1,493,657,171 | 11 | 34 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.051724 | 56,495 | 3.090909 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 69b67a7f3557455ea050d3d4c1bac1fe | a11469e5291847f793b7efa41f1e9875 | 1,493,600,676 | 1,493,679,478 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 78,802 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 027765d2f7664bb19b0e63f935175e83 | 8b851f8bd42f427185a70365cd08bbd3 | 1,493,601,426 | 1,493,621,504 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 20,078 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 027765d2f7664bb19b0e63f935175e83 | 45dd4809e6b844a38471f07d7da62315 | 1,493,601,426 | 1,493,629,603 | 11 | 34 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.051724 | 28,177 | 3.090909 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 027765d2f7664bb19b0e63f935175e83 | 152c49d3bf8c43c9bd1ebbbf9cc14a07 | 1,493,601,426 | 1,493,629,913 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 28,487 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 027765d2f7664bb19b0e63f935175e83 | a1f1235425bd4608a9b4cdf33a900c2d | 1,493,601,426 | 1,493,632,506 | 11 | 34 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.051724 | 31,080 | 3.090909 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 027765d2f7664bb19b0e63f935175e83 | ffac893d387d4a29beb41934d321fd42 | 1,493,601,426 | 1,493,636,053 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 34,627 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 027765d2f7664bb19b0e63f935175e83 | 0482eb1127224190b238bcb090aa78ef | 1,493,601,426 | 1,493,644,888 | 11 | 34 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.051724 | 43,462 | 3.090909 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 027765d2f7664bb19b0e63f935175e83 | 982470b76f5a4494822700ef53eda875 | 1,493,601,426 | 1,493,645,577 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 44,151 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 027765d2f7664bb19b0e63f935175e83 | a072f16c622c43dab5ee1f743539fa83 | 1,493,601,426 | 1,493,651,628 | 11 | 34 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.051724 | 50,202 | 3.090909 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 027765d2f7664bb19b0e63f935175e83 | 862d4c01012c4c28a303f4cb9606f9e9 | 1,493,601,426 | 1,493,653,839 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 52,413 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 027765d2f7664bb19b0e63f935175e83 | 698336b7f47042eab48bff90f5119a88 | 1,493,601,426 | 1,493,655,375 | 11 | 17 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Perhaps you know this, but competition for ATC jobs is fierce, and you have to be less than 31 years old to even apply.
| 0 | 0.035714 | 53,949 | 1.545455 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 027765d2f7664bb19b0e63f935175e83 | ac78a2c5d11e42babcb9c439bb79c673 | 1,493,601,426 | 1,493,657,171 | 11 | 34 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.051724 | 55,745 | 3.090909 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 027765d2f7664bb19b0e63f935175e83 | a11469e5291847f793b7efa41f1e9875 | 1,493,601,426 | 1,493,679,478 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 78,052 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 10e523d77d904e75a0c3521193d7d012 | 1,493,603,110 | 1,493,604,795 | 2 | 11 | Kind of interested in the school and major that lead you here.
| Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| 0 | 0.090909 | 1,685 | 5.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 0cce499300004bf0915ab17c3c5724d3 | 1,493,603,110 | 1,493,604,982 | 2 | 187 | Kind of interested in the school and major that lead you here.
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.010989 | 1,872 | 93.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | d77c36db538c4b4892e8efd0819dea83 | 1,493,603,110 | 1,493,605,550 | 2 | 3 | Kind of interested in the school and major that lead you here.
| This was not well thought out.
| 0 | 0.142857 | 2,440 | 1.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | c0763c1f25044e7fbc7317adbc082667 | 1,493,603,110 | 1,493,613,286 | 2 | 187 | Kind of interested in the school and major that lead you here.
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.010989 | 10,176 | 93.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 45dd4809e6b844a38471f07d7da62315 | 1,493,603,110 | 1,493,629,603 | 2 | 34 | Kind of interested in the school and major that lead you here.
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.020833 | 26,493 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 152c49d3bf8c43c9bd1ebbbf9cc14a07 | 1,493,603,110 | 1,493,629,913 | 2 | 187 | Kind of interested in the school and major that lead you here.
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.010989 | 26,803 | 93.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 16004194ee314a2f8eb83c7c744473cf | 1,493,603,110 | 1,493,630,277 | 2 | 6 | Kind of interested in the school and major that lead you here.
| Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| 0 | 0.055556 | 27,167 | 3 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 112ffc60262947348d2a846059721c8d | 1,493,603,110 | 1,493,630,423 | 2 | 187 | Kind of interested in the school and major that lead you here.
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.010989 | 27,313 | 93.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | d76c588b1e2a47d3baddc8014552999a | 1,493,603,110 | 1,493,630,710 | 2 | 3 | Kind of interested in the school and major that lead you here.
| In addition to some of these great suggestions, is it possible to move back in with your parents? Realistically you should have done that while you were going to school as dorm fees are stupidly high, but we're beyond that now, so...
| 0 | 0.05 | 27,600 | 1.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | a1f1235425bd4608a9b4cdf33a900c2d | 1,493,603,110 | 1,493,632,506 | 2 | 34 | Kind of interested in the school and major that lead you here.
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.020833 | 29,396 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 0d2c83dc07bf41f38421a64ece8f670c | 1,493,603,110 | 1,493,634,633 | 2 | 3 | Kind of interested in the school and major that lead you here.
| This was not well thought out.
| 0 | 0.142857 | 31,523 | 1.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | ffac893d387d4a29beb41934d321fd42 | 1,493,603,110 | 1,493,636,053 | 2 | 187 | Kind of interested in the school and major that lead you here.
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.010989 | 32,943 | 93.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 5e6c95dc2a26490db47350f25defa01d | 1,493,603,110 | 1,493,641,393 | 2 | 6 | Kind of interested in the school and major that lead you here.
| Two things:
1. Parent PLUS loans are not your loans, they are your Parent's.
2. You should look to get onto Income Based Repayment for your loans.
| 0 | 0.055556 | 38,283 | 3 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 0739e5fc0e444297b8895e5c4a816829 | 1,493,603,110 | 1,493,643,793 | 2 | 187 | Kind of interested in the school and major that lead you here.
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.010989 | 40,683 | 93.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 0482eb1127224190b238bcb090aa78ef | 1,493,603,110 | 1,493,644,888 | 2 | 34 | Kind of interested in the school and major that lead you here.
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.020833 | 41,778 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 982470b76f5a4494822700ef53eda875 | 1,493,603,110 | 1,493,645,577 | 2 | 187 | Kind of interested in the school and major that lead you here.
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.010989 | 42,467 | 93.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 691ef514108440578f882cbecc6d3d12 | 1,493,603,110 | 1,493,646,772 | 2 | 11 | Kind of interested in the school and major that lead you here.
| Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| 0 | 0.090909 | 43,662 | 5.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 4438f3e30522455d9c131d6931585a51 | 1,493,603,110 | 1,493,647,594 | 2 | 3 | Kind of interested in the school and major that lead you here.
| This was not well thought out.
| 0 | 0.142857 | 44,484 | 1.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 8427e36a20ba49da9f7124cf768ee483 | 1,493,603,110 | 1,493,648,485 | 2 | 187 | Kind of interested in the school and major that lead you here.
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.010989 | 45,375 | 93.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | a072f16c622c43dab5ee1f743539fa83 | 1,493,603,110 | 1,493,651,628 | 2 | 34 | Kind of interested in the school and major that lead you here.
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.020833 | 48,518 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 15871f9810344e5a81747b55b46ef596 | 1,493,603,110 | 1,493,652,412 | 2 | 3 | Kind of interested in the school and major that lead you here.
| I make more than you and have less than 6 thousand left in loans and I would never pay that much for a gym in my current position. I pay $15 a month for a 24 hour gym and have Project Fi for phone service. My bill is around $35 a month right now using 1 GB. (easier than it sounds if you are connected to WiFi a lot and ... | 0 | 0.020408 | 49,302 | 1.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 862d4c01012c4c28a303f4cb9606f9e9 | 1,493,603,110 | 1,493,653,839 | 2 | 187 | Kind of interested in the school and major that lead you here.
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.010989 | 50,729 | 93.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 6353e7b4467040bda457987a9f2c2708 | 1,493,603,110 | 1,493,655,165 | 2 | 7 | Kind of interested in the school and major that lead you here.
| End goal is air traffic control with the FAA, I majored in Air Traffic Management. Currently I work in the aviation field.
| 0 | 0.052632 | 52,055 | 3.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 698336b7f47042eab48bff90f5119a88 | 1,493,603,110 | 1,493,655,375 | 2 | 17 | Kind of interested in the school and major that lead you here.
| Perhaps you know this, but competition for ATC jobs is fierce, and you have to be less than 31 years old to even apply.
| 0 | 0.0625 | 52,265 | 8.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 2e8fb5d877c442f28fe1b095ab89c02a | 1,493,603,110 | 1,493,655,471 | 2 | 5 | Kind of interested in the school and major that lead you here.
| I know all of the details surrounding ATC. I appreciate it though!
| 0 | 0.083333 | 52,361 | 2.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | ee49f2a7c6744924a0969173524b3764 | 1,493,603,110 | 1,493,655,508 | 2 | 17 | Kind of interested in the school and major that lead you here.
| Perhaps you know this, but competition for ATC jobs is fierce, and you have to be less than 31 years old to even apply.
| 0 | 0.0625 | 52,398 | 8.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 7791a80cd4784fa5abbc18a4c6dcb90c | 1,493,603,110 | 1,493,656,039 | 2 | 4 | Kind of interested in the school and major that lead you here.
| Maybe try the airforce or something then? It could help you build real world experience for what you want.
| 0 | 0.0625 | 52,929 | 2 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 65f9030559ee4123bb4488f97d5198a2 | 1,493,603,110 | 1,493,656,370 | 2 | 5 | Kind of interested in the school and major that lead you here.
| It's not a bad route if you are okay with the military lifestyle. I'm not really in a position to go that route with my current situation.
| 0 | 0.071429 | 53,260 | 2.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 8e786000a7e241ea8858584f043e85bb | 1,493,603,110 | 1,493,657,158 | 2 | 3 | Kind of interested in the school and major that lead you here.
| What does that mean?
Not that you have to join the military, but your current situation is that you are $120k in debt.
| 0 | 0.0625 | 54,048 | 1.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | ac78a2c5d11e42babcb9c439bb79c673 | 1,493,603,110 | 1,493,657,171 | 2 | 34 | Kind of interested in the school and major that lead you here.
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.020833 | 54,061 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 27d904d94d6e4b68a0477b79d4298925 | 1,493,603,110 | 1,493,661,534 | 2 | 3 | Kind of interested in the school and major that lead you here.
| What does that mean?
Not that you have to join the military, but your current situation is that you are $120k in debt.
| 0 | 0.0625 | 58,424 | 1.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 5e95ac5724454a29baecb43a58f5c38d | 1,493,603,110 | 1,493,662,420 | 2 | 5 | Kind of interested in the school and major that lead you here.
| Honestly, instead of sacrificing 3-4 years of your life to active duty, you're sacrificing 10-20 years (or more) to painful, protracted debt pay-off. You're not going to be able to buy a house or pay for a wedding with your fiancé. You're not going to be able to save for retirement or build a college fund for your ch... | 0 | 0.016949 | 59,310 | 2.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 1004daee8ae5495cb6fb9f1c9ee2495b | 1,493,603,110 | 1,493,663,080 | 2 | 34 | Kind of interested in the school and major that lead you here.
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.020833 | 59,970 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 5a4b25831afb481e80150aa90f190439 | 1,493,603,110 | 1,493,665,274 | 2 | 4 | Kind of interested in the school and major that lead you here.
| Well, if your mom ever becomes permanently disabled the 90k gets dismissed. You have that I guess... But yea I graduated from tech school at 23 with roughly $40k have been making regular (non IBR payments) and the loans really don't go down down unless I have extra cash and pay off individual loans. I'm 30 now, make ab... | 0 | 0.037736 | 62,164 | 2 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | 51bc8624553248d6a9f8502895bd8689 | 1,493,603,110 | 1,493,665,348 | 2 | 4 | Kind of interested in the school and major that lead you here.
| Join the military. Try to get a commission with your degree. If you can't then enlist as Navy AC rate (air traffic control). I'm not sure about the other branches but the Navy can guarantee your job before you sign (as long as you pass the schooling). That will get you 3 things. Experience towards your future job, pos... | 0 | 0.022222 | 62,238 | 2 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 060ed2aa72284d0bb9247fc6e88b5fbe | a11469e5291847f793b7efa41f1e9875 | 1,493,603,110 | 1,493,679,478 | 2 | 187 | Kind of interested in the school and major that lead you here.
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.010989 | 76,368 | 93.5 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 10e523d77d904e75a0c3521193d7d012 | 0cce499300004bf0915ab17c3c5724d3 | 1,493,604,795 | 1,493,604,982 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 187 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 10e523d77d904e75a0c3521193d7d012 | 8b851f8bd42f427185a70365cd08bbd3 | 1,493,604,795 | 1,493,621,504 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 16,709 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 10e523d77d904e75a0c3521193d7d012 | 45dd4809e6b844a38471f07d7da62315 | 1,493,604,795 | 1,493,629,603 | 11 | 34 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.051724 | 24,808 | 3.090909 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 10e523d77d904e75a0c3521193d7d012 | 152c49d3bf8c43c9bd1ebbbf9cc14a07 | 1,493,604,795 | 1,493,629,913 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 25,118 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 10e523d77d904e75a0c3521193d7d012 | a1f1235425bd4608a9b4cdf33a900c2d | 1,493,604,795 | 1,493,632,506 | 11 | 34 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.051724 | 27,711 | 3.090909 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 10e523d77d904e75a0c3521193d7d012 | ffac893d387d4a29beb41934d321fd42 | 1,493,604,795 | 1,493,636,053 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 31,258 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 10e523d77d904e75a0c3521193d7d012 | 0482eb1127224190b238bcb090aa78ef | 1,493,604,795 | 1,493,644,888 | 11 | 34 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.051724 | 40,093 | 3.090909 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 10e523d77d904e75a0c3521193d7d012 | 982470b76f5a4494822700ef53eda875 | 1,493,604,795 | 1,493,645,577 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 40,782 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 10e523d77d904e75a0c3521193d7d012 | a072f16c622c43dab5ee1f743539fa83 | 1,493,604,795 | 1,493,651,628 | 11 | 34 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.051724 | 46,833 | 3.090909 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 10e523d77d904e75a0c3521193d7d012 | 862d4c01012c4c28a303f4cb9606f9e9 | 1,493,604,795 | 1,493,653,839 | 11 | 187 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Here's the reality, as someone with close to as much student loan debt as you -
If you don't pay it off, it doesn't get paid off. You are 23 years old, great - that is right when I graduated as well. I am 28 now, and paying the minimum and going on IBR has resulted in it barely moving down an inch. My private loan we... | 0 | 0.029703 | 49,044 | 17 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 10e523d77d904e75a0c3521193d7d012 | 698336b7f47042eab48bff90f5119a88 | 1,493,604,795 | 1,493,655,375 | 11 | 17 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| Perhaps you know this, but competition for ATC jobs is fierce, and you have to be less than 31 years old to even apply.
| 0 | 0.035714 | 50,580 | 1.545455 | 1 |
personalfinance | 68il3h | I'm about to turn 23 years old and I'm sitting on about 120k in student loan debt split between 30k federal unsubsidized and 90k in a parent plus loan in my mothers name. I currently pay about $175 on the federal and $635 on the parent plus per month on a 20 year extended graduated plan (the unsubsidized is not extende... | I screwed up and now I have 120k in student loan debt. | 10e523d77d904e75a0c3521193d7d012 | ac78a2c5d11e42babcb9c439bb79c673 | 1,493,604,795 | 1,493,657,171 | 11 | 34 | Is the 120k debt just from undergrad? You mentioned the field you are in has about a 50k salary cap so I would assume it was just for an undergrad degree. Not trying to be critical but can you explain how you went 120k in debt from an undergrad degree? Did you go out of state for school?
| I see two ways out:
**Option 1** Live as frugally as you can (no expensive cell, no expensive gym, no vacations) and job hop to increase your income and put as much money as possible towards your loans.
**Option 2** Get a job that offers some sort of loan forgiveness program (ie, government) and pay the minimum. Stay ... | 0 | 0.051724 | 52,376 | 3.090909 | 1 |
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