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This user agreement is a contract between you and PayPal, Inc. governing your use of your PayPal account and the PayPal services. It applies to U.S. PayPal accounts only. If you are an individual, you must be a resident of the United States or one of its territories and at least 18 years old, or the age of majority in ... | This user agreement is a contract between you and PayPal, Inc. governing your use of your PayPal account and the PayPal services . It applies to U.S. PayPal accounts only . If you are an individual, you must be a resident of the United States or one | https://www.paypal.com/us/legalhub/useragreement-full |
By opening and using a PayPal account, you agree to comply with all of the terms and conditions of this user agreement, including the Fee pages, and any upcoming changes described on the Policy Updates page at the time you accept this user agreement (which changes will apply to you on the indicated effective dates). Th... | PayPal users agree to comply with all of the terms and conditions of this user agreement . These terms include an agreement to resolve disputes by arbitration on an individual basis . | https://www.paypal.com/us/legalhub/useragreement-full |
You may close your PayPal account and terminate your relationship with us at any time without cost, but you will remain liable for all obligations related to your PayPal account even after the PayPal account is closed. When you close your PayPal account, we will cancel any scheduled or incomplete transactions. If you h... | You may close your PayPal account and terminate your relationship with us at any time without cost . Closing a personal account will result in PayPal automatically closing any linked Balance Account . You cannot withdraw or transfer digital gift certificates/cards that are purchased through PayPal Digital Gifts and li... | https://www.paypal.com/us/legalhub/useragreement-full |
You can link or unlink certain payment methods such as a credit card, debit card, a U.S. bank account or PayPal Credit to your PayPal account. You can also link a Balance Account to your personal account as a payment method and unlink the Balance Account by withdrawing all funds and closing it. Before linking a bank ac... | You can link or unlink certain payment methods such as credit card, debit card, a U.S. bank account or PayPal Credit to your PayPal account . Please keep your payment method information current . If this information changes, we may update it using information and third-party sources available to us . | https://www.paypal.com/us/legalhub/useragreement-full |
Except when PayPal acts your agent and custodian to place funds in one or more banks insured by the Federal Deposit Insurance Corporation (FDIC) that we choose in our discretion (“Program Banks”), as provided below, any balance in your Balance Account and any funds sent to you which have not yet been transferred to a l... | PayPal acts your agent and custodian to place funds in one or more banks insured by the Federal Deposit Insurance Corporation (FDIC) that we choose in our discretion (“Program Banks� | https://www.paypal.com/us/legalhub/useragreement-full |
PayPal is not a bank and does not itself take deposits. You will not receive any interest or other return on the funds held with PayPal. If your Balance Account is not eligible for FDIC pass-through insurance, PayPal combines your PayPal funds with the PayPal funds of other PayPal users and invests those funds in liqui... | PayPal combines your PayPal funds with the PayPal funds of other PayPal users and invests those funds in liquid investments in accordance with state money transmitter laws . PayPal is not a bank and does not itself take deposits . | https://www.paypal.com/us/legalhub/useragreement-full |
If you have a PayPal Debit Mastercard® (PayPal Debit Card), have enrolled in Direct Deposit, or have bought or received cryptocurrency, the U.S. dollar funds held in your Balance Account will be placed by PayPal, as your agent and custodian, in one or more Program Banks where they will be eligible for FDIC pass-through... | Your eligibility for FDIC pass-through insurance only applies to U.S. dollar funds placed by PayPal in a Program Bank on your behalf . It does not apply to funds held in any non-US dollar currencies, nor does it apply to any amounts held in cryptocurrencies . | https://www.paypal.com/us/legalhub/useragreement-full |
If we have not verified the required identifying information, a balance in your business account can only be held in your business account and transferred to a linked bank account or debit card or you can request PayPal to send you the money by check (subject to a non-refundable fee of $1.50, which will be deducted fro... | A balance in your business account can only be held in your account and transferred to a linked bank account or debit card . Your balance may also be used to fund payments or money owed to PayPal, such as payments on | https://www.paypal.com/us/legalhub/useragreement-full |
PayPal is not a bank and does not itself take deposits. You will not receive any interest or other return on the funds held with PayPal. PayPal combines your PayPal funds with the PayPal funds of other PayPal users and invests those funds in liquid investments in accordance with state money transmitter laws. PayPal own... | PayPal is not a bank and does not itself take deposits . You will not receive any interest or other return on the funds held with PayPal . PayPal combines your PayPal funds with the PayPal funds of other PayPal users . | https://www.paypal.com/us/legalhub/useragreement-full |
To protect us and our users from loss, we may delay a withdrawal, in certain situations, including if we need to confirm that you have authorized the withdrawal or if other payments to your PayPal account have been subject to a reversal (for example, as a result of a chargeback, bank reversal, or dispute by a buyer). I... | To protect us and our users from loss, we may delay a withdrawal, in certain situations, including if we need to confirm that you have authorized the withdrawal or if other payments to your PayPal account have been subject to a reversal . If we place a limitation or hold, a payment | https://www.paypal.com/us/legalhub/useragreement-full |
If PayPal converts currency, it will be completed at the transaction exchange rate we set for the relevant currency exchange. The transaction exchange rate is adjusted regularly and includes a currency conversion spread applied and retained by us on a base exchange rate to form the rate applicable to your conversion. T... | If PayPal converts currency, it will be completed at the transaction exchange rate we set for the relevant currency exchange . Base exchange rate is based on rates within the wholesale currency markets on the conversion day or the prior | https://www.paypal.com/us/legalhub/useragreement-full |
When your payment is funded by a debit or credit card and PayPal determines a currency conversion is necessary, you consent to and authorize PayPal to convert the currency in place of your debit or credit card issuer. You may have the right to have your card issuer perform the currency conversion, if applicable for tha... | When your payment is funded by a debit or credit card and PayPal determines a currency conversion is necessary, you consent to and authorize PayPal to convert the currency in place of your card issuer . Your card issuer will determine the currency conversion rate and what fees they may charge . | https://www.paypal.com/us/legalhub/useragreement-full |
You can send money to a friend or family member using the send money feature in your PayPal account. You can send money to a friend or family member even if they don’t have an eligible PayPal account at the time you send them money, using their email address or mobile number in any currency that PayPal supports, and yo... | You can send money to a friend or family member using the send money feature in your PayPal account . If the person to whom you are sending money does not have an eligible PayPal account, they can claim it . If they don’t claim it | https://www.paypal.com/us/legalhub/useragreement-full |
The fees applicable to sending personal transactions can be found on our Consumer Fees page and will be disclosed to you in advance each time you initiate sending a personal transaction to a friend or family member. If you convert money in your Balance Account balance or in your business account balance from one curren... | The fees applicable to sending personal transactions can be found on our Consumer Fees page . If you use your credit card as the payment method when sending money, you may also be charged a cash-advance fee by your card issuer | https://www.paypal.com/us/legalhub/useragreement-full |
You can also use the send money feature in your PayPal account to pay for goods or services. You will not be charged any transaction fee for sending money to purchase goods or services as long as you send the money as a commercial transaction (often referred to as using the “send money for goods and services” feature i... | You will not be charged any transaction fee for sending money to purchase goods or services as long as you send the money as a commercial transaction . In that case, the seller will pay a fee . The “send money to a friend or family member” feature may not be available in a business account as such accounts are not eli... | https://www.paypal.com/us/legalhub/useragreement-full |
When you authorize a payment to a seller who accepts PayPal, some sellers may take up to 30 days to complete the transaction. In these instances, your payment may appear as a pending order in your PayPal account. In that case, your authorization of the payment will remain valid until the seller completes the transactio... | When you authorize a payment to a seller who accepts PayPal, some sellers may take up to 30 days to complete the transaction . In these instances, your payment may appear as a pending order in your PayPal account . If your payment requires a currency conversion by us, PayPal’s transaction exchange rate (including a cu... | https://www.paypal.com/us/legalhub/useragreement-full |
When PayPal identifies a potentially high-risk transaction, we review the transaction more closely before allowing it to proceed. When this happens, PayPal will place a hold on the transaction and notify the seller to delay shipping of the item. As a buyer, this may delay your receipt of the item you purchased. If we c... | PayPal identifies a potentially high-risk transaction before allowing it to proceed . PayPal will place a hold on the transaction and notify the seller to delay shipping of the item . As a buyer, this may delay your receipt of the | https://www.paypal.com/us/legalhub/useragreement-full |
If you have a personal account, you may cancel a recurring automatic payment 3 Business Days or more before the date of the next scheduled payment from your account settings or by contacting us through the PayPal Help Center, or by calling PayPal at (888) 221-1161. If you order us to stop one of these payments 3 Busine... | If you order us to stop one of these payments 3 Business Days before the transfer is scheduled, and we do not do so, we will be liable for your losses or damages . PayPal | https://www.paypal.com/us/legalhub/useragreement-full |
If you have given advance authorization, either to a seller or to PayPal, that permits a seller to take or receive payments from your PayPal account on a regularly recurring basis (for example, every month or otherwise on a routine billing cycle), and if such payments will vary in amount, you have the right to advance ... | You have the right to advance notice of the amount and date of the transfer from the seller at least 10 days before the transfer is made . If the seller provides the option, you may choose to receive this advance notice only when the amount of your automatic payment will | https://www.paypal.com/us/legalhub/useragreement-full |
If you used a bank account linked to a personal account as the payment method for the transaction, we will attempt to refund the money to your bank account. If we are unable to do so, we will refund the money to your linked Balance Account if you have one. If you do not have a Balance Account, the money will be waiting... | If you used a bank account linked to a personal account as the payment method for the transaction, we will attempt to refund the money to your bank account . If we are unable to do so we will refund | https://www.paypal.com/us/legalhub/useragreement-full |
Certain one-time online transactions may require that a backup funding method be used in the event that your selected or preferred payment method is unavailable. In those instances, the backup funding method may be displayed to you on your transaction review page, before you complete the transaction. Note that this onl... | Certain one-time online transactions may require that a backup funding method be used . Backup funding method may be displayed to you on your transaction review page . This only applies for online transactions, and not for in-store or automatic payments . | https://www.paypal.com/us/legalhub/useragreement-full |
When you send personal transactions to friends and family within the U.S. using balance in your Balance Account linked to your personal account, the balance in your business account, or your bank account, we waive all fees, so we always show you these payment options first, even if you have a set preferred payment meth... | PayPal waives all fees when you send personal transactions to friends and family within the U.S. using balance in your Balance Account linked to your personal account . If you select a payment method with a fee, we will always show you the fee | https://www.paypal.com/us/legalhub/useragreement-full |
If you have not set a preferred payment method for an automatic payment agreement, or if your preferred payment method for an automatic payment agreement is unavailable (for example, because it is expired or has insufficient funds) the payment method used will be in the following order, if applicable: 1. Balance Accoun... | If you have not set a preferred payment method for an automatic payment agreement, the payment method used will be in the following order, if applicable . This is also the order of payment methods that will be used if a previously selected payment method is unavailable . | https://www.paypal.com/us/legalhub/useragreement-full |
If you use your PayPal account to pay for an item and you select your bank account as the funding method for the transaction, remember that your PayPal account is issued to you by PayPal and not your bank. The terms, benefits, and protections associated with your PayPal account may vary from those that apply to your ba... | Your PayPal account is issued to you by PayPal and not your bank . The terms, benefits, and protections associated with your PayPal account may vary from those that apply to your bank account . If you use your account to make a purchase that exceeds the balance in your linked | https://www.paypal.com/us/legalhub/useragreement-full |
All Pay with Rewards redemptions are subject to the terms of your card agreement with your card issuer. Pay with Rewards is only available for eligible purchases with certain merchants, and PayPal or your issuer may limit, suspend, or terminate your ability to redeem rewards at any time in accordance with this user agr... | All Pay with Rewards redemptions are subject to the terms of your card agreement with your card issuer . PayPal or your issuer may limit, suspend, or terminate your ability to redeem rewards at any | https://www.paypal.com/us/legalhub/useragreement-full |
If you use the PayPal application on your mobile phone, you may store loyalty card numbers or bar codes, where applicable, for certain sellers in your PayPal account. When you store your loyalty card numbers or bar codes in your PayPal account, you will earn any rewards, subject to the seller’s loyalty card terms and c... | If you use the PayPal application on your mobile phone, you may store loyalty card numbers or bar codes for certain sellers . PayPal is not responsible for managing your loyalty card account by offering this service . | https://www.paypal.com/us/legalhub/useragreement-full |
You must treat PayPal and/or Venmo payment methods or marks at least on par with any other payment methods or marks offered or displayed at your points of sale where PayPal or Venmo branded services are integrated, including your websites or mobile applications. This includes at least equal or better: logo placement, p... | You must treat PayPal and/or Venmo payment methods or marks at least on par with other payment methods . This includes logo placement, position within any point of sale, and treatment in terms of payment flow, terms, conditions, restrictions, and fees . | https://www.paypal.com/us/legalhub/useragreement-full |
In representations to your customers or in public communications, you must not mischaracterize any PayPal or Venmo services or exhibit a preference for other payment methods over PayPal or Venmo services. Within all of your points of sale, you agree not to try to dissuade or inhibit your customers from using PayPal or ... | In representations to your customers or in public communications, you must not mischaracterize any PayPal or Venmo services or exhibit a preference for other payment methods . Within all of your points of sale, you agree not to try to dissuade or inhibit your customers from using PayPal . If you enable your customers ... | https://www.paypal.com/us/legalhub/useragreement-full |
Our fees do not include any taxes, levies, duties or similar governmental assessments of any nature, including, for example, value-added, sales, use or withholding taxes, assessable by any jurisdiction (collectively, “taxes”). It is your responsibility to determine what, if any, taxes apply to the payments you make or ... | PayPal is not responsible for determining whether any taxes apply to your transaction, or for calculating, collecting, reporting or remitting taxes arising from any transaction . It is your responsibility to assess, collect, report and remit | https://www.paypal.com/us/legalhub/useragreement-full |
You acknowledge that we may make certain reports to tax authorities regarding transactions that we process. For example, PayPal is required to report to the Internal Revenue Service the total amount of payments for goods and services you receive each calendar year into all of your PayPal accounts associated with the sa... | You acknowledge that we may make certain reports to tax authorities regarding transactions that we process . PayPal is required to report to the Internal Revenue Service . After December 31, 2021, the Reporting Threshold will be reduced to $600 in aggregate payments for goods or services . | https://www.paypal.com/us/legalhub/useragreement-full |
PayPal reviews certain potentially high-risk transactions. If PayPal determines, in its sole discretion, that a transaction is high-risk, we place a hold on the payment and provide notice to you to delay shipping of the item. PayPal will conduct a review and either complete or cancel the payment. If the payment is comp... | PayPal reviews certain potentially high-risk transactions . PayPal will place a hold on the payment and provide notice to you to delay shipping . If the payment is completed, PayPal will cancel the payment . All payments that complete this payment review will be eligible for PayPal’s Seller Protection program . | https://www.paypal.com/us/legalhub/useragreement-full |
If you are a charity and hold a PayPal account, you may be eligible to participate in PayPal Giving Fund programs. PayPal Giving Fund is a Donor Advised Fund (DAF) recognized by the Internal Revenue Service (IRS) under Section 501(c)(3) of the Code as a tax-exempt public charity (Federal Tax ID: 45-0931286). If you mee... | PayPal Giving Fund is a Donor Advised Fund (DAF) recognized by the Internal Revenue Service (IRS) under Section 501(c)(3) of the Code as a tax-exempt public charity (Federal Tax ID: 45-0931286) If you are a charity and hold a PayPal account, you may be eligible to participate . You can opt out of email communications ... | https://www.paypal.com/us/legalhub/useragreement-full |
Once you have access to any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do... | PayPal has 60 days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal . If you do not notify PayPal within such timeframe, you accept such information as accurate . | https://www.paypal.com/us/legalhub/useragreement-full |
If you receive a payment for selling goods or services that is later refunded or invalidated for any reason, you are responsible for the full amount of the payment sent to you plus any fees (including any applicable chargeback fee or Dispute fee). Whenever a transaction is refunded or otherwise reversed, PayPal will re... | Whenever a transaction is refunded or otherwise reversed, PayPal will refund or reverse the transaction from your PayPal account . PayPal’s transaction exchange rate at the time the refund or reversal is processed will be used . If a balance in your Balance Account or your business account for a particular currency is... | https://www.paypal.com/us/legalhub/useragreement-full |
When you receive a payment, you are liable to PayPal for the full amount of the payment sent to you plus any fees if the payment is later invalidated or reversed for any reason. If the buyer paid in another currency, the full amount of that payment may be calculated in that currency, using the PayPal transaction exchan... | When you receive a payment, you are liable to PayPal for the full amount of the payment sent to you plus any fees if the payment is later invalidated or reversed for any reason . If the balance in your Balance Account or business account doesn’t cover the payment amount due plus the fees, PayPal may use any payment me... | https://www.paypal.com/us/legalhub/useragreement-full |
PayPal will charge a Dispute fee to sellers for facilitating the online dispute resolution process for transactions that are processed either through a buyer’s PayPal account or through a PayPal Guest Checkout. The Dispute fee applies when the buyer pursues a claim directly with PayPal, a chargeback with their card iss... | PayPal will charge a Dispute fee to sellers for facilitating the online dispute resolution process for transactions that are processed either through a buyer’s PayPal account or through a PayPal Guest Checkout . The fee applies when the buyer pursues a claim directly with PayPal, a chargeback with their card issuer, o... | https://www.paypal.com/us/legalhub/useragreement-full |
The Dispute fee amount will be determined when the dispute case is created. The fee is based on the ratio of all Item Not Received and Significantly Not as Described claims you receive compared to the total amount of your sales for the previous three calendar months. Your total claims include all Item Not Received and ... | The fee is based on the ratio of all Item Not Received and Significantly Not as Described claims you receive compared to the total amount of your sales for the previous three calendar months . Your total claims include all claims filed directly with and escalated to PayPal or with the buyer's card issuer or bank . | https://www.paypal.com/us/legalhub/useragreement-full |
You should read and understand PayPal’s Purchase Protection program, Venmo’s Protected Purchase Program, and if you sell goods and services to buyers with PayPal accounts in countries other than your own, you also should be familiar with the purchase protection available to buyers in each of those countries. Buyers’ ri... | PayPal's Purchase Protection program and Venmo's Protected Purchase Program offer protection to buyers . Buyers’ rights under these programs may impact you as a seller . You should read and understand PayPal’s protection programs . | https://www.paypal.com/us/legalhub/useragreement-full |
Under certain circumstances, in order to protect PayPal and the security and integrity of the network of buyers and sellers that use the PayPal services, PayPal may take account-level or transaction-level actions. Unless otherwise noted, if we take any of the actions described here, we’ll provide you with notice of our... | PayPal may take account-level or transaction-level actions . Account holds or limitations may impact your ability to move funds to or from your PayPal Savings account . To request information in connection with an account limitation, hold or reserve, visit the resolution center . | https://www.paypal.com/us/legalhub/useragreement-full |
Our decision about holds, limitations and reserves may be based on confidential criteria that are essential to our management of risk and the protection of PayPal, our customers and/or service providers. We may use proprietary fraud and risk modeling when assessing the risk associated with your PayPal account. In addit... | PayPal may use proprietary fraud and risk modeling when assessing the risk associated with your PayPal account . You agree PayPal has no obligation to disclose details of our risk management or security procedures to you . | https://www.paypal.com/us/legalhub/useragreement-full |
We may place a hold on payments sent to your PayPal account if, in our sole discretion, we believe that there may be a high level of risk associated with you, your PayPal account, or your transactions or that placing such a hold is necessary to comply with state or federal regulatory requirements. We make decisions abo... | PayPal may place a hold on payments sent to your PayPal account if, in our sole discretion, we believe that there may be a high level of risk associated with you . We make decisions about whether to place a payment hold based on a number of factors, including information available to us from both internal | https://www.paypal.com/us/legalhub/useragreement-full |
Risk-based holds generally remain in place for up to 21 days from the date the payment was received into your PayPal account. We may release the hold earlier under certain circumstances (for example, if you’ve uploaded shipment tracking information related to the transaction), but any earlier release is at our sole dis... | Risk-based holds generally remain in place for up to 21 days from the date the payment was received into your PayPal account . We may release the hold earlier under certain circumstances (for example, if you’ve uploaded shipment tracking information related to the transaction | https://www.paypal.com/us/legalhub/useragreement-full |
If you’re a seller on a marketplace or through a third-party application where PayPal is offered, a hold may be placed on a payment sent to you at the instruction of the applicable marketplace or third party. This is done once you have granted us permission to have your funds held and will be in accordance with your ag... | A hold may be placed on a payment sent to you at the instruction of the applicable marketplace or third party . This is done once you have granted us permission to have your funds held and will be in accordance with your agreement with the third party | https://www.paypal.com/us/legalhub/useragreement-full |
If a payment sent to you as a seller is challenged as a payment that should be invalidated and reversed, we may place a temporary hold on the funds in your PayPal account to cover the amount that could be reversed. Any of the situations described under Refunds, Reversals and Chargebacks are situations that could result... | PayPal may place a temporary hold on the funds in your PayPal account to cover the amount that could be reversed . If a payment sent to you as a seller is challenged as a payment that should be invalidated and reversed, | https://www.paypal.com/us/legalhub/useragreement-full |
Unless a permanent limitation is placed on your account, you will need to resolve any issues with your account before a limitation can be removed. Normally, this is done after you provide us with the information we request. However, if we reasonably believe a risk still exists after you have provided us that informatio... | Unless a permanent limitation is placed on your account, you will need to resolve any issues with your account before a limitation can be removed . PayPal may take action to protect PayPal, our users | https://www.paypal.com/us/legalhub/useragreement-full |
We may place a reserve on your business account at any time if we believe there may be a high level of risk associated with you, your business account, your business model, or your transactions. When we place a reserve on your business account, it means that all or some portion of the money in your business account is ... | We may place a reserve on your business account at any time if we believe there may be a high level of risk associated with you, your account, your business model, or your transactions . We make decisions based on a number of factors, including information available to us from both internal sources and from | https://www.paypal.com/us/legalhub/useragreement-full |
If we are notified of a court order or other legal process (including garnishment or any equivalent process) affecting you, or if we otherwise believe we are required to do so in order to comply with applicable law or regulatory requirements, we may be required to take certain actions, including holding payments to/fro... | PayPal may be required to take certain actions, including holding payments to/from your PayPal account . We will decide, in our sole discretion, which action is required of us . We do not have an obligation to contest or appeal any court order or legal process involving you . | https://www.paypal.com/us/legalhub/useragreement-full |
Also, if your PayPal account statement shows transfers that you did not make, including those made with your PayPal login information or by other means, tell us at once. If you do not tell us within 60 days after we provided the statement to you, you may not get back any money you lost after the 60 days if we can prove... | PayPal transfers that you did not make, including those made with your PayPal login information or by other means, tell us at once . If you do not tell us within 60 days after we provided the statement to you, you may not get back any | https://www.paypal.com/us/legalhub/useragreement-full |
We will determine whether an error occurred within 10 Business Days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your PayPal account within 10 Business Days for the ... | We will determine whether an error occurred within 10 Business Days after we hear from you and will correct any error promptly . If we need more time, however, we may take up to 45 days to investigate your complaint or question . We will credit your PayPal account within 10 | https://www.paypal.com/us/legalhub/useragreement-full |
If you provide us your mobile phone number, you agree that PayPal and its affiliates may contact you at that number using autodialed or prerecorded message calls or text messages to: (i) service your PayPal branded accounts, (ii) investigate or prevent fraud, or (iii) collect a debt. We will not use autodialed or prere... | PayPal and its affiliates may contact you at that number using autodialed or prerecorded message calls or text messages to: (i) service your PayPal branded accounts, (ii) investigate or prevent fraud, or (iii) collect a debt . The frequency of messages may vary, and standard telephone minute and text charges may apply... | https://www.paypal.com/us/legalhub/useragreement-full |
You understand and agree that, to the extent permitted by law, PayPal may, without further notice or warning, monitor or record telephone conversations you or anyone acting on your behalf has with PayPal or its agents for quality control and training purposes or for our own protection. You acknowledge and understand th... | PayPal may, without further notice or warning, monitor or record telephone conversations you or anyone acting on your behalf has with PayPal or its agents . PayPal does not guarantee that recordings of any particular telephone calls will be retained or | https://www.paypal.com/us/legalhub/useragreement-full |
PayPal, in its sole discretion, reserves the right to suspend or terminate this user agreement, access to or use of its websites, software, systems (including any networks and servers used to provide any of the PayPal services) operated by us or on our behalf or some or all of the PayPal services for any reason and at ... | PayPal reserves the right to suspend or terminate this user agreement, access to or use of its websites, software, systems (including any networks and servers used to provide any of the PayPal services) PayPal | https://www.paypal.com/us/legalhub/useragreement-full |
If the balance in your PayPal account becomes negative for any reason, that negative balance represents an amount that you owe to PayPal. PayPal may deduct these amounts from funds that are added to your PayPal account later, either by you or from payments you receive. If you have more than one PayPal account, we may s... | If the balance in your PayPal account becomes negative for any reason, that negative balance represents an amount that you owe to PayPal . PayPal may deduct these amounts from funds that are added to your account later, either by you or from payments you receive . If you have more than one PayPal account, | https://www.paypal.com/us/legalhub/useragreement-full |
If you hold funds in a PayPal account in multiple currencies, and the balance for one of the currencies becomes negative for any reason, PayPal may set off the negative balance by using funds you maintain in a different currency. If you have a negative balance in non-U.S. dollars for a period of 21 days or longer, PayP... | If you have a negative balance in non-U.S. dollars for a period of 21 days or longer, PayPal will convert this negative balance to US dollars . In either case, a currency conversion will | https://www.paypal.com/us/legalhub/useragreement-full |
You must indemnify PayPal for actions related to your PayPal account and your use of the PayPal services. You agree to defend, indemnify and hold PayPal harmless from any claim or demand (including reasonable legal fees) made or incurred by any third party due to or arising out of your breach of this user agreement, yo... | You must indemnify PayPal for actions related to your PayPal account and your use of the PayPal services . You agree to defend, indemnify and hold PayPal harmless from any claim or demand (including reasonable legal fees) made or incurred by any third party . | https://www.paypal.com/us/legalhub/useragreement-full |
PayPal’s liability is limited with respect to your PayPal account and your use of the PayPal services. In no event shall PayPal be liable for lost profits or any special, incidental or consequential damages (including without limitation damages for loss of data or loss of business) arising out of or in connection with ... | PayPal’s liability is limited with respect to your PayPal account and your use of the PayPal services . PayPal will not be liable for lost profits or any special, incidental or consequential damages (including without limitation damages for loss of data | https://www.paypal.com/us/legalhub/useragreement-full |
Our liability to you or any third parties in any circumstance is limited to the actual amount of direct damages. In addition, to the extent permitted by applicable law, PayPal is not liable, and you agree not to hold PayPal responsible, for any damages or losses (including, but not limited to, loss of money, goodwill, ... | PayPal is not liable, and you agree not to hold PayPal responsible, for any damages or losses resulting directly or indirectly from your use of, or your inability to use, our websites, software, systems . Our liability to you or any third parties in any circumstance is limited to the actual amount of direct damages . | https://www.paypal.com/us/legalhub/useragreement-full |
PayPal does not have any control over the products or services provided by sellers who accept PayPal as a payment method, and PayPal cannot ensure that a buyer or a seller you are dealing with will actually complete the transaction or is authorized to do so. PayPal does not guarantee continuous, uninterrupted or secure... | PayPal will make reasonable efforts to ensure that requests for electronic debits and credits involving bank accounts, debit cards, credit cards, and check issuances are processed in a timely manner . PayPal does not guarantee continuous, uninterrupted or secure access to any part of the PayPal services, and operation... | https://www.paypal.com/us/legalhub/useragreement-full |
If you have a dispute with any other PayPal account holder, you release PayPal from any and all claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes. In entering into this release you expressly waive any protections... | If you have a dispute with any other PayPal account holder, you release PayPal from any and all claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way | https://www.paypal.com/us/legalhub/useragreement-full |
If a dispute arises between you and PayPal, our goal is to learn about and address your concerns. If we are unable to do so to your satisfaction, we aim to provide you with a neutral and cost-effective means of resolving the dispute quickly. Disputes between you and PayPal regarding the PayPal services may be reported ... | If a dispute arises between you and PayPal, our goal is to learn about and address your concerns . If we are unable to do so to your satisfaction, we aim to provide you with a neutral and cost | https://www.paypal.com/us/legalhub/useragreement-full |
You and PayPal each agree that any and all disputes or claims that have arisen or may arise between you and PayPal, including without limitation federal and state statutory claims, common law claims, and those based in contract, tort, fraud, misrepresentation or any other legal theory, shall be resolved exclusively thr... | You and PayPal each agree that disputes or claims that have arisen or may arise between you and PayPal shall be resolved exclusively through final and binding arbitration or in small claims court . Federal Arbitration Act governs the interpretation and enforcement of this Agreement to Arbitrate . You or PayPal may ass... | https://www.paypal.com/us/legalhub/useragreement-full |
Before bringing any dispute or claim, you or PayPal must first send the other party, by certified mail, a completed Notice of Dispute. You should send this notice to PayPal at: PayPal, Inc., Attn: Legal Specialists, Re: Notice of Dispute, P.O. Box 45950, Omaha, NE 68145-0950. PayPal will send any notice to you to the a... | Before bringing any dispute or claim, you or PayPal must first send the other party a completed Notice of Dispute . PayPal will send any notice to you to the address we have on file associated with your PayPal account; it is your responsibility to keep your address up to date . | https://www.paypal.com/us/legalhub/useragreement-full |
You and PayPal agree that each of us may bring claims against the other only on an individual basis and not as a plaintiff or class member in any purported class or representative action or proceeding. Unless both you and PayPal agree otherwise, the arbitrator(s) may not consolidate or join more than one person’s or pa... | You and PayPal agree that each of us may bring claims against the other only on an individual basis and not as a plaintiff or class member in any purported class or representative action or proceeding . The arbitrator(s) may not consolidate or join more than one person’s | https://www.paypal.com/us/legalhub/useragreement-full |
Arbitration is more informal than a lawsuit in court. Arbitration uses a neutral arbitrator or arbitrators instead of a judge or jury, and court review of an arbitration award is very limited. However, the arbitrator can award the same damages and relief on an individual basis that a court can award to an individual. A... | Arbitration is more informal than a lawsuit in court . Arbitration uses a neutral arbitrator or arbitrators instead of a judge or jury . The arbitrator can award the same damages and relief on an individual basis that a court | https://www.paypal.com/us/legalhub/useragreement-full |
Any arbitration will be administered by the American Arbitration Association (referred to as the "AAA"). For all claims in which the value of the relief sought is $10,000 or less, the AAA’s Consumer Arbitration Rules, as modified by this Agreement to Arbitrate, shall apply without exception. For all other claims, the A... | Any arbitration will be administered by the American Arbitration Association (referred to as the "AAA") For all claims in which the value of the relief sought is $10,000 or less, the AAA’s Consumer Arbitration | https://www.paypal.com/us/legalhub/useragreement-full |
Any arbitration hearings shall be held in the county in which you reside or at another mutually agreed location. If the value of the relief sought is $25,000 or less, the arbitration will be conducted based solely on written submissions, unless any party requests an in-person, telephonic, or videoconference hearing or ... | If the value of the relief sought is $25,000 or less, the arbitration will be conducted based solely on written submissions . In cases where an in-person hearing is held, | https://www.paypal.com/us/legalhub/useragreement-full |
The arbitrator will decide the substance of all claims in accordance with applicable law, including recognized principles of equity, and will honor all claims of privilege recognized by law. No court or arbitrator shall be bound by rulings in prior arbitrations involving different PayPal customers, but a court or arbit... | The award of the arbitrator shall be final and binding, and judgment on the award may be entered in any court having jurisdiction thereof . The arbitrator will decide the substance of all claims in accordance with applicable law . | https://www.paypal.com/us/legalhub/useragreement-full |
Payment of all AAA or arbitrator fees will be governed by the AAA’s rules, unless otherwise stated in this Agreement to Arbitrate. If the value of the relief sought is $10,000 or less, at your request, PayPal will pay all AAA or arbitrator fees associated with the arbitration. Any request for payment of fees by PayPal ... | Payment of all AAA or arbitrator fees will be governed by the AAA’s rules, unless otherwise stated in this Agreement to Arbitrate . If the value of the relief sought is $10,000 or less, at your request, PayPal will pay the fees associated with the arbitration . Payment of fees by PayPal should be submitted by mail to ... | https://www.paypal.com/us/legalhub/useragreement-full |
With the exception of any of the provisions in the Prohibition of Class and Representative Actions and Non-Individualized Relief section above, if a court decides that any part of this Agreement to Arbitrate is invalid or unenforceable, the other parts of this Agreement to Arbitrate shall still apply. If a court decide... | With the exception of any of the provisions in the Prohibition of Class and Representative Actions and Non-Individualized Relief section above, the other parts of this Agreement to Arbitrate shall still apply . If a court decides that any part of the agreement to arbitrate is invalid or unenforceable, the | https://www.paypal.com/us/legalhub/useragreement-full |
For your convenience, we are providing an opt-out notice form you must complete and mail to opt out of this Agreement to Arbitrate. You must complete this form by providing all the information it calls for, including your name, address, phone number, and the email address(es) used to log in to the PayPal account(s) to ... | You must complete this form by providing all the information it calls for, including your name, address, phone number, and the email address(es) used to log in to the PayPal account(s) to which the opt-out applies . Opting out of this Agreement to Arbitrate has no effect | https://www.paypal.com/us/legalhub/useragreement-full |
Notwithstanding any provision in the user agreement to the contrary, you and we agree that if we make any amendment to this Agreement to Arbitrate (other than an amendment to any notice address or website link provided herein) in the future, that amendment shall not apply to any claim that was filed in a legal proceedi... | We will notify you of amendments to this Agreement to Arbitrate by posting the amended terms on www.paypal.com at least 30 days before the effective date of the amendments . If you do not agree to these amended terms, you may close your PayPal account within the 30-day period . | https://www.paypal.com/us/legalhub/useragreement-full |
"PayPal.com," "PayPal," and all logos related to the PayPal services are either trademarks or registered trademarks of PayPal or PayPal’s licensors. You may not copy, imitate, modify or use them without PayPal’s prior written consent. In addition, all page headers, custom graphics, button icons, and scripts are service... | "PayPal.com" and all logos related to the PayPal services are either trademarks or registered trademarks of PayPal . You may not copy, imitate, modify or use them without PayPal’s prior written consent . All page headers, custom graphics, button icons, and scripts are service marks, trademarks, and/or trade dress of P... | https://www.paypal.com/us/legalhub/useragreement-full |
If you are using PayPal software such as an API, developer’s toolkit or other software application, which may include software provided by or integrated with software, systems or services of our service providers, that you have downloaded or otherwise accessed through a web or mobile platform, then PayPal grants you a ... | If you are using PayPal software such as an API, developer’s toolkit or other software application, then PayPal grants you a license to access and/or use PayPal's software . This license grant applies to the software and all updates, upgrades, new versions and replacement software . You must comply with the implementa... | https://www.paypal.com/us/legalhub/useragreement-full |
PayPal does not claim ownership of the content that you provide, upload, submit or send to PayPal. Nor does PayPal claim ownership of the content you host on third-party websites or applications that use PayPal services to provide payments services related to your content. Subject to the next paragraph, when you provid... | PayPal does not claim ownership of the content that you provide, upload, submit or send to PayPal . You acknowledge that PayPal’s use of your content will not infringe any intellectual property or publicity rights . You agree to waive your moral rights and promise not to assert such rights against PayPal . | https://www.paypal.com/us/legalhub/useragreement-full |
Notwithstanding the provisions of the prior paragraph, if you are a seller using the PayPal services to accept payments for goods and services, you hereby grant PayPal and its affiliates a worldwide, non-exclusive, transferable, sublicensable (through multiple tiers), and royalty-free, fully paid-up, right to use and d... | If you are a seller using the PayPal services to accept payments for goods and services, you hereby grant PayPal and its affiliates a worldwide, non-exclusive, transferable, sublicensable (through multiple tiers), and royalty-free, fully paid-up, right | https://www.paypal.com/us/legalhub/useragreement-full |
“Business Day(s)” means Monday through Friday, excluding holidays when PayPal’s offices are not considered open for business in the U.S. Holidays include New Year’s Day (January 1), Martin Luther King, Jr.’s Birthday (the third Monday in January), George Washington’s Birthday (the third Monday in February), Memorial Da... | “Business Day(s)” means Monday through Friday, excluding holidays when PayPal’s offices are not considered open for business in the U.S. Holidays such as New Year's Day (January 1), Memorial Day (the last Monday in May), | https://www.paypal.com/us/legalhub/useragreement-full |
If you do not log in to your PayPal account for two or more years, PayPal may close your PayPal account and send any funds in the PayPal account, including any balance in a linked Balance Account to your primary address (if we have verified the required identifying information that you have provided to us) or, if requi... | PayPal may close your PayPal account and send funds in the PayPal account to your primary address . PayPal will determine your state of residency based on the state listed in the primary address for your account . If your address is unknown or registered in a foreign country, the funds will be escheated to the State o... | https://www.paypal.com/us/legalhub/useragreement-full |
In addition to reporting complaints against PayPal directly to PayPal as described above, if you are a California resident, you may report complaints to the Department of Financial Protection & Innovation by mail at Department of Financial Protection & Innovation, Attn: Consumer Services, 1515 K Street, Suite 200, Sacr... | If you are a California resident, you have a right to receive communications about your PayPal account and the PayPal services by email . The Department of Financial Protection & Innovation offers assistance by phone at 866-275-2677 . | https://www.paypal.com/us/legalhub/useragreement-full |
If you (as a seller) receive personal data about another PayPal customer, you must keep such personal data confidential and only use it in connection with the PayPal services. You may not disclose or distribute any personal data about PayPal customers to a third party or use such personal data for marketing purposes un... | If you (as a seller) receive personal data about another PayPal customer, you must keep such personal data confidential and only use it in connection with the PayPal services . You may not send unsolicited emails to a PayPal | https://www.paypal.com/us/legalhub/useragreement-full |
To the extent that you process any personal data about a PayPal customer pursuant to this agreement, you and PayPal will each be an independent data controller (and not joint controllers), meaning we will each separately determine the purposes and means of processing such personal data. We each agree to comply with the... | To the extent that you process any personal data about a PayPal customer pursuant to this agreement, you and PayPal will each be an independent data controller (and not joint controllers), meaning we will each separately determine the purposes and means of processing such personal data . We each agree | https://www.paypal.com/us/legalhub/useragreement-full |
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