{ "task_id": "consumerfinance_008", "domain": "CFPB_REPORTS", "autonomy_type": "ordered table", "oracle_output_cardinality": 3, "instruction": "On the CFPB enforcement actions page, for the period 2022 to 2024, find one qualifying administrative enforcement action for each of the three product categories: Deposits, Furnishing, and Prepaid. Then, in the corresponding Consent Order for that action, locate the first occurrence of the consumer redress amount and the civil money penalty amount, along with their page numbers.\n\nSpecifically, first restrict the search to actions on the CFPB enforcement actions page whose Initial filing date falls between 2022-01-01 and 2024-12-31.\n\nThen, search separately for each of the three product categories: Deposits, Furnishing, and Prepaid. For each category, follow the current default case order on the CFPB website from top to bottom, and select the first action that simultaneously meets all of the following conditions:\n1. The action page provides both a Consent Order and a press release.\n2. The product category label corresponds one-to-one with the target category.\n3. The page explicitly states consumer redress, and the redress amount exceeds $5,000,000.\n4. In addition to consumer redress, the page also explicitly states a civil money penalty.\n\nAfter finding such an action for each product category, open its corresponding Consent Order and locate the two types of monetary information:\n- The specific amount of consumer redress when it first appears in the text, and the page number where it appears.\n- The specific amount of civil money penalty when it first appears in the text, and the page number where it appears.\n\nPage numbers should be based on the physical page numbering of the Consent Order PDF, i.e., the first page is p1, the second page is p2, and so on.", "start_url": "https://www.consumerfinance.gov/enforcement/actions/", "output_format": "Finally, output the results for the three product categories sorted alphabetically by product name. Output one segment per category in the following format:\n|||||p||p\nIf no qualifying case is found for a category, output:\n|NONE\nJoin the three results with commas, with no spaces.", "oracle_answer": "Deposits|Bank of America, N.A.|2023-CFPB-0006|2023-07-11|$80,400,000|p11|$60,000,000|p14,Furnishing|Hyundai Capital America|2022-CFPB-0005|2022-07-26|$13,200,000|p31|$6,000,000|p35,Prepaid|U.S. Bank National Association|2023-CFPB-0019|2023-12-19|$5,700,000|p22|$15,000,000|p26", "metadata": { "State-Gated Retrieval": [ "Only consider administrative enforcement actions on the CFPB Enforcement actions page whose Initial filing date falls between 2022-01-01 and 2024-12-31.", "For each of the three product categories (Deposits, Furnishing, Prepaid), search in the current default order from top to bottom for the first action that simultaneously satisfies: the page provides a Consent Order and a Press release; the Products label corresponds one-to-one with the target category; the action detail page explicitly states consumer redress > $5,000,000 and also states a civil money penalty.", "Finally, extract the first-occurrence amounts and page numbers of consumer redress and civil money penalty from the correct Consent Order." ], "dependency_type": "Data + Control", "intra_chain": true, "inter_chain": true, "data_dependency": [ "Enforcement-action list pages yield product-branch candidate actions in current default order.", "Each action detail page and linked consent-order PDF yield product singularity, document-stack presence, redress/civil-money-penalty amounts, and first-occurrence pages.", "Final rows are emitted only after identifying, for each product, the first action that survives detail-page and PDF validation." ], "control_dependency": [ "List-level \"has Consent Order + Press release\" hits must be validated on the detail page for product singularity and money thresholds.", "Prepaid candidates force document-level disambiguation among Consent Order, Stipulation, and terminating-order PDFs.", "Per-product first-match selection must explicitly skip rejected candidates and validate downstream PDFs before it is finalized." ], "freeze": { "historical_window": "Administrative enforcement actions with Initial filing date from 2022-01-01 through 2024-12-31; current default case ordering and currently linked action documents." }, "answer_type": "multi-row ordered table" }, "rubric": { "inclusion_conditions": [ "Only consider administrative enforcement actions on the CFPB Enforcement actions page whose Initial filing date falls between 2022-01-01 and 2024-12-31.", "For each of the three product categories (Deposits, Furnishing, Prepaid), search in the current default order from top to bottom for the first action that simultaneously satisfies: the page provides a Consent Order and a Press release; the Products label corresponds one-to-one with the target category; the action detail page explicitly states consumer redress > $5,000,000 and also states a civil money penalty.", "Finally, extract the first-occurrence amounts and page numbers of consumer redress and civil money penalty from the correct Consent Order." ], "exclusion_conditions": [ "Exclude actions where the Products label is not a single target category, or where the action appears relevant only at the list level but the detail page does not confirm it.", "Exclude actions that do not clearly satisfy the redress > $5M and independent civil money penalty conditions.", "Exclude cases where a Stipulation or Order Terminating the Consent Order is mistakenly used in place of the required Consent Order." ], "normalization": { "field_separator": "|", "record_separator": ",", "schema": [ "Product", "Respondent", "Docket", "FilingDate", "RedressUSD", "RedressPage", "PenaltyUSD", "PenaltyPage" ], "product_order": "Alphabetical by Product name", "fallback_row": "If a product has no qualifying case, emit `|NONE`", "date_format": "FilingDate uses YYYY-MM-DD", "money_fields": "Canonical output preserves the dollar sign and commas from the oracle, but equivalent comparison may ignore `$` and commas and compare the numeric USD amount.", "page_fields": "Page fields use the canonical `pN` form.", "document_scope": "Extract both money amounts from the Consent Order PDF only; do not substitute a stipulation, termination order, or other companion document.", "selection_rule": "For each product, keep the first action in the default filtered order that fully satisfies every gate in the source rubric." } } }