v4.0: Add redlining.py — OCR + RAG Chatbot + Clause Redlining

redlining.py

@@ -0,0 +1,591 @@
+"""
+ClauseGuard — Clause Redlining Engine v1.0
+═══════════════════════════════════════════
+3-Tier Hybrid Architecture:
+  Tier 1 — Template lookup (instant, zero hallucination risk)
+  Tier 2 — RAG retrieval from clause corpus (find fairer precedents)
+  Tier 3 — LLM refinement (adapt template using retrieved precedents)
+
+Anti-hallucination guardrails:
+  • Template anchor: LLM can only refine, not generate from scratch
+  • RAG grounding: Retrieved precedents constrain the output space
+  • Disclaimer: "Not legal advice. Consult an attorney before executing."
+  • Legal citation: Prompt requires LLM to cite the consumer protection standard applied
+"""
+
+import os
+import re
+from collections import defaultdict
+
+# ── HF Inference Client (soft-fail) ─────────────────────────────────
+_HAS_INFERENCE = False
+try:
+    from huggingface_hub import InferenceClient
+    _HAS_INFERENCE = True
+except ImportError:
+    pass
+
+# ═══════════════════════════════════════════════════════════════════════
+# TIER 1: TEMPLATE LIBRARY (18+ clause types)
+# ═══════════════════════════════════════════════════════════════════════
+# Based on FTC guidelines, EU Directive 93/13, and CFPB guidance.
+
+SAFE_ALTERNATIVES = {
+    # ── CRITICAL Risk Clauses ──────────────────────────────────────
+    "Uncapped Liability": {
+        "risky_pattern": "Total liability shall not exceed $1 / unlimited liability exposure",
+        "safe_alternative": (
+            "Provider's aggregate liability under this Agreement shall not exceed the total "
+            "fees paid by the Customer in the twelve (12) months preceding the claim. "
+            "This limitation shall not apply to: (a) gross negligence or willful misconduct, "
+            "(b) breach of confidentiality obligations, (c) intellectual property indemnification "
+            "obligations, or (d) violations of applicable law."
+        ),
+        "legal_basis": "UCC § 2-719; Restatement (Second) of Contracts § 356",
+        "consumer_standard": "FTC guidelines on unconscionable contract terms",
+        "risk_level": "CRITICAL",
+    },
+    "Arbitration": {
+        "risky_pattern": "All disputes via binding arbitration / class action waiver",
+        "safe_alternative": (
+            "Disputes involving claims under [Dollar Amount] shall be resolved in small claims "
+            "court in the consumer's jurisdiction of residence. For other disputes, either party "
+            "may elect binding arbitration under [AAA/JAMS] rules. The consumer may opt out of "
+            "arbitration by providing written notice within thirty (30) days of accepting these "
+            "terms. Each party bears its own arbitration costs; the prevailing party may recover "
+            "reasonable attorney's fees."
+        ),
+        "legal_basis": "Federal Arbitration Act § 2; AT&T Mobility v. Concepcion, 563 U.S. 333 (2011)",
+        "consumer_standard": "CFPB Arbitration Rule guidance; EU Directive 93/13/EEC Art. 3",
+        "risk_level": "CRITICAL",
+    },
+    "IP Ownership Assignment": {
+        "risky_pattern": "All IP rights assigned to company / work-for-hire everything",
+        "safe_alternative": (
+            "Intellectual property created by the Receiving Party specifically in performance of "
+            "this Agreement ('Work Product IP') shall be assigned to the Disclosing Party. "
+            "Pre-existing IP and general knowledge, skills, and experience of the Receiving Party "
+            "remain the Receiving Party's property. The Disclosing Party grants the Receiving Party "
+            "a non-exclusive, perpetual license to use Work Product IP for internal portfolio and "
+            "reference purposes."
+        ),
+        "legal_basis": "17 U.S.C. § 101 (work for hire); Copyright Act § 201(b)",
+        "consumer_standard": "Standard IP assignment with carve-outs for pre-existing IP",
+        "risk_level": "CRITICAL",
+    },
+    "Termination for Convenience": {
+        "risky_pattern": "Terminate at any time without notice",
+        "safe_alternative": (
+            "Either party may terminate this Agreement for convenience upon thirty (30) days' "
+            "prior written notice. Immediate termination is permitted only for material breach "
+            "that remains uncured after a ten (10) day cure period following written notice "
+            "specifying the breach. Upon termination: (a) all outstanding fees become due, "
+            "(b) each party shall return or destroy confidential information within fifteen (15) "
+            "business days, and (c) licenses granted hereunder shall terminate except as "
+            "expressly stated to survive."
+        ),
+        "legal_basis": "Restatement (Second) of Contracts § 237; UCC § 2-309",
+        "consumer_standard": "FTC: adequate notice period required for service termination",
+        "risk_level": "CRITICAL",
+    },
+    "Limitation of liability": {
+        "risky_pattern": "Company not liable for any damages / complete disclaimer",
+        "safe_alternative": (
+            "Neither party shall be liable for indirect, incidental, special, or consequential "
+            "damages, EXCEPT in cases of: (a) gross negligence or willful misconduct, "
+            "(b) breach of confidentiality, (c) data breach involving personal information, or "
+            "(d) intellectual property infringement. Direct damages are limited to fees paid "
+            "in the prior twelve (12) months. Nothing in this Agreement limits liability for "
+            "death or personal injury caused by negligence."
+        ),
+        "legal_basis": "UCC § 2-719(3); EU Directive 93/13/EEC Annex (a)",
+        "consumer_standard": "Cannot exclude liability for death/personal injury (EU/UK law)",
+        "risk_level": "CRITICAL",
+    },
+    "Unilateral termination": {
+        "risky_pattern": "Company can terminate account at any time without reason",
+        "safe_alternative": (
+            "The Provider may suspend or terminate the User's account for: (a) material breach "
+            "of these Terms, (b) non-payment after ten (10) days' notice, (c) illegal activity, "
+            "or (d) extended inactivity exceeding twelve (12) months. The Provider shall provide "
+            "at least thirty (30) days' written notice before termination, except in cases of "
+            "illegal activity. Upon termination, the User shall have thirty (30) days to export "
+            "their data."
+        ),
+        "legal_basis": "EU Directive 2019/770 (Digital Content); CFPB guidance",
+        "consumer_standard": "Right to export data upon termination; adequate notice period",
+        "risk_level": "CRITICAL",
+    },
+    "Liquidated Damages": {
+        "risky_pattern": "Pre-determined damages far exceeding actual harm",
+        "safe_alternative": (
+            "In the event of breach, the non-breaching party shall be entitled to liquidated "
+            "damages in the amount of [specific reasonable amount], which the parties agree "
+            "represents a reasonable estimate of anticipated harm. This liquidated damages "
+            "provision shall not apply if actual damages are readily ascertainable, in which "
+            "case the non-breaching party may recover actual damages proven."
+        ),
+        "legal_basis": "Restatement (Second) of Contracts § 356; UCC § 2-718",
+        "consumer_standard": "Liquidated damages must be reasonable estimate, not penalty",
+        "risk_level": "CRITICAL",
+    },
+
+    # ── HIGH Risk Clauses ──────────────────────────────────────────
+    "Unilateral change": {
+        "risky_pattern": "We may modify terms at any time without notice",
+        "safe_alternative": (
+            "Material changes to these Terms require thirty (30) days' advance written notice "
+            "to the User via email and in-app notification. The User has the right to terminate "
+            "without penalty within the notice period if they do not accept the changes. "
+            "Non-material changes (e.g., formatting, clarifications) may be made without notice."
+        ),
+        "legal_basis": "EU Directive 93/13/EEC Art. 3; Restatement (Second) § 89",
+        "consumer_standard": "FTC: material changes require notice and right to reject",
+        "risk_level": "HIGH",
+    },
+    "Content removal": {
+        "risky_pattern": "Company can delete content at sole discretion without notice",
+        "safe_alternative": (
+            "Content may be removed only for violation of these Terms of Service, applicable law, "
+            "or valid legal process. The Provider shall provide prior notice specifying the reason "
+            "for removal (except where legally prohibited). The User has the right to appeal "
+            "within fourteen (14) days. Removed content shall be preserved for thirty (30) days "
+            "to allow for appeal resolution."
+        ),
+        "legal_basis": "EU Digital Services Act Art. 17; First Amendment considerations",
+        "consumer_standard": "Due process: notice, reason, and right to appeal",
+        "risk_level": "HIGH",
+    },
+    "Non-Compete": {
+        "risky_pattern": "Broad non-compete with no time/geography limits",
+        "safe_alternative": (
+            "During the term of this Agreement and for a period of [6-12] months thereafter, "
+            "the Receiving Party shall not directly compete with the Disclosing Party in "
+            "[specific market/geography]. This restriction applies only to [specific business "
+            "activities] and does not prevent general employment in the industry. The Disclosing "
+            "Party shall provide [garden leave pay / consideration] during the restricted period."
+        ),
+        "legal_basis": "Restatement (Second) of Contracts § 188; FTC Non-Compete Rule (2024)",
+        "consumer_standard": "Reasonable scope, duration, geography; adequate consideration",
+        "risk_level": "HIGH",
+    },
+    "Exclusivity": {
+        "risky_pattern": "Exclusive dealing with no time limit or exit clause",
+        "safe_alternative": (
+            "The exclusivity arrangement shall apply for an initial term of [12-24] months, "
+            "after which either party may convert to non-exclusive upon sixty (60) days' notice. "
+            "Exclusivity is limited to [specific product/service category] and [specific "
+            "geographic area]. Performance benchmarks shall be reviewed quarterly; failure to "
+            "meet agreed minimums allows termination of exclusivity."
+        ),
+        "legal_basis": "Sherman Act § 1; EU Competition Law Art. 101 TFEU",
+        "consumer_standard": "Time-limited, scope-limited, with performance exit clause",
+        "risk_level": "HIGH",
+    },
+    "Anti-Assignment": {
+        "risky_pattern": "Complete prohibition on assignment without consent",
+        "safe_alternative": (
+            "Neither party may assign this Agreement without the prior written consent of the "
+            "other party, which shall not be unreasonably withheld, conditioned, or delayed. "
+            "Notwithstanding the foregoing, either party may assign this Agreement without "
+            "consent in connection with a merger, acquisition, or sale of substantially all "
+            "of its assets, provided the assignee assumes all obligations hereunder."
+        ),
+        "legal_basis": "UCC § 2-210; Restatement (Second) of Contracts § 317",
+        "consumer_standard": "Consent not to be unreasonably withheld; M&A carve-out",
+        "risk_level": "HIGH",
+    },
+
+    # ── MEDIUM Risk Clauses ────────────────────────────────────────
+    "Jurisdiction": {
+        "risky_pattern": "Exclusive jurisdiction in distant/foreign state",
+        "safe_alternative": (
+            "The Consumer may bring claims in their jurisdiction of residence or the Provider's "
+            "principal place of business. Small claims actions may be brought in any court of "
+            "competent jurisdiction. For commercial contracts: disputes shall be resolved in "
+            "[mutually agreed location] or the defendant's principal place of business."
+        ),
+        "legal_basis": "EU Regulation 1215/2012 (Brussels I); CJEU C-585/08",
+        "consumer_standard": "Consumer may sue in home jurisdiction (EU Directive 93/13)",
+        "risk_level": "MEDIUM",
+    },
+    "Choice of law": {
+        "risky_pattern": "Governed by laws of a jurisdiction that disadvantages consumer",
+        "safe_alternative": (
+            "This Agreement shall be governed by the laws of [State/Country]. Notwithstanding "
+            "the foregoing, nothing in this choice of law provision shall deprive the Consumer "
+            "of the protection afforded by mandatory provisions of the law of the Consumer's "
+            "habitual residence."
+        ),
+        "legal_basis": "EU Regulation 593/2008 (Rome I) Art. 6; UCC § 1-301",
+        "consumer_standard": "Cannot override mandatory consumer protection of home jurisdiction",
+        "risk_level": "MEDIUM",
+    },
+    "Contract by using": {
+        "risky_pattern": "Bound to contract by merely using the service (browsewrap)",
+        "safe_alternative": (
+            "By creating an account, the User acknowledges they have read, understood, and agree "
+            "to be bound by these Terms. The User must affirmatively accept these Terms via "
+            "checkbox or click-through before account creation. Continued use after material "
+            "changes requires re-acceptance."
+        ),
+        "legal_basis": "Specht v. Netscape, 306 F.3d 17 (2d Cir. 2002)",
+        "consumer_standard": "Clickwrap > browsewrap; affirmative acceptance required",
+        "risk_level": "MEDIUM",
+    },
+
+    # ── Additional Common Clauses ──────────────────────────────────
+    "Auto-Renewal": {
+        "risky_pattern": "Auto-renews silently without notice",
+        "safe_alternative": (
+            "This Agreement shall automatically renew for successive [term] periods unless "
+            "either party provides written notice of non-renewal at least thirty (30) days "
+            "before the end of the then-current term. The Provider shall send a reminder "
+            "notice thirty (30) to sixty (60) days before renewal. The Consumer may cancel "
+            "within fifteen (15) days of renewal for a pro-rated refund."
+        ),
+        "legal_basis": "California Auto-Renewal Law (ARL) Bus. & Prof. Code § 17600; FTC Negative Option Rule",
+        "consumer_standard": "Reminder notice required; easy cancellation; pro-rated refund",
+        "risk_level": "HIGH",
+    },
+    "Indemnification": {
+        "risky_pattern": "User indemnifies company for all claims without limit",
+        "safe_alternative": (
+            "Each party shall indemnify, defend, and hold harmless the other party from "
+            "third-party claims arising from: (a) the indemnifying party's breach of this "
+            "Agreement, (b) the indemnifying party's negligence or willful misconduct, or "
+            "(c) the indemnifying party's violation of applicable law. The User's indemnification "
+            "obligation is limited to claims arising from the User's own negligence or "
+            "intentional acts. The maximum indemnification obligation shall not exceed [amount]."
+        ),
+        "legal_basis": "Restatement (Second) of Contracts § 345; UCC § 2-607",
+        "consumer_standard": "Mutual indemnification; limited to own acts; capped",
+        "risk_level": "HIGH",
+    },
+    "Confidentiality": {
+        "risky_pattern": "Overly broad confidentiality with no exceptions or time limit",
+        "safe_alternative": (
+            "Each party agrees to maintain the confidentiality of the other's Confidential "
+            "Information for a period of [3-5] years from disclosure. Confidential Information "
+            "excludes: (a) publicly available information, (b) independently developed "
+            "information, (c) information received from a third party without restriction, "
+            "(d) information required to be disclosed by law or court order (with prompt notice "
+            "to the disclosing party)."
+        ),
+        "legal_basis": "Restatement (Third) of Unfair Competition § 39-45",
+        "consumer_standard": "Time-limited; standard exceptions; required disclosure carve-out",
+        "risk_level": "MEDIUM",
+    },
+}
+
+# Mapping from CUAD/unfair labels to our template keys
+_LABEL_TO_TEMPLATE = {
+    "Uncapped Liability": "Uncapped Liability",
+    "Arbitration": "Arbitration",
+    "IP Ownership Assignment": "IP Ownership Assignment",
+    "Termination for Convenience": "Termination for Convenience",
+    "Limitation of liability": "Limitation of liability",
+    "Unilateral termination": "Unilateral termination",
+    "Liquidated Damages": "Liquidated Damages",
+    "Unilateral change": "Unilateral change",
+    "Content removal": "Content removal",
+    "Non-Compete": "Non-Compete",
+    "Exclusivity": "Exclusivity",
+    "Anti-Assignment": "Anti-Assignment",
+    "Jurisdiction": "Jurisdiction",
+    "Choice of law": "Choice of law",
+    "Contract by using": "Contract by using",
+    "Cap on Liability": "Limitation of liability",  # Similar enough
+    "No-Solicit of Customers": "Non-Compete",  # Use non-compete template
+    "No-Solicit of Employees": "Non-Compete",
+    "Non-Disparagement": "Confidentiality",  # Similar restrictive clause
+}
+
+
+# ═══════════════════════════════════════════════════════════════════════
+# TIER 2: RAG RETRIEVAL (find fairer precedent clauses)
+# ═══════════════════════════════════════════════════════════════════════
+
+def _find_similar_templates(clause_label, clause_text):
+    """
+    Find the most relevant safe alternative template(s) for a given clause.
+    Returns list of matching templates.
+    """
+    matches = []
+
+    # Direct label match
+    template_key = _LABEL_TO_TEMPLATE.get(clause_label)
+    if template_key and template_key in SAFE_ALTERNATIVES:
+        matches.append((template_key, SAFE_ALTERNATIVES[template_key], 1.0))
+
+    # Also do keyword matching for clauses that might not have exact label matches
+    clause_lower = clause_text.lower()
+    keyword_map = {
+        "Uncapped Liability": ["unlimited liability", "uncapped", "no limit on liability"],
+        "Arbitration": ["arbitration", "arbitrate", "waive right to court", "class action waiver"],
+        "Termination for Convenience": ["terminate at any time", "terminate without cause", "terminate without notice"],
+        "Limitation of liability": ["not liable", "limitation of liability", "in no event", "disclaim"],
+        "Unilateral change": ["modify at any time", "sole discretion", "change terms", "without notice"],
+        "Content removal": ["remove content", "delete content", "remove at sole discretion"],
+        "Auto-Renewal": ["auto-renew", "automatically renew", "automatic renewal"],
+        "Indemnification": ["indemnif", "hold harmless"],
+    }
+
+    for key, keywords in keyword_map.items():
+        if key in SAFE_ALTERNATIVES:
+            for kw in keywords:
+                if kw in clause_lower:
+                    # Avoid duplicates
+                    if not any(m[0] == key for m in matches):
+                        matches.append((key, SAFE_ALTERNATIVES[key], 0.7))
+                    break
+
+    return matches
+
+
+# ═══════════════════════════════════════════════════════════════════════
+# TIER 3: LLM REFINEMENT
+# ═══════════════════════════════════════════════════════════════════════
+
+_LLM_MODEL = "Qwen/Qwen2.5-7B-Instruct"
+
+def _refine_with_llm(original_clause, template, clause_label):
+    """
+    Use LLM to adapt the template to the specific clause context.
+    The LLM refines — it does NOT generate from scratch (anti-hallucination).
+    """
+    if not _HAS_INFERENCE:
+        return None
+
+    try:
+        token = os.environ.get("HF_TOKEN", "")
+        client = InferenceClient(
+            provider="hf-inference",
+            api_key=token if token else None,
+        )
+
+        prompt = f"""You are a legal contract redlining assistant. Your task is to adapt a safe clause template to fit the specific context of an original risky clause.
+
+RULES:
+1. You MUST use the provided template as your base — do NOT generate clauses from scratch.
+2. Preserve the legal protections in the template.
+3. Adapt specific details (parties, amounts, timeframes) from the original clause.
+4. Keep the same legal standard cited in the template.
+5. Output ONLY the refined clause text, nothing else.
+6. The refined clause should be immediately usable in a contract.
+
+ORIGINAL RISKY CLAUSE:
+{original_clause[:500]}
+
+CLAUSE TYPE: {clause_label}
+
+SAFE TEMPLATE:
+{template['safe_alternative']}
+
+LEGAL BASIS: {template['legal_basis']}
+
+Write the refined safer clause (adapt the template to this specific contract's context):"""
+
+        response = client.chat_completion(
+            model=_LLM_MODEL,
+            messages=[
+                {"role": "system", "content": "You are a legal contract redlining expert. Output ONLY the refined clause text."},
+                {"role": "user", "content": prompt},
+            ],
+            max_tokens=512,
+            temperature=0.2,
+        )
+        refined = response.choices[0].message.content.strip()
+
+        # Sanity check: refined should be substantial
+        if len(refined) < 50:
+            return None
+        return refined
+
+    except Exception as e:
+        print(f"[ClauseGuard Redline] LLM refinement error: {e}")
+        return None
+
+
+# ═══════════════════════════════════════════════════════════════════════
+# PUBLIC API
+# ═══════════════════════════════════════════════════════════════════════
+
+def generate_redlines(analysis_result, use_llm=True):
+    """
+    Generate redline suggestions for all flagged clauses in the analysis.
+    
+    Returns list of redline suggestions:
+    [{
+        "original_text": str,
+        "clause_label": str,
+        "risk_level": str,
+        "safe_alternative": str,
+        "legal_basis": str,
+        "consumer_standard": str,
+        "tier": "template" | "llm_refined",
+        "confidence": str,
+    }]
+    """
+    if analysis_result is None:
+        return []
+
+    clauses = analysis_result.get("clauses", [])
+    if not clauses:
+        return []
+
+    redlines = []
+    seen_labels = set()  # Deduplicate by label
+
+    # Sort by risk level: CRITICAL first
+    risk_order = {"CRITICAL": 0, "HIGH": 1, "MEDIUM": 2, "LOW": 3}
+    sorted_clauses = sorted(clauses, key=lambda c: risk_order.get(c.get("risk", "LOW"), 3))
+
+    for clause in sorted_clauses:
+        label = clause.get("label", "")
+        risk = clause.get("risk", "LOW")
+        text = clause.get("text", "")
+
+        # Skip LOW risk and already-seen labels
+        if risk == "LOW" or label in seen_labels:
+            continue
+        seen_labels.add(label)
+
+        # Find matching templates (Tier 1 + Tier 2)
+        matches = _find_similar_templates(label, text)
+        if not matches:
+            continue
+
+        best_key, best_template, score = matches[0]
+
+        # Tier 3: Try LLM refinement if enabled
+        refined_text = None
+        tier = "template"
+        if use_llm and risk in ("CRITICAL", "HIGH"):
+            refined_text = _refine_with_llm(text, best_template, label)
+            if refined_text:
+                tier = "llm_refined"
+
+        redlines.append({
+            "original_text": text[:500],
+            "clause_label": label,
+            "risk_level": risk,
+            "safe_alternative": refined_text or best_template["safe_alternative"],
+            "template_alternative": best_template["safe_alternative"],
+            "legal_basis": best_template["legal_basis"],
+            "consumer_standard": best_template["consumer_standard"],
+            "tier": tier,
+        })
+
+    return redlines
+
+
+def render_redlines_html(redlines):
+    """Render redline suggestions as HTML for Gradio."""
+    if not redlines:
+        return '''<div style="padding:24px;text-align:center;color:#6b7280;font-family:system-ui,sans-serif;">
+            <p style="font-size:16px;">📝 No redline suggestions available.</p>
+            <p style="font-size:13px;">Analyze a contract first — redlining suggestions will appear for risky clauses.</p>
+        </div>'''
+
+    risk_styles = {
+        "CRITICAL": ("#dc2626", "#fef2f2", "⚠️"),
+        "HIGH": ("#ea580c", "#fff7ed", "⚡"),
+        "MEDIUM": ("#ca8a04", "#fefce8", "📋"),
+        "LOW": ("#16a34a", "#f0fdf4", "✓"),
+    }
+
+    html = '<div style="font-family:system-ui,sans-serif;">'
+
+    # Summary header
+    crit = sum(1 for r in redlines if r["risk_level"] == "CRITICAL")
+    high = sum(1 for r in redlines if r["risk_level"] == "HIGH")
+    med = sum(1 for r in redlines if r["risk_level"] == "MEDIUM")
+    llm_count = sum(1 for r in redlines if r["tier"] == "llm_refined")
+
+    html += f'''
+    <div style="padding:16px;background:linear-gradient(135deg,#eff6ff,#f0fdf4);border-radius:12px;margin-bottom:16px;border:1px solid #e5e7eb;">
+        <div style="display:flex;align-items:center;gap:8px;margin-bottom:8px;">
+            <span style="font-size:24px;">✏️</span>
+            <h2 style="margin:0;font-size:18px;color:#1f2937;">Clause Redlining Suggestions</h2>
+        </div>
+        <p style="font-size:13px;color:#6b7280;margin:0;">
+            {len(redlines)} suggestions: {crit} Critical · {high} High · {med} Medium
+            {f" · {llm_count} LLM-refined" if llm_count else ""}
+        </p>
+    </div>
+    '''
+
+    for i, redline in enumerate(redlines):
+        border_color, bg_color, icon = risk_styles.get(
+            redline["risk_level"], ("#6b7280", "#f9fafb", "•")
+        )
+        tier_badge = (
+            '<span style="font-size:10px;background:#eff6ff;color:#3b82f6;padding:2px 8px;border-radius:4px;">🤖 LLM Refined</span>'
+            if redline["tier"] == "llm_refined"
+            else '<span style="font-size:10px;background:#f0fdf4;color:#16a34a;padding:2px 8px;border-radius:4px;">📋 Template</span>'
+        )
+
+        original_preview = redline["original_text"][:200].replace("<", "&lt;").replace(">", "&gt;")
+        safe_text = redline["safe_alternative"].replace("<", "&lt;").replace(">", "&gt;")
+
+        html += f'''
+        <div style="border:1px solid #e5e7eb;border-left:4px solid {border_color};border-radius:8px;margin-bottom:12px;overflow:hidden;">
+            <!-- Header -->
+            <div style="padding:12px 16px;background:{bg_color};border-bottom:1px solid #e5e7eb;">
+                <div style="display:flex;align-items:center;justify-content:space-between;">
+                    <div style="display:flex;align-items:center;gap:8px;">
+                        <span style="font-size:16px;">{icon}</span>
+                        <span style="font-size:14px;font-weight:600;color:{border_color};">{redline["clause_label"]}</span>
+                        <span style="font-size:11px;color:{border_color};text-transform:uppercase;font-weight:600;">{redline["risk_level"]}</span>
+                    </div>
+                    {tier_badge}
+                </div>
+            </div>
+            
+            <!-- Body -->
+            <div style="padding:16px;">
+                <!-- Original (risky) -->
+                <div style="margin-bottom:12px;">
+                    <div style="font-size:11px;font-weight:600;color:#991b1b;text-transform:uppercase;margin-bottom:4px;">❌ Original (Risky)</div>
+                    <div style="background:#fef2f2;border:1px solid #fecaca;border-radius:6px;padding:10px;font-size:12px;color:#991b1b;line-height:1.6;">
+                        <del>{original_preview}{"..." if len(redline["original_text"]) > 200 else ""}</del>
+                    </div>
+                </div>
+                
+                <!-- Suggested (safe) -->
+                <div style="margin-bottom:12px;">
+                    <div style="font-size:11px;font-weight:600;color:#166534;text-transform:uppercase;margin-bottom:4px;">✅ Suggested Alternative</div>
+                    <div style="background:#f0fdf4;border:1px solid #bbf7d0;border-radius:6px;padding:10px;font-size:12px;color:#166534;line-height:1.6;">
+                        {safe_text}
+                    </div>
+                </div>
+                
+                <!-- Legal basis -->
+                <div style="display:flex;gap:12px;flex-wrap:wrap;">
+                    <div style="flex:1;min-width:200px;">
+                        <div style="font-size:10px;font-weight:600;color:#6b7280;text-transform:uppercase;margin-bottom:2px;">📚 Legal Basis</div>
+                        <div style="font-size:11px;color:#4b5563;">{redline["legal_basis"]}</div>
+                    </div>
+                    <div style="flex:1;min-width:200px;">
+                        <div style="font-size:10px;font-weight:600;color:#6b7280;text-transform:uppercase;margin-bottom:2px;">🛡️ Consumer Standard</div>
+                        <div style="font-size:11px;color:#4b5563;">{redline["consumer_standard"]}</div>
+                    </div>
+                </div>
+            </div>
+        </div>
+        '''
+
+    # Disclaimer
+    html += '''
+    <div style="margin-top:16px;padding:12px;background:#fefce8;border:1px solid #fde68a;border-radius:8px;">
+        <p style="font-size:11px;color:#92400e;margin:0;line-height:1.5;">
+            <strong>⚠️ Disclaimer:</strong> These are AI-generated suggestions based on legal templates and consumer protection standards. 
+            They are NOT legal advice. The suggested alternatives are starting points that should be reviewed and customized by a 
+            qualified attorney before use in any contract. Legal requirements vary by jurisdiction.
+        </p>
+    </div>
+    '''
+
+    html += '</div>'
+    return html