Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0	462.59445	3.497793	0.368785	1.138083	0.462533	0	7.972208	0.939725	0.005866	0.436077	0.063005	0.198679	0.075115	0.01781	0.005973	0.430958	0	U_SYN_5276	0.393842	2.825168	0.611683	0	0.102503	0.277412	1.021207	0.106248	0	3.139789
0	709.54953	6.399755	0.469758	0.91225	0.372203	0	6.96292	0.904981	0.001525	0.738487	0.053484	0.031795	0.09832	0.191822	0.004862	0.543875	0	U_SYN_7208	0.354148	6.322307	0.572708	0	0.072273	0.090437	1.263041	0.077042	0	2.465902
0	715.63853	4.338201	0.556354	0.837237	0.270664	0	6.024253	0.972697	0.003051	0.471161	0.004524	0.196635	0.00199	0.088784	0.006563	0.581381	0	U_SYN_8571	0.379417	4.628711	0.610628	0	0.125356	0.092689	0.520926	0.070509	0	2.285703
2	776.227789	3.945233	0.25216	0.66552	0.459473	0	6.907429	0.901699	0.006262	0.431456	0.08477	0.006178	0.035422	0.239814	0.009303	0.66724	0	U_SYN_6331	0.298193	5.153666	0.359731	0	0.062335	0.039997	1.355631	0.0518	0.088736	2.059746
1.13646	592.274976	8.36431	0.264534	0.802959	0.417836	0	0.773102	0.544315	0.321034	0.01601	0.445514	0	0	3	0.018255	0.20852	0	USER_006243	0.395536	9.781357	0.481276	-1.472972	3.350367	0.185345	24.346989	-0.547506	0.567755	4.732027
2	682.996992	1.099472	0.465323	0.449032	0.514467	2	6.974973	0.830935	0.009323	0.245565	0.082083	0.495727	0.332317	0.39964	0.008295	0.775484	0	U_SYN_12185	0.436143	2.002565	0.21802	2	0.38794	0.132431	0.302436	0.316039	0.059871	3.042088
2.931535	744.358192	9.80843	0.015163	0.669255	0.193439	0	1.06166	0.898131	0.121596	0.937775	0.365799	1	0	0	-0.096361	0.274405	0	USER_006271	-0.119994	17.222638	0.494141	0.391908	3.385522	-0.023048	39.555497	-0.798869	0.100022	1.535813
0	775.767698	3.030334	0.651686	1.354878	0.2372	0	7.361897	0.992888	0.004355	0.429788	0.03995	0.164605	0.022432	0.104599	0.00458	0.322561	0	U_SYN_9268	0.530372	2.082879	1.033501	0	0.208184	0.071583	0.250366	0.058956	0	3.904546
1.891985	583.1385	8.713469	0.34447	0.77278	0.21023	1	3.694229	0.518369	-0.044815	0.015377	0.420312	0	0	0	0.270123	0.550079	1	USER_002262	0.419139	11.277777	0.607443	0.394104	1.726035	0.203367	34.408162	-0.125491	0.214083	9.315209
2	474.524158	0.5	0.830315	1.371898	0.316078	5	10	0.762391	0.008665	0.098802	0.090617	0.898151	0.760665	0.582498	0.003898	0.314051	1	U_SYN_8529	0.896807	0.339698	0.938271	5	1.383859	0.612236	0.026817	0.592688	0.18292	8.968074
2.170133	624.351332	8.017339	0.120895	0.664015	0.345005	2	2.921372	0.556951	0.079939	0.358188	0.274033	2	0	0	-0.140316	0.262637	0	USER_009300	-0.068318	10.654424	0.748252	5.764509	2.315428	-0.028029	26.256593	0.379519	0.445011	9.995397
2.107912	758.300527	9.72654	0.121997	0.708161	0.241903	1	1.969873	0.995146	0.088241	0.069249	0.016124	0	0	0	0.125585	0.058143	0	USER_008247	0.087074	16.673791	0.087936	0.927078	1.72973	0.014518	36.868282	1.210115	0.342438	6.738063
0.622942	601.030949	4.828114	0.09865	0.853253	0.379154	2	3.602019	0.683686	0.318549	0.307586	0.348193	0	0	1	0.026299	0.09504	0	USER_009276	0.196106	5.42499	0.666455	3.293833	3.159237	0.088772	14.98757	-0.642074	0.130602	9.598281
7.038973	601.035221	5.948381	0.040758	0.781661	0.289787	3	3.045826	0.531414	0.221897	0.09163	0.406318	3	0	1	0.003049	0.03871	1	USER_007823	0.16422	6.39959	0.270262	8.73598	2.829995	0.074336	21.123095	-1.688013	0.392739	0.626364
0.088729	801.759275	9.179825	0.153234	0.818091	0.082496	0	0.443833	0.803537	0.11485	0.463878	0.189587	0	0	0	-0.158098	0.436736	0	USER_009253	0.256131	19.755068	0.843789	-0.119842	5.898648	0.022465	42.112631	-2.299159	0.775559	7.199091
0	678.158341	7.800913	0.345435	0.937873	0.268381	0	6.562525	1	0.004294	0.818526	0.058162	0.01517	0.070615	0.003826	0.006136	0.531063	0	U_SYN_1016	0.316519	7.516248	0.686166	0	0.043721	0.098893	1.370407	0.025735	0	2.077162
5	617.552484	10	0.546487	0.579411	0.587183	0	5.708791	0.927404	0.003062	1.071275	0.035067	0.093196	0.080991	0.058469	0.007023	0.710294	0	U_SYN_7629	0.39963	14.718627	0.239191	0	0.054108	0.168896	2.662953	0.081294	0.193137	2.281406
0	686.019018	5.117662	0.559937	0.514746	0.42193	0	7.640872	0.839232	0.00377	0.678297	0.074068	0.001288	0.095741	0.259324	0.004249	0.742627	0	U_SYN_11534	0.309262	8.324837	0.297559	0	0.107316	0.092205	0.950226	0.093416	0	2.363028
0	577.721974	5.223116	0.285643	0.628325	0.348116	0	6.472377	0.899273	0.0064	0.633984	0.023496	0.075845	0.033636	0.086724	0.007226	0.685838	0	U_SYN_995	0.24893	7.171412	0.409595	0	0.053661	0.123233	1.298878	0.073135	0	1.611168
0	541.889065	8.021527	0.447919	1.030801	0.415265	0	8.048371	1	0.009688	0.832865	0.048726	0.134143	0.076341	0.167641	0.006516	0.4846	0	U_SYN_4297	0.365162	7.09367	0.602746	0	0.055152	0.204564	1.839014	0.063145	0	2.938956
2	738.926342	6.504265	0.565644	0.676447	0.405807	0	7.642595	0.929956	0.009783	0.724345	0.071332	0.093893	0.020677	0.081176	0.00684	0.661776	0	U_SYN_161	0.375266	8.37696	0.40194	0	0.085648	0.075786	1.146474	0.062389	0.090193	2.868006
0	681.982306	3.027326	0.362878	0.729121	0.258084	0	6.117414	1	0.006836	0.37995	0.049422	0.114505	0.054188	0.254484	0.004799	0.63544	0	U_SYN_5675	0.31864	3.651249	0.540946	0	0.116035	0.09734	0.497786	0.050608	0	1.949253
0	544.883639	2.15582	0.29082	0.517706	0.535287	0	7.748742	1	0.008533	0.258505	0.052956	0.042995	0.013397	0.254245	0.008714	0.741147	0	U_SYN_6873	0.279447	3.490043	0.240585	0	0.12892	0.155025	0.81838	0.016918	0	2.165361
7	647.432474	6.017382	0.302019	1.082489	0.403506	2	9.14398	0.643392	0.00242	0.697778	0.083039	0.407768	0.368234	0.429193	0.004995	0.458756	0	U_SYN_12990	0.479797	5.088744	0.645698	4	0.049371	0.176711	1.694734	0.375444	0.505161	4.387254
0	656.073613	5.747647	0.230673	1.667605	0.334731	0	9.404313	1	0.007893	0.631072	0.065995	0.17437	0.090377	0.201048	0.006429	0.166198	0	U_SYN_9692	0.436925	3.251659	1.109406	0	0.039447	0.154057	1.48012	0.079424	0	4.108975
5	740.47498	0.5	0.702775	1.178212	0.163454	4	10	0.722821	0.007534	0.092466	0.034289	0.6911	0.593564	0.63605	0.004545	0.410894	1	U_SYN_7989	0.879808	0.391171	0.985629	4	1.171292	0.175202	0.024291	0.496271	0.392737	8.798083
6.855151	551.684959	4.778956	0.278048	0.628564	0.472701	3	4.131758	0.409841	0.366328	0.650668	0.192656	0	0	2	0.043722	0.155387	0	USER_005227	0.091117	4.861102	0.477844	5.982478	1.223457	0.049421	12.599703	-0.055051	0.568654	5.392709
10	747.395669	0.5	0.432869	0.738827	0.489256	0	4.71341	0.688501	0.003706	0.199481	0.033455	0.128557	0.031641	0.107989	0.009588	0.630586	0	U_SYN_13417	0.810959	0.59607	0.377351	2	0.721448	0.151287	0.138736	0.172659	0.492551	3.822384
0	507.601967	3.833625	0.198427	0.797519	0.443852	0	5.006669	0.989495	0.008038	0.451811	0.02714	0.049068	0.008779	0.18841	0.008123	0.601241	0	U_SYN_10805	0.269875	4.27136	0.443538	0	0.050444	0.168009	1.363927	0.021556	0	1.351177
0	787.195205	6.489737	0.302511	1.782364	0.346612	0	6.582642	1	0.006695	0.784226	0.00321	0.148829	0.034456	0.097077	0.004937	0.108818	0	U_SYN_11653	0.477576	3.447652	1.164575	0	0.045906	0.054535	1.568948	0.054986	0	3.143714
0	532.96164	1.152099	0.610072	0.911529	0.544083	1	6.637809	0.965229	0.004357	0.298071	0.096946	0.209572	0.226284	0.276168	0.010037	0.544236	0	U_SYN_1021	0.525059	1.138968	0.415581	1	0.487239	0.302662	0.244422	0.144665	0	3.485242
11.730402	593.885032	6.842346	0.290897	0.891445	0.661417	0	3.241603	0.402453	0.455929	0.356486	0.11701	1	0	0	0.125398	0.615483	1	USER_004457	0.222595	7.861586	0.684101	0.78496	8.621188	0.103654	11.583513	-1.638574	0.298691	4.450913
7.585659	501.665868	4.589679	0.299201	0.837717	0.342245	1	5.004257	0.389102	0.188084	0.340074	0.166432	2	0	1	0.175347	0.164374	1	USER_008939	0.234105	4.808876	0.688095	4.63776	3.165953	0.148267	15.094421	0.536224	0.565936	7.686965
0	629.624049	2.104583	0.344365	0.718219	0.397059	0	7.675054	1	0.009161	0.386428	0.079391	0.046461	0.028804	0.170107	0.008864	0.640891	0	U_SYN_3943	0.337673	2.572153	0.433043	0	0.156204	0.1353	0.547878	0.02258	0	2.59166
0	691.821508	2.719883	0.406003	1.100635	0.365463	0	8.117646	0.818497	0.000356	0.4697	0.0136	0.171146	0.037467	0.107998	0.005556	0.449682	0	U_SYN_1585	0.412853	2.26537	0.698394	0	0.143979	0.118735	0.590443	0.135185	0	3.351393
2	539.533164	1.290512	0.403247	2.00405	0.367311	2	8.819162	0.981937	0.000723	0.226442	0.028382	0.482746	0.346112	0.371651	0.007034	0	0	U_SYN_3152	0.705616	0.613346	1.26794	2	0.289999	0.39831	0.282872	0.255883	0.267207	6.222943
0	701.207482	2.099788	0.633931	2.150923	0.117304	0	9.213067	1	0.006828	0.394061	0.071806	0.148043	0.085767	0.196247	0.00589	0	0	U_SYN_14541	0.711282	0.932857	1.898612	0	0.288178	0.192424	0.090167	0.070143	0	6.553086
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0.263509	432.770638	2.590265	0.360165	0.620459	0.440484	2	5.614548	0.350601	0.449203	0.890086	0.151468	1	0	0	-0.054507	0.824659	0	USER_002159	0.22895	1.38936	0.152182	5.747467	0.543691	0.173681	7.246473	-0.532407	0.48657	4.140067
0.463474	704.603148	8.525026	0.005488	0.892699	0.144077	1	2.013878	1	-0.00969	0.541749	0.164714	0	0	0	-0.205693	0.999553	0	USER_000787	0.185976	14.215477	0.963525	2.180531	0.169022	0.049164	36.483832	0.630863	0.613202	2.778336
2.203141	652.090977	7.156172	0.011655	0.702759	0.315437	1	3.16845	0.705737	0.212916	0.287748	0.485613	0	0	0	0.033064	0.373723	0	USER_008483	-0.130782	9.76233	0.605787	2.662323	4.654038	-0.04706	24.494238	0.105025	0.352118	0.269789
2.442525	604.725048	5.076978	0.196791	0.662569	0.260757	4	2.098981	0.649642	0.250949	0.288374	0.259898	0	0	1	0.03324	0.915685	1	USER_006870	0.209963	5.362201	0.210033	8.720534	2.187614	0.093634	18.765595	0.138088	0.11906	7.014795
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6.605791	533.052459	3.20073	0.248034	0.699623	0.287023	1	4.46549	0.554233	0.372041	0.213776	0.074061	1	0	0	-0.092678	0.70933	0	USER_006777	0.241483	3.659489	0.297301	3.002917	1.236038	0.139159	11.410241	0.050687	0.931108	5.260083
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7	623.477125	2.744833	0.876629	1.194726	0.402026	2	9.766275	0.823741	0.006534	0.399018	0.087756	0.512799	0.300694	0.312148	0.00488	0.402637	0	U_SYN_8838	0.712237	2.120011	0.714415	4	0.308148	0.293342	0.13614	0.314551	0.557539	6.955898
5	729.363929	1.021165	0.477719	2.287232	0.13302	1	10	0.569975	0.009566	0.228632	0.040006	0.240544	0.220231	0.267649	0.005998	0	0	U_SYN_3890	0.879148	0.427761	1.982984	1	0.426092	0.192831	0.070944	0.310242	0.762411	8.791479
0	470.555641	6.195195	0.408948	2.616672	0.060311	0	10	0.972807	0.002894	0.806301	0.072945	0.082172	0.034564	0.150853	0.001229	0	0	U_SYN_3556	0.677789	2.280436	2.458858	0	0.064962	0.467606	0.220839	0.045898	0	6.777891
5	756.179534	0.5	0.496306	0.62902	0.635528	0	7.281347	0.950598	0.008956	0.199056	0.08421	0.175858	0.026878	0.262167	0.007198	0.68549	0	U_SYN_11394	0.708029	0.685852	0.22926	0	0.827177	0.120777	0.160056	0.080581	0.209673	5.155406
3.498591	553.743058	6.579431	0.180637	0.785829	0.508498	3	3.3763	0.443944	0.23212	0.813079	0.152123	0	0	0	0.003597	0.105531	1	USER_002912	0.064101	7.222429	0.955666	6.329246	0.104988	0.034528	16.169018	-0.088466	0.258157	3.585488
0	536.330688	3.517624	0.165995	0.508108	0.664344	0	7.179478	0.957715	0.0083	0.368731	0.029973	0.077266	0.037865	0.193707	0.009696	0.745946	0	U_SYN_1267	0.206705	5.78454	0.17055	0	0.045885	0.117885	1.948995	0.051453	0	1.484034
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30	338.402754	0.483545	0.436155	1	0.734548	3	5.973144	0.106392	0.505198	0.251814	0.406158	2	0	0	0.046664	0.006803	1	USER_006042	0.409219	0.016147	0.132729	7.377349	4.293721	0.380646	0.64179	-0.580864	0.367447	9.745437
5	583.573214	0.5	0.379836	1.151124	0.243269	0	7.454821	0.822125	0.001644	0.10738	0.096451	0.010246	0.099397	0.190044	0.007015	0.424438	0	U_SYN_3005	0.777509	0.399641	0.871091	0	0.633061	0.376635	0.075433	0.104043	0.383708	5.79619
1.220611	628.43866	5.487873	0.114441	0.837695	0.168259	0	0.452254	0.665305	0.034779	0.939601	0.205993	1	0	0	0.147848	0.458897	0	USER_004118	0.001963	8.685249	0.518076	1.645909	0.230659	0.000791	22.822434	1.640379	0.872708	4.66206
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2	419.788195	7.267553	0.328992	0.497065	0.520076	0	7.095581	1	0.006435	0.841292	0.057815	0.042676	0.054885	0.090993	0.009643	0.751468	0	U_SYN_8666	0.265257	12.172138	0.238553	0	0.044654	0.207485	2.536198	0.029268	0.066275	1.882149
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5	561.561978	2.686964	0.831978	0.925371	0.316791	3	9.439038	0.843148	0.006467	0.403819	0.067829	0.582667	0.529624	0.449918	0.007199	0.537315	0	U_SYN_5051	0.60643	2.620481	0.632222	3	0.298525	0.318032	0.143021	0.396428	0.308457	5.724118
2	627.111984	0.5	0.226997	0.756137	0.30737	3	9.347057	1	0.00123	0.144057	0.072178	0.640396	0.489203	0.556239	0.006116	0.621932	0	U_SYN_5311	0.59266	0.584019	0.523723	3	0.378329	0.240176	0.118799	0.33888	0.100818	5.539626
0	662.555852	4.180405	0.215511	0.873867	0.38109	0	6.043119	1	0.008102	0.472314	0.09947	0.131954	0.047978	0.295714	0.005759	0.563066	0	U_SYN_2433	0.286151	4.292581	0.540846	0	0.050348	0.097523	1.249776	0.05398	0	1.729247
3.777989	576.781875	5.408245	0.150386	0.803744	0.223061	1	3.807669	0.463091	0.238239	0.722278	0.399781	0	0	0	0.066874	0.479382	0	USER_008333	0.212728	7.104704	0.675201	1.533111	2.597428	0.105675	21.009385	0.366317	0.923886	5.785582
5	570.338743	0.576157	0.799848	1.391683	0.445466	3	9.043967	0.783764	0.001136	0.08684	0.039592	0.616907	0.495932	0.614232	0.00873	0.304158	1	U_SYN_769	0.91408	0.386246	0.771735	3	1.182931	0.464787	0.051371	0.420346	0.463894	8.266911
7	602.689259	2.226144	0.796719	1.720938	0.281115	4	9.929389	0.754055	0.009315	0.313508	0.061508	0.799827	0.657277	0.565731	0.006587	0.139531	0	U_SYN_1685	0.809183	1.222526	1.237158	6	0.342506	0.363854	0.127214	0.535509	0.803105	8.034689
0	653.02338	0.769866	0.760542	1.239752	0.478513	5	9.551266	1	0.002705	0.265047	0.024577	0.855994	0.723905	0.706489	0.008962	0.380124	1	U_SYN_8322	0.706034	0.574633	0.646514	5	0.874321	0.252858	0.088214	0.47397	0	6.743514
2.581896	547.133106	7.375249	0.153802	0.466773	0.329089	1	3.227022	0.589371	0.333073	0.133176	0.450701	1	0	0	0.307556	0.177652	1	USER_001023	0.139613	8.428525	0.294983	4.593066	0.502911	0.07688	24.740697	-0.808986	0.642922	1.874913
0	850	10	0.472551	0.826383	0.36501	0	6.936591	0.948001	0.005314	1.054492	0.084124	0.049131	0.060932	0.235333	0.003848	0.586809	0	U_SYN_11363	0.326844	10.794675	0.524745	0	0.046787	0	1.925244	0.053818	0	2.267181
0	705.281198	3.907382	0.614359	0.441403	0.495347	0	6.061284	0.842817	0.009249	0.48225	0.075782	0.195437	0.023257	0.026703	0.00994	0.779298	0	U_SYN_14423	0.322496	7.21714	0.222755	0	0.153307	0.084857	0.746412	0.128482	0	1.954741
6.571941	587.7192	6.491271	0.331332	0.653385	0.199206	1	3.228704	0.512277	0.257921	0.296334	0.107445	1	0	1	0.310921	0.046228	0	USER_006962	0.111304	5.927139	0.315157	1.633018	0.732698	0.053078	25.990869	-0.021538	0.862236	8.579053
0	674.729	0.5	0.770434	1.189556	0.1933	3	8.269664	0.956418	0.001777	0.158081	0.042457	0.603114	0.522634	0.374896	0.005499	0.405222	1	U_SYN_4426	0.802375	0.38773	0.959615	3	1.284056	0.255696	0.022188	0.355157	0	6.635368
2.847385	577.083588	4.568217	0.198211	0.872829	0.403863	0	2.589457	0.494508	0.233539	0.474246	0.325284	0	0	1	0.137649	0.048466	0	USER_001850	0.157129	5.306761	0.856597	-0.097308	0.710963	0.077969	13.616415	1.046382	0.722697	2.543771
0	582.4282	1.651015	0.255419	0.505432	0.669341	2	6.366617	0.9575	0.006084	0.304821	0.040858	0.478295	0.372819	0.474188	0.008906	0.747284	0	U_SYN_6265	0.291931	2.727003	0.167126	2	0.145869	0.142023	0.822831	0.272334	0	1.858616
3.385766	511.633789	5.392675	0.119795	0.711283	0.646102	1	5.416919	0.176318	0.178499	0.5749	0.260091	0	0	2	0.021221	0.309838	0	USER_007118	0.206659	4.992293	0.111557	2.571872	1.161047	0.127139	9.542276	0.519117	0.873141	5.945882
7	723.760676	1.118955	0.623564	1.019632	0.178451	3	8.37906	0.69339	0.002417	0.292914	0.046432	0.671712	0.517476	0.478222	0.002389	0.490184	1	U_SYN_11284	0.69507	0.999396	0.837677	5	0.511556	0.159537	0.075166	0.479401	0.475828	5.824037
0	544.636339	0.5	0.721977	0.812717	0.390165	3	7.640458	1	0.001457	0.241613	0.020639	0.661914	0.456669	0.373221	0.004398	0.593642	1	U_SYN_11964	0.71247	0.547815	0.495623	3	1.203295	0.395568	0.054237	0.335575	0	5.443595
7.996312	667.429869	7.697568	0.192835	0.795465	0.381028	1	0.137573	0.714423	0.126498	0.788515	0.450797	1	0	1	0.168782	0.497317	0	USER_006575	0.128573	10.893031	0.593481	3.11735	0.889913	0.042679	23.822914	-1.172607	0.831059	3.162528
0	670.400038	2.944474	0.153784	0.93457	0.4907	0	7.602874	1	0.005216	0.492262	0.029929	0.040489	0.030742	0.251797	0.00857	0.532715	0	U_SYN_5390	0.298742	2.846083	0.475976	0	0.050513	0.097553	1.222658	0.021369	0	2.271299
5	403.956418	1.912255	0.852137	0.694726	0.561943	2	7.32595	0.635757	0.006828	0.298046	0.067211	0.464418	0.340429	0.339264	0.007204	0.652637	1	U_SYN_860	0.593977	2.40618	0.30433	2	0.423474	0.481709	0.15889	0.387151	0.231575	4.351448
1.240766	667.131296	8.25909	0.148764	0.905123	0.252332	1	1.495135	0.79418	0.148308	0.281692	0.305088	0	0	1	0.087493	0.6476	0	USER_000795	0.252288	12.437219	0.732909	1.870511	1.668084	0.083883	30.875303	0.866897	0.543158	2.776084
9.377475	606.363103	1.567178	0.645612	0.746849	0.236262	4	7.380316	0.673103	0.320981	0.853877	0.459931	1	1	0	0.252078	0.758686	0	USER_008654	0.496283	2.585916	0.787524	9.113329	7.624998	0.219842	5.984564	0.720976	0.573803	0.708301

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