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Company has responded to the consumer and the CFPB and chooses not to provide a public response | I was 6 months late with XXXX Wells Fargo credit cards. I was contacted once from Wells Fargo in regards to payment due. I was taking care of my XXXX father and neglected those cards.He passed and now I 'm being threatened to be sued by a law firm. I have made 2 payments, 2 months in a row on both of my credit accounts... |
Company believes complaint is the result of an isolated error | Ditech collects escrow monthly ( {$240.00} ) as part of my mortgage. On XXXX XXXX, 2016 I received a letter from my county stating I was deliquent in paying my taxes. I immediately called Ditech and their process for verifying that they in fact collect money for an escrow account was obsurd. They said to verify this it... |
Company has responded to the consumer and the CFPB and chooses not to provide a public response | I received a letter from I.C. Systems on XXXX/XXXX/16. My bankruptcy was filed on XX/XX/2016 and discharged on XX/XX/2016. I called spoke with Rep at I.C. made them aware of the bankruptcy provide attorney name and number. Fast forward to XXXX/XXXX/16 I was preapproved for an XXXX from XXXX XXXX XXXX was due to pickup ... |
Company chooses not to provide a public response | Hi, my name is XXXX XXXX and I reside at XXXX XXXX XXXX in XXXX, New Jersey XXXX. I have a mortgage with Wells Fargo Home Mortgage and I am trying to receive a loan modification on my mortgage. Wells Fargo is violating the law by not modifying my mortgage and I submitted twice for modification and they have refused lik... |
Company chooses not to provide a public response | On XXXX XXXX, XXXX I was evicted from my apartment at XXXX XXXX XXXX, XXXX, IL XXXX under Management of XXXX. I was given until XXXX/XXXX/XXXX to move out, and a judgement-XXXX was entered against me for {$1000.00}, which included attorney fees, and court cost. A sheriff notice was placed on my door on XXXX to move wit... |
Company chooses not to provide a public response | I paid a XXXX card in full but there was accumulated interest that was not on my statement. I was not made aware of that until after I had a 30 day late put on my credit report. I paid the balance in full soon as I found out about it. I contacted XXXX but they would not correct the situation.
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Company chooses not to provide a public response | I was seeking a modification on my mortgage about four ( 4 ) years ago with this mortgage service company. However they set me up on a payment plan that I am not able to maintain. They said that they would do a modification about 2 years ago, but have been stringing me along ever since. I am eighty ( XXXX ) years of ag... |
Company believes it acted appropriately as authorized by contract or law | Professional Account Management, XXXX, WI, allegedly acting on behalf of the XXXX VA, is trying to collect an " unpaid parking ticket '' in the amount of {$30.00}. The supposed date of the violation was XXXX/XXXX/XXXX. I have called XXXX and P.A.M and explained that on the date cited, I was at the Virginia XXXX XXXX, w... |
Company has responded to the consumer and the CFPB and chooses not to provide a public response | Closed our account with XXXX beginning of XXXX 2015. They continued to automatically charge my credit card on file for an additional months bill in XXXX. I called/online chat with them numerous times and was told the money would be credited back when a final bill was issued. I have yet to receive this final bill. I fil... |
Company has responded to the consumer and the CFPB and chooses not to provide a public response | I have an account with WellsFargo. I have been client for many, many years. One day, out of the blue, when trying to place a transfer online, my money is frozen. I call the contact center and they told me that my account has been blocked, that they needed some additional personal information to unlock it. I answered th... |
Company believes it acted appropriately as authorized by contract or law | I have sent an inquiry to DiTech Financial LLC regarding a pending payment from escrow for hazard insurance. I am doing so because servicing was transferred from XXXX XXXX XXXX to DiTech effective XXXX XXXX, 2016, and I want to make sure that recent on-boarding will not impede timely payment. In the past, I have had pr... |
Company believes it acted appropriately as authorized by contract or law | The company is LendingTree.com. On XXXX/XXXX/2016, LendingTree.com posted a banner ad on the XXXX ( news ) website. It quoted various mortgage loan rates. It quoted a 15 year fixed rate, 2.75 % stated rate, 2.75 % APR. I submitted my personal information ( perfect credit, low loan to value, conventional SFR. I was subs... |
Company has responded to the consumer and the CFPB and chooses not to provide a public response | I have XXXX accounts that are reporting incorrectly on my report 1 XXXX XXXX this is reporting incorrectly on my report 2 XXXX XXXX this is reporting incorrect on my report
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Company has responded to the consumer and the CFPB and chooses not to provide a public response | Our records that we found indicate that we purchased our home in XXXX for {$320000.00} and our servicer was XXXX. Then records indicate that we refinanced our home on XXXX XXXX XXXX for {$460000.00} with XXXX. Records indicate that in XXXX, XXXX went chapter XXXX bankruptcy in XXXX Delaware. The trustee for XXXX sent u... |
Company has responded to the consumer and the CFPB and chooses not to provide a public response | On XXXX XXXX XXXX, we refinanced our mortgage through XXXX. XXXX created a Note and Deed of Trust, later placing our note into a pool of trust known as XXXX loan trust XXXX. Now ; documentation shows that XXXX XXXX mortgage does not own this note or deed of trust. XXXX XXXX mortgage went chapter XXXX in XXXX Delaware i... |
Company has responded to the consumer and the CFPB and chooses not to provide a public response | Background : We have had this card since XX/XX/XXXX and have used it on and off during that period. Normally for " additional '' expenses. On XXXX XXXX, XXXX we went to use the card, while we were traveling, and it was declined. We figured it was because we were traveling. We called the XXXX number on the back of the p... |
Company has responded to the consumer and the CFPB and chooses not to provide a public response | We operate multiple businesses and receive several fund options for cash advance, account receivable, term loans, etc because of our strong credit file. The offers demonstrate preapproved deals and some even come with a card and check. I call them and I ask them specific question to avoid any middle broker taking my cr... |
Company can't verify or dispute the facts in the complaint | I recently reviewed my credit report which had a new Debt Collection from Focus Receivables Management. It was listed as a XXXX past due balance. Prior to seeing this entry, I have received no communication from Focus Receivables Management. Had I received a letter I could have requested a validation of debt since it w... |
Company believes complaint is the result of an isolated error | On XXXX XXXX XXXX i lost my job. I was with out a job until XXXX XXXX XXXX. I fell behind on my mortgage and was unable to catch it up. Luckily i learned of a program in my state called the hardest hit fund. They paid my mortgage up through XXXX/XXXX/XXXX at this point i would start making my regular payments. so on XX... |
Company chooses not to provide a public response | I 've submitted a complaint before concerning Bank of America 's " Extended Overdraft '' fee. I was wondering if any regulations are in the works and exist to eliminate this outrageous fee. Bank of America has decreased the time for having an " Extended Overdraft '' from 2 weeks to 5 days. Bank of America had a XXXX pr... |
Company has responded to the consumer and the CFPB and chooses not to provide a public response | Last year, the city of XXXX billed me just for penalties and interest pertaining to city wage taxes My accountant responded with reasons as to why they should waive the amount. Before the expiration of the first notice from the XXXX, the matter electronically went over to XXXX for collections.
I spoke to XXXX last XXX... |
Company chooses not to provide a public response | On XXXX XXXX, I had a balance of {$110.00}. I had XXXX transactions for {$120.00}, {$17.00}, and {$5.00}. Instead of clearing the smaller items, Bank of America charged me for XXXX overdrafts, at {$35.00}. I know Bank of America uses an algorithm which sends the highest amount through XXXX, and then, instead of paying ... |
Company chooses not to provide a public response | Bank of America 's " Extended Overdraft '' fee of {$35.00} has ended up penalizing me {$70.00} for a {$9.00} overdraft. I 'm accept the original {$35.00} fee since the error was my fault, however, is n't Bank of America guilty of charging " excessive fees ''? I 've been with this bank for years and the bank can see whe... |
Company has responded to the consumer and the CFPB and chooses not to provide a public response | XXXX XXXX fails to update my credit report as per court settlement agreement. Have made numerous attempts to rectify this matter and no one will correct this matter. I won the Law Suit, have a settlement agreement and yet NOTHING. XXXX did not follow the Laws of the XXXX or XXXX Commercial Code and has forfeited their ... |
Company believes it acted appropriately as authorized by contract or law | This debt collection is for a XXXX XXXX.
My wife XXXX XXXX XXXX was married to a XXXX XXXX - who died 17 years ago - they had NO children together! XXXX XXXX is a child of XXXX from a previous marriage that was divorced. XXXX former wife had custody of XXXX My wife and I have been married for 15 years. I have never m... |
Company believes complaint caused principally by actions of third party outside the control or direction of the company | I have not applied for credit at multiple institutions that are stated on my credit report as a hard credit inquiry.
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Company chooses not to provide a public response | XXXX XXXX is reporting incorrectly, payments have been on time, the vehicle was turned in on time to the dealership.
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Company chooses not to provide a public response | Reflecting incorrect payment status. Have been on time.
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Company believes it acted appropriately as authorized by contract or law | I recently became aware that Amerisave Mortgage Corporation participated in some illegal practices that harm customers. I did not know at the time ( until recently ) that I had any legal recourse for an issue I had, and I would like to seek restitution at this time. I applied for a 30 year fixed rate mortgage loan with... |
Company has responded to the consumer and the CFPB and chooses not to provide a public response | Bank of America has demonstrated an on-going level of incompetence, callous disregard for the wellbeing of its customer and negligence in their responsibility to adequately guide a client through a loan process. Because of their unprofessional behavior we have suffered extraordinary emotional hardship and they have inf... |
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