# NVIDIA NIM API Key (Required for AI Advisor)
NVIDIA_API_KEY=your_nvapi_key_here

# Hugging Face Token (Required for Persistent DB Backups)
HF_TOKEN=your_hf_token_here

# Database URL (Default for Docker/HF)
# SQLALCHEMY_DATABASE_URL=sqlite:////app/data/loan_db.db

# Deployment environment (production/development)
ENV=production