{
  "task_id": "objective_hard_14",
  "version": "2.0.0",
  "created_at": "2026-03-13",
  "metadata": {
    "domain": "credit_card_optimization",
    "difficulty": "hard",
    "task_number": 14,
    "complexity_hint": {
      "max_tokens": 8000,
      "expected_output": "up to 3-card portfolio optimization with full EV breakdown over 36 months"
    },
    "requires_human_review": false
  },
  "prompt": {
    "system": "",
    "user": "You are a financial advisor. Build an optimal credit card portfolio for this user and calculate the total expected value over 36 months.\n\nUser profile:\n- Monthly spending: $450 dining, $400 groceries, $100 gas, $600 travel, $250 other (Venmo bills)\n- Monthly rent: $765 (can pay by card with 2.95% fee)\n- Currently has: Discover It (only card)\n- FICO: 790\n- Income: $70K\n- Has Amazon Prime\n- OK with category and rotating cards\n- Purpose: travel rewards\n- Considering: Chase Sapphire Preferred\n- Time horizon: 36 months\n\nRecommend up to 3 cards. Show per-card EV breakdown.",
    "knowledge_base_ref": "knowledge_base.md",
    "kb_filter": [
      "Chase Sapphire Preferred",
      "American Express Gold",
      "Capital One Venture X",
      "Citi Strata Premier",
      "Chase Freedom Unlimited",
      "Chase Freedom Flex",
      "Bilt Palladium",
      "Capital One Venture",
      "Amex Green"
    ],
    "system_prompt_ref": "system_prompt_template.md"
  },
  "scoring": {
    "dimensions": {
      "card_selection": {
        "weight": 0.25,
        "type": "automated",
        "description": "F1 of recommended cards vs. computed optimal set",
        "checks": {
          "expected_cards": [
            "Chase Sapphire Preferred",
            "American Express Gold",
            "Capital One Venture"
          ]
        },
        "hard_constraint": false
      },
      "ev_accuracy": {
        "weight": 0.3,
        "type": "automated",
        "description": "EV accuracy vs. computed ground truth",
        "reference": {
          "user_profile": {
            "monthly_spend": {
              "dining": 450.0,
              "groceries": 400.0,
              "travel": 300.0,
              "flights": 200.0,
              "hotels": 100.0,
              "gas": 100.0,
              "everything_else": 250.0
            },
            "time_horizon_months": 36,
            "uses_streaming": true,
            "has_amazon_prime": true,
            "monthly_rent": 765.0,
            "pays_housing_with_bilt": true
          },
          "expected_card_ids": [
            "chase_sapphire_preferred",
            "american_express_gold",
            "capital_one_venture"
          ],
          "ev_tolerance_pct": 0.07
        }
      },
      "factual_fidelity": {
        "weight": 0.3,
        "type": "automated",
        "description": "Accuracy of factual claims about cards",
        "reference": {
          "extracted_claims": null,
          "reference_ev_usd": null
        }
      },
      "constraint_compliance": {
        "weight": 0.15,
        "type": "automated",
        "description": "Respects user constraints",
        "checks": {
          "expected_cards": [
            "Chase Sapphire Preferred",
            "American Express Gold",
            "Capital One Venture"
          ],
          "expected_housing_option": null
        },
        "hard_constraint": false
      }
    },
    "passing_threshold": 0.5,
    "hard_constraint_failure_zeroes_dimension": true
  },
  "reference_solution": {
    "_status": "COMPUTED",
    "recommended_cards": [
      "Chase Sapphire Preferred",
      "American Express Gold",
      "Capital One Venture"
    ],
    "total_ev_usd": null,
    "ev_breakdown": null,
    "housing_option": null,
    "key_constraints_flags": [
      "max_3_cards",
      "rent_optimization"
    ],
    "expert_notes": ""
  }
}