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J Financ Serv Mark . 2022 Oct 3:1–16. Online ahead of print. doi: 10.1057/s41264-022-00183-8 Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy Umer Mushtaq Lone Umer Mushtaq Lone 1 Research Scholar, Department of Management Studies, University of Kashmir, Jammu and Kash... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.639 | 0.85 | ["management", "education"] | 512 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.596492 | [
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Studies, University of Kashmir, Jammu and Kashmir, Hazaratbal, Srinagar, 190006 India Find articles by Suhail Ahmad Bhat 2, ✉ Author information Article notes Copyright and License information 1 Research Scholar, Department of Management Studies, University of Kashmir, Jammu and Kashmir, Hazaratbal, Srinagar, 190006 In... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.543 | 0.674 | ["education", "management", "philosophy"] | 460 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.596926 | [
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l, Srinagar, 190006 India ✉ Corresponding author. Received 2021 Aug 24; Revised 2022 Jul 21; Accepted 2022 Sep 11. © The Author(s), under exclusive licence to Springer Nature Limited 2022, Springer Nature or its licensor holds exclusive rights to this article under a publishing agreement with the author(s) or other rig... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.479 | 0.848 | ["negotiation", "social_justice", "philosophy", "governance"] | 487 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.597167 | [
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of such publishing agreement and applicable law. This article is made available via the PMC Open Access Subset for unrestricted research re-use and secondary analysis in any form or by any means with acknowledgement of the original source. These permissions are granted for the duration of the World Health Organization ... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.436 | 0.86 | ["negotiation", "governance", "education", "philosophy"] | 511 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.597349 | [
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he impact of financial literacy on financial well-being among the business school faculties. Both the variables (financial literacy and financial well-being) are operationalized as multi-dimensional constructs to undertake the study. Moreover, the paper also endeavored to examine the mediating role of financial self-ef... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.656 | 0.84 | ["education"] | 511 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.597644 | [
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school faculty members through the simple random sampling (SRS) technique. Confirmatory factor analysis was used for scale validation, and structural equation modeling was used for hypotheses testing. Mediation was tested using percentile bootstrap with a 95% confidence interval. The study found a significantly positiv... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.627 | 0.818 | ["education"] | 429 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.597932 | [
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financial self-efficacy and financial well-being. It was also found that financial self-efficacy partially mediates the effect of financial literacy on financial well-being. Measurement of the constructs was done on subjective measures, and the study is limited to business school faculties only. The present research fi... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.474 | 0.842 | ["education"] | 512 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.598137 | [
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knowledge and skills among students regarding their personal finances in terms of savings and retirement planning. The study was focused on the business school faculties of the Jammu and Kashmir region, who are less exposed to the financial literacy programs due to factors like frequent lockdown and internet shutdowns.... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.532 | 0.856 | ["education", "strategy", "salary"] | 512 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.598315 | [
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tirement, which makes the present study more relevant. Therefore, this study will prove beneficial to all the employees, especially the business school faculties, to understand the importance of financial literacy and its subsequent effect on financial well-being. Keywords: Financial literacy, Financial self-efficacy, ... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.522 | 0.832 | ["education", "management", "decision_making", "war_conflict"] | 512 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.598477 | [
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have been highly valued in the present economic scenario (Sinha et al. 2021 ). The instability of the global economy has given rise to diverse and complex financial products, which has brought in new challenges thereby forcing people to face these complex financial decisions (Philippas and Avdoulas 2020 ). As a result,... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.484 | 0.848 | ["management", "decision_making", "crisis", "economy"] | 472 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.598661 | [
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ntion of academia and policymakers more recently. Moreover, employees face numerous financial challenges ranging from overwhelming financial information, products, and services to financial responsibility (van Rooij et al. 2011 ; Agarwalla et al. 2012 ). Further, on account of complex financial products as well as stru... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.619 | 0.842 | ["crisis", "philosophy", "decision_making", "innovation", "social_justice"] | 511 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.598790 | [
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sions for securing their own financial well-being (van Rooij et al. 2011 ). Also, with an increasing number of working-class approaching retirement and most importantly, a changing focus on individual responsibility for personal finances, financial literacy has evolved into a necessary skill that everyone must possess ... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.49 | 0.856 | ["management", "governance"] | 510 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.598910 | [
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finances on behalf of employees (Agarwalla et al. 2012 ). Additionally, the recent global financial crisis has underscored the implication of financial literacy and the need to be financially educated to make reasoned financial decisions. Further, financial literacy gives rise to the financial attitude, which results i... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.539 | 0.854 | ["decision_making", "crisis", "philosophy"] | 512 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.599030 | [
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an, borrow, invest, spend more wisely and take risk mitigation measures (Attridge 2009 ; Atkinson and Messy 2012 ; Moulton et al. 2013 ; Grohmann et al. 2014 ; Lusardi and Mitchell 2017 ). In other words, a financially literate people are able to make sound financial decisions which are critical for financial well-bein... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.478 | 0.852 | ["management", "decision_making"] | 475 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.599149 | [
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ource management to achieve financial well-being. Chijwani ( 2014 ) supporting the previous studies state that a low degree of financial literacy has the potential to result in poor financial decisions that will adversely affect the financial condition of people. In this context, financial challenges, like personal ban... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.474 | 0.852 | ["management", "decision_making", "crisis", "career", "salary"] | 512 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.599335 | [
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ntly and smoothly by those persons who are financially prepared compared to those who are ill-prepared. Thus, financially prepared persons will achieve more financial well-being than financially ill-prepared (Kamakia et al. 2017 ). Given the significance of financial literacy in the overall improvement of financial wel... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.49 | 0.826 | [] | 425 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.599443 | [
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re across the discipline (Bruggen et al . 2017 ). In this context, the present study is an attempt to expand the existing literature more broadly by considering the business school faculties. Therefore, two different approaches can be used to understand the changing dynamics of an association between financial literacy... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.487 | 0.832 | ["education", "networking"] | 448 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.599610 | [
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acy and financial well-being can be investigated. Second, the relationship between the two can be understood indirectly through financial self-efficacy. Because of its increased predictive potential, financial self-efficacy influences individual tasks or decisions directly when it is domain-specific and to perceive fav... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.473 | 0.838 | ["decision_making", "networking"] | 512 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.599733 | [
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olled based on financial self-efficacy in order to achieve a specific result (Bandura 1977 , 2005 ). As a result, it is critical to have knowledge and confidence in order to make decisions (Danes and Haberman 2007 ). Further, individuals with appropriate financial knowledge and information are also self-assured in thei... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.53 | 0.866 | ["education", "decision_making", "philosophy"] | 512 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.599894 | [
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a vital role as an intervening factor in the relationship between financial literacy and financial well-being. Business school faculty is considered financially more aware and literate; thus, they feel more confident in their ability to make sound personal finance decisions, which in turn may lead to improved financial... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.582 | 0.854 | ["education", "decision_making", "networking", "war_conflict"] | 512 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.600045 | [
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by investigating the mediating role of financial self-efficacy in the relationship between financial literacy and financial well-being among business school faculty. The target population of the present study included business school faculties of the Jammu and Kashmir region. It is noteworthy that Jammu and Kashmir is ... | https://pmc.ncbi.nlm.nih.gov/articles/PMC9527722/ | Impact of financial literacy on financial well-being: a mediational role of financial self-efficacy - PMC | pmc.ncbi.nlm.nih.gov | public_domain | false | 0.63 | 0.848 | ["education", "networking", "governance"] | 488 | Business Acumen Financial Literacy Leaders | topic | 2026-04-15T01:17:27.600164 | [
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End of preview. Expand in Data Studio
Business Acumen Financial Literacy Leaders — Theory
This corpus was automatically generated by the Deku Corpus Builder for use in RAG-based AI applications.
Dataset Structure
Each record contains:
text: The content textsource_url: Original source URLsource_title: Title of the source documentsource_domain: Domain of the sourcelicense_type: License classification (e.g.public_domain,cc_by,cc_by_sa)attribution_required: Boolean — True for CC BY / CC BY-SA and other attribution-required licensesattribution_text: Formatted Creative Commons attribution string (empty if not required)license_url: URL to the CC license deed (empty if not required)relevance_score: Relevance to the subject (0-1)quality_score: Content quality score (0-1)topics: JSON array of detected topicscharacter_count: Length of the textsubject_name: The subject this content relates tosubject_type: "personality" or "topic"extraction_date: When the content was extractedembedding: Pre-computed 384-dimensional embedding vector
Attribution
0 of 257 chunks in this corpus require attribution under their source license.
When building lessons from these chunks, the attribution_text field must be surfaced
in the lesson output per the Legend Leadership Attribution Tracking Spec.
Usage
from datasets import load_dataset
dataset = load_dataset("PhillyMac/Business_Acumen_Financial_Literacy_Leaders_Theory")
# Access attribution-required chunks
for item in dataset["train"]:
if item["attribution_required"]:
print(item["attribution_text"])
Integration with RAG
This dataset is designed to be integrated with existing embedded corpuses. The embeddings use the sentence-transformers/all-MiniLM-L6-v2 model, compatible with FAISS indexing.
License
Content is sourced from public domain and Creative Commons licensed materials.
See individual license_type fields for per-chunk licensing details.
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