"""Production-grade Plaid client for purchase verification.

This module is the *real* counterpart to ``plaid_mock.BankProbeStub`` —
it speaks to the genuine Plaid API and surfaces a ``LedgerHit`` shaped
identically to the mock. The gym swaps between them at construction
time when ``PLAID_CLIENT_ID`` / ``PLAID_SECRET`` are populated.

Setup
=====

1. ``pip install plaid-python``
2. Set environment variables before starting the Space::

       export PLAID_CLIENT_ID=...
       export PLAID_SECRET=...
       export PLAID_ENV=sandbox      # or development / production

3. Drive the Plaid Link UI on the front-end to obtain a public token,
   then exchange it once via :meth:`PlaidGateway.exchange_public_token`.
   Keep the resulting ``access_token`` per-claimant.

The only public method the gym calls is :meth:`PlaidGateway.verify_purchase`.
Everything else is Plaid plumbing kept here so the gym never has to
know about Plaid SDK types.
"""

from __future__ import annotations

import os
from dataclasses import dataclass
from datetime import date, datetime, timedelta
from typing import Any

# Plaid SDK is optional at install time — degrade gracefully.
try:
    import plaid
    from plaid.api import plaid_api
    from plaid.model.country_code import CountryCode
    from plaid.model.item_public_token_exchange_request import (
        ItemPublicTokenExchangeRequest,
    )
    from plaid.model.link_token_create_request import LinkTokenCreateRequest
    from plaid.model.link_token_create_request_user import LinkTokenCreateRequestUser
    from plaid.model.products import Products
    from plaid.model.transactions_get_request import TransactionsGetRequest
    from plaid.model.transactions_get_request_options import (
        TransactionsGetRequestOptions,
    )
    from plaid.model.transactions_sync_request import TransactionsSyncRequest

    PLAID_AVAILABLE = True
except ImportError:  # pragma: no cover — dev path
    plaid = None  # type: ignore[assignment]
    PLAID_AVAILABLE = False


# ---------------------------------------------------------------------------
# Result type — mirrors plaid_mock.LedgerHit
# ---------------------------------------------------------------------------


@dataclass
class LedgerHit:
    """Outcome of one ``verify_purchase`` call."""

    found: bool
    transaction_id: str
    amount: float
    date: str
    merchant: str
    category: str
    confidence: float
    discrepancy: bool
    discrepancy_reason: str | None


# Backwards-compat alias.
TransactionMatch = LedgerHit


# ---------------------------------------------------------------------------
# Environment selection
# ---------------------------------------------------------------------------


def _resolve_environment(name: str) -> Any:
    """Translate a string label into a Plaid SDK ``Environment`` enum."""
    if not PLAID_AVAILABLE:
        raise ImportError(
            "plaid-python is not installed. Run `pip install plaid-python`."
        )
    candidates = {
        "sandbox": plaid.Environment.Sandbox,
        "development": plaid.Environment.Development,
        "production": plaid.Environment.Production,
    }
    return candidates.get(name.lower(), plaid.Environment.Sandbox)


# ---------------------------------------------------------------------------
# Gateway
# ---------------------------------------------------------------------------


class PlaidGateway:
    """Thin wrapper around ``plaid_api.PlaidApi`` tailored to claims work.

    Lifecycle::

        gateway = PlaidGateway()                  # reads creds from env vars
        link_token = gateway.create_link_token("user-42")
        # … browser-side Plaid Link returns a public_token …
        access_token = gateway.exchange_public_token(public_token)

        hit = gateway.verify_purchase(
            access_token=access_token,
            claimed_amount=3500.0,
            claimed_date="2024-03-01",
            claimed_description="Auto repair",
        )
    """

    DEFAULT_TOLERANCE = 0.15
    DEFAULT_DATE_WINDOW_DAYS = 30
    AMOUNT_WEIGHT = 0.5
    DATE_WEIGHT = 0.3
    DESCRIPTION_WEIGHT = 0.2
    MIN_CONFIDENCE = 0.5
    PRODUCT_LINK_NAME = "ClaimSense"

    def __init__(
        self,
        client_id: str | None = None,
        secret: str | None = None,
        environment: str = "sandbox",
    ) -> None:
        if not PLAID_AVAILABLE:
            raise ImportError(
                "plaid-python is not installed. Run `pip install plaid-python`."
            )

        self.client_id = client_id or os.environ.get("PLAID_CLIENT_ID")
        self.secret = secret or os.environ.get("PLAID_SECRET")
        self.environment_name = os.environ.get("PLAID_ENV", environment)

        if not self.client_id or not self.secret:
            raise ValueError(
                "Plaid credentials missing. Set PLAID_CLIENT_ID and "
                "PLAID_SECRET environment variables, or pass them to "
                "PlaidGateway()."
            )

        configuration = plaid.Configuration(
            host=_resolve_environment(self.environment_name),
            api_key={"clientId": self.client_id, "secret": self.secret},
        )
        self._client = plaid_api.PlaidApi(plaid.ApiClient(configuration))

    # ------------------------------------------------------------------
    # Plaid Link bootstrap
    # ------------------------------------------------------------------

    def create_link_token(self, user_id: str) -> str:
        """Mint a Link token used by the front-end Plaid Link widget."""
        request = LinkTokenCreateRequest(
            user=LinkTokenCreateRequestUser(client_user_id=user_id),
            client_name=self.PRODUCT_LINK_NAME,
            products=[Products("transactions")],
            country_codes=[CountryCode("US")],
            language="en",
        )
        response = self._client.link_token_create(request)
        return response["link_token"]

    def exchange_public_token(self, public_token: str) -> str:
        """Trade a one-time public token for a long-lived access token."""
        request = ItemPublicTokenExchangeRequest(public_token=public_token)
        response = self._client.item_public_token_exchange(request)
        return response["access_token"]

    # ------------------------------------------------------------------
    # Transaction retrieval
    # ------------------------------------------------------------------

    def fetch_transactions(
        self,
        access_token: str,
        start_date: date,
        end_date: date,
    ) -> list[dict[str, Any]]:
        """Return *all* transactions in [start_date, end_date], paginating."""
        first = self._client.transactions_get(
            TransactionsGetRequest(
                access_token=access_token,
                start_date=start_date,
                end_date=end_date,
            )
        )
        transactions = list(first["transactions"])
        total = int(first["total_transactions"])

        while len(transactions) < total:
            options = TransactionsGetRequestOptions(offset=len(transactions))
            page = self._client.transactions_get(
                TransactionsGetRequest(
                    access_token=access_token,
                    start_date=start_date,
                    end_date=end_date,
                    options=options,
                )
            )
            transactions.extend(page["transactions"])

        return transactions

    def sync_transactions(
        self, access_token: str, cursor: str | None = None
    ) -> dict[str, Any]:
        """Incremental ``/transactions/sync`` wrapper.

        Recommended over ``fetch_transactions`` for production — Plaid
        returns only the deltas, paginated by ``next_cursor``.
        """
        first_request = (
            TransactionsSyncRequest(access_token=access_token, cursor=cursor)
            if cursor
            else TransactionsSyncRequest(access_token=access_token)
        )
        response = self._client.transactions_sync(first_request)

        added = list(response["added"])
        modified = list(response["modified"])
        removed = list(response["removed"])

        while response["has_more"]:
            response = self._client.transactions_sync(
                TransactionsSyncRequest(
                    access_token=access_token,
                    cursor=response["next_cursor"],
                )
            )
            added.extend(response["added"])
            modified.extend(response["modified"])
            removed.extend(response["removed"])

        return {
            "added": added,
            "modified": modified,
            "removed": removed,
            "next_cursor": response["next_cursor"],
        }

    # ------------------------------------------------------------------
    # The method the gym actually calls
    # ------------------------------------------------------------------

    def verify_purchase(
        self,
        access_token: str,
        claimed_amount: float,
        claimed_date: str,
        claimed_description: str = "",
        tolerance: float = DEFAULT_TOLERANCE,
        date_range_days: int = DEFAULT_DATE_WINDOW_DAYS,
    ) -> LedgerHit:
        """Look for the strongest transaction match in a ±N-day window."""
        try:
            window_centre = datetime.strptime(claimed_date, "%Y-%m-%d").date()
        except ValueError as exc:
            return _miss(f"Could not parse claimed_date: {exc}")

        start = window_centre - timedelta(days=date_range_days)
        end = window_centre + timedelta(days=date_range_days)

        try:
            transactions = self.fetch_transactions(access_token, start, end)
        except plaid.ApiException as exc:  # type: ignore[attr-defined]
            return _miss(f"Plaid API error: {exc.body}")

        best_tx, best_score = self._best_match(
            transactions=transactions,
            claimed_amount=claimed_amount,
            claimed_description=claimed_description,
            window_centre=window_centre,
            window_days=date_range_days,
        )

        if best_tx is None or best_score < self.MIN_CONFIDENCE:
            return _miss("No matching transaction found in bank records")

        matched_amount = abs(float(best_tx["amount"]))
        diff_pct = abs(matched_amount - claimed_amount) / max(1.0, claimed_amount)
        flagged = diff_pct > tolerance

        return LedgerHit(
            found=True,
            transaction_id=str(best_tx["transaction_id"]),
            amount=matched_amount,
            date=str(best_tx["date"]),
            merchant=str(
                best_tx.get("merchant_name") or best_tx.get("name") or "Unknown"
            ),
            category=(
                best_tx["category"][0] if best_tx.get("category") else "unknown"
            ),
            confidence=best_score,
            discrepancy=flagged,
            discrepancy_reason=(
                f"Claimed ${claimed_amount:,.2f} but transaction shows "
                f"${matched_amount:,.2f}"
                if flagged
                else None
            ),
        )

    # ------------------------------------------------------------------
    # Internal scoring helpers
    # ------------------------------------------------------------------

    def _best_match(
        self,
        *,
        transactions: list[dict[str, Any]],
        claimed_amount: float,
        claimed_description: str,
        window_centre: date,
        window_days: int,
    ) -> tuple[dict[str, Any] | None, float]:
        best_tx: dict[str, Any] | None = None
        best_score = 0.0
        keywords = [
            kw for kw in claimed_description.lower().split() if len(kw) > 2
        ]

        for tx in transactions:
            score = self._score(
                tx=tx,
                claimed_amount=claimed_amount,
                keywords=keywords,
                window_centre=window_centre,
                window_days=window_days,
            )
            if score > best_score:
                best_score, best_tx = score, tx

        return best_tx, best_score

    def _score(
        self,
        *,
        tx: dict[str, Any],
        claimed_amount: float,
        keywords: list[str],
        window_centre: date,
        window_days: int,
    ) -> float:
        amount = abs(float(tx["amount"]))
        amount_diff = abs(amount - claimed_amount) / max(1.0, claimed_amount)
        amount_score = max(0.0, 1.0 - amount_diff)

        try:
            tx_date = datetime.strptime(str(tx["date"]), "%Y-%m-%d").date()
        except (ValueError, TypeError):
            tx_date = window_centre
        days_diff = abs((tx_date - window_centre).days)
        date_score = max(0.0, 1.0 - days_diff / max(1, window_days))

        merchant = (tx.get("merchant_name") or tx.get("name") or "").lower()
        if keywords:
            description_score = (
                1.0 if any(kw in merchant for kw in keywords) else 0.5
            )
        else:
            description_score = 0.5

        return (
            self.AMOUNT_WEIGHT * amount_score
            + self.DATE_WEIGHT * date_score
            + self.DESCRIPTION_WEIGHT * description_score
        )


# ---------------------------------------------------------------------------
# Module-level helpers
# ---------------------------------------------------------------------------


def _miss(reason: str) -> LedgerHit:
    """Build a "no match" result with the given explanation."""
    return LedgerHit(
        found=False,
        transaction_id="",
        amount=0.0,
        date="",
        merchant="",
        category="",
        confidence=0.0,
        discrepancy=True,
        discrepancy_reason=reason,
    )


def get_plaid_gateway() -> "PlaidGateway":
    """Build a configured ``PlaidGateway``; raises if Plaid is unavailable."""
    return PlaidGateway()


def summarize_ledger_hit(hit: LedgerHit) -> str:
    """Formatter shared with ``plaid_mock`` for consistent log output."""
    if not hit.found:
        return f"VERIFICATION FAILED: {hit.discrepancy_reason}"
    headline = "DISCREPANCY DETECTED" if hit.discrepancy else "VERIFIED"
    line = (
        f"{headline}: Transaction found - ${hit.amount:,.2f} at "
        f"{hit.merchant} on {hit.date}"
    )
    if hit.discrepancy:
        line += f" | WARNING: {hit.discrepancy_reason}"
    return line


# Backwards-compat aliases.
PlaidClient = PlaidGateway
get_plaid_client = get_plaid_gateway
format_verification_result = summarize_ledger_hit


__all__ = [
    "LedgerHit",
    "PlaidGateway",
    "summarize_ledger_hit",
    "get_plaid_gateway",
    # legacy
    "TransactionMatch",
    "PlaidClient",
    "get_plaid_client",
    "format_verification_result",
    "PLAID_AVAILABLE",
]